USAA credit card statement for an associate, December 2019

EFTA00097088¶

Account Summary
Account Number	4270 XXXX XXXX 5034

Address change? Visit us at: www.usaa.com or complete the form below and return it with your payment. The address change will update ALL USAA products and services associated with your household.¶

New Balance	Minimum Payment Due	Payment Due Date	Amount Enclosed
$4,778.88	$0.00	01/21/20	$

To ensure proper credit, please return this portion with your Check or Money Order payment made payable to USAA Savings Bank. DO NOT SEND CASH.¶

Address
City	State	Zip
H Phone()	W Phone()

USAA CREDIT CARD PAYMENTS¶

10750 MCDERMOTT FWY¶

SAN ANTONIO TX 78288-0570¶

SCOTT G BORGERSON¶

MANCHESTER MA 01944-1540¶

007813821¶

427082300514990100000000004778882¶

Please detach and mail the coupon above with your payment.¶

Account Number	4270 XXXX XXXX 5034
Credit limit	$35,000.00
Available credit	$30,201.00

Questions?¶

Visit us at www.usaa.com ¶

12/27/19¶

Questions? Call Customer Service¶

Lost or Stolen Card¶

Or write us at:¶

PO BOX 65020, SAN ANTONIO, TX 78265-5020¶

Remit payment to:¶

Summary of Account Activity
Previous Balance		$5,958.67
Payments	-	$10,640.95
Other Credits	-	$84.99
New Purchases	+	$9,546.15
New Cash Advances	+	$0.00
New Balance Transfers	+	$0.00
Fees Charged	+	$0.00
Interest Charged	+	$0.00

New Balance		$4,778.88
Credit Limit		$35,000.00
Available Credit		$30,201.00
Days in Billing Cycle		31

Important Reminder:The variable Annual Percentage Rates (APRs) on your Account are determined each billing period based on the Prime Rate plus a margin. Due to the recent change in the Prime Rate, your variable APRs decreased this billing period by 0.25%. Your new variable APRs are shown in the “Interest Charge Calculation” section below. Variable rates are identified on the statement with a “(V)” next to the name of the balance type.¶

Get statements faster, save paper, and reduce your risk of identity theft with USAA Documents Online. It’s free, convenient, and helps us save you money. Log on to usaa.com and sign up today.¶

Statement Closing Date¶

USAA Documents Online¶

Payment Information
New Balance	$4,778.88
Minimum Payment Due	$0.00
Payment Due Date	01/21/20

Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to $35.00.¶

Minimum Payment Warning: If you make only the regular minimum payment* each period, you will pay more in interest and it will take you longer to pay off your balance. For example:¶

If you make no additional charges using this card and each month you pay...	You will pay off the balance shown on this statement in about...	And you will end up paying an estimated total of...
Only the minimum payment	21 years	$9,258.00
$160.00	3 years	$5,747.00(Savings=$3,511.00)

If you would like information about credit counseling services, call¶

*See Important Account Information at end of statement. You may repay the total balance at any time.¶

Rewards Summary¶

USAA REWARDS PROGRAM¶

FOR MORE INFORMATION ABOUT YOUR USAA REWARDS PROGRAM, GO TO YOUR ACCOUNT SUMMARY PAGE ON USAA.COM OR CALL ( ), 9 AM - 8 PM (ET), 7 DAYS A WEEK.¶

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EFTA00097089¶

Payment Conditions. Payments must be made in U.S. dollars and drawn on funds on deposit at financial institutions insured by the F.D.I.C. Do not mail cash. Payments received by us by 5 pm central time will be credited as of the same day if the payment is in U.S. dollars and made:¶

By check or money order drawn on a financial institution located in the U.S. or the post office, accompanied only with this payment coupon or your account number, and either mailed to our payment address on the front or delivered in person to us (do not mail cash);
Electronically on usaa.com or through a third-party bill paying service; or

Telephonically by calling¶

Payments that we accept that do not meet the above requirements will be credited within 5 days. We reserve the right to withhold credit availability until we confirm receipt of good funds.¶

