USAA credit card statement for an associate, April 2020

EFTA00097104¶

Account Summary¶

Account Number 4270 XXXX XXXX 5034¶

Address change? Visit us at: www.usaa.com or complete the form below and return it with your payment. The address change will update ALL USAA products and services associated with your household.¶

New Balance	Minimum Payment Due	Payment Due Date	Amount Enclosed
$4,503.52	$0.00	05/21/20	$

To ensure proper credit, please return this portion with your Check or Money Order payment made payable to USAA Savings Bank. DO NOT SEND CASH.¶

Address
City	State	Zip
H Phone()	W Phone()

SCOTT G BORGERSON¶

USAA CREDIT CARD PAYMENTS¶

10750 MCDERMOTT FWY¶

SAN ANTONIO TX 78288-0570¶

MANCHESTER MA 01944-1540¶

007813821¶

427082300514990100000000004503520¶

Please detach and mail the coupon above with your payment.¶

Account Number	4270 XXXX XXXX 5034
Credit limit	$35,000.00
Available credit	$30,485.00

Questions?¶

Visit us at www.usaa.com ¶

Questions? Call Customer Service¶

04/26/20¶

Lost or Stolen Card¶

Or write us at:¶

PO BOX 65020, SAN ANTONIO, TX 78265-5020¶

Remit payment to:¶

Summary of Account Activity
Previous Balance		$2,633.44
Payments	-	$2,633.44
Other Credits	-	$10.00
New Purchases	+	$4,513.52
New Cash Advances	+	$0.00
New Balance Transfers	+	$0.00
Fees Charged	+	$0.00
Interest Charged	+	$0.00

New Balance		$4,503.52
Credit Limit		$35,000.00
Available Credit		$30,485.00
Days in Billing Cycle		30

Important Reminder:The variable Annual Percentage Rates (APRs) on your Account are determined each billing period based on the Prime Rate plus a margin. Due to the recent change in the Prime Rate, your variable APRs decreased this billing period by 1.50%. Your new variable APRs are shown in the “Interest Charge Calculation” section below. Variable rates are identified on the statement with a “(V)” next to the name of the balance type.¶

Get statements faster, save paper, and reduce your risk of identity theft with USAA Documents Online. It’s free, convenient, and helps us save you money. Log on to usaa.com and sign up today.¶

Statement Closing Date¶

USAA Documents Online¶

Payment Information
New Balance	$4,503.52
Minimum Payment Due	$0.00
Payment Due Date	05/21/20

Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to $35.00.¶

Minimum Payment Warning: If you make only the regular minimum payment* each period, you will pay more in interest and it will take you longer to pay off your balance. For example:¶

If you make no additional charges using this card and each month you pay...	You will pay off the balance shown on this statement in about...	And you will end up paying an estimated total of...
Only the minimum payment	20 years	$8,168.00
$147.00	3 years	$5,300.00(Savings=$2,868.00)

If you would like information about credit counseling services, call¶

*See Important Account Information at end of statement. You may repay the total balance at any time.¶

Rewards Summary¶

USAA REWARDS PROGRAM¶

FOR MORE INFORMATION ABOUT YOUR USAA REWARDS PROGRAM, GO TO YOUR ACCOUNT SUMMARY PAGE ON USAA.COM OR CALL ( ), 9 AM - 8 PM (ET), 7 DAYS A WEEK.¶

007813821¶

5550¶

M8H¶

1	7	18	200426	0

PAGE 1 of 4¶

10	3309	3000	B164	O1AB5550

EFTA00097105¶

Payment Conditions. Payments must be made in U.S. dollars and drawn on funds on deposit at financial institutions insured by the F.D.I.C. Do not mail cash. Payments received by us by 5 pm central time will be credited as of the same day if the payment is in U.S. dollars and made:¶

By check or money order drawn on a financial institution located in the U.S. or the post office, accompanied only with this payment coupon or your account number, and either mailed to our payment address on the front or delivered in person to us (do not mail cash);
Electronically on usaa.com or through a third-party bill paying service; or

Telephonically by calling¶

Payments that we accept that do not meet the above requirements will be credited within 5 days. We reserve the right to withhold credit availability until we confirm receipt of good funds.¶

Account Settlements. You cannot settle your account balance without our written agreement. If you want to settle your account for less than the New Balance (for example if you dispute the amount you owe or you cannot afford to pay what you owe), you must write to us at USAA Credit Card Resolution Services, P.O. Box 34894, San Antonio, TX 78265 and we must agree in writing. Otherwise, we may process your payment and it will not release you from paying the remaining unpaid balance or result in an accord and satisfaction.¶

Transactions¶

Payments and Credits
Trans Date	Post Date	Reference Number	Description	Amount
03/30	03/30	7427082FA00XVFJ6R	USAA CREDIT CARD PAYMENT SAN ANTONIO TX	$2,633.44
04/03	04/05	7449215FF0TXFXW24	NEST LABS PALO ALTO CA CREDIT	$5.00
04/03	04/05	7449215FF0TXFXZDX	NEST LABS PALO ALTO CA CREDIT	$5.00
			Total Payments And Credits For This Period	$2,643.44

