EFTA00097104

# Account Summary

Account Number 4270 XXXX XXXX 5034

**Address change?** Visit us at: [www.usaa.com](http://www.usaa.com) or complete the form below and return it with your payment. The address change will update ALL USAA products and services associated with your household.

<table border="1"><tr><td>New Balance</td><td>Minimum Payment Due</td><td>Payment Due Date</td><td>Amount Enclosed</td></tr><tr><td>$4,503.52</td><td>$0.00</td><td>05/21/20</td><td>$</td></tr></table>

To ensure proper credit, please return this portion with your Check or Money Order payment made payable to USAA Savings Bank. DO NOT SEND CASH.

<table border="1"><tr><td colspan="3">Address</td></tr><tr><td>City</td><td>State</td><td>Zip</td></tr><tr><td>H Phone()</td><td colspan="2">W Phone()</td></tr></table>

## SCOTT G BORGERSON



USAA CREDIT CARD PAYMENTS

10750 MCDERMOTT FWY

SAN ANTONIO TX 78288-0570





MANCHESTER MA 01944-1540









007813821




427082300514990100000000004503520




Please detach and mail the coupon above with your payment.



<table border="1"><tr><td>Account Number</td><td>4270 XXXX XXXX 5034</td></tr><tr><td>Credit limit</td><td>$35,000.00</td></tr><tr><td>Available credit</td><td>$30,485.00</td></tr></table>

Questions?

Visit us at www.usaa.com

Questions? Call Customer Service



04/26/20



Lost or Stolen Card



Or write us at:



PO BOX 65020, SAN ANTONIO, TX 78265-5020



Remit payment to:

<table border="1"><tr><td colspan="3">Summary of Account Activity</td></tr><tr><td>Previous Balance</td><td></td><td>$2,633.44</td></tr><tr><td>Payments</td><td>-</td><td>$2,633.44</td></tr><tr><td>Other Credits</td><td>-</td><td>$10.00</td></tr><tr><td>New Purchases</td><td>+</td><td>$4,513.52</td></tr><tr><td>New Cash Advances</td><td>+</td><td>$0.00</td></tr><tr><td>New Balance Transfers</td><td>+</td><td>$0.00</td></tr><tr><td>Fees Charged</td><td>+</td><td>$0.00</td></tr><tr><td>Interest Charged</td><td>+</td><td>$0.00</td></tr><tr><td></td><td></td><td></td></tr><tr><td>New Balance</td><td></td><td>$4,503.52</td></tr><tr><td>Credit Limit</td><td></td><td>$35,000.00</td></tr><tr><td>Available Credit</td><td></td><td>$30,485.00</td></tr><tr><td>Days in Billing Cycle</td><td></td><td>30</td></tr></table>

Important Reminder:The variable Annual Percentage Rates (APRs) on your Account are determined each billing period based on the Prime Rate plus a margin. Due to the recent change in the Prime Rate, your variable APRs decreased this billing period by 1.50%. Your new variable APRs are shown in the "Interest Charge Calculation" section below. Variable rates are identified on the statement with a "(V)" next to the name of the balance type.

Get statements faster, save paper, and reduce your risk of identity theft with USAA Documents Online. It's free, convenient, and helps us save you money. Log on to usaa.com and sign up today.

## Statement Closing Date

USAA Documents Online

<table border="1"><tr><td colspan="2">Payment Information</td></tr><tr><td>New Balance</td><td>$4,503.52</td></tr><tr><td>Minimum Payment Due</td><td>$0.00</td></tr><tr><td>Payment Due Date</td><td>05/21/20</td></tr></table>

Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to $35.00.

Minimum Payment Warning: If you make only the regular minimum payment* each period, you will pay more in interest and it will take you longer to pay off your balance. For example:

<table border="1"><tr><td>If you make no additional charges using this card and each month you pay...</td><td>You will pay off the balance shown on this statement in about...</td><td>And you will end up paying an estimated total of...</td></tr><tr><td>Only the minimum payment</td><td>20 years</td><td>$8,168.00</td></tr><tr><td>$147.00</td><td>3 years</td><td>$5,300.00(Savings=$2,868.00)</td></tr></table>

If you would like information about credit counseling services, call

*See Important Account Information at end of statement. You may repay the total balance at any time.

## Rewards Summary

USAA REWARDS PROGRAM

FOR MORE INFORMATION ABOUT YOUR USAA REWARDS PROGRAM, GO TO YOUR ACCOUNT SUMMARY PAGE ON USAA.COM OR CALL (    ), 9 AM - 8 PM (ET), 7 DAYS A WEEK.



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Payment Conditions. Payments must be made in U.S. dollars and drawn on funds on deposit at financial institutions insured by the F.D.I.C. Do not mail cash. Payments received by us by 5 pm central time will be credited as of the same day if the payment is in U.S. dollars and made:

- By check or money order drawn on a financial institution located in the U.S. or the post office, accompanied only with this payment coupon or your account number, and either mailed to our payment address on the front or delivered in person to us (do not mail cash);

- Electronically on usaa.com or through a third-party bill paying service; or

Telephonically by calling

Payments that we accept that do not meet the above requirements will be credited within 5 days. We reserve the right to withhold credit availability until we confirm receipt of good funds.

Account Settlements. You cannot settle your account balance without our written agreement. If you want to settle your account for less than the New Balance (for example if you dispute the amount you owe or you cannot afford to pay what you owe), you must write to us at USAA Credit Card Resolution Services, P.O. Box 34894, San Antonio, TX 78265 and we must agree in writing. Otherwise, we may process your payment and it will not release you from paying the remaining unpaid balance or result in an accord and satisfaction.

Transactions

<table border="1"><tr><td colspan="6">Payments and Credits</td></tr><tr><td>Trans Date</td><td>Post Date</td><td>Reference Number</td><td>Description</td><td></td><td>Amount</td></tr><tr><td>03/30</td><td>03/30</td><td>7427082FA00XVFJ6R</td><td>USAA CREDIT CARD PAYMENT SAN ANTONIO TX</td><td></td><td>$2,633.44</td></tr><tr><td>04/03</td><td>04/05</td><td>7449215FF0TXFXW24</td><td>NEST LABS PALO ALTO CA CREDIT</td><td></td><td>$5.00</td></tr><tr><td>04/03</td><td>04/05</td><td>7449215FF0TXFXZDX</td><td>NEST LABS PALO ALTO CA CREDIT</td><td></td><td>$5.00</td></tr><tr><td></td><td></td><td></td><td>Total Payments And Credits For This Period</td><td></td><td>$2,643.44</td></tr></table>

