Draft: efta00124856 · The Epstein Index

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IBNNLLSV¶

Statement of Account¶

Raga 1015¶

Statement Period 12/24/18 -01123119¶

Access No.¶

Routing Number: 2560-7497-4¶

Questions about this Statement? Toll-free in the U.S. 1-888-842-6328 For toll-free numbers when overseas. visit navytederalorg/overseas/ Collect internationally 1-703-255-8837¶

Say -Yes" to Paperlessl View your digital statements via Mobile or Navy Federal Online Banking.¶

#000000P1W6TST9A8#0003MA9OF MIGUEL ANGEL MONGE¶

Its fast and easy to keep your account up to date You can verify or update your address and aerSOnal info by using our mobile app.'
¶

STAY CURRENT!¶

Sign in to your account > Tap "Mew Prof > Update your profile information
¶

Federally insured by NCUA. 'Mow tor clvtA . glen mry occA VJ ANWINHAIAII •-..A4ww•hr,¶

Summary of your deposit accounts¶

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40570145719751558879702156887900900000000000000000000S¶

Page 2 of 5¶

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redit Union PO Box 3000 · Merrifield, VA · 22119-3000 navyfecleral.org¶

Statement of Account For MIGUEL ANGEL MONGE¶

Checking¶

EveryDay Checking -¶

Joint Owner(s): NONE
Date	Transaction Detail	Amount($)	Balance($)
12-24
12-28

01-08	ATM Withdrawal 01-07-19 Mcu New York Ny	140.00-	140.00-
01-08	Optional Overdraft Protection Fee(s)	20.00-	160.00-
01-11	ATM Withdrawal 01-10-19 7Eleven-FC New York Ny	300.00-	460.00-
01-11	POS Debit - Debit Card 1363 Transaction 01-10-19 Third Avenue Liquor CO New
	York Ny	26.04-	486.04-
01-11	Optional Overdraft Protection Fee(s)	40.00-	526.04-
01-14	Transfer From Checking	526.04	0.00
	Miguel Angel Monge
01-16	POS Debit- Debit Card 1363 01-15-19 Americanhondafinan 216-099-7534 Ny	490.60-	490.60-
01-16	Optional Overdraft Protection Fee(s)	20.00-	510.60-
01-23	Ending Balance		510.60-

Average Daily Balance - Current Cycle:¶

Items Paid¶

Date	Item	Amount($)	Date	Item	Amount($)
01-11 01-16	SOd POS	26.04 490.60	01-08 01-11	ATMO ATMO	140.00 300.00
Fee(s)				Total this period	Total year-to-date"
Total Overdraft Fee(s) *As of the first statement period that begins in January of each year.

	CHANGE OF ADDRESS
PLEASE PRINT. USE BLUE OR BLACK BALL POINT PEN.

RANK/RATE	NAME (FIRST	MI	LAST)	ACCOUNT NUMBERS AFFECTED

ADDRESS (NO. STREET)



CITY		STATE	ZIP CODE

	SIGNATURE OF NAVY FEDERAL MEMBER

	EFFECTIVE DATE (MO., DAY, YR.)	HOME TELEPHONE NUMBER		DAYTIMETELEPHONE NUMBER

Statement Period 12/24/18 - 01/23/19¶

Access No.¶

Page 3 of 5¶

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Credit Union e.o..4 '9:0C • %MI >n • ;2, or)¶

Statement of Account For MIGUEL ANGEL MONGE
¶

e-CheekIng -¶

Joint Ownot(s): NONE¶

12/24/18 - 01/23/19
Access No.

Statement Period¶

Date	Transaction Detail		Amount(S)	Balance(S)
12-24
12-24
12-24
12-24
12-26
12-26
12-26
12-28
12-28

12-28

12-28

12-31
12-31
12-31
12-31
12-31
12-31

12-31
01.02 POS		12-31-18

01-03 POS Debt- Debit Card 3275 01-02-19 Tmobilepostpald T 800-937-8997 WA	100.00-	39.46-
01-03 Optional Overdraft Protection Fee(s)	20.00-	59.46-
01-04 ATM Withdrawal 01-03-19 Moo New York Ny	240.00-	299.46-
01-04 POS Debi- Debit Card 3275 01-03-19 Twetime Warner Ny 718-358-0900 Ny	211.97-	511.43-
01-04 Optional Overdraft Protection Fee(s)	40.00-	551.43-
01-14 Government Shutdown Program Credit	1.50D00	948.57
01-14 ATM Fee - Denied Transaction 01-12-19 C359217 Bronx Ny	1.00-	947.57
01-14 ATM Fee - Denied Transaction 01-12-19 Cc908 Fordham Bronx Ny	1.00-	946.57
01-14 POS Debi - Debit Card 3275 Transaction 01-14-19 Verrazano Send Brooklyn Ny	20.00-	926.57
01-14 Transfer To Checking	526.04-	400.53
MINDEN =I
01-15 ATM Withdrawal 01-14-19 7Eleven.FC Brooktyn Ny	100.00-	300.53
01-15 POS Debi - Debit Card 3275 Transaction 01-14-19 Metropolitan Cl Brooklyn Ny	19.17-	281.36
01-15 POS Debt - Debit Card 3275 Transaction 01-14-19 The Vitamin Shoppe 31 Brooklyn
Ny	19.99-	261.37
01-15 POS Debit - Debit Card 3275 Transaction 01-14-19 Pueitordo Rest Pizza! Brooklyn
Ny	21.78-	239.59
01-15 POS Debi - Debit Card 3275 Transaction 01-14-19 entente Avenue I S1 Brooklyn Ny	79.12-	160.47
01-15 Transfer To Loan	40.11-	120.36

01-15 Pald To - Nys Dtf Bill Pyt Tax Paymnt Chk 9100001	170.00-	49.64-
01-15 Optional Overdraft Protection Fee(s)	20.00-	69.64-
01-16 POS Debi- Debit Card 3275 01-16-19 Six Flags Great Ad 732-928-2000 NJ	28.23-	97.87-

Balance ($)¶

135.81-¶

175.81-¶

176.81-¶

278.56-¶

298.56-498.56-¶

518.56-¶

512.81-512.81-¶

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Fee(s)	this period
Total Overdraft Fee(s) *As of the first statement period that begins in January of each year.
Savings Membership Savings -
Joint Owner(s): NONE Date Transaction Detail	Amount($)	Balance($)
12-24
01-23 Ending Balance		5.00

2018 Year to Date Federal Income Tax Information¶

SAVINGS DIVIDENDS CHECKING DIVIDENDS¶

12-24¶

FINANCE CHARGE CHECKING LOC¶

SP 001¶

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Marrifield, VA . 22119-3000 PO Box 3000¶

Statement of Account For MIGUEL ANGEL MONGE¶

Statement Period 12/24/18 - 01/23/19¶

Access No.¶

Disclosure Information¶

The interest charge on the Crecit atvarces begins to scove on the date an advance is posted to your account and confinues to recrue bill on the unpaid pricies balance · We calculate the interest charge on your account by applicity only to the to the "orly basince" of your account for each day in the billing cycle. To get the "daily belone
we take the beginning balance of your account each day, add any new advances or fees, and subtract any payments, eredits, or urgaid interast charges
You may also determing the answer of interest charge Subject to Interest Rets" by the number of days in the billing cycle and the daily principal cria. The bally principlines Subject to Internst Rata" the Internationals is the "average daily balance." To calculars the "average daily balance" add up all the "daily balance" for the billing cycle and divide the total by the number of days in the billing cycle
Il then are two or nore dally period on the billing cycle, your may determing the ansurit of interest charges by multiplying aach of the "Batances Subject to Interest Rati by the number of days the was in offect and malling and of the results by the application of adding the reads bogther. What to Do if You Think You Find a Mistake on Your Stat
Errors Related to a Checking Line of Credit Advance

If you think there is an emor on your statement, write to us at Navy Federal Credit Union, PO Box 3000, Merrifield, VA 22119-3000; or by fax, 1-703-206-4244¶

You may also contact us on the Web: navyfederal.org.¶

In your letter, give us the following information:
· Account information: Your name and account number
· Dollar amount: The dollar amount of the suspected error.