SCOTT G BORGERSON - 4270 XXXX XXXX 5034¶

Trans Date	Post Date	Reference Number	Description	Amount
03/26	03/28	24751F710GRYJFJX	CALA'S RESTAURANT 130 MANCHESTER BY MA	$22.33
03/27	03/28	24492I57LR3121LD	HOUZZ INC. SHOP	$540.97
03/29	03/29	24174F6A0JUMEEA	WHOLEFDS LNF 10452 LYNNFIELD MA	$238.99
03/29	03/29	24164T59M7NES15	PETCO 740 63507404 PEABODY MA	$106.72
03/30	03/30	244939BFBPH811HPG	AT&T'BILL PAYMENT WWW.ATT.COM TX	$195.68
03/31	03/31	24492I5BLRB6J21B	GRUBHUBINDIAQUALITYRE GRUBHUB.COM NY	$60.33
04/01	04/01	24174F6A0QRT7PG2	TST TATTE BAKERY CHARLES BOSTON MA	$16.05
04/01	04/01	244310F6FDROEDHKWK	DUNKIN #330908 Q35 GLOUCESTER MA	$12.63
04/01	04/01	240151F7E08YXF2V	PHILIPS 66 - MANCHESTER MANCHESTER MA	$36.37
04/03	04/03	24692I6F2BXT650D	COMMON MAN NO. IRVING HOOKSETT NH	$3.78
04/03	04/03	24692I6F2X075GB0	NH LIQUOR STORE #64 HOOKSETT NH	$23.99
04/03	04/03	248019F7FBM729SB3	LUMBER BARN BRADFORD NH	$700.70
04/05	04/05	240503FH003LBSOV	XSOLLA H.XSOLLA.COM CA	$10.62
04/05	04/05	24692I6F2HX0XORWB	COMMON MAN SO. IRVING HOOKSETT NH	$3.78
04/05	04/05	24692I6F2HX0XOTLX	COMMON MAN SO. IRVING HOOKSETT NH	$19.58
04/06	04/06	243428F5HOFMFWJF7	Short & Main Gloucester MA	$74.90
04/07	04/07	24174F6KOOPN6EDN	WHOLEFDS LNF 10452 LYNNFIELD MA	$148.83
04/07	04/07	24492I5JLRHWGW3Y	GRUBHUBRUTHSCHRISTEA GRUBHUB.COM NY	$162.01
04/08	04/08	24174F6KOOPN6EG7	TST TATTE BAKERY CHARLES BOSTON MA	$6.42
04/08	04/08	24174F6KOOPN6EJS	TST TATTE BAKERY - BACK BOSTON MA	$4.82
04/08	04/08	24174F6KOOPN6EME	TST TATTE BAKERY - BACK BOSTON MA	$13.91
04/12	04/12	24692I6F2RX8X0XDR	COMMON MAN SO. IRVING HOOKSETT NH	$10.26
04/12	04/12	24692I6F2RX8X0Y9K	COMMON MAN SO. IRVING HOOKSETT NH	$29.42
04/13	04/13	244273FRLRY0WAXZ	CROSBYS MARKETPLAC MANCHESTER MA	$155.18
04/13	04/13	244450F0TDOQ7XJ7JW	WALGREENS #2471 SAUGUS MA	$31.86
04/13	04/13	24492I5FJRJ2LQ3N	SP * TODD SNYDER TODDSNYDER.CO IA	$598.00
04/13	04/13	24492I5FJRJ3OA7FA	SP * ALLBIRDS WEAREALLBIRDS CA	$95.00
04/14	04/14	24492I5FTLSNRRFE4	GRUBHUBDOUZOMODERNJAP GRUBHUB.COM NY	$114.14
04/14	04/14	24492I5FTLSNVG499	DB ELECTRICAL 180-075232UCK T	$19.34
04/15	04/15	249398F5ORMETLE7	BROOKS SPORTS WEB SALES WA	$130.00
04/15	04/16	247542F4VN0BM79M	SUDBAY CADILLAC JACK GM	$189.00
04/17	04/17	240508F3W003R931	XSOLLA H.XSOLLA.COM CA	$21.24
04/17	04/17	240710F5XVALDA4XX	COMPASSION VETERINARY BRADFORD NH	$27.66
04/18	04/18	24692I6F2X9XF2RZ0	LULULEMONCOM CA	$216.00
04/19	04/19	24692I6F2XZ0XNFE7	COMMON MAN SO. IRVING HOOKSETT NH	$114.14
04/19	04/19	24692I6F2XZ0XNFEF	COMMON MAN SO. IRVING HOOKSETT NH	$31.96
04/20	04/20	240034F1ZS66L496	DELUCAS MARKET BOSTON MA	$81.44
04/20	04/20	241904G21000EL79	NOREAST CLEANERS GLUCESTER MA	$9.40
04/21	04/21	2402492G0004ZYART	Tesla_US.Service CA	$97.50
04/21	04/21	2424733G0YR2V2WB	CROSBYS MARKETPLAC MANCHESTER MA	$59.48
04/22	04/22	24492I5LQXV4YT2Z	GRUBHUBDOUZOMODERNJAP GRUBHUB.COM NY	$106.06
04/22	04/22	241746C202QREMVAM	WHOLEFDS LNF 10452 LYNNFIELD MA	$12.61
04/23	04/23	24692I6G32XT7KVBO	COMMON MAN SO. IRVING HOOKSETT NH	$12.24

GHISLAINE BORGERSON - 4270 XXXX XXXX 0912¶

Trans Date	Post Date	Reference Number	Description	Amount
04/16	04/16	2469216FV2XQVWPFZ	Audible*T455C3E93 Amzn.com/bill NJ	$14.95
			Total Transactions For GHISLAINE BORGERSON	$14.95

Trans Date	Post Date	Description	Amount
04/26	04/26	Interest Charge on Purchases	$0.00
04/26	04/26	Interest Charge on Cash Advances	$0.00
04/26	04/26	Interest Charge on Balance Transfers	$0.00
		Total Interest For This Period	$0.00

5550	M8H	1	7	18	200426	0	PAGE 2 of 4
							10	3309	3000	B164	O1AB5550

EFTA00097106¶

Account Summary
Statement Closing Date	04/26/20
Account Number	4270 XXXX XXXX 5034
Payment Due Date	05/21/20