SCOTT G BORGERSON - 4270 XXXX XXXX 5034

<table><thead><tr><th>Trans Date</th><th>Post Date</th><th>Reference Number</th><th>Description</th><th>Amount</th></tr></thead><tbody><tr><td>03/26</td><td>03/28</td><td>24751F710GRYJFJX</td><td>CALA&#39;S RESTAURANT 130 MANCHESTER BY MA</td><td>$22.33</td></tr><tr><td>03/27</td><td>03/28</td><td>24492I57LR3121LD</td><td>HOUZZ INC. SHOP</td><td>$540.97</td></tr><tr><td>03/29</td><td>03/29</td><td>24174F6A0JUMEEA</td><td>WHOLEFDS LNF 10452 LYNNFIELD MA</td><td>$238.99</td></tr><tr><td>03/29</td><td>03/29</td><td>24164T59M7NES15</td><td>PETCO 740 63507404 PEABODY MA</td><td>$106.72</td></tr><tr><td>03/30</td><td>03/30</td><td>244939BFBPH811HPG</td><td>AT&amp;T&#39;BILL PAYMENT WWW.ATT.COM TX</td><td>$195.68</td></tr><tr><td>03/31</td><td>03/31</td><td>24492I5BLRB6J21B</td><td>GRUBHUBINDIAQUALITYRE GRUBHUB.COM NY</td><td>$60.33</td></tr><tr><td>04/01</td><td>04/01</td><td>24174F6A0QRT7PG2</td><td>TST TATTE BAKERY CHARLES BOSTON MA</td><td>$16.05</td></tr><tr><td>04/01</td><td>04/01</td><td>244310F6FDROEDHKWK</td><td>DUNKIN #330908 Q35 GLOUCESTER MA</td><td>$12.63</td></tr><tr><td>04/01</td><td>04/01</td><td>240151F7E08YXF2V</td><td>PHILIPS 66 - MANCHESTER MANCHESTER MA</td><td>$36.37</td></tr><tr><td>04/03</td><td>04/03</td><td>24692I6F2BXT650D</td><td>COMMON MAN NO. IRVING HOOKSETT NH</td><td>$3.78</td></tr><tr><td>04/03</td><td>04/03</td><td>24692I6F2X075GB0</td><td>NH LIQUOR STORE #64 HOOKSETT NH</td><td>$23.99</td></tr><tr><td>04/03</td><td>04/03</td><td>248019F7FBM729SB3</td><td>LUMBER BARN BRADFORD NH</td><td>$700.70</td></tr><tr><td>04/05</td><td>04/05</td><td>240503FH003LBSOV</td><td>XSOLLA H.XSOLLA.COM CA</td><td>$10.62</td></tr><tr><td>04/05</td><td>04/05</td><td>24692I6F2HX0XORWB</td><td>COMMON MAN SO. IRVING HOOKSETT NH</td><td>$3.78</td></tr><tr><td>04/05</td><td>04/05</td><td>24692I6F2HX0XOTLX</td><td>COMMON MAN SO. IRVING HOOKSETT NH</td><td>$19.58</td></tr><tr><td>04/06</td><td>04/06</td><td>243428F5HOFMFWJF7</td><td>Short &amp; Main Gloucester MA</td><td>$74.90</td></tr><tr><td>04/07</td><td>04/07</td><td>24174F6KOOPN6EDN</td><td>WHOLEFDS LNF 10452 LYNNFIELD MA</td><td>$148.83</td></tr><tr><td>04/07</td><td>04/07</td><td>24492I5JLRHWGW3Y</td><td>GRUBHUBRUTHSCHRISTEA GRUBHUB.COM NY</td><td>$162.01</td></tr><tr><td>04/08</td><td>04/08</td><td>24174F6KOOPN6EG7</td><td>TST TATTE BAKERY CHARLES BOSTON MA</td><td>$6.42</td></tr><tr><td>04/08</td><td>04/08</td><td>24174F6KOOPN6EJS</td><td>TST TATTE BAKERY - BACK BOSTON MA</td><td>$4.82</td></tr><tr><td>04/08</td><td>04/08</td><td>24174F6KOOPN6EME</td><td>TST TATTE BAKERY - BACK BOSTON MA</td><td>$13.91</td></tr><tr><td>04/12</td><td>04/12</td><td>24692I6F2RX8X0XDR</td><td>COMMON MAN SO. IRVING HOOKSETT NH</td><td>$10.26</td></tr><tr><td>04/12</td><td>04/12</td><td>24692I6F2RX8X0Y9K</td><td>COMMON MAN SO. IRVING HOOKSETT NH</td><td>$29.42</td></tr><tr><td>04/13</td><td>04/13</td><td>244273FRLRY0WAXZ</td><td>CROSBYS MARKETPLAC MANCHESTER MA</td><td>$155.18</td></tr><tr><td>04/13</td><td>04/13</td><td>244450F0TDOQ7XJ7JW</td><td>WALGREENS #2471 SAUGUS MA</td><td>$31.86</td></tr><tr><td>04/13</td><td>04/13</td><td>24492I5FJRJ2LQ3N</td><td>SP * TODD SNYDER TODDSNYDER.CO IA</td><td>$598.00</td></tr><tr><td>04/13</td><td>04/13</td><td>24492I5FJRJ3OA7FA</td><td>SP * ALLBIRDS WEAREALLBIRDS CA</td><td>$95.00</td></tr><tr><td>04/14</td><td>04/14</td><td>24492I5FTLSNRRFE4</td><td>GRUBHUBDOUZOMODERNJAP GRUBHUB.COM NY</td><td>$114.14</td></tr><tr><td>04/14</td><td>04/14</td><td>24492I5FTLSNVG499</td><td>DB ELECTRICAL 180-075232UCK T</td><td>$19.34</td></tr><tr><td>04/15</td><td>04/15</td><td>249398F5ORMETLE7</td><td>BROOKS SPORTS WEB SALES WA</td><td>$130.00</td></tr><tr><td>04/15</td><td>04/16</td><td>247542F4VN0BM79M</td><td>SUDBAY CADILLAC JACK GM</td><td>$189.00</td></tr><tr><td>04/17</td><td>04/17</td><td>240508F3W003R931</td><td>XSOLLA H.XSOLLA.COM CA</td><td>$21.24</td></tr><tr><td>04/17</td><td>04/17</td><td>240710F5XVALDA4XX</td><td>COMPASSION VETERINARY BRADFORD NH</td><td>$27.66</td></tr><tr><td>04/18</td><td>04/18</td><td>24692I6F2X9XF2RZ0</td><td>LULULEMONCOM CA</td><td>$216.00</td></tr><tr><td>04/19</td><td>04/19</td><td>24692I6F2XZ0XNFE7</td><td>COMMON MAN SO. IRVING HOOKSETT NH</td><td>$114.14</td></tr><tr><td>04/19</td><td>04/19</td><td>24692I6F2XZ0XNFEF</td><td>COMMON MAN SO. IRVING HOOKSETT NH</td><td>$31.96</td></tr><tr><td>04/20</td><td>04/20</td><td>240034F1ZS66L496</td><td>DELUCAS MARKET BOSTON MA</td><td>$81.44</td></tr><tr><td>04/20</td><td>04/20</td><td>241904G21000EL79</td><td>NOREAST CLEANERS GLUCESTER MA</td><td>$9.40</td></tr><tr><td>04/21</td><td>04/21</td><td>2402492G0004ZYART</td><td>Tesla_US.Service CA</td><td>$97.50</td></tr><tr><td>04/21</td><td>04/21</td><td>2424733G0YR2V2WB</td><td>CROSBYS MARKETPLAC MANCHESTER MA</td><td>$59.48</td></tr><tr><td>04/22</td><td>04/22</td><td>24492I5LQXV4YT2Z</td><td>GRUBHUBDOUZOMODERNJAP GRUBHUB.COM NY</td><td>$106.06</td></tr><tr><td>04/22</td><td>04/22</td><td>241746C202QREMVAM</td><td>WHOLEFDS LNF 10452 LYNNFIELD MA</td><td>$12.61</td></tr><tr><td>04/23</td><td>04/23</td><td>24692I6G32XT7KVBO</td><td>COMMON MAN SO. IRVING HOOKSETT NH</td><td>$12.24</td></tr></tbody></table>

GHISLAINE BORGERSON - 4270 XXXX XXXX 0912

<table border="1"><tr><td>Trans Date</td><td>Post Date</td><td>Reference Number</td><td>Description</td><td>Amount</td></tr><tr><td>04/16</td><td>04/16</td><td>2469216FV2XQVWPFZ</td><td>Audible*T455C3E93 Amzn.com/bill NJ</td><td>$14.95</td></tr><tr><td></td><td></td><td></td><td>Total Transactions For GHISLAINE BORGERSON</td><td>$14.95</td></tr></table>

<table><thead><tr><th>Trans Date</th><th>Post Date</th><th>Reference Number</th><th>Description</th><th>Amount</th></tr></thead><tbody><tr><td>04/26</td><td>04/26</td><td></td><td>Interest Charge on Purchases</td><td>$0.00</td></tr><tr><td>04/26</td><td>04/26</td><td></td><td>Interest Charge on Cash Advances</td><td>$0.00</td></tr><tr><td>04/26</td><td>04/26</td><td></td><td>Interest Charge on Balance Transfers</td><td>$0.00</td></tr><tr><td></td><td></td><td></td><td>Total Interest For This Period</td><td>$0.00</td></tr></tbody></table>

<table><thead><tr><th>5550</th><th>M8H</th><td>1</td><td>7</td><td>18</td><td>200426</td><td>0</td><td colspan="4">PAGE 2 of 4</td></tr></thead><tbody><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>10</td><td>3309</td><td>3000</td><td>B164</td><td>O1AB5550</td></tr></tbody></table>

EFTA00097106

<table border="1"><tr><td colspan="2">Account Summary</td></tr><tr><td>Statement Closing Date</td><td>04/26/20</td></tr><tr><td>Account Number</td><td>4270 XXXX XXXX 5034</td></tr><tr><td>Payment Due Date</td><td>05/21/20</td></tr></table>

<table border="1"><tr><td colspan="2">2020 Totals Year-to-Date</td></tr><tr><td>Total fees charged in 2020</td><td>$0.00</td></tr><tr><td>Total interest charged in 2020</td><td>$15.86</td></tr></table>

Interest Charge Calculation

<table border="1"><tr><td>Type of Balance</td><td>Annual Percentage Rate(APR)</td><td>Balance Subject to Interest Rate*</td><td>Interest Charge</td></tr><tr><td>Regular Purchases(v)</td><td>10.90%</td><td>$0.00</td><td>$0.00</td></tr><tr><td>Regular Cash Advances(v)</td><td>10.90%</td><td>$0.00</td><td>$0.00</td></tr><tr><td colspan="4">The APR for a balance type followed by a(v) is a variable rate.</td></tr><tr><td colspan="4">Paying Interest and Your Grace Period: We will not charge you any further interest on your Purchase Balance on this Statement if you pay your entire New Balance by your Payment Due Date of 05/21/20.</td></tr><tr><td colspan="4">*Balance Computation Method: Average Daily Balance (including New Purchases). For more information about how we calculate the Balance Subject to Interest Rate and how resulting interest was determined, call</td></tr></table>

Additional Disclosures

Additional Disclosures

If your name appears on this statement, our records show that this is your account and that you are liable for paying the New Balance.