· Description of problem: It you think there is an eror on your bill, describe what you believe it is a mizake¶

You must contact us within 60 days after the error appeared on your statement. You must notly us of any potential errors in writing (or electronically). You may call us, but if you do, we are not required in investigate any potentai error, and you may b pay the amount in question.¶

While we investigate whether or not there has been an emor. the following are true¶

We cannot try to collect the amount in quasition or report you as delinquent on that amount¶

· The charge in quadion may nor statiment, and we may continue to charge you intenst on that anount. Est, if we deterning that we made a mistalia, you will not have¶

to pay the amount in question or any interest or other feas related to that amount. · While you do not have to pay the amount in question, you are responsible for the remainder of your balance.
· We can apply any unpaid amount against your credit limit.

If we take more than 10 days in resolving an electronismally reddit your account for the amount in careston so that your will have access to the furds during be time of our investigation¶

Errors Within Your Checking Account, Money Market Savings Account, or Savings Account¶

In case of enors or qualities about your at 1-88-842-832, with us at the address provided above, or through Navy Fedaral Ortina Barking as son a you on, if you thirk your statement or receipt is wong or if your a ransler listed on the statement or receipt. We must han from you no later than for for not how than for 60 day sent the FIRST statement on which the problem or error appeared.¶

· Tell us your name and account number (if any).¶

· Dascribe the error or the transfer you are unative as clearly as you can why you believe it is an enor or why you need more information¶

Tell us the dollar amount of the suspected error. We will investigate you complish and will concern and 10 business days to do this, we will provisionally creat you this in in rocess you this in in erround you this in in err so that you will have the use of the money during the time it takes us to complete our investigation Payments

Your check must to payable to Navy Federal Cricking Line of Circlift account number. Include the vousher fround at the bottom of your stationed and mail has included envilled by Future Creat Linin. PO Built J.O. Northel. VA 2211-310. Payments received by 5:30 on Eastern Time at Per Mailed by same day. Mailed by same day. Mailed by same da for your Chacking Line of Credit account may not be commingled with funds designated for endit to other Navy Federal Crecit Lincel accounts.¶

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SP 001¶

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Statement of Account¶

Access No. STIMBB 000000P1W6TST9A8#000FME90F MIGUEL ANGEL MONGE¶

Statement Period 01/24/19 - 02/23/19¶

Routing Number: 2560-7497-4¶

Questions about this Statement? Toll-free in the U.S. 1-888-842-6328 For toll-free numbers when overseas, visit navyfederal.org/overseas/ Collect internationally 1-703-255-8837¶

Say "Yes" to Paperless! View your digital statements via Mobile or Navy Federal Online Banking.¶

Effective April 13, 2019, Visa® will revise the International Service Assessment Fee for international Point of Sale (the location where you make a purchase) and ATM transactions, from 0.8% to 1.0%. This change is applicable for international transactions charged in U.S. currency. You can see the updated debit card disclosures at navyfederal.org.¶

Summary of your deposit accounts¶

	Previous Balance	Deposits/ Credits	Withdrawals/ Debits	Endina Balance	YTD Dividends
EveryDay Checking	$510.60-	$1,050.20	$539.60	$0.00	$0.00
e-Checking	$512.81-	$8,841.69	$6,914.84	$1.414.04	$0.01
Membership Savings	$5.00	$5.00	$5.00	$5.00	$0.00
Totals	$1,018.41-	$9,896.89	$7.459.44	$1,419.04	$0.01

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MIGUEL ANGEL MONGE DEPOSIT VOUCHER DEPOSITS MAY NOT BE AVAILABLE FOR IMMEDIATE WITHDRAWAL CCOUNT NUMBER ACCOUNT TYPE -AMOUNT ENCLOSED Checking MARK "X" TO CHANGE ADDRESS/ORDER ITEMS ON REVERSE Checking Savings NECU PO BOX 3100 TOTAL MERRIFIELD VA 22119-3100¶

405701457197515688797021560879009000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000¶

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Credit Union PO Box 3000 · Merrifield, VA · 22119-3000 navyfecleral.org¶

Statement of Account For MIGUEL ANGEL MONGE¶

Checking¶

EveryDay Checking -¶

	Joint Owner(s): NONE
Date	Transaction Detail	Amount($)	Balance($)
01-24	Beginning Balance		510.60-
01-28	Transfer From Checking	10.60	500.00-
	Miguel Angel Monge
01-29	Transfer From Shares	5.00	495.00-
01-29	Transfer From Checking	500.00	5.00
	Miguel Angel Monge
01-31	POS Debit- Debit Card 1363 01-30-19 Americanhondafinan 216-099-7534 Ny	490.60-	485.60-
01-31	Optional Overdraft Protection Fee(s)	20.00-	505.60-
02-06	Returned Item Fee 1002	29.00-	534.60-
	02-11 Transfer From Checking	534.60	0.00
	Miguel Angel Monge
	02-23 Ending Balance		0.00

Average Daily Balance - Current Cycle: $265.77-¶

Items Paid¶

Date	Item	Amount($)
01-31	POS	490.60

Fee (s)					vear-to-date
Total Overdraft Fee(s) Total Returned Item Fee(s) *As of the first statement period that begins in January of each year.				$20.00 $29.00	$100.00 $29.00


		CHANGE OF ADDRESS	PLEASE PRINT. USE BLUE OR BLACK BALL POINT PEN.
RANK/RATE	NAME (FIRST	MI	LAST)	ACCOUNT NUMBERS AFFECTED
ADDRESS (NO. STREET)
CITY		STATE	ZIP CODE

HOME TELEPHONE NUMBER¶

Statement Period 01/24/19 - 02/23/19¶

Access No.¶

SIGNATURE OF NAVY FEDERAL MEMBER EFFECTIVE DATE (MO., DAY, YR.)¶

DAYTIME TELEPHONE NUMBER¶

n¶

(¶

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Credit Union PO Box 3000 · Merrifield, VA · 22119-3000 navyfecleral.org¶