2020 Totals Year-to-Date
Total fees charged in 2020	$0.00
Total interest charged in 2020	$15.86

Interest Charge Calculation¶

Type of Balance	Annual Percentage Rate(APR)	Balance Subject to Interest Rate*	Interest Charge
Regular Purchases(v)	10.90%	$0.00	$0.00
Regular Cash Advances(v)	10.90%	$0.00	$0.00
The APR for a balance type followed by a(v) is a variable rate.
Paying Interest and Your Grace Period: We will not charge you any further interest on your Purchase Balance on this Statement if you pay your entire New Balance by your Payment Due Date of 05/21/20.
*Balance Computation Method: Average Daily Balance (including New Purchases). For more information about how we calculate the Balance Subject to Interest Rate and how resulting interest was determined, call

Additional Disclosures¶

If your name appears on this statement, our records show that this is your account and that you are liable for paying the New Balance.¶

Information reported to credit bureau. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report.¶

NOTE: When you pay by check, you authorize us to use information from your check to make a one-time electronic funds transfer from your checking account. Funds may be withdrawn at your account as early as the day we receive your payment and you will not receive your check back from your bank.¶

What to Do If You Think You Find A Mistake On Your Statement If you think there is an error on your bill, write to us at: USAA Credit Card Services, P.O. Box 65020, San Antonio, TX 78265-5020.¶

In your letter, give us the following information:¶

• Account information: Your name and account number. • Dollar amount. The dollar amount of the suspected error. • Description of Problem: You think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake.¶

You must contact us within 60 days after the error appeared on your statement. You must notify us of any potential errors in writing. You may call us at or notify us electronically at usaa.com, but if you do we are not required to investigate any potential errors and you may have to pay the amount in question.¶

While we investigate whether or not there has been an error, the following are true: • We cannot try to collect the amount in question, or report you as delinquent on that amount. • The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a mistake, you will not have to pay the amount in question or any interest or other fees related to that amount. • While you do not have to pay the amount in question, you are responsible for the remainder of your balance. • We can apply any unpaid amount against your credit limit.¶

Your Rights If You Are Disatisfied With Your Credit Card Purchases If you are dissatisfied with the goods or services that you have purchased with your credit card, and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase.¶

To use this right, all of the following must be true:¶

The purchase must have been made in your home state or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.)
You must have used your credit card for the purchase. Purchases made with cash advances from an ATM or with a check that accesses your credit card account do not qualify.
You must not yet have fully paid for the purchase.

If all of the criteria above are met and you are still dissatisfied with the purchase, contact us in writing at USAA Credit Card Services, P.O. Box 65020, San Antonio, TX 78265-5020. We will review your decision. At that point, if we think you owe an amount and you do not pay we may report you as delinquent.¶

Liability For Unauthorized Use If you notice the loss or theft of your credit card or a possible unauthorized use of your card, call us immediately at USAA Credit Card Services, P.O. Box 65020, San Antonio, TX 78265-5020. You may also contact us on the Web at www.usaa.com or write to us at: USAA Credit Card Services, P.O. Box 65020, San Antonio, TX 78265-5020.¶

With our Zero Liability Policy, you are not liable for Unauthorized Use of your Card.¶

Merchandise Credits If you become entitled to a credit from any person who accepts your card, that person must transmit a credit statement to us within seven business days. We must credit your account within three business days following receipt of the credit statement. You are not responsible for payment of any interest or other charges resulting from any failure to comply with these requirements.¶

USAA credit cards are issued by USAA Savings Bank.¶

007813821¶

5550¶

M8H¶

7	18	200426	0

PAGE 3 of 4¶

10	3309	3000	B164	O1AB5550

EFTA00097107¶

Important Account Information¶

Minimum Payment Addendum to the USAA Credit Card Agreement¶

When we send you a bill, it will show your Minimum Payment Due. We must receive payment of at least the Minimum Payment Due by the Payment Due Date on the bill. Notwithstanding anything to the contrary in Section 23 of the USAA Credit Card Agreement, the amount of your Minimum Payment Due will be the greater of: (1) the sum (rounded to the nearest dollar) of 1% of your New Balance plus the interest and fees we charged as shown on the bill and any past due amounts; or (2) $15. However, if your New Balance exceeds your Credit Limit, then at our option, we may require you to pay any amount up to the entire overlimit amount instead of the Minimum Payment Due. In no event will your Minimum Payment Due exceed the amount of your New Balance. We may adjust your Minimum Payment Due in accordance with our PayAhead Program.¶

Pay-Ahead Program: Your Regular Minimum Payment is the Minimum Payment amount calculated in accordance with the USAA Credit Card Agreement. If your account is eligible for our Pay-Ahead Program and is in good standing, when you make more than the Regular Minimum Payment, we may, at our option, permit you to skip some or all of your next two Regular Minimum Payments. When this occurs, we continue to calculate your Regular Minimum Payment; however, the amount of the minimum payment due displayed on the first page of your statement, on usaa.com, on mobile devices, and on our phone systems is reduced by the amount you may skip.¶

Your Regular Minimum Payment this month is $45.00. If the amount of the minimum payment due displayed on the first page of this statement is less than $45.00, you may skip the difference between the two amounts and you need only pay the lower amount under our Pay-Ahead Program. This means the amount that you must pay on this statement is $0.00. Remember that Finance Charges continue to accrue on all unpaid balances.¶

If you use a bill paying service and pay the minimum, the payment made will be the amount of the minimum payment due displayed on the first page rather than the Regular Minimum Payment. You may opt out of the Pay-Ahead Program at any time by calling us at¶

5550¶

PAGE 4 of 4¶

10	3309	3000	B164	O1AB5550

EFTA00097108¶

New Balance	Minimum Payment Due	Payment Due Date	Amount Enclosed
$3,842.10	$0.00	06/21/20	$