Account Settlements. You cannot settle your account balance without our written agreement. If you want to settle your account for less than the New Balance (for example if you dispute the amount you owe or you cannot afford to pay what you owe), you must write to us at USAA Credit Card Resolution Services, P.O. Box 34894, San Antonio, TX 78265 and we must agree in writing. Otherwise, we may process your payment and it will not release you from paying the remaining unpaid balance or result in an accord and satisfaction.¶

Payments and Credits
Trans Date	Post Date	Reference Number	Description	Amount
12/18	12/19	7405523B18AE3LEFP	RUNNINGS OF CLAREMONT CLAREMONT CREDIT	$84.99
12/19	12/19	7427082B100XV48Z9	USAA CREDIT CARD PAYMENT SAN ANTONIO TX	$10,640.95
			Total Payments And Credits For This Period	$10,725.94

Trans Date	Post Date	Reference Number	Description	Amount
11/27	11/27	2402207AQEW6XA8L	SUNOCCO 045743070 LONDONDERRY NH	$3.48
11/27	11/27	2404083ADS6FYE8N	RED ARROW LONDONDERRY NH	$44.10
11/27	11/27	2476501ABSSG2G9M	DAVOS NORTHERN ITALIA BOSTON MA	$58.82
11/29	11/29	2443106AEP5JBY99	OKEMO F&B LUDLOW VT	$7.09
11/30	11/30	2443106APF5LH3QM	OKEMO F&B LUDLOW VT	$11.17
12/01	12/01	2469216AGX2GBRL9X	COMMON MAN SO. IRVING HOOKSETT NH	$42.79
12/02	12/02	2443248AGZFEL8Y8	Short & Main Gloucester MA	$75.13
12/02	12/02	2401393AG006NZEDT	WILLOW ST SELF STORAGE MA	$400.00
12/03	12/03	2413746AH015D5S1Y	TST' TATTE BAKERY - BACK BOSTON MA	$7.22
12/05	12/05	2469216AKX2LZKK2	DNCSS TD GARDEN CONCES BOSTON MA	$9.50
10/16	10/16	246979AM01026WPV	SUGAR MAGNOLIAS - GLOU GLOUCESTER MA	$28.54
10/27	10/27	2442733AMLY4RJFG3	CROSBYS MARKETPLAC MANCHESTER MA	$27.97
10/27	10/27	2476501AN09A14207	CAUSEWAY RESTAURANT GLOUCESTER MA	$28.54
10/28	10/28	2443106APROQEBMD2	DUNKIN #308615 Q35 MANCHESTER MA	$0.47
10/88	10/88	2449388ANPHB05IT5	AT&T' BILL PAYMENT WWW.ATT.COM TX	$225.02
12/10	12/10	2449215AT07ZD078L	NEST LABS CA	$200.00
11/11	11/11	2429979A5009YQ285	SUGAR MAGNOLIAS - GLOU GLOUCESTER MA	$17.45
11/16	11/16	2405523AZBA3E1Q91	RUNNINGS OF CLAREMONT CLAREMONT NH	$733.44
11/16	11/16	2432300AW8B7OPW5	The TACKLE SHACK NEWBURYN NH	$24.99
11/17	11/17	2444500AZBLN7QS4N	WM SUPERGENTER #1975 CLAREMONT NH	$138.44
11/17	11/17	2405584BA5E3U8	RUNNINGS OF CLAREMONT CLAREMONT NH	$919.55
11/17	11/17	2440340B009VABS	BUBAS BAR & AMP: GRILE NEWBURYN NH	$15.45
11/17	11/17	2402785B04NA4O0V9	LOVES BEDDING & FURNITURE CLAREMONT NH	$65.90
11/17	11/17	2439900AJZBJPPVSXW	BEST BUY 00008680 WEST LEBANON NH	$185.97
12/18	12/18	2413746B101DK7B1	HOMEGOODS #0778 WEST LEBANON NH	$445.43
12/18	12/18	2415388BM13J9EK	FAMOUSFOUSTWEAR2387 WEST LEBANON NH	$149.98
12/18	12/18	2416407B0QK8E5J4	MARKET BASKET 00005390 CLAREMONT NH	$917.29
12/18	12/18	24310680B7EV2Y6M	JCPENNEY 1392 WEST LEBANON NH	$289.88
12/18	12/18	2444500HHEXM89H	KOHLS #0712 WEST LEBANON NH	$34.99
12/18	12/18	2469216B12JWJT305	ASCUTNEY IRV' ASCUTNEY VT	18.15
12/19	12/19	2413600B20V2IZ1QET	LIVINGSTON SALES LLC HILLSBORO NH	123.25
12/19	12/19	2413501B20RQEPBGN	ORELLY AUTO PARTS 4535 HILLSBOROUGH NH	49.99
12/19	12/19	2475542B1MXDQBS4	BRAFDORD MARKET BRADFORD NH	26.98
12/20	12/20	2416105B3FYK22048	SHELL OIL 5754491903 DANVERS NH	84.23
12/20	12/20	2442733B2LYRDWTWA	MCDONALD's F3548 DANVERS NH	15.59
12/20	12/20	2469216B2XMVJSM5	IN 'ALARMEX INC.'	120.00
12/21	12/21	2402207B4E1XJBT	SUNICO 0810380600 BRADFORD NH	37.73
12/21	12/21	2405238B4AE3LBP2	RUNNINGS OF CLAREMONT CLAREMONT NH	420.26
12/21	12/21	2413746B5SS0Q9TB	HOBBY-LOBBY #843 CLAREMONT NH	10.38
12/21	12/21	2445500B3PBR2GZ2B	PAS'PARK BOSTON MA	4.06
12/21	12/21	244500B4BLPFGD7B	WM SUPERCENTER #1975 CLAREMONT NH	436.44
12/21	12/21	2469216B4XLMOHGL	NH LIQUOR STORE #80 CLAREMONT NH	59.94
12/21	12/21	2471705B4AF0FX0V	UHL'THE TACKLE SHACK NEWBURYN NH	446.08
12/21	12/21	2402207B5EX1K772	SUNCO 0810380600 BRADFORD NH	17.33
12/26	12/26	2426388B9BLH02TP	WAL-MART #1975 CLAREMONT NH	309.92
12/26	12/26	2427338B8LYRGJ8M8	MCDONALD's F5003 IMPORT NH	11.10