Statement of Account For MIGUEL ANGEL MONGE¶

e-Checking -¶

	Joint Owner(s): NONE
Date	Transaction Detail	Amount($)	Balance ($)
01-24	Beginning Balance		512.81-
01-28	Government Shutdown Program Credit	1,500.00	987.19
01-28	Transfer To Checking	10.60-	976.59
	Miguel Angel Monge
01-29	Deposit - ACH Paid From Agri Treas 310 Fed Sal 01Afd9	3,768.98	4,745.57
01-29	POS Debit- Debit Card 3275 01-28-19 Netflix.Com Netflix.Com CA	10.99-	4,734,58
01-29	POS Debit- Debit Card 3275 01-28-19 Mvm Pizza LLC Kings County Ny	16.28-	4,718.30
01-29	Transfer To Shares	5.00-	4,713.30
	Miguel Angel Monge
01-29	Transfer To Shares	5.00-	4,708.30
	Michael J Monge
01-29	Transfer To Loan	40.11-	4,668.19
	Miguel Angel Monge
01-29	Transfer To Credit Card	51.00-	4,617.19
	Miguel Angel Monge
01-29	Transfer To Credit Card	51.00-	4,566.19
	Miguel Angel Monge
01-29	Transfer To Checking	500.00-	4,066.19
	Miguel Angel Monge
01-30	Government Shutdown Program Debit	1.500.00-	2,566.19
01-30	Government Shutdown Program Debit	1,500.00-	1,066.19
01-30	POS Debit- Debit Card 3275 01-28-19 All Baba Organic M New York Ny	7.49-	1,058.70
01-30	POS Debit- Debit Card 3275 01-29-19 1ST Tix Vet Tix 888-241-1550 AZ	11.97-	1,046.73
01-30	POS Debit - Debit Card 3275 Transaction 01-29-19 Metropolitan Ci Brooklyn Ny	29.60-	1,017.13
01-31	POS Debit- Debit Card 3275 01-30-19 Mid China Brooklyn Ny	14.40-	1,002.73
01-31	Dividend	0.01	1,002.74
02-01	POS Debit- Debit Card 3275 01-31-19 BP#2050326Venture Jersey City NJ	25.01-	977.73
02-01	POS Debit - Debit Card 3275 Transaction 01-31-19 Wal-Mart Super Center Whitehall
	PA	91.70-	886.03
02-04	ATM Withdrawal 02-02-19 7Eleven-FC New York Ny	20.00-	866.03
02-04	ATM Withdrawal 02-01-19 7Eleven-FC Brooklyn Ny	40.00-	826.03
02-04	POS Debit- Debit Card 3275 02-02-19 Campo Bello Restau Brooklyn Ny	10.35-	815.68
02-04	POS Debit - Debit Card 3275 Transaction 02-03-19 Bravo Sup 5818 4TH Ave
	Brooklyn Ny	11.96-	803.72
02-04	POS Debit - Debit Card 3275 Transaction 02-01-19 Shell Service Station New York
	Ny	20.00-	783.72
02-04	POS Debit - Debit Card 3275 Transaction 02-03-19 BP#66428056743 Brooklyn Ny	24.29-	759.43
02-04	POS Debit- Debit Card 3275 02-03-19 LA Marketa Meat MA Brooklyn Ny	28.68-	730.75
02-04	POS Debit- Debit Card 3275 02-02-19 Tmobile*postpaid 1 800-937-8997 WA	50.00-	680.75
02-04	POS Debit- Debit Card 3275 02-02-19 Twc*time Warner Ny 718-358-0900 Ny	221.97-	458.78
02-05	POS Debit - Debit Card 3275 Transaction 02-04-19 The Vitamin Shoppe 31 Brooklyn
	Ny	15.99-	442.79
02-05	POS Debit - Debit Card 3275 Transaction 02-04-19 Metropolitan Ci Brooklyn Ny	48.69-	394.10
02-06	ATM Fee - Withdrawal 02-05-19 P32098 Brooklyn Ny	1.00-	393.10
02-06	ATM Withdrawal 02-05-19 P32098 Brooklyn Ny	21.75-	371.35
02-06	POS Debit - Debit Card 3275 Transaction 02-05-19 Walgreens Store 9408 3 Brooklyn
	Ny	50.47-	320.88
02-06	POS Debit - Debit Card 3275 Transaction 02-05-19 C&s E Superette Brooklyn Ny	60.75-	260.13
02-07	Deposit - ACH Paid From Agri Treas 310 Fed Sal 01Afd9	1,598.31	1,858.44

Statement Period 01/24/19 - 02/23/19¶

Access No.¶

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Credit Union :COC • 0.11 ,A •¶

Statement of Account For MIGUEL ANGEL MONGE
¶

e-Checking -¶

pva 4 016¶

Statement Period 01/24/19 - 02123/19¶

Access No.¶

(Continued from previous page)¶

	Joint Owner(s): NONE
Date	Transaction Detail	Amount(5)	Balance(3)
	02-07 ATM Withdrawal 02-06-19 Sou New York Ny	40.00-	1.818.44
	02-08 POS Debit- Debit Card 3275 02-05-19 Ah Baba Organic M New York Ny	10.55-	1.807.89
	02-08 POS Debit- Debit Card 3275 02-07-19 Tmobile'postpaid F 800.937-8997 WA	117.45-	1.69044
	02-08 Transfer To Loan	40.11-	1.650.33
	Miguel Angel Monge
	02-11 ATM Fee - Withdraws 02-09-19 P183202 Bronx Ny	1.00-	1.649.33
	02-11 ATM Withdrawal 02-09-19 7Eleven-FC Brooktyn Ny	40.00-	1.609.33
	02-11 ATM Withdrawal 02-09-19 P183202 Bronx Ny	142.25-	1.467.08
	02-11 POS Debit - Debit Card 3275 Transaction 02-09-19 Walgreens Store 9408 3 Brooklyn
	Ny	5.31-	1.461/7
	02-11 POS Debit - Debit Card 3275 Transaction 02-09-19 The Horne Depot 6877 Bronx Ny	8.45-	1.45132
	02-11 POS Debit - Debit Card 3275 Transaction 02-10-19 MacAreno Central Brooklyn Ny	12.48-	1.440.84
	02-11 POS Debit - Debit Card 3275 Transaction 02-09-19 Met Fresh Super Brooklyn Ny	17.97-	1.422.87
	02-11 POS Debi - Debit Card 3275 Transaction 02-09-19 Models a86 Brooklyn Ny	26.99-	1.395.88
	02-11 POS Debi - Debit Card 3275 Transaction 02-10-19 Super Fresh Brooklyn Ny	57.13-	1.338.75
	02-11 Transfer To Checking	534.60-	804.15
	Miguel Angel Monge
	02-12 POS Debit- Debit Card 3275 02-11-19 Mvm Pizza LLC Kngs County Ny	18.37-	785.78
	02-12 POS Debit- Debit Card 3275 02-09-19 Made IN PR Latin C 724-2831878 Ny	81.19-	704.59
	02-13 ATM Fee - Withdraws 02-12-19 P32093 Broolctyn Ny	1.00-	703.59
	02-13 ATM Withdrawal 02-12-19 P32093 Brooklyn Ny	21.75-	681.84
	02-13 POS Debit- Debit Card 3275 02-12-19 National Grid 718-643-4050 Ny	296.16-	385.68
	02-14 POS Debit - Debit Card 3275 Transaction 02-14-19 Rite Aid Store - 4202 New York
	Ny	4.38-	381.30
	02-14 POS Debit - Debit Card 3275 Transaction 02-13-19 C-Town 041267 New York Ny	7.35-	373.95
	02-14 POS Debit- Debit Card 3275 02-13-19 Tong Ren Grocery I New York Ny	10.75-	363.20
	02-15 ATM Fee - Withdraws 02-15-19 P32093 Brooldyn Ny	1.00-	362.20
	02-15 ATM Withdrawal 02-15-19 P32093 Brooklyn Ny	21.75-	340.45
	02-15 ATM Withdrawal 02-14-19 Mcu New York Ny	40.00-	300.45
	02-15 POS Debit - Debit Card 3275 Transaction 02.15-19 BFW5453345Verra Brooktyn Ny	20.00-	280.45
	02-15 POS Debit- Debit Card 3275 02-14-19 Mid China 8rooktyn Ny	24.85-	255.60
	02-15 Paid To - Nys De Bill Pyt Tax Paymnt Chk 9100001	170.00-	85.60
	02-19 ATM Fee - Withdraws 02-16-19 Chase New Yak Ny	1.00-	84.60
	02-19 ATM Fee - Withdraws 02-16-19 P32093 Brooklyn Ny	1.00-	83.60
	02-19 ATM Withdrawal 02-16-19 P32093 Brooklyn Ny	61.75-	21.85
	02-19 ATM Withdrawal 02-16-19 Chase New York Ny	443.00-	421.15-
	02-19 POS Debit- Debit Card 3275 02-16-19 Tst' Burgerim - Br Brooklyn Ny	8.47-	429.62-
	02-19 POS Debit- Debit Card 3275 02-15-19 Mid China Broolctyn Ny	14.00-	443.62-
	02-19 POS Debit- Debit Card 3275 02-16-19 Six Flags Great Ad 732-928-2000 NJ	28.23-	471.85-
	02-19 POS Debit - Debit Card 3275 Transaction 02-15-19 Gas E Separate Brooklyn Ny	28.50-	500.35-
	02-19 Optional Overdraft Protect.", Fee(s)	60.00-	560.35-
	02-22 Deposit - ACH Paid From Agri Tress 310 Fed Sal 01Afd9	1.964.39	1.40404
	02-22 ATM Rebate	10.00	1.414.04
	02-23 Ending Balance		1,414.04