To ensure proper credit, please return this portion with your Check or Money Order payment made payable to USAA Savings Bank. DO NOT SEND CASH.¶

Address
City	State	Zip
H Phone( ) W Phone( )

SCOTT G BORGERSON¶

USAA CREDIT CARD PAYMENTS¶

10750 MCDERMOTT FWY¶

SAN ANTONIO TX 78288-0570¶

MANCHESTER MA 01944-1540¶

007813821¶

427082300514990100000000003842101¶

Please detach and mail the coupon above with your payment.¶

Account Number	4270 XXXX XXXX 5034
Credit limit	$35,000.00
Available credit	$30,401.00

Questions?¶

Visit us at www.usaa.com ¶

Questions? Call Customer Service¶

Lost or Stolen Card¶

Or write us at:¶

PO BOX 65020, SAN ANTONIO, TX 78265-5020¶

Remit payment to:¶

USAA CREDIT CARD PAYMENTS

10750 MCDERMOTT FWY

SAN ANTONIO TX 78288-0570

05/27/20¶

Summary of Account Activity
Previous Balance		$4,503.52
Payments	-	$4,503.52
Other Credits	-	$2,729.98
New Purchases	+	$6,572.08
New Cash Advances	+	$0.00
New Balance Transfers	+	$0.00
Fees Charged	+	$0.00
Interest Charged	+	$0.00

New Balance		$3,842.10
Credit Limit		$35,000.00
Available Credit		$30,401.00
Days in Billing Cycle		31

Statement Closing Date¶

Using a Convenience Check? Before you do, be sure to check the Pricing Schedule for your account. Log on to usaa.com, refer to Your Account Documents under Account Services.¶

Payment Information
New Balance	$3,842.10
Minimum Payment Due	$0.00
Payment Due Date	06/21/20

Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to $35.00.¶

Minimum Payment Warning: If you make only the regular minimum payment* each period, you will pay more in interest and it will take you longer to pay off your balance. For example:¶

If you make no additional charges using this card and each month you pay...	You will pay off the balance shown on this statement in about...	And you will end up paying an estimated total of...
Only the minimum payment	19 years	$6,907.00
$126.00	3 years	$4,522.00(Savings=$2,385.00)

If you would like information about credit counseling services, call¶

*See Important Account Information at end of statement. You may repay the total balance at any time.¶

Rewards Summary¶

USAA REWARDS PROGRAM¶

FOR MORE INFORMATION ABOUT YOUR USAA REWARDS PROGRAM, GO TO YOUR ACCOUNT SUMMARY PAGE ON USAA.COM OR CALL ( ), 9 AM - 8 PM (ET), 7 DAYS A WEEK.¶

007813821¶

5550¶

M8H¶

1	7	18	200527	0

PAGE 1 of 4¶

10	3309	3000	B164	O1AB5550

EFTA00097109¶

By check or money order drawn on a financial institution located in the U.S. or the post office, accompanied only with this payment coupon or your account number, and either mailed to our payment address on the front or delivered in person to us (do not mail cash):
Electronically on usaa.com or through a third-party bill paying service; or

Telephonically by calling¶

Payments that we accept that do not meet the above requirements will be credited within 5 days. We reserve the right to withhold credit availability until we confirm receipt of good funds.¶

Trans Date	Post Date	Reference Number	Description	Amount
05/13	05/13	7427082GN00XSYFD8	USAA CREDIT CARD PAYMENT SAN ANTONIO TX	$4,503.52-
05/20	05/22	7413746GY0125NX86	TRACTOR SUPPLY CO #2037 HILLSBORO CREDIT	$2,729.98-
			Total Payments And Credits For This Period	$7,233.50-