GHISLAINE BORGERSON - 4270 XXXX XXXX 0912¶

Trans Date	Post Date	Reference Number	Description	Amount
12/02	12/02	2443106AG2DK8ZLL3	AMAZON.COM*037806RQ3 AMZN AMZN.COM/BILL WA	$115.50
12/09	12/09	2469216AP2XG5F6PW	Amazon Prime Amzn.com/bill WA	$12.99
12/16	12/16	2469216AY2XLP5T8Y	Audible US*WZ7MB9QQ3 NJ	$14.95
12/18	12/18	2443106B02E043SZ5	AMZN MKTP US*2R52B5GL3 AM AMZN.COM/BILL WA	$12.11
12/19	12/19	2443106B12DL38QL0	AMZN MKTP US*MC52311A3 AM AMZN.COM/BILL WA	$541.24
12/21	12/21	2443106B32DK0KNFD	AMZN MKTP US*1J1FJ8323 AM AMZN.COM/BILL WA	$184.71
			Total Transactions For GHISLAINE BORGERSON	$881.50

Trans Date	Post Date	Card Reference Number	Description	Amount
			Total Fees For This Period	$0.00

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EFTA00097090¶

Account Summary
Statement Closing Date	12/27/19
Account Number	4270 XXXX XXXX 5034
Payment Due Date	01/21/20

Transactions(continued)
Interest Charged		Reference Number	Description	Amount
Trans Date	Post Date
12/27	12/27
12/27	12/27
12/27	12/27
			Interest Charge on Purchases	$0.00
			Interest Charge on Cash Advances	$0.00
			Interest Charge on Balance Transfers	$0.00
			Total Interest For This Period	$0.00