Average DMy Balance - Caren Cycle: $621.90¶

Your account earned $0.01. min an annual peecenrage yield earned of 0.06%. for the dividend petted from 01-01-2019 through 01-31-2019¶

Statement Period 01/24/19 - 02/23/19¶

Access No.¶

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redit Union PO Box 3000 · Merrifield, VA · 22119-3000¶

avyfecleral.org¶

Statement of Account¶

For MIGUEL ANGEL MONGE¶

Items Paid¶

Date	Item	Amount($)	Date	Item	Amount($)
02-15 01-29 01-29 01-30 01-30 01-30 01-31 02-01 02-01 02-04 02-04 02-04 02-04 02-04 02-04 02-04 02-05 02-05 02-06 02-06 02-08 02-08 02-11 02-11 02-11 02-11	ACH POS POS പ്രാട POS POS POS POS POS POS POS POS POS POS POS SOB POS POS POS POS POS POS POS POS POS POS	170.00 16.28 10.99 11.97 29.60 7.49 14.40 91.70 25.01 11.96 20.00 24.29 28.68 50.00 221.97 10.35 48.69 15.99 60.75 50.47 117.45 10.55 8.45 12.48 17.97 26.99	02-11 02-11 02-12 02-12 02-13 02-14 02-14 02-14 02-15 02-15 02-19 02-19 02-19 02-19 02-04 02-04 02-06 02-07 02-11 02-11 02-13 02-15 02-15 02-19 02-19	POS POS POS POS POS POS POS POS POS POS POS POS POS POS ATMO ATMO ATMO ATMO ATMO ATMO ATMO ATMO ATMO ATMO ATMO	57.13 5.31 81.19 18.37 296.16 7.35 10.75 4.38 24.85 20.00 8.47 14.00 28.23 28.50 20.00 40.00 21.75 40.00 142.25 40.00 21.75 40.00 21.75 61.75 443.00
Fee (s)				l ota this period	Total year-to-date
Total Overdraft Fee(s) *As of the first statement period that begins in January of each year.				$60.00	$240.00
Savings
Membership Savings -
Joint Owner(s): NONE Date Transaction Detail				Amount($)	Balance($)
01-24 Beginning Balance 01-29 Transfer From Chk/MMSA Miguel Angel Monge				5.00	5 00 10.00
Transfer To Checking 01-29				5.00-	5 00
02-23 Ending Balance					5.00

2018 Year to Date Federal Income Tax Information¶

SAVINGS DIVIDENDS CHECKING DIVIDENDS¶

FINANCE CHARGE CHECKING LOC¶

EFTA00124865¶

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Marifield, VA . 22119-3000 Box 3000¶

Statement of Account For MIGUEL ANGEL MONGE¶

Statement Period 01/24/19 - 02/23/19¶

Access No.¶

Disclosure Information¶

The interest charge on the Crestl atvarces begins to scover on the date in advance is posted to your account and confines to accue daily of the unped onlines of prices baines We calculate the interest charge on your account by applying the bally balance" of your account for each day in the billing cycle. To get the "daily balance
we take the beginning balance of your account each day, add any new advances or feast, and subtract any payments, credits, or uropaid interest charges.
You may also beterning the amount of interest charges by minute of the number of days in the billing cycle and the daily periode na. The "Bailence Subject to Internet Rata" the Internat Charge Catculation table is the "average daily balance" add up all the "add up all the "add up all the "daily balance" for the billing cycle and divide the total by the number of days in the billing cycle.
· It there are more daily pariodic rates imposed and the pround of interest charges by multipling pach of the "Balances Subject to Intensel Patrials Patri by the number of days the application in the mails by the results by the applications and adding the reaults bogther and
Errors Related to a Checking Line of Credit Advance
If you think there is an emor on your statement, write to us at

Navy Federal Credit Union, PO Box 3000, Merrifield, VA 22119-3000; or by fax, 1-703-206-4244¶

You may also contact us on the Web: navyfederal.org. In your letter, give us the following information:
Account information: Your name and account number
· Dollar amount: The dollar amount of the suspected error.
· Description of problem: It you think there is an eror on your bill, describe what you believe it is a mizake
You must contact us within 60 days after the error appeared on your statement.
You must notly us of any potential errors in writing (or electronically). You may call us, but it you do, we are not required by investigate arror, and you may bay to
pay the amount in question.
While we investigate whether or not there has been an emor, the following are true We cannot try to collect the amount in question or report you as delinquent on that amount
· The charge in question may nemain on your statiment or charge you intenst on that anount. But, if we datemine that we made a mistake, you will not have
to pay the amount in question or any interest or other fees related to that amount.
· While you do not have to pay the amount in question, you are responsible for the remainder of your balance.
We can apply any unpaid amount against your credit limit.

If we take more than 10 days in resolving an electronismally reddit your account for the amount in careston so that your will have access to the furds during be time of our investigation¶

Errors Within Your Checking Account, Money Market Savings Account, or Savings Account¶

In caso of encrease qualiens about your east 1-88-842-8328, with us at the address provided above, or through Nay Fodral Orline Barking as son as you one, if you think your statement or receipt internation about a transfer listed on the statement or receipt. No must hand from you no later than 60 days the we sent the FIRST statement on which the problem or error appeared.¶

· Tell us your name and account number (if any).
· Describe the error or the transfer you are unative as clearly as you can why you believe it is an enor or why you need more information
Tell us the dollar amount of the suspected error.

We will investigate your complish and will correct any arrangly. If we take mare than 10 business days to do this in in ero so that you will have the use of the money during the time it takes us to complete our investigation¶

Payments¶

Your check must be payable to Navy Federal Crisics your Chacking Line of Credit accust number. Include the vouslar fround at the bottom of your station of your station of mai envilled by Navy Fully Creat Liner. PO Box 310, Merfiled, VA 2211-3100. Payments received by 5.0 on Easters the at the nation of the name day. Nailed by same day. Nailed by s for your Checking Line of Credit account may not be commingled with fures designated for eneat to other Navy Federal Creat Linion accounts¶

![](_page_10_Picture_36.jpeg)¶

![](_page_11_Picture_0.jpeg)¶

Statement of Account¶

MIGUEL ANGEL MONGE¶

#00000P1W6TST9A8#000MMA90F¶

STIMBB¶

Statement Period 02/24/19 - 03/23/19¶

Access No.¶

Routing Number: 2560-7497-4¶

Questions about this Statement? Toll-free in the U.S. 1-888-842-6328 For toll-free numbers when overseas, visit navyfederal.org/overseas/ Collect internationally 1-703-255-8837¶

Say "Yes" to Paperless! View your digital statements via Mobile or Navy Federal Online Banking.¶

Summary of your deposit accounts¶

	Previous Balance	Deposits/ Credits	Withdrawals/ Debits	Endina Balance	YTD Dividends
EveryDay Checking	$0.00	$510.60	$1,021.20	$510.60-	$0.00
e-Checking	$1.414.04	$4,082.77	$4,526.26	$970.55	$0.04
Membership Savings	$5.00	$0.00	$0.00	$5.00	$0.00
Totals	$1,419.04	$4,593.37	$5,547.46	$464.95	$0.04

MIGUEL ANGEL MONGE¶

![](_page_11_Picture_13.jpeg)¶

NECU PO BOX 3100¶

MERRIFIELD VA 22119-3100¶

(FOR MAIL USE ONLY. DO NOT SEND CASH THIROUGH THE MAIL DEPOSITS MAY NOT BE AVAILABLE FOR IMMEDIATE WITHDRAWAL)
ACCOUNT NUMBER	ACCOUNT TYPE	AMOUNT ENCLOSE
	Checking
	Checking
	Savings


	TOTAL

POSIT VOUCHER¶

405701457197515688797021560879009000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000¶