SCOTT G BORGERSON - 4270 XXXX XXXX 5034¶

Trans Date	Post Date	Reference Number	Description	Amount
04/27	04/27	240097G7JFJEPT67	MOOO RESTAURANT MA	118.34
04/27	04/27	24518360G754M3N	ABACUS COMPUTER & THE MAC GLOUCESTER MA	170.00
04/27	04/27	24751716G0GRYOJS6	CALA'S RESTAURANT 130 MANCHESTER BY MA	20.19
04/26	04/27	2469216G62FXHZQ4	COMMON MAN SO. IRVING HOOKSETT NH	11.55
04/26	04/27	2469216G62FXJP0JGE	COMMON MAN SO. IRVING HOOKSETT NH	27.94
04/28	04/28	2413746G90D1D1AMR	TRACTOR SUPPLY CO #5509 TN	2,729.98
04/29	04/29	2413746GA00FTXA1X	TRACTOR SUPPLY CO #5509 TN	1,244.97
04/29	04/29	2413746GB00TKVNBH	TST* TATTE BAKERY CHARLES BOSTON MA	12.31
04/29	04/29	241640782LR7PQS8	TARGET 00011874 DANVERS MA	17.91
05/01	05/01	2469216GB2X50VB5W	COMMON MAN NO. IRVING HOOKSETT NH	2.99
05/03	05/03	2469216GB2Y001D21	COMMON MAN SO. IRVING HOOKSETT NH	38.79
05/03	05/03	2469216GB2Y001QTB	COMMON MAN SO. IRVING HOOKSETT NH	7.98
05/04	05/04	240097G7EKNA7PV3P	MOOO RESTAURANT MA	139.70
05/05	05/05	2429910GFOHFVY2H	MANCHESTER GAS MANCHESTER MA	43.15
05/05	05/05	2443106GFREQETNY8	DUNKIN #304178 Q35 SAUGUS MA	6.47
05/10	05/10	2475171GLOBZYHWQ	CALA'S RESTAURANT 130 MANCHESTER BY MA	21.19
05/10	05/10	2469216GL2XFR02GY	COMMON MAN SO. IRVING HOOKSETT NH	9.36
05/10	05/10	2469216GL2XFR045R	COMMON MAN SO. IRVING HOOKSETT NH	27.04
05/11	05/11	2475171GMDGR29GLT	CALA'S RESTAURANT 130 MANCHESTER BY MA	17.98
05/12	05/12	2400341GM56BLTSY5	ARMY BARRACKS - SAUGUS M, SAUGUS MA	180.06
05/12	05/12	2413746GN02V5916	WHOLEFDS LNF #10452 LYNFIELD MA	308.12
05/12	05/12	2490641GM3PFAXE3W	Xsolilla *Roblox x.xsolilla.com CA	21.24
05/17	05/17	2475171GVGT028MB	CALA'S RESTAURANT 130 MANCHESTER BY MA	17.98
05/17	05/17	2469216GV2XWG11BP	COMMON MAN SO. IRVING HOOKSETT NH	15.59
05/17	05/17	2469216GV2XWG12TP	COMMON MAN SO. IRVING HOOKSETT NH	34.54
05/17	05/17	2480197GV2XWG1SPR2	HENNIKER FARM AND COUNTR HENNIKER NH	53.49
05/18	05/18	2417274MP1T8SAE	TST BUTTERMILK AND BOURB BOSTON MA	77.04
05/18	05/18	2442733GV1LYR3JK7Y	CROSSYS MARKETPLAC MANCHESTER MA	84.41
05/19	05/19	2490641GW2PWGOQV3	ROBLOX * CA	19.99
05/19	05/19	2490641GW2PWF19W	ROBLOX * CA	19.99
05/20	05/20	2469216GY2X6SVSLF	SOUTHWES 5262197241246800-435-9792 TX BORGERSON SCOTT	296.94
05/22	05/22	2427336GZLYR6M00H	CROSBYS MARKETPLAC MANCHESTER MA	109.67
05/23	05/23	2400341H1566QW3XJ	SURFARI MANCHESTER MA	63.75
05/23	05/23	2427336H0LYR5MYEY	CROSBYS MARKETPLAC MANCHESTER MA	36.12
05/23	05/23	2469216H02XH2F81V	SOUTHWES 526219768670 TX BORGERSON/SCOTT	98.98
05/24	05/24	2429161H2FZXZHBS	ST LOUIIS BOSTON	35.97
05/24	05/24	2469216H2FZXZHXM3	COMMON MAN NO. IRVING HOOKSETT NH	22.88
05/24	05/24	2480197H2M2MAELWG	HENNIKER FARM AND COUNTR HENNIKER NH	7.49
05/26	05/26	2410319H302JNVMNQ	SPORTS STOP WENHAM MA	398.44

GHISLAINE BORGERSON - 4270 XXXX XXXX 0912¶

Trans Date	Post Date	Reference Number	Description	Amount
05/16	05/16	2469216GT2Y1NVS6E	Audible*M70TG3CU1 Amzn.com/bill NJ	$14.95
			Total Transactions For GHISLAINE BORGERSON	$14.95

BORGERSON - 4270 XXXX XXXX 0584¶

Trans Date	Post Date	Reference Number	Description Total Transactions For	BORGERSON	Amount $0.00
Fees
Trans Date	Post Date	Card	Reference Number	Description Total Fees For This Period	Amount $0.6

Trans Date	Post Date	Reference Number	Description	Amount
05/27	05/27		Interest Charge on Purchases	$0.00
05/27	05/27		Interest Charge on Cash Advances	$0.00

| 5550 | MBH | 1 | 7 | 18 | 200527 | 0 | PAGE 2 of 4 | 10 | 3309 | 3000 | B164 | O1AB5550 | | :---: | :---: | :---: | :---: | :---: | :---: | :---: | :---: | :---: | :---: | :---: | :---: | :---: | :---: |¶

EFTA00097110¶

Account Summary
Statement Closing Date	05/27/20
Account Number	4270 XXXX XXXX 5034
Payment Due Date	06/21/20

Transactions(continued)
05/27	05/27	Interest Charge on Balance Transfers	$0.00
		Total Interest For This Period	$0.00
		2020 Totals Year-to-Date
		Total fees charged in 2020	$0.00
		Total interest charged in 2020	$15.86

Interest Charge Calculation¶

Type of Balance	Annual Percentage Rate(APR)	Balance Subject to Interest Rate*	Interest Charge
Regular Purchases(v)	10.90%	$0.00	$0.00
Regular Cash Advances(v)	10.90%	$0.00	$0.00
The APR for a balance type followed by a(v) is a variable rate.
Paying Interest and Your Grace Period: We will not charge you any further interest on your Purchase Balance on this Statement if you pay your entire New Balance by your Payment Due Date of 06/21/20.
*Balance Computation Method: Average Daily Balance (including New Purchases). For more information about how we calculate the Balance Subject to Interest Rate and how resulting interest was determined, call

Additional Disclosures¶

If your name appears on this statement, our records show that this is your account and that you are liable for paying the New Balance.¶

Information reported to credit bureaus. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report.¶

NOTE: When you pay by check, you authorize us to use information from your check to make a one-time electronic funds transfer from your checking account. Funds may be withdrawn from your account as early as the day we receive your payment and you will not receive your check back from your bank.¶

What to Do If You Think You Find A Mistake on Your Statement If you think there is an error on your bill, write to us at: USAA Credit Card Services, P.O. Box 65020, San Antonio, TX 78265-5020.¶

In your letter, give us the following information: • Account information: Your name and account number. • Dollar amount: The dollar amount of the suspected error. • Description of Problem: If you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake.¶

While we investigate whether or not there has been an error, the following are true: • We can try to collect the amount in question, or report you as delinquent on that amount. • The change in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a mistake, you will not have to pay the amount in question or any interest or other fees related to that amount. • While you do not have to pay the amount in question, you are responsible for the remainder of your balance. • We can apply any unpaid amount against your credit limit.¶

Your Rights If You Are Dissatisfied With Your Credit Card Purchases If you are dissatisfied with the goods or services that you have purchased with your credit card, and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase.¶

To use this right, all of the following must be true:¶

The purchase must have been made in your home state or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.)
You must have used your credit card for the purchase. Purchases made with cash advances from an ATM or with a check that accesses your credit card account do not qualify.
You must not yet have fully paid for the purchase.