Information reported to credit bureau. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report.

NOTE: When you pay by check, you authorize us to use information from your check to make a one-time electronic funds transfer from your checking account. Funds may be withdrawn at your account as early as the day we receive your payment and you will not receive your check back from your bank.

What to Do If You Think You Find A Mistake On Your Statement
If you think there is an error on your bill, write to us at:
USAA Credit Card Services,
P.O. Box 65020,
San Antonio, TX 78265-5020.

In your letter, give us the following information:

• Account information: Your name and account number.
• Dollar amount. The dollar amount of the suspected error.
• Description of Problem: You think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake.

You must contact us within 60 days after the error appeared on your statement. You must notify us of any potential errors in writing. You may call us at or notify us electronically at usaa.com, but if you do we are not required to investigate any potential errors and you may have to pay the amount in question.

While we investigate whether or not there has been an error, the following are true:
• We cannot try to collect the amount in question, or report you as delinquent on that amount.
• The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a mistake, you will not have to pay the amount in question or any interest or other fees related to that amount.
• While you do not have to pay the amount in question, you are responsible for the remainder of your balance.
• We can apply any unpaid amount against your credit limit.

Your Rights If You Are Disatisfied With Your Credit Card Purchases
If you are dissatisfied with the goods or services that you have purchased with your credit card, and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase.

To use this right, all of the following must be true:

1. The purchase must have been made in your home state or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.)
2. You must have used your credit card for the purchase. Purchases made with cash advances from an ATM or with a check that accesses your credit card account do not qualify.
3. You must not yet have fully paid for the purchase.

If all of the criteria above are met and you are still dissatisfied with the purchase, contact us in writing at USAA Credit Card Services, P.O. Box 65020, San Antonio, TX 78265-5020. We will review your decision. At that point, if we think you owe an amount and you do not pay we may report you as delinquent.

Liability For Unauthorized Use
If you notice the loss or theft of your credit card or a possible unauthorized use of your card, call us immediately at USAA Credit Card Services, P.O. Box 65020, San Antonio, TX 78265-5020. You may also contact us on the Web at www.usaa.com or write to us at: USAA Credit Card Services, P.O. Box 65020, San Antonio, TX 78265-5020.

With our Zero Liability Policy, you are not liable for Unauthorized Use of your Card.

Merchandise Credits
If you become entitled to a credit from any person who accepts your card, that person must transmit a credit statement to us within seven business days. We must credit your account within three business days following receipt of the credit statement. You are not responsible for payment of any interest or other charges resulting from any failure to comply with these requirements.

USAA credit cards are issued by USAA Savings Bank.



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# Important Account Information

# Minimum Payment Addendum to the USAA Credit Card Agreement

When we send you a bill, it will show your Minimum Payment Due. We must receive payment of at least the Minimum Payment Due by the Payment Due Date on the bill. Notwithstanding anything to the contrary in Section 23 of the USAA Credit Card Agreement, the amount of your Minimum Payment Due will be the greater of: (1) the sum (rounded to the nearest dollar) of 1% of your New Balance plus the interest and fees we charged as shown on the bill and any past due amounts; or (2) $15. However, if your New Balance exceeds your Credit Limit, then at our option, we may require you to pay any amount up to the entire overlimit amount instead of the Minimum Payment Due. In no event will your Minimum Payment Due exceed the amount of your New Balance. We may adjust your Minimum Payment Due in accordance with our PayAhead Program.

Pay-Ahead Program: Your Regular Minimum Payment is the Minimum Payment amount calculated in accordance with the USAA Credit Card Agreement. If your account is eligible for our Pay-Ahead Program and is in good standing, when you make more than the Regular Minimum Payment, we may, at our option, permit you to skip some or all of your next two Regular Minimum Payments. When this occurs, we continue to calculate your Regular Minimum Payment; however, the amount of the minimum payment due displayed on the first page of your statement, on usaa.com, on mobile devices, and on our phone systems is reduced by the amount you may skip.

Your Regular Minimum Payment this month is $45.00. If the amount of the minimum payment due displayed on the first page of this statement is less than $45.00, you may skip the difference between the two amounts and you need only pay the lower amount under our Pay-Ahead Program. This means the amount that you must pay on this statement is $0.00. Remember that Finance Charges continue to accrue on all unpaid balances.

If you use a bill paying service and pay the minimum, the payment made will be the amount of the minimum payment due displayed on the first page rather than the Regular Minimum Payment. You may opt out of the Pay-Ahead Program at any time by calling us at



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**Address change?** Visit us at: [www.usaa.com](http://www.usaa.com) or complete the form below and return it with your payment. The address change will update ALL USAA products and services associated with your household.

<table border="1"><tr><td>New Balance</td><td>Minimum Payment Due</td><td>Payment Due Date</td><td>Amount Enclosed</td></tr><tr><td>$3,842.10</td><td>$0.00</td><td>06/21/20</td><td>$</td></tr></table>

To ensure proper credit, please return this portion with your Check or Money Order payment made payable to USAA Savings Bank. DO NOT SEND CASH.

<table border="1"><tr><td colspan="3">Address</td></tr><tr><td>City</td><td>State</td><td>Zip</td></tr><tr><td colspan="3">H Phone( ) W Phone( )</td></tr></table>

SCOTT G BORGERSON



USAA CREDIT CARD PAYMENTS

10750 MCDERMOTT FWY

SAN ANTONIO TX 78288-0570





MANCHESTER MA 01944-1540









007813821




427082300514990100000000003842101




Please detach and mail the coupon above with your payment.



<table border="1"><tr><td>Account Number</td><td>4270 XXXX XXXX 5034</td></tr><tr><td>Credit limit</td><td>$35,000.00</td></tr><tr><td>Available credit</td><td>$30,401.00</td></tr></table>

Questions?

Visit us at www.usaa.com

Questions? Call Customer Service

Lost or Stolen Card



Or write us at:



PO BOX 65020, SAN ANTONIO, TX 78265-5020



Remit payment to:

<table><tr><td>USAA CREDIT CARD PAYMENTS</td></tr><tr><td>10750 MCDERMOTT FWY</td></tr><tr><td>SAN ANTONIO TX 78288-0570</td></tr></table>



05/27/20



<table border="1"><tr><td colspan="3">Summary of Account Activity</td></tr><tr><td>Previous Balance</td><td></td><td>$4,503.52</td></tr><tr><td>Payments</td><td>-</td><td>$4,503.52</td></tr><tr><td>Other Credits</td><td>-</td><td>$2,729.98</td></tr><tr><td>New Purchases</td><td>+</td><td>$6,572.08</td></tr><tr><td>New Cash Advances</td><td>+</td><td>$0.00</td></tr><tr><td>New Balance Transfers</td><td>+</td><td>$0.00</td></tr><tr><td>Fees Charged</td><td>+</td><td>$0.00</td></tr><tr><td>Interest Charged</td><td>+</td><td>$0.00</td></tr><tr><td></td><td></td><td></td></tr><tr><td>New Balance</td><td></td><td>$3,842.10</td></tr><tr><td>Credit Limit</td><td></td><td>$35,000.00</td></tr><tr><td>Available Credit</td><td></td><td>$30,401.00</td></tr><tr><td>Days in Billing Cycle</td><td></td><td>31</td></tr></table>

## Statement Closing Date

Using a Convenience Check? Before you do, be sure to check the Pricing Schedule for your account. Log on to usaa.com, refer to Your Account Documents under Account Services.