DEMITTERED¶

SUSERVIC¶

![](_page_12_Picture_0.jpeg)¶

Credit Union¶

PO Box 3000 · Merrifield, VA · 22119-3000 avyfecleral.org¶

Statement of Account For MIGUEL ANGEL MONGE¶

Checking¶

EveryDay Checking -¶

Statement Period 02/24/19 - 03/23/19¶

Access No.¶

Joint Owner(s): NONE
Date	Transaction Detail	Amount($)	Balance($)
	02-24 Beginning Balance		0.00
02-25	POS Debit- Debit Card 1363 02-23-19 Americanhondafinan 216-099-7534 Ny	490.60-	490.60-
	02-25 Optional Overdraft Protection Fee(s)	20.00-	510.60-
	03-11 Transfer From Checking	510.60	0.00
	Miguel Angel Monge
	03-13 POS Debit- Debit Card 1363 03-12-19 Americanhondafinan 216-099-7534 Ny	490.60-	490.60-
	03-13 Optional Overdraft Protection Fee(s)	20.00-	510.60-
	03-23 Ending Balance		510.60-

Average Daily Balance - Current Cycle: $455.89-¶

Items Paid¶

Date	Item	Amount($)	Date	Item	Amount($)
02-25	SOB	490.60	03-13	POS	490.60
Fee (s)				Total this period	Total year-to-date"
Total Overdraft Fee(s) Total Returned Item Fee(s) "As of the first statement period that begins in January of each year.				$40.00 $0.00	$140.00 $29.00

e-Checking -¶

Joint Owner(s): NONE
Date	Transaction Detail	Amount($)	Balance($)
	02-24 Beginning Balance		1,414.04
	02-25 Deposit - ACH Paid From Tax Refund Proc Rfnd Disb 01Afd1	.152.49	2,566.53

CHANGE OF ADDRESS PLEASE PRINT. USE BLUE OR BLACK BALL POINT PEN.
RANK/RATE	NAME (FIRST	MI	LAST)	ACCOUNT NUMBERS AFFECTED
ADDRESS (NO. STREET)
CITY		STATE	ZIP CODE
	SIGNATURE OF NAVY FEDERAL MEMBER
	EFFECTIVE DATE (MO., DAY, YR.)	HOME TELEPHONE NUMBER		DAYTIME TELEPHONE NUMBER

![](_page_13_Picture_0.jpeg)¶

e-Checking -¶

Credit Union PO Box 3000 · Merrifield, VA · 22119-3000 navyfecleral.org¶

Statement of Account For MIGUEL ANGEL MONGE¶

Page 3 of 6¶

Statement Period 02/24/19 - 03/23/19¶

Access No.¶

(Continued from previous page)¶

Date	Joint Owner(s): NONE Transaction Detail	Amount($)	Balance($)

02-25	POS Debit - Debit Card 3275 Transaction 02-24-19 Walgreens Store 9408 3 Brooklyn
	Ny	17.60-	2,548.93
02-25	POS Debit - Debit Card 3275 Transaction 02-25-19 BP#5453345Verra Brooklyn Ny	20.00-	2,528.93
02-25	POS Debit - Debit Card 3275 Transaction 02-24-19 Metropolitan Ci Brooklyn Ny	41.40-	2,487.53
02-25	POS Debit - Debit Card 3275 Transaction 02-24-19 Super Fresh Brooklyn Ny	57.01-	2,430.52
02-25	POS Debit- Debit Card 3275 02-23-19 Fsit coned Bill Pay 866-405-1924 Ny	442.71-	1,987.81
02-25	Transfer To Loan	40.11-	1,947.70
	Miguel Angel Monge
02-26	ATM Withdrawal 02-25-19 7Eleven-FC Brooklyn Ny	40.00-	1,907.70
02-27	ATM Withdrawal 02-26-19 7Eleven-FC Jersey City NJ	60.00-	1,847.70
02-27	POS Debit- Debit Card 3275 02-26-19 Wine And Spirits 4 Bethlehem PA	39.21-	1,808.49
02-28	POS Credit Adjustment 3275 Transaction 02-26-19 Knights Inn - Alle	56.90	1,865.39
02-28	POS Debit- Debit Card 3275 02-26-19 Knights Inn - Alle Allentown PA	56.90-	1,808.49
02-28	POS Debit - Debit Card 3275 Transaction 02-27-19 Wal-Mart #2145 Whitehall PA	122.11-	1,686.38
02-28	Dividend	0.03	1,686.41
03-01	ATM Fee - Withdrawall 02-28-19 P186751 Bronx Ny	1.00-	1,685.41
03-01	ATM Withdrawal 02-28-19 P186751 Bronx Ny	102.25-	1,583.16
03-01	POS Debit - Debit Card 3275 Transaction 02-28-19 7-Eleven New York Ny	2.71-	1,580.45
03-01	POS Debit- Debit Card 3275 02-28-19 Netflix.Com Netflix.Com CA	10.99-	1,569.46
03-01	POS Debit- Debit Card 3275 02-27-19 Days Hotel Allento Allentown PA	77.00-	1,492.46
03-04	ATM Withdrawal 03-02-19 7Eleven-FC Brooklyn Ny	100.00-	1,392.46
03-04	POS Debit - Debit Card 3275 Transaction 03-02-19 Modell's #86 Brooklyn Ny	13.49-	1,378.97
03-04	POS Debit- Debit Card 3275 03-01-19 Mid China Brooklyn Ny	13.95-	1,365.02
03-04	POS Debit- Debit Card 3275 03-03-19 White Castle 1000 Manhattan Ny	14.73-	1,350.29
03-04	POS Debit - Debit Card 3275 Transaction 03-01-19 Food Colony Brooklyn Ny	22.22-	1,328.07
03-04	POS Debit - Debit Card 3275 Transaction 03-03-19 Metropolitan Ci Brooklyn Ny	24.60-	1,303.47
03-04	POS Debit - Debit Card 3275 Transaction 03-01-19 BP#5453345Verra Brooklyn Ny	25.00-	1,278.47
03-04	POS Debit- Debit Card 3275 03-04-19 Tmobile*postpaid T 800-937-8997 WA	79.77-	1,198.70
03-04	POS Debit- Debit Card 3275 03-03-19 Twc-time Warner Ny 718-358-0900 Ny	140.99-	1,057.71
03-04	POS Debit- Debit Card 3275 03-01-19 State Farm Insuran 800-956-6310 IL	539.46-	518.25
03-05	POS Debit - Debit Card 3275 Transaction 03-04-19 C-Town 041267 New York Ny	3.34-	514.91
03-05	POS Debit - Debit Card 3275 Transaction 03-04-19 Rite Aid Store - 4202 New York
	Ny	8.89-	506.02
03-06	POS Debit - Debit Card 3275 Transaction 03-05-19 The Vitamin Shoppe 31 Brooklyn
	Ny	29.98-	476.04
03-07	POS Debit - Debit Card 3275 Transaction 03-06-19 Metropolitan Ci Brooklyn Ny	11.34-	464.70
03-08	Deposit - ACH Paid From Agri Treas 310 Fed Sal 01Afd9	1,555.04	2,019.74
03-08	ATM Withdrawal 03-08-19 7Eleven-FC Jersey City NJ	60.00-	1,959.74
03-08	POS Debit- Debit Card 3275 03-07-19 Campus Pizza Bethlehem PA	23.00-	1,936.74
03-08	Transfer To Loan	40.11-	1,896.63
	Miguel Angel Monge
03-11	POS Debit- Debit Card 3275 03-09-19 Mid China Brooklyn Ny	12.40-	1,884.23
03-11	POS Debit- Debit Card 3275 03-08-19 McDonald's F23510 Bethlehem PA	13.56-	1,870.67
03-11	POS Debit- Debit Card 3275 03-10-19 Havana Cafe - Bron Bronx Ny	15.07-	1,855.60
03-11	POS Debit - Debit Card 3275 Transaction 03-10-19 BP#6633101S Mic East Elmhurst
	Ny	20.00-	1,835.60
03-11	POS Debit- Debit Card 3275 03-10-19 Havana Cafe - Bron Bronx Ny	25.95-	1,809.65
03-11	POS Debit - Debit Card 3275 Transaction 03-10-19 Walgreens Store 9408 3 Brooklyn
	Ny	42.84-	1,766.81