2019 Totals Year-to-Date
Total fees charged in 2019	$0.00
Total interest charged in 2019	$0.00

Interest Charge Calculation¶

Type of Balance	Annual Percentage Rate(APR)	Balance Subject to Interest Rate*	Interest Charge
Regular Purchases(v)	12.40%	$0.00	$0.00
Regular Cash Advances(v)	12.40%	$0.00	$0.00
The APR for a balance type followed by a(v) is a variable rate.
Paying Interest and Your Grace Period: We will not charge you any further interest on your Purchase Balance on this Statement if you pay your entire New Balance by your Payment Due Date of 01/21/20.
*Balance Computation Method:Average Daily Balance(including New Purchases).For more information about how we calculate the Balance Subject to Interest Rate and how resulting interest was determined, call

Additional Disclosures¶

If your name appears on this statement, our records show that this is your account and that you are liable for paying the New Balance.¶

Information reported to credit bureaus. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report.¶

NOTE: When you pay by check, you authorize us to use information from your check to make a one-time electronic funds transfer from your checking account. Funds may be withdrawn from your account as early as the day we receive your payment and you will not receive your check back from your bank.¶

What to Do If You Think You Find A Mistake on Your Statement If you think there is an error on your bill, write to us at: USAA Credit Card Services, P.O. Box 65020, San Antonio, TX 78265-5020.¶

In your letter, give us the following information:¶

• Account information: Your name and account number. • Dollar amount: The dollar amount of the suspected issue. • Description of Problem: If you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake.¶

You must contact us within 60 days after the error appeared on your statement. You must notify us of any potential errors in writing. You may call us at or notify us electronically at usaa.com, but if you do we are not required to investigate any potential errors and you may have to pay the amount in question.¶

While we investigate whether or not there has been an error, the following are true:¶

• We cannot try to collect the amount in question, or report you as delinquent on that amount. • The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a mistake, you will not have to pay the amount in question, and we are responsible for the remainder of your balance. • While you do not have to pay the amount in question, you are responsible for the remainder of your balance. • We can apply any unpaid amount against your credit limit.¶

Your Rights If You Are Dissatisfied With Your Credit Card Purchases If you are dissatisfied with the goods or services that you have purchased with your credit card, and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase.¶

To use this right, all of the following must be true:¶

The purchase must have been made in your home state or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that makes goods or services.)
You must have used your credit card for the purchase. Purchases made with cash advances from an ATM or with a check that accesses your credit card account do not qualify.
You must not yet have fully paid for the purchase.

If all of the criteria above are met and you are still dissatisfied with the purchase, contact us in writing at USAA Credit Card Services, P.O. Box 65020, San Antonio, TX 78265-5020. While we investigate, the same rules apply to the disputed amount as discussed above. After we finish our investigation, we will tell you our decision. At that point, if we think you owe an amount and you do not pay we may report you as delinquent.¶

Liability for Unauthorized Use If you notice the loss or theft of your credit card or a possible unauthorized use of your card, call us immediately at USAA Credit Card Services, P.O. Box 65020, San Antonio, TX 78265-5020. You may also contact us on the Web at www.usaa.com or write to us at: USAA Credit Card Services, P.O. Box 65020, San Antonio, TX 78265-5020.¶

With our Zero Liability Policy, you are not liable for Unauthorized Use of your Card.¶

Additional Disclosures continue on next page.¶

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Additional Disclosures (continued)¶

Merchant Credits¶

If you become entitled to a credit from any person who accepts your card, that person must transmit a credit statement to us within seven business days. We must credit your account within three business days following receipt of the credit statement. You are not responsible for payment of any interest or other charges resulting from any failure to comply with these requirements.¶

USAA credit cards are issued by USAA Savings Bank.¶

Important Account Information¶

Minimum Payment Addendum to the USAA Credit Card Agreement¶

When we send you a bill, it will show your Minimum Payment Due. We must receive payment of at least the Minimum Payment Due by the Payment Due Date on the bill. Notwithstanding anything to the contrary in Section 23 of the USAA Credit Card Agreement, the amount of your Minimum Payment Due will be the greater of: (1) the sum (rounded to the nearest dollar) of 1% of your New Balance plus the interest and fees we charged as shown on the bill and any past due amounts; or (2) $15. However, if your New Balance exceeds your Credit Limit, then at our option, we may require you to pay any amount up to the entire overlimit amount instead of the Minimum Payment Due. In no event will your Minimum Payment Due exceed the amount of your New Balance. We may adjust your Minimum Payment Due in accordance with our PayAhead Program.¶