If all of the criteria above are met and you are still dissatisfied with the purchase, contact us in writing at: USAA Credit Card Services, P.O. Box 65020, San Antonio, TX 78265-5020. While we investigate, the same rules apply to the disputed amount as discussed above. After we finish our investigation, we will tell you our decision. At that point, if we think you own an amount and you do not pay we may report you as delinquent.¶

Liability for Unauthorized Use If you notice the loss or theft of your credit card or a possible unauthorized use of your card, call us immediately at overseas, call collect, or you may also contact us on the Web at www.usaa.com or write to us at: USAA Credit Card Services, P.O. Box 65020, San Antonio, TX 78265-5020.¶

With our Zero Liability Policy, you are not liable for Unauthorized Use of your Card.¶

Additional Disclosures continue on next page.¶

007813821¶

5550¶

M8H¶

7	18	200527	0

PAGE 3 of 4¶

10	3309	3000	B164	O1AB5550

EFTA00097111¶

Additional Disclosures (continued)¶

Merchant Credits¶

If you become entitled to a credit from any person who accepts your card, that person must transmit a credit statement to us within seven business days. We must credit your account within three business days following receipt of the credit statement. You are not responsible for payment of any interest or other charges resulting from any failure to comply with these requirements.¶

USAA credit cards are issued by USAA Savings Bank.¶

Important Account Information¶

Minimum Payment Addendum to the USAA Credit Card Agreement¶

Your Regular Minimum Payment this month is $38.00. If the amount of the minimum payment due displayed on the first page of this statement is less than $38.00, you may skip the difference between the two amounts and you need only pay the lower amount under our Pay-Ahead Program. This means the amount that you must pay on this statement is $0.00. Remember that Finance Charges continue to accrue on all unpaid balances.¶

5550¶

10	3309	3000	B164	O1AB5550

EFTA00097112¶

New Balance	Minimum Payment Due	Payment Due Date	Amount Enclosed
$5,773.23	$0.00	07/21/20	$

To ensure proper credit, please return this portion with your Check or Money Order payment made payable to USAA Savings Bank. DO NOT SEND CASH.¶

Address
City	State	Zip
H Phone()	W Phone()

SCOTT G BORGERSON¶

USAA CREDIT CARD PAYMENTS¶

10750 MCDERMOTT FWY¶

SAN ANTONIO TX 78288-0570¶

MANCHESTER MA 01944-1540¶

007813821¶

427082300514990100000000005773239¶

Please detach and mail the coupon above with your payment.¶

Account Number	4270 XXXX XXXX 5034
Credit limit	$35,000.00
Available credit	$28,804.00

Questions?¶

Visit us at www.usaa.com ¶

Questions? Call Customer Service¶

06/26/20¶

Lost or Stolen Card¶

Or write us at:¶

PO BOX 65020, SAN ANTONIO, TX 78265-5020¶

Remit payment to:¶

USAA CREDIT CARD PAYMENTS

10750 MCDERMOTT FWY

SAN ANTONIO TX 78288-0570

Statement Closing Date¶

USAA Documents Online¶

Get statements faster, save paper, and reduce your risk of identity theft with USAA Documents Online. It’s free, convenient, and helps us save you money. Log on to usaa.com and sign up today.¶

Summary of Account Activity
Previous Balance		$3,842.10
Payments	-	$3,842.10
Other Credits	-	$0.00
New Purchases	+	$5,773.23
New Cash Advances	+	$0.00
New Balance Transfers	+	$0.00
Fees Charged	+	$0.00
Interest Charged	+	$0.00

New Balance		$5,773.23
Credit Limit		$35,000.00
Available Credit		$28,804.00
Days in Billing Cycle		30

Payment Information
New Balance	$5,773.23
Minimum Payment Due	$0.00
Payment Due Date	07/21/20

Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to $35.00.¶

Minimum Payment Warning: If you make only the regular minimum payment* each period, you will pay more in interest and it will take you longer to pay off your balance. For example:¶

If you make no additional charges using this card and each month you pay...	You will pay off the balance shown on this statement in about...	And you will end up paying an estimated total of...
Only the minimum payment	22 years	$10,593.00
$189.00	3 years	$6,794.00(Savings=$3,799.00)

If you would like information about credit counseling services, call¶

*See Important Account Information at end of statement. You may repay the total balance at any time.¶

Rewards Summary¶

USAA REWARDS PROGRAM¶

FOR MORE INFORMATION ABOUT YOUR USAA REWARDS PROGRAM, GO TO YOUR ACCOUNT SUMMARY PAGE ON USAA.COM OR CALL ( ), 9 AM - 8 PM (ET), 7 DAYS A WEEK.¶

007813821¶

5550¶

M8H¶

1	7	18	200626	0

PAGE 1 of 4¶

10	3309	3000	B164	O1AB5550

EFTA00097113¶

By check or money order drawn on a financial institution located in the U.S. or the post office, accompanied only with this payment coupon or your account number, and either mailed to our payment address on the front or delivered in person to us (do not mail cash);
Electronically on usaa.com or through a third-party bill paying service; or

Telephonically by calling¶

Payments that we accept that do not meet the above requirements will be credited within 5 days. We reserve the right to withhold credit availability until we confirm receipt of good funds.¶