![](_page_14_Picture_0.jpeg)¶

Credit Union PC BevA 100 • .66roll•1 VA • 22119.3603 navyieded orp¶

Statement of Account For MIGUEL ANGEL MONGE
¶

8-Checking •¶

Statement Period 02/24/19 - 03/23/19¶

Access No.¶

(Continued from previous page)¶

	Joint Owner(s): NONE
Date	Transaction Detail	Amount(S)	Balance(S)
	03-11 POS Debit- Debit Card 3275 03-07-19 Ad Meyers Uniforms Brooklyn Ny	42.99-	1,723.82
	03-11 POS Debi- Debit Card 3275 03-08-19 Black Norse Brooklyn Ny	47.46-	1,676.36
	03-11 POS Debi- Debit Card 3275 03-09-19 Tropical Sensation New Yak Ny	47.90-	1,628.46
	03-11 POS Dew - Debit Card 3275 Trammalon 03-10-19 Metropolitan Cl Brooklyn Ny	48.35-	1,580.11
	03-11 POS Dew - Debit Card 3275 Trainer:11On 03-08-19 The Childrens Place 08 Whitehall
	PA	55A9-	1,524.62
	03-11 POS Deal - Debit Card 3275 Tranackon 03-08-19 Wal-Mart M2145 %Whitehall PA	72.38-	1,452.24
	03-11 POS Deal - Debit Card 3275 Tranackon 03-09-19 Champs 13963 Brooklyn Ny	107.99-	1,344.25
	03-11 POS Debit- Debit Card 3275 03-09-19 Adidas 6561 Brooklyn Ny	130.65-	1,213.60
	03-11 Transfer To Checking	510.60-	703.00
	Otguel Angel Klonge
	03-12 ATM Withdrawal 03-11-19 7Eleyen-FC New Yak Ny	40.00-	663.00
	03-12 POS Dew- Debit Card 3275 03-11-19 DO/Br /307108035 New York Ny	2.38-	660.62
	03-12 POS Debit- Debit Card 3275 03-11-19 Arome Cafe New York Ny	8.60-	652.02
	03-12 POS Deal - Debit Card 3275 Tradmaion 03-11-19 CU E Superette Brooklyn Ny	16.29-	635.73
	03-12 POS Debit- Debit Card 3275 03-11-19 Tmobilepostpakl F 800-937-8997 WA	140.00-	495.73
	03-13 ATM Fee - Withdrawal 03-13-19 P32093 Brooklyn Ny	1.00-	494.73
	03-13 ATM Withdrawal 03-13-19 P32093 Brooklyn Ny	21.75-	472.98
	03-13 POS Debit- Debit Card 3275 03-12-19 Mid China BroolOyn Ny	1Z00-	460.98
	03-14 ATM Fee - Withdrawal 03-13-19 P32098 Brooklyn Ny	1.IXI-	459.98
	03-14 ATM Withdrawal 03-13-19 P32098 Brooklyn Ny	21.75-	43823
	03-14 POS Deal - Debit Card 3275 Tradmaion 03-14-19 Duane Reads Ste 305 Br New
	York Ny	8.69-	429.54
	03-14 POS Deal - Debit Card 3275 Tradmaion 03-13-19 CU E Superette Brooklyn Ny	17.40-	412.14
	03-15 ATM Withdrawal 03-14-19 7Eleyen-FC New Yak Ny	20.00-	392.14
	03-15 POS Dew - Debit Card 3275 TranaaCtIOn 03-14-19 Metropolitan Cl Brooklyn Ny	29.88-	36226
	03-15 Paid To - Nys Dtf Bill Pyt Tax Paymnt Chk 9100001	170.00-	19226
	03-18 ATM Withdrawal 03-15-19 Actors FCU Bay Rige Ny	100.00-	92.26
	03-18 ATM Withdrawal 03-16-19 7Eleyen.FC Brooklyn Ny	300.00-	207.74-
	03-18 POS Dew - Debit Card 3275 Transaction 03.15-19 & Factory US 4148 Brooklyn Ny	19.79-	227.53-
	03-18 POS Dew- Debit Card 3275 03-16-19 Six Flags Great Ad 732-928-2000 NJ	2823-	255.76-
	03-18 POS Dew- Debit Card 3275 03-13-19 Tanya Backyard Ba Brooklyn Ny	32.00-	287.76-
	03-18 Optional Overdraft Protection Fee(s)	60.00-	347.76-
	03-22 Deposit - ACH Paid From Agri Treas 310 Fed Sal 01Afd9	1.309.56	961.80
	03-22 ATM Rebate	8.75	970.55
	03-23 Ending Balance		970.55

Average Daffy Balance - Current Cycle: $859.92¶

You r account earned $0.03. wen an annual percentage yield earned of 0.04%. foe the dividend period/torn 02-01-2019 through 02-28-2019¶

Items Paid¶

PAM	term	AmounliSt	rate	San	AmountIS1
03-15	ACH	170.00	03-04	POS	22.22
02-25	POS	20.00	03-04	POS	24.60
02-25	POS	41.40	03-04	POS	25.00
02-25	POS	57.01	03-04	POS	79.77
02-25	POS	442.71	03-04	POS	140.99
02-25	POS	17.60	03-04	POS	539.46
02-27	POS	39.21	03-04	POS	13.49
02-28	POS	122.11	03-05	POS	8.89
02-28	POS	56.90	03-05	POS	3.34
03-01	POS	10.99	03-06	POS	29.98
03-01	POS	77.00	03-07	POS	11.34
03-01 03-0a	POS POS	2.71	03-08	POS POS	23.00
03-00	POS	13.95 14.73	03-11 03-11	POS	13.56 15.07

![](_page_15_Picture_0.jpeg)¶

(Continued from previous page)¶

![](_page_15_Picture_1.jpeg)¶

Credit Union PO Box 3000 · Merrifield, VA · 22119-3000¶

navyfecleral.org¶

Statement of Account¶

For MIGUEL ANGEL MONGE¶

Access No.¶

Items Paid¶

Date		Item	Amount($)	Date	Item	Amount($)
03-11 03-11 03-11 03-11 03-11 03-11 03-11 03-11 03-11 03-11 03-11 03-11 03-12 03-12 03-12 03-12 03-13		POS POS POS POS POS POS POS POS POS POS POS POS POS POS POS POS POS	20.00 25.95 42.84 42.99 47.46 47.90 48.35 55.49 72.38 107.99 130.65 12.40 8.60 16.29 140.00 2.38 12.00	03-14 03-14 03-15 03-18 03-18 03-18 02-26 02-27 03-01 03-04 03-08 03-12 03-13 03-14 03-15 03-18 03-18	POS POS POS POS POS POS ATMO ATMO ATMO ATMO ATMO ATMO ATMO ATMO ATMO ATMO	17.40 8.69 29.88 19.79 28.23 32.00 40.00 60.00 102.25 100.00 60.00 40.00 21.75 21.75 20.00 300.00 100.00
Fee (s)					Total this period	lota year-to-date
	Total Overdraft Fee(s) *As of the first statement period that begins in January of each year.				$60.00	$300.00
Savings	Membership Savings -
Date	Joint Owner(s): NONE Transaction Detail				Amount($)	Balance($)
	02-24 Beginning Balance					5.00
	03-23 Ending Balance			No Transactions This Period		5.00