Pay-Ahead Program: Your Regular Minimum Payment is the Minimum Payment amount calculated in accordance with the USAA Credit Card Agreement. If your account is eligible for our Pay-Ahead Program and is in good standing, when you make more than the Regular Minimum Payment, we may, at our option, permit you to skip some or all of your next two Regular Minimum Payments. When this occurs, we continue to calculate your Regular Minimum Payment; however, the amount of the minimum payment due displayed on the first page of your statement, on usaa.com, on mobile devices, and on our phone systems is reduced by the amount you may skip.¶

Your Regular Minimum Payment this month is $48.00. If the amount of the minimum payment due displayed on the first page of this statement is less than $48.00, you may skip the difference between the two amounts and you need only pay the lower amount under our Pay-Ahead Program. This means the amount that you must pay on this statement is $0.00. Remember that Finance Charges continue to accrue on all unpaid balances.¶

If you use a bill paying service and pay the minimum, the payment made will be the amount of the minimum payment due displayed on the first page rather than the Regular Minimum Payment. You may opt out of the Pay-Ahead Program at any time by calling us at¶

Your 2019 Year-End Summary will be available on USAA.com and the USAA Mobile application by February 2020. Your account must be open and in good standing at the end of 2019 for a Year-End Summary to generate.¶

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Account Summary¶

Account Number 4270 XXXX XXXX 5034¶

New Balance	Minimum Payment Due	Payment Due Date	Amount Enclosed
$228.70	$0.00	02/21/20	$

To ensure proper credit, please return this portion with your Check or Money Order payment made payable to USAA Savings Bank. DO NOT SEND CASH.¶

Address
City	State	Zip
H Phone()	W Phone()

SCOTT G BORGERSON¶

USAA CREDIT CARD PAYMENTS¶

10750 MCDERMOTT FWY¶

SAN ANTONIO TX 78288-0570¶

MANCHESTER MA 01944-1540¶

007813821¶

42708230051499010000000000228700¶

Please detach and mail the coupon above with your payment.¶

Account Number¶

4270 XXXX XXXX 5034¶

Credit limit¶

Available credit¶

Questions?¶

$$34,771.00$$¶

01/27/20¶

Visit us at www.usaa.com ¶

Questions? Call Customer Service¶

Lost or Stolen Card¶

Or write us at:¶

PO BOX 65020, SAN ANTONIO, TX 78265-5020¶

Remit payment to:¶

Statement Closing Date¶

Get statements faster, save paper, and reduce your risk of identity theft with USAA Documents Online. It’s free, convenient, and helps us save you money. Log on to usaa.com and sign up today.¶

USAA Documents Online¶

Summary of Account Activity
Previous Balance		$4,778.88
Payments	-	$11,039.35
Other Credits	-	$0.00
New Purchases	+	$6,489.17
New Cash Advances	+	$0.00
New Balance Transfers	+	$0.00
Fees Charged	+	$0.00
Interest Charged	+	$0.00

New Balance		$228.70
Credit Limit		$35,000.00
Available Credit		$34,771.00
Days in Billing Cycle		31

Payment Information
New Balance	$228.70
Minimum Payment Due	$0.00
Payment Due Date	02/21/20

Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to $35.00.¶

Minimum Payment Warning: If you make only the regular minimum payment* each period, you will pay more in interest and it will take you longer to pay off your balance. For example:¶

If you make no additional charges using this card and each month you pay...	You will pay off the balance shown on this statement in about...	And you will end up paying an estimated total of...
Only the minimum payment	17 months	$250.00

If you would like information about credit counseling services, call¶

*See Important Account Information at end of statement. You may repay the total balance at any time.¶