<table border="1"><tr><td colspan="2">Payment Information</td></tr><tr><td>New Balance</td><td>$3,842.10</td></tr><tr><td>Minimum Payment Due</td><td>$0.00</td></tr><tr><td>Payment Due Date</td><td>06/21/20</td></tr></table>

Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to $35.00.

Minimum Payment Warning: If you make only the regular minimum payment* each period, you will pay more in interest and it will take you longer to pay off your balance. For example:

<table border="1"><tr><td>If you make no additional charges using this card and each month you pay...</td><td>You will pay off the balance shown on this statement in about...</td><td>And you will end up paying an estimated total of...</td></tr><tr><td>Only the minimum payment</td><td>19 years</td><td>$6,907.00</td></tr><tr><td>$126.00</td><td>3 years</td><td>$4,522.00(Savings=$2,385.00)</td></tr></table>

If you would like information about credit counseling services, call

*See Important Account Information at end of statement. You may repay the total balance at any time.

## Rewards Summary

USAA REWARDS PROGRAM

FOR MORE INFORMATION ABOUT YOUR USAA REWARDS PROGRAM, GO TO YOUR ACCOUNT SUMMARY PAGE ON USAA.COM OR CALL (    ), 9 AM - 8 PM (ET), 7 DAYS A WEEK.



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Payment Conditions. Payments must be made in U.S. dollars and drawn on funds on deposit at financial institutions insured by the F.D.I.C. Do not mail cash. Payments received by us by 5 pm central time will be credited as of the same day if the payment is in U.S. dollars and made:

- By check or money order drawn on a financial institution located in the U.S. or the post office, accompanied only with this payment coupon or your account number, and either mailed to our payment address on the front or delivered in person to us (do not mail cash):

- Electronically on usaa.com or through a third-party bill paying service; or

Telephonically by calling

Payments that we accept that do not meet the above requirements will be credited within 5 days. We reserve the right to withhold credit availability until we confirm receipt of good funds.

Account Settlements. You cannot settle your account balance without our written agreement. If you want to settle your account for less than the New Balance (for example if you dispute the amount you owe or you cannot afford to pay what you owe), you must write to us at USAA Credit Card Resolution Services, P.O. Box 34894, San Antonio, TX 78265 and we must agree in writing. Otherwise, we may process your payment and it will not release you from paying the remaining unpaid balance or result in an accord and satisfaction.

<table><thead><tr><th>Trans Date</th><th>Post Date</th><th>Reference Number</th><th>Description</th><th>Amount</th></tr></thead><tbody><tr><td>05/13</td><td>05/13</td><td>7427082GN00XSYFD8</td><td>USAA CREDIT CARD PAYMENT SAN ANTONIO TX</td><td>$4,503.52-</td></tr><tr><td>05/20</td><td>05/22</td><td>7413746GY0125NX86</td><td>TRACTOR SUPPLY CO #2037 HILLSBORO CREDIT</td><td>$2,729.98-</td></tr><tr><td></td><td></td><td></td><td>Total Payments And Credits For This Period</td><td>$7,233.50-</td></tr></tbody></table>

SCOTT G BORGERSON - 4270 XXXX XXXX 5034

<table><thead><tr><th>Trans Date</th><th>Post Date</th><th>Reference Number</th><th>Description</th><th>Amount</th></tr></thead><tbody><tr><td>04/27</td><td>04/27</td><td>240097G7JFJEPT67</td><td>MOOO RESTAURANT MA</td><td>118.34</td></tr><tr><td>04/27</td><td>04/27</td><td>24518360G754M3N</td><td>ABACUS COMPUTER &amp; THE MAC GLOUCESTER MA</td><td>170.00</td></tr><tr><td>04/27</td><td>04/27</td><td>24751716G0GRYOJS6</td><td>CALA&#39;S RESTAURANT 130 MANCHESTER BY MA</td><td>20.19</td></tr><tr><td>04/26</td><td>04/27</td><td>2469216G62FXHZQ4</td><td>COMMON MAN SO. IRVING HOOKSETT NH</td><td>11.55</td></tr><tr><td>04/26</td><td>04/27</td><td>2469216G62FXJP0JGE</td><td>COMMON MAN SO. IRVING HOOKSETT NH</td><td>27.94</td></tr><tr><td>04/28</td><td>04/28</td><td>2413746G90D1D1AMR</td><td>TRACTOR SUPPLY CO #5509 TN</td><td>2,729.98</td></tr><tr><td>04/29</td><td>04/29</td><td>2413746GA00FTXA1X</td><td>TRACTOR SUPPLY CO #5509 TN</td><td>1,244.97</td></tr><tr><td>04/29</td><td>04/29</td><td>2413746GB00TKVNBH</td><td>TST* TATTE BAKERY CHARLES BOSTON MA</td><td>12.31</td></tr><tr><td>04/29</td><td>04/29</td><td>241640782LR7PQS8</td><td>TARGET 00011874 DANVERS MA</td><td>17.91</td></tr><tr><td>05/01</td><td>05/01</td><td>2469216GB2X50VB5W</td><td>COMMON MAN NO. IRVING HOOKSETT NH</td><td>2.99</td></tr><tr><td>05/03</td><td>05/03</td><td>2469216GB2Y001D21</td><td>COMMON MAN SO. IRVING HOOKSETT NH</td><td>38.79</td></tr><tr><td>05/03</td><td>05/03</td><td>2469216GB2Y001QTB</td><td>COMMON MAN SO. IRVING HOOKSETT NH</td><td>7.98</td></tr><tr><td>05/04</td><td>05/04</td><td>240097G7EKNA7PV3P</td><td>MOOO RESTAURANT MA</td><td>139.70</td></tr><tr><td>05/05</td><td>05/05</td><td>2429910GFOHFVY2H</td><td>MANCHESTER GAS MANCHESTER MA</td><td>43.15</td></tr><tr><td>05/05</td><td>05/05</td><td>2443106GFREQETNY8</td><td>DUNKIN #304178 Q35 SAUGUS MA</td><td>6.47</td></tr><tr><td>05/10</td><td>05/10</td><td>2475171GLOBZYHWQ</td><td>CALA&#39;S RESTAURANT 130 MANCHESTER BY MA</td><td>21.19</td></tr><tr><td>05/10</td><td>05/10</td><td>2469216GL2XFR02GY</td><td>COMMON MAN SO. IRVING HOOKSETT NH</td><td>9.36</td></tr><tr><td>05/10</td><td>05/10</td><td>2469216GL2XFR045R</td><td>COMMON MAN SO. IRVING HOOKSETT NH</td><td>27.04</td></tr><tr><td>05/11</td><td>05/11</td><td>2475171GMDGR29GLT</td><td>CALA&#39;S RESTAURANT 130 MANCHESTER BY MA</td><td>17.98</td></tr><tr><td>05/12</td><td>05/12</td><td>2400341GM56BLTSY5</td><td>ARMY BARRACKS - SAUGUS M, SAUGUS MA</td><td>180.06</td></tr><tr><td>05/12</td><td>05/12</td><td>2413746GN02V5916</td><td>WHOLEFDS LNF #10452 LYNFIELD MA</td><td>308.12</td></tr><tr><td>05/12</td><td>05/12</td><td>2490641GM3PFAXE3W</td><td>Xsolilla *Roblox x.xsolilla.com CA</td><td>21.24</td></tr><tr><td>05/17</td><td>05/17</td><td>2475171GVGT028MB</td><td>CALA&#39;S RESTAURANT 130 MANCHESTER BY MA</td><td>17.98</td></tr><tr><td>05/17</td><td>05/17</td><td>2469216GV2XWG11BP</td><td>COMMON MAN SO. IRVING HOOKSETT NH</td><td>15.59</td></tr><tr><td>05/17</td><td>05/17</td><td>2469216GV2XWG12TP</td><td>COMMON MAN SO. IRVING HOOKSETT NH</td><td>34.54</td></tr><tr><td>05/17</td><td>05/17</td><td>2480197GV2XWG1SPR2</td><td>HENNIKER FARM AND COUNTR HENNIKER NH</td><td>53.49</td></tr><tr><td>05/18</td><td>05/18</td><td>2417274MP1T8SAE</td><td>TST BUTTERMILK AND BOURB BOSTON MA</td><td>77.04</td></tr><tr><td>05/18</td><td>05/18</td><td>2442733GV1LYR3JK7Y</td><td>CROSSYS MARKETPLAC MANCHESTER MA</td><td>84.41</td></tr><tr><td>05/19</td><td>05/19</td><td>2490641GW2PWGOQV3</td><td>ROBLOX * CA</td><td>19.99</td></tr><tr><td>05/19</td><td>05/19</td><td>2490641GW2PWF19W</td><td>ROBLOX * CA</td><td>19.99</td></tr><tr><td>05/20</td><td>05/20</td><td>2469216GY2X6SVSLF</td><td>SOUTHWES 5262197241246800-435-9792 TX BORGERSON SCOTT</td><td>296.94</td></tr><tr><td>05/22</td><td>05/22</td><td>2427336GZLYR6M00H</td><td>CROSBYS MARKETPLAC MANCHESTER MA</td><td>109.67</td></tr><tr><td>05/23</td><td>05/23</td><td>2400341H1566QW3XJ</td><td>SURFARI MANCHESTER MA</td><td>63.75</td></tr><tr><td>05/23</td><td>05/23</td><td>2427336H0LYR5MYEY</td><td>CROSBYS MARKETPLAC MANCHESTER MA</td><td>36.12</td></tr><tr><td>05/23</td><td>05/23</td><td>2469216H02XH2F81V</td><td>SOUTHWES 526219768670 TX BORGERSON/SCOTT</td><td>98.98</td></tr><tr><td>05/24</td><td>05/24</td><td>2429161H2FZXZHBS</td><td>ST LOUIIS BOSTON</td><td>35.97</td></tr><tr><td>05/24</td><td>05/24</td><td>2469216H2FZXZHXM3</td><td>COMMON MAN NO. IRVING HOOKSETT NH</td><td>22.88</td></tr><tr><td>05/24</td><td>05/24</td><td>2480197H2M2MAELWG</td><td>HENNIKER FARM AND COUNTR HENNIKER NH</td><td>7.49</td></tr><tr><td>05/26</td><td>05/26</td><td>2410319H302JNVMNQ</td><td>SPORTS STOP WENHAM MA</td><td>398.44</td></tr></tbody></table>