			2018 Year to Date Federal Income Tax Information
	SAVINGS DIVIDENDS CHECKING DIVIDENDS			FINANCE CHARGE CHECKING LOC

SP 001¶

![](_page_16_Picture_0.jpeg)¶

Marrifield, VA . 22119-3000 Box 3000¶

Statement of Account For MIGUEL ANGEL MONGE¶

Statement Period 02/24/19 - 03/23/19¶

Access No.¶

Disclosure Information¶

The interest charge on the Crestl atvarces begins to scover on the date in advance is posted to your account and confines to accue daily of the unped onlines of prices baines · We calculate the interest charge on your account by applicitic rate to the "daty basker" of your account for each day in the billing cycle. To get the "dally palance
we take the beginning balance of your account each day, add any new advances or feast, and subtract any payments, credits, or uropaid interest charges.
You may also beterning the amount of interest charges by minute of the number of days in the billing cycle and the daily periode na. The "Bailence Subject to Internet Rata" the Internat Charge Catculation table is the "average daily balance" add up all the "add up all the "add up all the "daily balance" for the billing cycle and divide the total by the number of days in the billing cycle.
· It there are more daily pariodic rates imposed and the pround of interest charges by multipling pach of the "Balances Subject to Intensel Patrials Patri by the number of days the application in the mails by the results by the applications and adding the reaults bogther and
Errors Related to a Checking Line of Credit Advance
If you think there is an emor on your statement, write to us at

Navy Federal Credit Union, PO Box 3000, Merrifield, VA 22119-3000; or by fax, 1-703-206-4244¶

You may also contact us on the Web: navyfederal.org. In your letter, give us the following information:
Account information: Your name and account number
· Dollar amount: The dollar amount of the suspected error.
· Description of problem: It you think there is an eror on your bill, describe what you believe it is a mizake
You must contact us within 60 days after the error appeared on your statement.
You must notly us of any potential errors in writing (or electronically). You may call us, but it you do, we are not required by investigate arror, and you may bay to
pay the amount in question.
While we investigate whether or not there has been an emor, the following are true We cannot try to collect the amount in question or report you as delinquent on that amount
· The charge in question may nemain on your statiment or charge you intenst on that anount. But, if we datemine that we made a mistake, you will not have to pay the amount in question or any interest or other fees related to that amount.
· While you do not have to pay the amount in question, you are responsible for the remainder of your balance.
We can apply any unpaid amount against your credit limit.

If we take more than 10 days in resolving an electronismally reddit your account for the amount in careston so that your will have access to the furds during be time of our investigation¶

Errors Within Your Checking Account, Money Market Savings Account, or Savings Account¶

· Tell us your name and account number (if any).
· Describe the error or the transfer you are unative as clearly as you can why you believe it is an enor or why you need more information
Tell us the dollar amount of the suspected error.

Payments¶

![](_page_16_Picture_36.jpeg)¶

![](_page_17_Picture_0.jpeg)¶

Statement of Account¶

STIMBB #00000P1W6TST9A8#000AMP90F MIGUEL ANGEL MONGE¶

Statement Period 03/24/19 - 04/23/19¶

Access No.¶

Routing Number: 2560-7497-4¶

Questions about this Statement? Toll-free in the U.S. 1-888-842-6328 For toll-free numbers when overseas, visit navyfederal.org/overseas/ Collect internationally 1-703-255-8837¶

Say "Yes" to Paperless! View your digital statements via Mobile or Navy Federal Online Banking.¶

Say "Yes" to Paperless Statements¶

If you haven't already, go paperless! You can access up to 36 months of statements anytime, anywhere.¶

To get started, select "Statements" in digital banking. *¶

It's an easy way to reduce the risk of identity theft and cut down on paper clutter.¶

Insured by NCUA. * Message and data rates may apply. Visit navyfederal.org for more information.¶

Summary of your deposit accounts¶

	Previous Balance	Deposits/ Credits	Withdrawals/ Debits	Ending Balance	YTD Dividends
EveryDay Checking	$510.60-	$510.60	$224.42	$224.42-	$0.00
e-Checking	$970.55	$3,054.31	$3,967.11	$57.75	$0.07
Membership Savings	$5.00	$0.00	$0.00	$5.00	$0.00
Totals	$464.95	$3,564.91	$4.191.53	$161.67-	$0.07

MIGUEL ANGEL MONGE (FOR MAIL USE ONLY. DO NOT SEND CASH THROUGH THE MAIL DEPOSITS MAY NOT BE AVAILABLE FOR IMMEDIATE WITHDRAWAL) CCOUNT NUMBER ACCOUNT TYPE -AMOUNT ENCLOSED Checking MARK "X" TO CHANGE ADDRESS/ORDER ITEMS ON REVERSE Checking Savings NECU PO BOX 3100 TOTAL MERRIFIELD VA 22119-3100¶

CTGTENT¶

405701457197515688797021560879009000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000¶

DEMITTERED¶

SUSERVIC¶

![](_page_18_Picture_0.jpeg)¶

PO Box 3000 · Merrifield, VA · 22119-3000 deral.org¶

Statement of Account For MIGUEL ANGEL MONGE¶

Checking¶

EveryDay Checking -

Joint Owner(s): NONE
Date Transaction Detail	Amount($)	Balance($)
03-24 Beginning Balance		510.60-
04-05 Transfer From Checking	510.60	0.00
Miguel Angel Monge
04-15 POS Debit - Debit Card 1363 04-13-19 Toi Friday's #1091 Easton PA	49 45-	49 45-

04-15 POS D 04-15 Optional Overdraft Protection Fee(s) 20.00-04-17 ATM Withdrawal 04-16-19 Actors FCU Bay Rige Ny 100.00-20.00-04-17 Optional Overdraft Protection Fee(s) 04-22 POS Debit- Debit Card 1363 04-19-19 1ST Tix Vet Tix 888-241-1550 AZ 14.97-04-22 Optional Overdraft Protection Fee(s) 20.00-¶

04-23 Ending Balance¶

Average Daily Balance - Current Cycle: $247.16-¶

Items Paid¶

Date	Item	Amount($)	Date	Item	Amount($)
04-15 04-22	SOB POS	49.45 14.97	04-17	ATMO	100.00

Fee (s)				Total this period	Total year-to-date"
Total Overdraft Fee(s)				$60.00	$200.00
Total Returned Item Fee(s)				$0.00	$29.00
	*As of the first statement period that begins in January of each year.

![](_page_18_Picture_11.jpeg)¶

CHANGE OF ADDRESS PLEASE PRINT. USE BLUE OR BLACK BALL POINT PEN.¶

RANK/RATE	NAME (FIRST	MI	LAST)	ACCOUNT NUMBERS AFFECTED
ADDRESS (NO. STREET)

CITY		STATE	ZIP CODE
	SIGNATURE OF NAVY FEDERAL MEMBER
	EFFECTIVE DATE (MO., DAY, YR.)	HOME TELEPHONE NUMBER		DAYTIMETELEPHONE NUMBER