Rewards Summary¶

USAA REWARDS PROGRAM¶

FOR MORE INFORMATION ABOUT YOUR USAA REWARDS PROGRAM, GO TO YOUR ACCOUNT SUMMARY PAGE ON USAA.COM OR CALL ( ), 9 AM - 8 PM (ET), 7 DAYS A WEEK.¶

Transactions¶

Payments and Credits
Trans Date	Post Date	Reference Number	Description	Amount
01/20	01/20	7427082D500XSSG89	USAA CREDIT CARD PAYMENT SAN ANTONIO TX	$11,039.35

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By check or money order drawn on a financial institution located in the U.S. or the post office, accompanied only with this payment coupon or your account number, and either mailed to our payment address on the front or delivered in person to us (do not mail cash):
Electronically on usaa.com or through a third-party bill paying service; or

Telephonically by calling¶

Payments that we accept that do not meet the above requirements will be credited within 5 days. We reserve the right to withhold credit availability until we confirm receipt of good funds.¶

Transactions(continued)
Total Payments And Credits For This Period	$11,039.35

Transate	Post Date	Reference Number	Description	Amount
12/28	12/28	2404083BBS66LDSVJ	APPLESEED RESTAURANT BRADFORD NH	$161.36
12/28	12/28	240263BBBGLGYBMV	WAL-MART #1975 CLAREMONT NH	$213.72
12/28	12/28	249215B9JHYE6FSP	SP * NORDICKSATERS NEWBURY NH	$20.00
12/31	12/31	249291OH0D2LV61	NEWBURY CITGO NEWBURY NH	$46.23
12/31	12/31	2443106QHP5G7S5P	MT SUNAPPE F&B NEWBURY NH	$16.94
01/01	01/01	2401393QH00380AMX	WILLOW ST SELF STORAGE MA	$165.00
01/01	01/01	2413746QJOP3W03R	CRACKER BARREL #412 LONDO LONDONDERRY NH	$54.28
01/01	01/01	2461043CH03P0PWY	TM SUNAPE TICKETS NEWBURY NH	$104.00
01/03	01/03	2405522QKBM3NHAR9	PATS PEAK RESORT HENNIKER NH	$40.00
01/03	01/03	2405522QKBM3NHAV4	PATS PEAK RESORT HENNIKER NH	$104.00
01/04	01/04	2428060QLBPVW5NR1	COMMON MAN HOOKSETT - SOU HOOKSETT NH	$8.47
01/04	01/04	2449215OMJFAYWG1	SO *ESSEN MANCHESTER MA	$5.94
01/04	01/04	2469216QMZXJNQKR	COMMON MAN SO. IRVING HOOKSETT NH	$30.70
01/06	01/06	249215OPXT5Z59BE	NEST LABS CA	$54.35
01/06	01/06	2493980N6D1MSKQ	INTERFACE FLOR IL	$3489.68
01/08	01/08	2442730CLRY3WATG	CROSBY's MARKETPLAC MANCHESTER MA	$10.26
01/08	01/08	2490641QR2G8KV02Z	DNH*GODADDY.COM AZ	$78.48
01/10	01/10	2476789OWWW7V47KL	SAKURA ORGICAN INC WAKERIELD MA	$94.47
01/11	01/11	247547QWX0502TB1	TENNESSEE BBQ PEABODY MA	$21.91
01/12	01/12	249291OX01IFXR8PP	MANCHESTER GAS & SERVICE MANCHESTER MA	$64.02
01/12	01/12	243106QWZM283B3A6	WARDES FLORIST AND GREENH BEVERLY MA	$37.19
01/12	01/12	249215OWMMHB25ZFD	SO *4 BEACH MANCHESTER BY MA	$26.51
01/13	01/13	244106OYROEG78JL	DUNKIN #308352 O35 BOSTON MA	$2.94
01/17	01/17	2469791O10SYZD9N	SUGAR MAGNOLIAS - GLOU GLOUCESTER MA	$17.71
01/17	01/17	2482824D3GRZDFOX	KINGS BOWL LYNNFIELD MA	$60.95
01/17	01/17	2400341D1S66M1SN4	ARMY BARRACKS - SAUGUS M SAUGUS MA	$57.29
01/17	01/17	246975D1S66DF1VB	MAPLEWOOD CAR WASH GLOUCESTER MA	$20.00
01/17	01/17	2469792D0WPPBV8	SUGAR MAGNOLIAS - GLOU GLOUCESTER MA	$20.00
01/17	01/17	247579D1S66DRDSZ	JP LICKS LYNNFIELD MA	$10.98
01/17	01/17	2449215IDRVJV2DN3	SO *ESSEN MANCHESTER MA	$2.46
01/17	01/17	2469216D2XRQKW4M	APPLE STORE #R011 LYNNFIELD MA	$359.13
01/18	01/18	2475542D17J9WV800	NORTH SHORE FIREARMS MA	$100.00
01/18	01/18	240523D3611MS1G8	CAPE ANN LANES GLOUCESTER MA	$26.75
01/18	01/18	2474670D25Q9VFD	MILA NAILS & SPA GLOUCESTER MA	$57.00
01/18	01/18	2469216D3ZDXD2MSJ	STARBUCKS STORE 58648 GLOUCESTER MA	$6.51
01/18	01/18	2473309D27GBZ25EE	TEMAZCAL TEQUILA CANTINA LYNNFIELD MA	$97.39
01/18	01/18	2469216D3ZXQ2GG21	COMMON MAN NO. IRVING HOOKSETT NH	$16.91
01/19	01/19	2469216D3ZXQ2GN67	COMMON MAN NO. IRVING HOOKSETT NH	$14.52
01/20	01/20	2416407D4M7VNHAH	PETCO 740 63507404 PEABODY MA	$40.16
01/20	01/20	24024294D9R308YK4	STEAGMAGES.COM 4255922985425-8899642 WA	$21.24
01/20	01/20	24024296D52XL2WKHS	COMMON MAN SO. IRVING HOOKSETT NH	$14.66