GHISLAINE BORGERSON - 4270 XXXX XXXX 0912

<table><thead><tr><th>Trans Date</th><th>Post Date</th><th>Reference Number</th><th>Description</th><th>Amount</th></tr></thead><tbody><tr><td>05/16</td><td>05/16</td><td>2469216GT2Y1NVS6E</td><td>Audible*M70TG3CU1 Amzn.com/bill NJ</td><td>$14.95</td></tr><tr><td></td><td></td><td></td><td>Total Transactions For GHISLAINE BORGERSON</td><td>$14.95</td></tr></tbody></table>

BORGERSON - 4270 XXXX XXXX 0584

<table><thead><tr><th>Trans Date</th><th>Post Date</th><th>Reference Number</th><th>Description<br>Total Transactions For</th><th>BORGERSON</th><th>Amount<br>$0.00</th></tr></thead><tbody><tr><td colspan="6">Fees</td></tr><tr><td>Trans Date</td><td>Post Date</td><td>Card</td><td>Reference Number</td><td>Description<br>Total Fees For This Period</td><td>Amount<br>$0.6</td></tr></tbody></table>

<table border="1"><tr><td>Trans Date</td><td>Post Date</td><td>Reference Number</td><td>Description</td><td>Amount</td></tr><tr><td>05/27</td><td>05/27</td><td></td><td>Interest Charge on Purchases</td><td>$0.00</td></tr><tr><td>05/27</td><td>05/27</td><td></td><td>Interest Charge on Cash Advances</td><td>$0.00</td></tr></table>

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EFTA00097110

<table border="1"><tr><td colspan="2">Account Summary</td></tr><tr><td>Statement Closing Date</td><td>05/27/20</td></tr><tr><td>Account Number</td><td>4270 XXXX XXXX 5034</td></tr><tr><td>Payment Due Date</td><td>06/21/20</td></tr></table>

<table border="1"><tr><td colspan="4">Transactions(continued)</td></tr><tr><td>05/27</td><td>05/27</td><td>Interest Charge on Balance Transfers</td><td>$0.00</td></tr><tr><td></td><td></td><td>Total Interest For This Period</td><td>$0.00</td></tr><tr><td></td><td></td><td colspan="2">2020 Totals Year-to-Date</td></tr><tr><td></td><td></td><td>Total fees charged in 2020</td><td>$0.00</td></tr><tr><td></td><td></td><td>Total interest charged in 2020</td><td>$15.86</td></tr></table>

Interest Charge Calculation

<table border="1"><tr><td>Type of Balance</td><td>Annual Percentage Rate(APR)</td><td>Balance Subject to Interest Rate*</td><td>Interest Charge</td></tr><tr><td>Regular Purchases(v)</td><td>10.90%</td><td>$0.00</td><td>$0.00</td></tr><tr><td>Regular Cash Advances(v)</td><td>10.90%</td><td>$0.00</td><td>$0.00</td></tr><tr><td colspan="4">The APR for a balance type followed by a(v) is a variable rate.</td></tr><tr><td colspan="4">Paying Interest and Your Grace Period: We will not charge you any further interest on your Purchase Balance on this Statement if you pay your entire New Balance by your Payment Due Date of 06/21/20.</td></tr><tr><td colspan="4">*Balance Computation Method: Average Daily Balance (including New Purchases). For more information about how we calculate the Balance Subject to Interest Rate and how resulting interest was determined, call</td></tr></table>

Additional Disclosures

Additional Disclosures

If your name appears on this statement, our records show that this is your account and that you are liable for paying the New Balance.

Information reported to credit bureaus. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report.

NOTE: When you pay by check, you authorize us to use information from your check to make a one-time electronic funds transfer from your checking account. Funds may be withdrawn from your account as early as the day we receive your payment and you will not receive your check back from your bank.

What to Do If You Think You Find A Mistake on Your Statement
If you think there is an error on your bill, write to us at:
USAA Credit Card Services,
P.O. Box 65020,
San Antonio, TX 78265-5020.

In your letter, give us the following information:
• Account information: Your name and account number.
• Dollar amount: The dollar amount of the suspected error.
• Description of Problem: If you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake.

You must contact us within 60 days after the error appeared on your statement. You must notify us of any potential errors in writing. You may call us at or notify us electronically at usaa.com, but if you do we are not required to investigate any potential errors and you may have to pay the amount in question.

While we investigate whether or not there has been an error, the following are true:
• We can try to collect the amount in question, or report you as delinquent on that amount.
• The change in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a mistake, you will not have to pay the amount in question or any interest or other fees related to that amount.
• While you do not have to pay the amount in question, you are responsible for the remainder of your balance.
• We can apply any unpaid amount against your credit limit.

Your Rights If You Are Dissatisfied With Your Credit Card Purchases
If you are dissatisfied with the goods or services that you have purchased with your credit card, and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase.

To use this right, all of the following must be true:

1. The purchase must have been made in your home state or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.)
2. You must have used your credit card for the purchase. Purchases made with cash advances from an ATM or with a check that accesses your credit card account do not qualify.
3. You must not yet have fully paid for the purchase.

If all of the criteria above are met and you are still dissatisfied with the purchase, contact us in writing at: USAA Credit Card Services, P.O. Box 65020, San Antonio, TX 78265-5020. While we investigate, the same rules apply to the disputed amount as discussed above. After we finish our investigation, we will tell you our decision. At that point, if we think you own an amount and you do not pay we may report you as delinquent.

Liability for Unauthorized Use
If you notice the loss or theft of your credit card or a possible unauthorized use of your card, call us immediately at overseas, call collect, or you may also contact us on the Web at www.usaa.com or write to us at: USAA Credit Card Services, P.O. Box 65020, San Antonio, TX 78265-5020.

With our Zero Liability Policy, you are not liable for Unauthorized Use of your Card.

Additional Disclosures continue on next page.



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# Additional Disclosures (continued)

## Merchant Credits

If you become entitled to a credit from any person who accepts your card, that person must transmit a credit statement to us within seven business days. We must credit your account within three business days following receipt of the credit statement. You are not responsible for payment of any interest or other charges resulting from any failure to comply with these requirements.

USAA credit cards are issued by USAA Savings Bank.