Payments and Credits
Trans Date	Post Date	Reference Number	Description	Amount
05/30	05/30	7427082H800XV3Z2F	USAA CREDIT CARD PAYMENT SAN ANTONIO TX	$3,842.10
			Total Payments And Credits For This Period	$3,842.10

SCOTT G BORGERSON - 4270 XXXX XXXX 5034¶

Trans Date	Post Date	Reference Number	Description	Amount
05/27	05/27	2413746H1600XJVQA	TRACTOR SUPPLY CO #5509	$119.99
05/28	05/28	2413746H700ZW7EZE	TRACTOR SUPPLY CO #5509	$139.99
05/28	05/28	2442733H4LYR49BOW	CROBSYS MARKETPLAC MANCHESTER MA	$50.31
05/27	05/28	2441016H5BLKJKB21	MANCHESTER ACE HDWE MANCHESTER MA	$83.47
05/27	05/28	249064H142HRFJROX	Xsolla 'Roblox h.xolla.com'	$10.62
05/28	05/28	249064H152RDMJZXS	ROBLOX 'CA'	$9.99
05/29	05/29	2416047H7EY1JSU78	ALLEN S PHARMA00271149 MANCHESTER MA	$16.97
05/29	05/29	240939H400XJG90	ARMY BARRAKKS, SALEM MA, SALEM MA	$103.06
05/30	05/30	2405038H800H2MJ	XSOLLA 'ROBLOX H.XSOLLA.COM'	$10.62
05/30	05/30	2413746H800W9MEXM	CVSHPHMACY 400216 SALEM MA	$7.47
05/30	05/30	2443106H72DPVG5JQ	FTD.COM	$66.35
06/01	06/01	2426979H0A0LX070E	SAM LAGRASSAS BOSTON MA	$13.64
06/02	06/02	241746H1A00VPM1R0	TST' TATTE BAKERY - BACK BOSTON MA	$19.79
06/02	06/02	2402492H9034KB6J	LOCocentric Inc.	$103.06
06/02	06/02	2449215HALSQXHDPK	BT LIFE ALIVE BF6YWJW	$8.83
06/02	06/02	2449215HAMNBQERS	GRUBHUBITADAKI GRUBHBUT.COM NY	$81.31
06/04	06/04	2470780H0Q154LEAD	1-800 BUSY DOG BROCKTON MA	$265.00
06/04	06/04	2407105HEVAKTPYY1	COMPASSION VETERINARY BRADFORD NH	$929.74
06/05	06/05	2469216H2DXPQR3XB	COMMON MAN NO. IRVING HOOKSETT NH	$25.33
06/05	06/05	2442806HFBXPXRVG3	COMMON MAN NO. IRVING HOOKSETT NH	$22.55
06/07	06/07	2444500GEHWYK7TP	FIVE GUYS MA 1539 QSR BOSTON NH	$18.30
06/07	06/07	746576H1G032448H	MOJANG STOCKHOLM SE	$26.95
06/07	06/07	2469216HG2XNH8YKQ	COMMON MAN SO. IRVING HOOKSETT NH	$8.76
06/09	06/17	241746H00W7KMD	TST' TATTE BAKERY - BACK BOSTON MA	$15.52
06/19	06/19	241746H00J00XPK02	USPS PO 2400741015 BOSTON MA	$1.40
06/19	06/19	241746H00J00XPK2M	USPS PO 2400741015 BOSTON MA	$14.46
06/19	06/19	2449215JHJHV5AD8	SP' BLACKRIFLECOFFEE TWISTRATEMARK UT	$55.09
06/19	06/19	2480197HK60VAX3Y	BY CHLOE BACK BAY BOSTON MA	$16.00
06/12	06/12	2469216HM2XS23RD	COMMON MAN NO. IRVING HOOKSETT NH	$2.99
06/12	06/12	2469216HM2XS27WM	COMMON MAN NO. IRVING HOOKSETT BY MA	$29.48
06/14	06/14	2442806N8PWKMEES	COMMON MAN HOOKSETT - SOU HOOKSETT NH	$6.06
06/14	06/14	2442915HNJU50YRW	SP' BLACKRIFLECOFFEE TWISTRATEMARK UT	$125.91
06/14	06/14	2449398HPBHAGWVR	AT&T'BILL PAYMENT WWW ATT.COM TX	$198.00
06/14	06/14	241746H00W4NNT8	USPS PO 2400741015 BOSTON MA	$14.90
06/15	06/15	2449215HPM2KPFRB	MPIX	$34.50
06/15	06/15	2445400TBLLGJDRK	WM SUPERCENTER 83114 SAUGUS MA	$33.84
06/16	06/16	2480197Ht605XXBP	BY CHLOE BACK BAY BOSTON MA	$12.79
06/16	06/14	2490641H2RTKP1LP5	Xsolu' Roblox h.xolla.com CA	$5.31
06/18	06/18	2402492HSO2L9QH4H	Lococitane Inc.	$215.69
06/18	06/18	2416013H0SD3PXZMW	SNOW.COMVAIL RESORTS SKI888-838-0459 CO	$149.995
06/19	06/19	2490641H2VTS8LW0	ROBLOX 'CA'	$19.99
06/19	06/19	2476579XHW0WPWX2	MANCHESTER MARINE CORPORA987-526-7911 MA	$426.70
06/21	06/21	241746HXEJ7NF0G	TST' BRAVO BY THE SE MANCHESTER MA	$33.17
06/21	06/21	2421618HYRBGHHT8K	GULF OIL 92038968 MANCHESTER MA	$12.99
06/22	06/22	2480197HzE06VG78T	BY CHLOE BACK BAY BOSTON MA	$13.86
06/22	06/22	2491016Z0B2B5QWOP	SERAFNA NEWBURY BOSTON MA	$112.02
06/23	06/23	2469216HZZX6A99N	IN'ALARMEX INC.	$120.00
06/23	06/23	2429910102VBZV55	MANCHESTER GAS MANCHESTER MA	$41.55