Trans Date	Post Date	Reference Number	Description	Amount
01/07	01/07	2469216QP2Y0S7TW1	AMZN Mktp US*GL85Q59W3 Amzn.com/bill WA	$33.54
01/08	01/08	2469216QR2XD5NAR9	AMZN Mktp US*ET24B9L93 Amzn.com/bill WA	$179.22
01/08	01/08	2469216QR2XJXH8M1	AMZN Mktp US*AS9EL0S53 Amzn.com/bill WA	$11.68
01/09	01/09	2469216QT2XXW49BE	AMZN Mktp US*M94MM9BG3 Amzn.com/bill WA	$53.07
01/09	01/09	2469216QT2X7JEYTL	Amazon.com*MR03Q2MS3 Amzn.com/bill WA	$35.99
01/09	01/09	2469216QT2X7JWZYX	Amazon Prime*BW0MR3123 Amzn.com/bill WA	$12.99
01/10	01/10	2469216QS2XHW2YP4	AMZN Mktp US*1Y4XT48W3 Amzn.com/bill WA	$148.22
01/10	01/10	2469216QS2XKKFXH0	Amazon.com*UM0669SK3 Amzn.com/bill WA	$15.88
01/10	01/10	2469216QS2XZPA7PZ	AMZN Mktp US*BH9IZ6YW3 Amzn.com/bill WA	$180.52
01/16	01/16	2469216D02XRF5NPR	Audible US*M325Q02D3 NJ	$14.95

Interest Charged
Trans Date	Post Date	Reference Number	Description	Amount
01/27	01/27		Interest Charge on Purchases	$0.00
01/27	01/27		Interest Charge on Cash Advances	$0.00
01/27	01/27		Interest Charge on Balance Transfers	$0.00
			Total Interest For This Period	$0.00

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Account Summary
Statement Closing Date	01/27/20
Account Number	4270 XXXX XXXX 5034
Payment Due Date	02/21/20