## Important Account Information

## Minimum Payment Addendum to the USAA Credit Card Agreement

When we send you a bill, it will show your Minimum Payment Due. We must receive payment of at least the Minimum Payment Due by the Payment Due Date on the bill. Notwithstanding anything to the contrary in Section 23 of the USAA Credit Card Agreement, the amount of your Minimum Payment Due will be the greater of: (1) the sum (rounded to the nearest dollar) of 1% of your New Balance plus the interest and fees we charged as shown on the bill and any past due amounts; or (2) $15. However, if your New Balance exceeds your Credit Limit, then at our option, we may require you to pay any amount up to the entire overlimit amount instead of the Minimum Payment Due. In no event will your Minimum Payment Due exceed the amount of your New Balance. We may adjust your Minimum Payment Due in accordance with our PayAhead Program.

Pay-Ahead Program: Your Regular Minimum Payment is the Minimum Payment amount calculated in accordance with the USAA Credit Card Agreement. If your account is eligible for our Pay-Ahead Program and is in good standing, when you make more than the Regular Minimum Payment, we may, at our option, permit you to skip some or all of your next two Regular Minimum Payments. When this occurs, we continue to calculate your Regular Minimum Payment; however, the amount of the minimum payment due displayed on the first page of your statement, on usaa.com, on mobile devices, and on our phone systems is reduced by the amount you may skip.

Your Regular Minimum Payment this month is $38.00. If the amount of the minimum payment due displayed on the first page of this statement is less than $38.00, you may skip the difference between the two amounts and you need only pay the lower amount under our Pay-Ahead Program. This means the amount that you must pay on this statement is $0.00. Remember that Finance Charges continue to accrue on all unpaid balances.

If you use a bill paying service and pay the minimum, the payment made will be the amount of the minimum payment due displayed on the first page rather than the Regular Minimum Payment. You may opt out of the Pay-Ahead Program at any time by calling us at ___.



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EFTA00097112

**Address change?** Visit us at: [www.usaa.com](http://www.usaa.com) or complete the form below and return it with your payment. The address change will update ALL USAA products and services associated with your household.

<table border="1"><tr><td>New Balance</td><td>Minimum Payment Due</td><td>Payment Due Date</td><td>Amount Enclosed</td></tr><tr><td>$5,773.23</td><td>$0.00</td><td>07/21/20</td><td>$</td></tr></table>

To ensure proper credit, please return this portion with your Check or Money Order payment made payable to USAA Savings Bank. DO NOT SEND CASH.

<table border="1"><tr><td colspan="3">Address</td></tr><tr><td>City</td><td>State</td><td>Zip</td></tr><tr><td>H Phone()</td><td colspan="2">W Phone()</td></tr></table>

SCOTT G BORGERSON



USAA CREDIT CARD PAYMENTS

10750 MCDERMOTT FWY

SAN ANTONIO TX 78288-0570





MANCHESTER MA 01944-1540









007813821




427082300514990100000000005773239




Please detach and mail the coupon above with your payment.



<table border="1"><tr><td>Account Number</td><td>4270 XXXX XXXX 5034</td></tr><tr><td>Credit limit</td><td>$35,000.00</td></tr><tr><td>Available credit</td><td>$28,804.00</td></tr></table>

Questions?

Visit us at www.usaa.com

Questions? Call Customer Service



06/26/20



Lost or Stolen Card



Or write us at:



PO BOX 65020, SAN ANTONIO, TX 78265-5020



Remit payment to:

<table><tr><td>USAA CREDIT CARD PAYMENTS</td></tr><tr><td>10750 MCDERMOTT FWY</td></tr><tr><td>SAN ANTONIO TX 78288-0570</td></tr></table>

## Statement Closing Date

USAA Documents Online

Get statements faster, save paper, and reduce your risk of identity theft with USAA Documents Online. It's free, convenient, and helps us save you money. Log on to usaa.com and sign up today.

<table border="1"><tr><td colspan="3">Summary of Account Activity</td></tr><tr><td>Previous Balance</td><td></td><td>$3,842.10</td></tr><tr><td>Payments</td><td>-</td><td>$3,842.10</td></tr><tr><td>Other Credits</td><td>-</td><td>$0.00</td></tr><tr><td>New Purchases</td><td>+</td><td>$5,773.23</td></tr><tr><td>New Cash Advances</td><td>+</td><td>$0.00</td></tr><tr><td>New Balance Transfers</td><td>+</td><td>$0.00</td></tr><tr><td>Fees Charged</td><td>+</td><td>$0.00</td></tr><tr><td>Interest Charged</td><td>+</td><td>$0.00</td></tr><tr><td></td><td></td><td></td></tr><tr><td>New Balance</td><td></td><td>$5,773.23</td></tr><tr><td>Credit Limit</td><td></td><td>$35,000.00</td></tr><tr><td>Available Credit</td><td></td><td>$28,804.00</td></tr><tr><td>Days in Billing Cycle</td><td></td><td>30</td></tr></table>

<table border="1"><tr><td colspan="2">Payment Information</td></tr><tr><td>New Balance</td><td>$5,773.23</td></tr><tr><td>Minimum Payment Due</td><td>$0.00</td></tr><tr><td>Payment Due Date</td><td>07/21/20</td></tr></table>

Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to $35.00.

Minimum Payment Warning: If you make only the regular minimum payment* each period, you will pay more in interest and it will take you longer to pay off your balance. For example:

<table border="1"><tr><td>If you make no additional charges using this card and each month you pay...</td><td>You will pay off the balance shown on this statement in about...</td><td>And you will end up paying an estimated total of...</td></tr><tr><td>Only the minimum payment</td><td>22 years</td><td>$10,593.00</td></tr><tr><td>$189.00</td><td>3 years</td><td>$6,794.00(Savings=$3,799.00)</td></tr></table>



If you would like information about credit counseling services, call



*See Important Account Information at end of statement. You may repay the total balance at any time.

## Rewards Summary

USAA REWARDS PROGRAM

FOR MORE INFORMATION ABOUT YOUR USAA REWARDS PROGRAM, GO TO YOUR ACCOUNT SUMMARY PAGE ON USAA.COM OR CALL (    ), 9 AM - 8 PM (ET), 7 DAYS A WEEK.



007813821




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EFTA00097113

Payment Conditions. Payments must be made in U.S. dollars and drawn on funds on deposit at financial institutions insured by the F.D.I.C. Do not mail cash. Payments received by us by 5 pm central time will be credited as of the same day if the payment is in U.S. dollars and made:

- By check or money order drawn on a financial institution located in the U.S. or the post office, accompanied only with this payment coupon or your account number, and either mailed to our payment address on the front or delivered in person to us (do not mail cash);

- Electronically on usaa.com or through a third-party bill paying service; or

Telephonically by calling

Payments that we accept that do not meet the above requirements will be credited within 5 days. We reserve the right to withhold credit availability until we confirm receipt of good funds.

Account Settlements. You cannot settle your account balance without our written agreement. If you want to settle your account for less than the New Balance (for example if you dispute the amount you owe or you cannot afford to pay what you owe), you must write to us at USAA Credit Card Resolution Services, P.O. Box 34894, San Antonio, TX 78265 and we must agree in writing. Otherwise, we may process your payment and it will not release you from paying the remaining unpaid balance or result in an accord and satisfaction.

<table border="1"><tr><td colspan="5">Payments and Credits</td></tr><tr><td>Trans Date</td><td>Post Date</td><td>Reference Number</td><td>Description</td><td>Amount</td></tr><tr><td>05/30</td><td>05/30</td><td>7427082H800XV3Z2F</td><td>USAA CREDIT CARD PAYMENT SAN ANTONIO TX</td><td>$3,842.10</td></tr><tr><td></td><td></td><td></td><td>Total Payments And Credits For This Period</td><td>$3,842.10</td></tr></table>