Trans Date	Post Date	Reference Number	Description	Amount
06/16	06/16	2469216HT2XFM9F54	Audible*MS3S17TO1 Amzn.com/bill NJ	$14.95
			Total Transactions For GHISLAINE BORGERSON	$14.95

Trans Date	Post Date	Reference Number	Description	Amount
05/28	05/28	2416407H5QK8ETD5X	MARKET BASKET 00000232 DANVERS MA	$150.12

5550	M8H	1	7	18	200626	0	PAGE 2 of 4
							10	3309	3000	B164
										O1AB5550

EFTA00097114¶

Account Summary
Statement Closing Date	06/26/20
Account Number	4270 XXXX XXXX 5034
Payment Due Date	07/21/20

Transactions(continued)
06/02	06/02	2442733HALYR5AXXZ	CROSBY'S MARKETPLAC MANCHESTER MA	$57.59
06/04	06/04	2416407HQQK8E05P6	MARKET BASKET 00000232 DANVERS MA	$73.31
06/10	06/10	2413746HK0142VHKM	WHOLEFDS BVL #10618 BEVERLY MA	$81.13
06/16	06/16	2413746HT014SPLKW	WHOLEFDS BVL #10618 BEVERLY MA	$129.74
06/18	06/18	2416407HSQK8EBYN2	MARKET BASKET 00000232 DANVERS MA	$33.43
06/23	06/23	2413746J000Z4QFHY	PARKING METERS PILOT PROG BOSTON MA	$1.25
06/23	06/23	2413746J000Z4QFLH	PARKING METERS PILOT PROG BOSTON MA	$0.50
06/23	06/23	2413746J000Z4QFNR	PARKING METERS PILOT PROG BOSTON MA	$4.00
06/24	06/24	2442733J0LYR5Q0VN	CROSBY'S MARKETPLAC MANCHESTER MA	$25.48
			Total Transactions For BORGERSON	$556.55
Fees
Trans Date	Post Date	Card Reference Number	Description	Amount
			Total Fees For This Period	$0.00
Interest Charged
Trans Date	Post Date	Reference Number	Description	Amount
06/26	06/26		Interest Charge on Purchases	$0.00
06/26	06/26		Interest Charge on Cash Advances	$0.00
06/26	06/26		Interest Charge on Balance Transfers	$0.00
			Total Interest For This Period	$0.00

2020 Totals Year-to-Date
Total fees charged in 2020	$0.00
Total interest charged in 2020	$15.86

Interest Charge Calculation¶

Type of Balance	Annual Percentage Rate(APR)	Balance Subject to Interest Rate*	Interest Charge
Regular Purchases(v)	10.90%	$0.00	$0.00
Regular Cash Advances(v)	10.90%	$0.00	$0.00

The APR for a balance type followed by a (v) is a variable rate.¶

Paying Interest and Your Grace Period: We will not charge you any further interest on your Purchase Balance on this Statement if you pay your entire New Balance by your Payment Due Date of 07/21/20.¶

*Balance Computation Method: Average Daily Balance (including New Purchases). For more information about how we calculate the Balance Subject to Interest Rate and how resulting interest was determined, call¶

Additional Disclosures¶

If your name appears on this statement, our records show that this is your account and that you are liable for paying the New Balance.¶

What to Do If You Think You Find A Mistake on Your Statement If you think there is an error on your bill, write to us at: USAA Credit Card Services, P.O. Box 65020, San Antonio, TX 78265-5020.¶

In your letter, give us the following information:¶

• Account information: Your name and account number. • Dollar amount: The dollar amount of the suspected error. • Description of Problem: If you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake.¶

You must contact us within 60 days after the error appeared on your statement. You must notify us of any potential errors in writing. You may call us at [email] or notify us electronically at usaa.com, but if you do we are not required to investigate any potential errors and you may have to pay the amount in question.¶

While we investigate whether or not there has been an error, the following are true:¶

• We cannot try to collect the amount in question, or report you as delinquent on that amount. • The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a mistake, you will not have to pay the amount in question or any interest or other fees related to that amount. • While you do not have to pay the amount in question, you are responsible for the remainder of your balance. • We can apply any unpaid amount against your credit limit.¶

To use this right, all of the following must be true:¶

Additional Disclosures continue on next page.¶

007813821¶

5550¶

PAGE 3 of 4¶

10	3309	3000	B164	O1AB5550

EFTA00097115¶

Important Account Information¶

Minimum Payment Addendum to the USAA Credit Card Agreement¶

Your Regular Minimum Payment this month is $58.00. If the amount of the minimum payment due displayed on the first page of this statement is less than $58.00, you may skip the difference between the two amounts and you need only pay the lower amount under our Pay-Ahead Program. This means the amount that you must pay on this statement is $0.00. Remember that Finance Charges continue to accrue on all unpaid balances.¶

5550¶

10	3309	3000	B164	O1AB5550

Keyboard shortcuts

Go to a page: `g` then

USAA credit card statement for an associate, April 2020

Account Summary¶

SCOTT G BORGERSON¶

Statement Closing Date¶

Rewards Summary¶

Important Account Information¶

Minimum Payment Addendum to the USAA Credit Card Agreement¶

Statement Closing Date¶

Rewards Summary¶

Additional Disclosures (continued)¶

Merchant Credits¶

Important Account Information¶

Minimum Payment Addendum to the USAA Credit Card Agreement¶

Statement Closing Date¶

Rewards Summary¶

Important Account Information¶

Minimum Payment Addendum to the USAA Credit Card Agreement¶

Other documents from the same file