2020 Totals Year-to-Date
Total fees charged in 2020	$0.00
Total interest charged in 2020	$0.00

Interest Charge Calculation¶

Type of Balance	Annual Percentage Rate(APR)	Balance Subject to Interest Rate$\cdot$	Interest Charge
Regular Purchases(v)	12.40%	$0.00	$0.00
Regular Cash Advances(v)	12.40%	$0.00	$0.00
The APR for a balance type followed by a(v) is a variable rate.
Paying Interest and Your Grace Period: We will not charge you any further interest on your Purchase Balance on this Statement if you pay your entire New Balance by your Payment Due Date of 02/21/20.
*Balance Computation Method: Average Daily Balance (including New Purchases). For more information about how we calculate the Balance Subject to Interest Rate and how resulting interest was determined, call

Additional Disclosures¶

If your name appears on this statement, our records show that this is your account and that you are liable for paying the New Balance.¶

Information reported to credit bureau. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report.¶

NOTE: When you pay by check, you authorize us to use information from your check to make a one-time electronic funds transfer from your checking account. Funds may be withdrawn at your account as early as the day we receive your payment and you will not receive your check back from your bank.¶

What to Do If You Think You Find A Mistake On Your Statement If you think there is an error on your bill, write to us at: USAA Credit Card Services, P.O. Box 65020, San Antonio, TX 78265-5020.¶

In your letter, give us the following information:¶

• Account information: Your name and account number. • Dollar amount. The dollar amount of the suspected error. • Description of Problem: You think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake.¶

While we investigate whether or not there has been an error, the following are true: • We cannot try to collect the amount in question, or report you as delinquent on that amount. • The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a mistake, you will not have to pay the amount in question or any interest or other fees related to that amount. • While you do not have to pay the amount in question, you are responsible for the remainder of your balance. • We can apply any unpaid amount against your credit limit.¶

Your Rights If You Are Disatisfied With Your Credit Card Purchases If you are dissatisfied with the goods or services that you have purchased with your credit card, and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase.¶

To use this right, all of the following must be true:¶

The purchase must have been made in your home state or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.)
You must have used your credit card for the purchase. Purchases made with cash advances from an ATM or with a check that accesses your credit card account do not qualify.
You must not yet have fully paid for the purchase.

If all of the criteria above are met and you are still dissatisfied with the purchase, contact us in writing at USAA Credit Card Services, P.O. Box 65020, San Antonio, TX 78265-5020. We will review your decision. At that point, if we think you owe an amount and you do not pay we may report you as delinquent.¶

Liability For Unauthorized Use If you notice the loss or theft of your credit card or a possible unauthorized use of your card, call us immediately at USAA Credit Card Services, P.O. Box 65020, San Antonio, TX 78265-5020. You may also contact us on the Web at www.usaa.com or write to us at: USAA Credit Card Services, P.O. Box 65020, San Antonio, TX 78265-5020.¶

With our Zero Liability Policy, you are not liable for Unauthorized Use of your Card.¶

Merchandise Credits If you become entitled to a credit from any person who accepts your card, that person must transmit a credit statement to us within seven business days. We must credit your account within three business days following receipt of the credit statement. You are not responsible for payment of any interest or other charges resulting from any failure to comply with these requirements.¶

USAA credit cards are issued by USAA Savings Bank.¶

007813821¶

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Important Account Information¶

Minimum Payment Addendum to the USAA Credit Card Agreement¶

Your Regular Minimum Payment this month is $15.00. If the amount of the minimum payment due displayed on the first page of this statement is less than $15.00, you may skip the difference between the two amounts and you need only pay the lower amount under our Pay-Ahead Program. This means the amount that you must pay on this statement is $0.00. Remember that Finance Charges continue to accrue on all unpaid balances.¶

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USAA credit card statement for an associate, December 2019

Statement Closing Date¶

Rewards Summary¶

Additional Disclosures (continued)¶

Merchant Credits¶

Important Account Information¶

Minimum Payment Addendum to the USAA Credit Card Agreement¶

Account Summary¶

Statement Closing Date¶

Rewards Summary¶

USAA REWARDS PROGRAM¶

Transactions¶

Important Account Information¶

Minimum Payment Addendum to the USAA Credit Card Agreement¶

Other documents from the same file