SCOTT G BORGERSON - 4270 XXXX XXXX 5034

<table><thead><tr><th>Trans Date</th><th>Post Date</th><th>Reference Number</th><th>Description</th><th>Amount</th></tr></thead><tbody><tr><td>05/27</td><td>05/27</td><td>2413746H1600XJVQA</td><td>TRACTOR SUPPLY CO #5509</td><td>$119.99</td></tr><tr><td>05/28</td><td>05/28</td><td>2413746H700ZW7EZE</td><td>TRACTOR SUPPLY CO #5509</td><td>$139.99</td></tr><tr><td>05/28</td><td>05/28</td><td>2442733H4LYR49BOW</td><td>CROBSYS MARKETPLAC MANCHESTER MA</td><td>$50.31</td></tr><tr><td>05/27</td><td>05/28</td><td>2441016H5BLKJKB21</td><td>MANCHESTER ACE HDWE MANCHESTER MA</td><td>$83.47</td></tr><tr><td>05/27</td><td>05/28</td><td>249064H142HRFJROX</td><td>Xsolla &#39;Roblox h.xolla.com&#39;</td><td>$10.62</td></tr><tr><td>05/28</td><td>05/28</td><td>249064H152RDMJZXS</td><td>ROBLOX &#39;CA&#39;</td><td>$9.99</td></tr><tr><td>05/29</td><td>05/29</td><td>2416047H7EY1JSU78</td><td>ALLEN S PHARMA00271149 MANCHESTER MA</td><td>$16.97</td></tr><tr><td>05/29</td><td>05/29</td><td>240939H400XJG90</td><td>ARMY BARRAKKS, SALEM MA, SALEM MA</td><td>$103.06</td></tr><tr><td>05/30</td><td>05/30</td><td>2405038H800H2MJ</td><td>XSOLLA &#39;ROBLOX H.XSOLLA.COM&#39;</td><td>$10.62</td></tr><tr><td>05/30</td><td>05/30</td><td>2413746H800W9MEXM</td><td>CVSHPHMACY 400216 SALEM MA</td><td>$7.47</td></tr><tr><td>05/30</td><td>05/30</td><td>2443106H72DPVG5JQ</td><td>FTD.COM</td><td>$66.35</td></tr><tr><td>06/01</td><td>06/01</td><td>2426979H0A0LX070E</td><td>SAM LAGRASSAS BOSTON MA</td><td>$13.64</td></tr><tr><td>06/02</td><td>06/02</td><td>241746H1A00VPM1R0</td><td>TST&#39; TATTE BAKERY - BACK BOSTON MA</td><td>$19.79</td></tr><tr><td>06/02</td><td>06/02</td><td>2402492H9034KB6J</td><td>LOCocentric Inc.</td><td>$103.06</td></tr><tr><td>06/02</td><td>06/02</td><td>2449215HALSQXHDPK</td><td>BT LIFE ALIVE BF6YWJW</td><td>$8.83</td></tr><tr><td>06/02</td><td>06/02</td><td>2449215HAMNBQERS</td><td>GRUBHUBITADAKI GRUBHBUT.COM NY</td><td>$81.31</td></tr><tr><td>06/04</td><td>06/04</td><td>2470780H0Q154LEAD</td><td>1-800 BUSY DOG BROCKTON MA</td><td>$265.00</td></tr><tr><td>06/04</td><td>06/04</td><td>2407105HEVAKTPYY1</td><td>COMPASSION VETERINARY BRADFORD NH</td><td>$929.74</td></tr><tr><td>06/05</td><td>06/05</td><td>2469216H2DXPQR3XB</td><td>COMMON MAN NO. IRVING HOOKSETT NH</td><td>$25.33</td></tr><tr><td>06/05</td><td>06/05</td><td>2442806HFBXPXRVG3</td><td>COMMON MAN NO. IRVING HOOKSETT NH</td><td>$22.55</td></tr><tr><td>06/07</td><td>06/07</td><td>2444500GEHWYK7TP</td><td>FIVE GUYS MA 1539 QSR BOSTON NH</td><td>$18.30</td></tr><tr><td>06/07</td><td>06/07</td><td>746576H1G032448H</td><td>MOJANG STOCKHOLM SE</td><td>$26.95</td></tr><tr><td>06/07</td><td>06/07</td><td>2469216HG2XNH8YKQ</td><td>COMMON MAN SO. IRVING HOOKSETT NH</td><td>$8.76</td></tr><tr><td>06/09</td><td>06/17</td><td>241746H00W7KMD</td><td>TST&#39; TATTE BAKERY - BACK BOSTON MA</td><td>$15.52</td></tr><tr><td>06/19</td><td>06/19</td><td>241746H00J00XPK02</td><td>USPS PO 2400741015 BOSTON MA</td><td>$1.40</td></tr><tr><td>06/19</td><td>06/19</td><td>241746H00J00XPK2M</td><td>USPS PO 2400741015 BOSTON MA</td><td>$14.46</td></tr><tr><td>06/19</td><td>06/19</td><td>2449215JHJHV5AD8</td><td>SP&#39; BLACKRIFLECOFFEE TWISTRATEMARK UT</td><td>$55.09</td></tr><tr><td>06/19</td><td>06/19</td><td>2480197HK60VAX3Y</td><td>BY CHLOE BACK BAY BOSTON MA</td><td>$16.00</td></tr><tr><td>06/12</td><td>06/12</td><td>2469216HM2XS23RD</td><td>COMMON MAN NO. IRVING HOOKSETT NH</td><td>$2.99</td></tr><tr><td>06/12</td><td>06/12</td><td>2469216HM2XS27WM</td><td>COMMON MAN NO. IRVING HOOKSETT BY MA</td><td>$29.48</td></tr><tr><td>06/14</td><td>06/14</td><td>2442806N8PWKMEES</td><td>COMMON MAN HOOKSETT - SOU HOOKSETT NH</td><td>$6.06</td></tr><tr><td>06/14</td><td>06/14</td><td>2442915HNJU50YRW</td><td>SP&#39; BLACKRIFLECOFFEE TWISTRATEMARK UT</td><td>$125.91</td></tr><tr><td>06/14</td><td>06/14</td><td>2449398HPBHAGWVR</td><td>AT&amp;T&#39;BILL PAYMENT WWW ATT.COM TX</td><td>$198.00</td></tr><tr><td>06/14</td><td>06/14</td><td>241746H00W4NNT8</td><td>USPS PO 2400741015 BOSTON MA</td><td>$14.90</td></tr><tr><td>06/15</td><td>06/15</td><td>2449215HPM2KPFRB</td><td>MPIX</td><td>$34.50</td></tr><tr><td>06/15</td><td>06/15</td><td>2445400TBLLGJDRK</td><td>WM SUPERCENTER 83114 SAUGUS MA</td><td>$33.84</td></tr><tr><td>06/16</td><td>06/16</td><td>2480197Ht605XXBP</td><td>BY CHLOE BACK BAY BOSTON MA</td><td>$12.79</td></tr><tr><td>06/16</td><td>06/14</td><td>2490641H2RTKP1LP5</td><td>Xsolu&#39; Roblox h.xolla.com CA</td><td>$5.31</td></tr><tr><td>06/18</td><td>06/18</td><td>2402492HSO2L9QH4H</td><td>Lococitane Inc.</td><td>$215.69</td></tr><tr><td>06/18</td><td>06/18</td><td>2416013H0SD3PXZMW</td><td>SNOW.COMVAIL RESORTS SKI888-838-0459 CO</td><td>$149.995</td></tr><tr><td>06/19</td><td>06/19</td><td>2490641H2VTS8LW0</td><td>ROBLOX &#39;CA&#39;</td><td>$19.99</td></tr><tr><td>06/19</td><td>06/19</td><td>2476579XHW0WPWX2</td><td>MANCHESTER MARINE CORPORA987-526-7911 MA</td><td>$426.70</td></tr><tr><td>06/21</td><td>06/21</td><td>241746HXEJ7NF0G</td><td>TST&#39; BRAVO BY THE SE MANCHESTER MA</td><td>$33.17</td></tr><tr><td>06/21</td><td>06/21</td><td>2421618HYRBGHHT8K</td><td>GULF OIL 92038968 MANCHESTER MA</td><td>$12.99</td></tr><tr><td>06/22</td><td>06/22</td><td>2480197HzE06VG78T</td><td>BY CHLOE BACK BAY BOSTON MA</td><td>$13.86</td></tr><tr><td>06/22</td><td>06/22</td><td>2491016Z0B2B5QWOP</td><td>SERAFNA NEWBURY BOSTON MA</td><td>$112.02</td></tr><tr><td>06/23</td><td>06/23</td><td>2469216HZZX6A99N</td><td>IN&#39;ALARMEX INC.</td><td>$120.00</td></tr><tr><td>06/23</td><td>06/23</td><td>2429910102VBZV55</td><td>MANCHESTER GAS MANCHESTER MA</td><td>$41.55</td></tr></tbody></table>

<table><thead><tr><th>Trans Date</th><th>Post Date</th><th>Reference Number</th><th>Description</th><th>Amount</th></tr></thead><tbody><tr><td>06/16</td><td>06/16</td><td>2469216HT2XFM9F54</td><td>Audible*MS3S17TO1 Amzn.com/bill NJ</td><td>$14.95</td></tr><tr><td></td><td></td><td></td><td>Total Transactions For GHISLAINE BORGERSON</td><td>$14.95</td></tr></tbody></table>

<table><thead><tr><th>Trans Date</th><th>Post Date</th><th>Reference Number</th><th>Description</th><th>Amount</th></tr></thead><tbody><tr><td>05/28</td><td>05/28</td><td>2416407H5QK8ETD5X</td><td>MARKET BASKET 00000232 DANVERS MA</td><td>$150.12</td></tr></tbody></table>

<table><thead><tr><th>5550</th><th>M8H</th><td>1</td><td>7</td><td>18</td><td>200626</td><td>0</td><td colspan="4">PAGE 2 of 4</td></tr></thead><tbody><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>10</td><td>3309</td><td>3000</td><td>B164</td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>O1AB5550</td></tr></tbody></table>

EFTA00097114

<table border="1"><tr><td colspan="2">Account Summary</td></tr><tr><td>Statement Closing Date</td><td>06/26/20</td></tr><tr><td>Account Number</td><td>4270 XXXX XXXX 5034</td></tr><tr><td>Payment Due Date</td><td>07/21/20</td></tr></table>

<table border="1"><tr><td colspan="6">Transactions(continued)</td></tr><tr><td>06/02</td><td>06/02</td><td>2442733HALYR5AXXZ</td><td>CROSBY&#x27;S MARKETPLAC MANCHESTER MA</td><td>$57.59</td><td></td></tr><tr><td>06/04</td><td>06/04</td><td>2416407HQQK8E05P6</td><td>MARKET BASKET 00000232 DANVERS MA</td><td>$73.31</td><td></td></tr><tr><td>06/10</td><td>06/10</td><td>2413746HK0142VHKM</td><td>WHOLEFDS BVL #10618 BEVERLY MA</td><td>$81.13</td><td></td></tr><tr><td>06/16</td><td>06/16</td><td>2413746HT014SPLKW</td><td>WHOLEFDS BVL #10618 BEVERLY MA</td><td>$129.74</td><td></td></tr><tr><td>06/18</td><td>06/18</td><td>2416407HSQK8EBYN2</td><td>MARKET BASKET 00000232 DANVERS MA</td><td>$33.43</td><td></td></tr><tr><td>06/23</td><td>06/23</td><td>2413746J000Z4QFHY</td><td>PARKING METERS PILOT PROG BOSTON MA</td><td>$1.25</td><td></td></tr><tr><td>06/23</td><td>06/23</td><td>2413746J000Z4QFLH</td><td>PARKING METERS PILOT PROG BOSTON MA</td><td>$0.50</td><td></td></tr><tr><td>06/23</td><td>06/23</td><td>2413746J000Z4QFNR</td><td>PARKING METERS PILOT PROG BOSTON MA</td><td>$4.00</td><td></td></tr><tr><td>06/24</td><td>06/24</td><td>2442733J0LYR5Q0VN</td><td>CROSBY&#x27;S MARKETPLAC MANCHESTER MA</td><td>$25.48</td><td></td></tr><tr><td></td><td></td><td></td><td>Total Transactions For BORGERSON</td><td>$556.55</td><td></td></tr><tr><td colspan="6">Fees</td></tr><tr><td>Trans Date</td><td>Post Date</td><td>Card Reference Number</td><td>Description</td><td>Amount</td><td></td></tr><tr><td></td><td></td><td></td><td>Total Fees For This Period</td><td>$0.00</td><td></td></tr><tr><td colspan="6">Interest Charged</td></tr><tr><td>Trans Date</td><td>Post Date</td><td>Reference Number</td><td>Description</td><td>Amount</td><td></td></tr><tr><td>06/26</td><td>06/26</td><td></td><td>Interest Charge on Purchases</td><td>$0.00</td><td></td></tr><tr><td>06/26</td><td>06/26</td><td></td><td>Interest Charge on Cash Advances</td><td>$0.00</td><td></td></tr><tr><td>06/26</td><td>06/26</td><td></td><td>Interest Charge on Balance Transfers</td><td>$0.00</td><td></td></tr><tr><td></td><td></td><td></td><td>Total Interest For This Period</td><td>$0.00</td><td></td></tr></table>

<table border="1"><tr><td colspan="2">2020 Totals Year-to-Date</td></tr><tr><td>Total fees charged in 2020</td><td>$0.00</td></tr><tr><td>Total interest charged in 2020</td><td>$15.86</td></tr></table>

Interest Charge Calculation

<table border="1"><tr><td>Type of Balance</td><td>Annual Percentage Rate(APR)</td><td>Balance Subject to Interest Rate*</td><td>Interest Charge</td></tr><tr><td>Regular Purchases(v)</td><td>10.90%</td><td>$0.00</td><td>$0.00</td></tr><tr><td>Regular Cash Advances(v)</td><td>10.90%</td><td>$0.00</td><td>$0.00</td></tr></table>

The APR for a balance type followed by a (v) is a variable rate.

Paying Interest and Your Grace Period: We will not charge you any further interest on your Purchase Balance on this Statement if you pay your entire New Balance by your Payment Due Date of 07/21/20.

*Balance Computation Method: Average Daily Balance (including New Purchases). For more information about how we calculate the Balance Subject to Interest Rate and how resulting interest was determined, call

Additional Disclosures

If your name appears on this statement, our records show that this is your account and that you are liable for paying the New Balance.

Information reported to credit bureaus. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report.

NOTE: When you pay by check, you authorize us to use information from your check to make a one-time electronic funds transfer from your checking account. Funds may be withdrawn from your account as early as the day we receive your payment and you will not receive your check back from your bank.

What to Do If You Think You Find A Mistake on Your Statement
If you think there is an error on your bill, write to us at:
USAA Credit Card Services,
P.O. Box 65020,
San Antonio, TX 78265-5020.

In your letter, give us the following information:

• Account information: Your name and account number.
• Dollar amount: The dollar amount of the suspected error.
• Description of Problem: If you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake.

You must contact us within 60 days after the error appeared on your statement. You must notify us of any potential errors in writing. You may call us at [email] or notify us electronically at usaa.com, but if you do we are not required to investigate any potential errors and you may have to pay the amount in question.

While we investigate whether or not there has been an error, the following are true:

• We cannot try to collect the amount in question, or report you as delinquent on that amount.
• The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a mistake, you will not have to pay the amount in question or any interest or other fees related to that amount.
• While you do not have to pay the amount in question, you are responsible for the remainder of your balance.
• We can apply any unpaid amount against your credit limit.

Your Rights If You Are Dissatisfied With Your Credit Card Purchases
If you are dissatisfied with the goods or services that you have purchased with your credit card, and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase.

To use this right, all of the following must be true:

Additional Disclosures continue on next page.



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EFTA00097115



## Important Account Information

## Minimum Payment Addendum to the USAA Credit Card Agreement

When we send you a bill, it will show your Minimum Payment Due. We must receive payment of at least the Minimum Payment Due by the Payment Due Date on the bill. Notwithstanding anything to the contrary in Section 23 of the USAA Credit Card Agreement, the amount of your Minimum Payment Due will be the greater of: (1) the sum (rounded to the nearest dollar) of 1% of your New Balance plus the interest and fees we charged as shown on the bill and any past due amounts; or (2) $15. However, if your New Balance exceeds your Credit Limit, then at our option, we may require you to pay any amount up to the entire overlimit amount instead of the Minimum Payment Due. In no event will your Minimum Payment Due exceed the amount of your New Balance. We may adjust your Minimum Payment Due in accordance with our PayAhead Program.

Pay-Ahead Program: Your Regular Minimum Payment is the Minimum Payment amount calculated in accordance with the USAA Credit Card Agreement. If your account is eligible for our Pay-Ahead Program and is in good standing, when you make more than the Regular Minimum Payment, we may, at our option, permit you to skip some or all of your next two Regular Minimum Payments. When this occurs, we continue to calculate your Regular Minimum Payment; however, the amount of the minimum payment due displayed on the first page of your statement, on usaa.com, on mobile devices, and on our phone systems is reduced by the amount you may skip.

Your Regular Minimum Payment this month is $58.00. If the amount of the minimum payment due displayed on the first page of this statement is less than $58.00, you may skip the difference between the two amounts and you need only pay the lower amount under our Pay-Ahead Program. This means the amount that you must pay on this statement is $0.00. Remember that Finance Charges continue to accrue on all unpaid balances.

If you use a bill paying service and pay the minimum, the payment made will be the amount of the minimum payment due displayed on the first page rather than the Regular Minimum Payment. You may opt out of the Pay-Ahead Program at any time by calling us at



5550


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