Page 2 of 5¶

69.45-¶

169.45-¶

189.45-¶

204.42-¶

224.42-¶

Statement Period 03/24/19 - 04/23/19 Access No.¶

![](_page_19_Picture_0.jpeg)¶

Credit Union PO Box 3000 • Memifield, VA • 22119-3000 navyfecleral.org¶

Statement of Account For MIGUEL ANGEL MONGE¶

e-Checking -¶

Page 3 of 5¶

Statement Period 03/24/19 - 04/23/19¶

Access No.¶

Date	Joint Owner(s): NONE Transaction Detail	Amount($)	Balance($)
03-24	Beginning Balance		970.55
03-25	POS Debit - Debit Card 3275 Transaction 03-24-19 C&s E Superette Brooklyn Ny	19.50-	951.05
03-25	POS Debit- Debit Card 3275 03-23-19 Jimmy Jazz #1043 Brooklyn Ny	19.99-	931.06
03-25	POS Debit - Debit Card 3275 Transaction 03-23-19 The Vitamin Shoppe 31 Brooklyn
	Ny	49.98-	881.08
03-25	POS Debit - Debit Card 3275 Transaction 03-24-19 Shoprite Avenue I S1 Brooklyn Ny	94.03-	787.05
03-25	POS Debit- Debit Card 3275 03-24-19 Tmobile*postpaid F 800-937-8997 WA	156.83-	630.22
03-25	Transfer To Loan	40.11-	590.11
	Miguel Angel Monge
03-25	Transfer To Credit Card	50.00-	540.11
	Miguel Angel Monge
03-26	POS Debit- Debit Card 3275 03-25-19 Twc*time Warner Ny 718-358-0900 Ny	207.97-	332.14
03-27	ATM Fee - Withdrawal 03-27-19 Pai Iso Brooklyn Ny	1.00-	331.14
03-27	ATM Fee - Inquiry 03-27-19 Pai Iso Brooklyn Ny	1.00-	330.14
03-27	ATM Withdrawal 03-27-19 Pai Iso Brooklyn Ny	41.99-	288.15
03-27	POS Debit - Debit Card 3275 Transaction 03-26-19 C-Town 041267 New York Ny	9.20-	278.95
03-27	POS Debit- Debit Card 3275 03-26-19 Sqc*michael Monge 8774174551 CA	10.00-	268.95
03-28	ATM Fee - Withdrawal 03-27-19 P32098 Brooklyn Ny	1.00-	267.95
03-28	ATM Withdrawal 03-27-19 P32098 Brooklyn Ny	21.75-	246.20
03-28	POS Debit - Debit Card 3275 Transaction 03-27-19 C&s E Superette Brooklyn Ny	28.23-	217.97
03-29	POS Debit- Debit Card 3275 03-28-19 Netflix.Com Netflix.Com CA	10.99-	206.98
03-29	Dividend	0.03	207.01
04-01	ATM Withdrawal 03-29-19 Mcu New York Ny	400.00-	192.99-
04-01	POS Debit- Debit Card 3275 03-29-19 State Farm Insuran 800-956-6310 IL	300.64-	493.63-
04-01	Optional Overdraft Protection Fee(s)	40.00-	533.63-
04-05	Deposit - ACH Paid From Agri Treas 310 Fed Sal 01Afd9	1,842.02	1,308.39
04-05	Transfer To Checking	510.60-	797.79
	Miguel Angel Monge
04-08	ATM Withdrawal 04-06-19 7Eleven-FC New York Ny	200.00-	597.79
04-08	POS Debit- Debit Card 3275 04-07-19 Havana Cafe - Bron Bronx Ny	22.86-	574.93
04-08	POS Debit- Debit Card 3275 04-06-19 Georges Restaurant Brooklyn Ny	23.79-	551.14
04-08	POS Debit- Debit Card 3275 04-06-19 Acura Of Brooklyn Brooklyn Ny	65.27-	485.87
04-08	Transfer To Shares	20.00-	465.87
	Michael J Monge
04-08	Transfer To Loan	40.11-	425.76
	Miguel Angel Monge
04-09	ATM Fee - Withdrawal 04-08-19 P32098 Brooklyn Ny	1.00-	424.76
04-09	ATM Withdrawal 04-08-19 P32098 Brooklyn Ny	21.75-	403.01
04-09	POS Debit- Debit Card 3275 04-08-19 Campo Bello Restau Brooklyn Ny	21.18-	381.83
04-09	POS Debit- Debit Card 3275 04-08-19 Tmobile*postpaid 1800-937-8997 WA	156.83-	225.00
04-10	POS Debit - Debit Card 3275 Transaction 04-09-19 T-Mobile 233 Broadway New York
	Ny	10.85-	214.15
04-10	POS Debit - Debit Card 3275 Transaction 04-09-19 Metropolitan Ci Brooklyn Ny	15.60-	198.55
04-10	POS Debit - Debit Card 3275 Transaction 04-09-19 T-Mobile 233 Broadway New York
	Ny	75.03-	123.52
04-10	Transfer To Checking	20.00-	103.52
	Michael J Monge
04-11	POS Debit - Debit Card 3275 Transaction 04-10-19 Metropolitan Ci Brooklyn Ny	13.66-	89.86
04-12	ATM Withdrawal 04-11-19 Mcu New York Nv	80.00-	9 86

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Credit Union PO Box 3000 · Merrifield, VA · 22119-3000 navyfecleral.org¶

Statement of Account For MIGUEL ANGEL MONGE¶

e-Checking -¶

Statement Period 03/24/19 - 04/23/19¶

Access No.¶

(Continued from previous page)¶

	Joint Owner(s): NONE
Date	Transaction Detail	Amount($)	Balance($)
04-15	ATM Withdrawal 04-13-19 7Eleven-FC Brooklyn Ny	200.00-	190.14-
04-15	POS Debit- Debit Card 3275 04-12-19 Citymd - Ny18 Brooklyn Ny	35.00-	225.14-
04-15	POS Debit- Debit Card 3275 04-12-19 Citymd - Ny18 Brooklyn Ny	35.00-	260.14-
04-15	Optional Overdraft Protection Fee(s)	60.00-	320.14-
04-16	POS Debit- Debit Card 3275 04-16-19 Six Flags Great Ad 732-928-2000 NJ	28.23-	348.37-
04-16	Optional Overdraft Protection Fee(s)	20.00-	368.37-
04-17	Returned Item Fee 9100001	29.00-	397.37-
04-19	Deposit - ACH Paid From Agri Treas 310 Fed Sal 01Afd9	1,202.77	805.40
04-19	Transfer To Checking	22.00-	783.40
	Michael J Monge
04-19	Paid To - Nys Dtf Bill Pyt Retry Pymt Chk 9100001	170.00-	613.40
04-22	ATM Withdrawal 04-19-19 Mcu New York Ny	200.00-	413.40
04-22	POS Debit- Debit Card 3275 04-21-19 White Castle 1000 Manhattan Ny	2.18-	411.22
04-22	POS Debit - Debit Card 3275 Transaction 04-22-19 BP#5453345Verra Brooklyn Ny	25.00-	386.22
04-22	POS Debit - Debit Card 3275 Transaction 04-20-19 C&s E Superette Brooklyn Ny	68.29-	317.93
04-22	POS Debit - Debit Card 3275 Transaction 04-21-19 Shoprite Avenue I S1 Brooklyn Ny	118.17-	199.76
04-22	Transfer To Checking	20.00-	179.76
	Michael J Monge
04-22	Transfer To Loan	40.11-	139.65
	Miguel Angel Monge
04-23	POS Debit- Debit Card 3275 04-21-19 Delicatessen New York Ny	20.39	119.26
04-23	Transfer To Checking	20.00-	99.26
	Michael J Monge
04-23	Transfer To Credit Card	51.00-	48.26
	Miguel Angel Monge
04-23	ATM Rebate	0 49	57.75
04-23	Ending Balance		57.75

Average Dally Balance - Current Cycle: $149.29 Your account earned $0.03, with an annual percentage yield earned of 0.06%, for the dividend period from 03-01-2019 through 03-¶

Items Paid¶

Date	Item	Amount($)	Date	Item	Amount($)
04-19 03-25 03-25 03-25 03-25 03-25 03-26 03-27 03-27 03-28 03-29 04-01 04-08 04-08 04-08 04-09 04-09 04-10 04-10	ACH SOB SOB SOB SOB SOB SOB SOB SOB SOB POS SOB SOB POS POS POS POS POS POS	170.00 49.98 94.03 156.83 19.50 207-97 10.00 9.20 28.23 10.99 300.64 23.79 65.27 22.86 156.83 21.18 15.60 75.03	111 04-10- 04-11 -- 04-15 04-15 04-16 04-22 04-22 04-22 04-22 04-23 03-27 03-28 04-01 04-08 04-09 04-12 04-15 04-22	la SOG SOCIA SOS POS SOd SOB POS POS SOS SOS ATMO ATMO ATMO ATMO ATMO ATMO ATMO ATMO	10.85 13.66 35.00 35.00 28.23 2.18 25.00 68.29 118.17 20.39 41.99 21.75 400.00 200.00 21.75 80.00 200.00 200.00

Fee(s)	Total this period	Total year-to-date"
Total Overdraft Fee(s) Total Returned Item Fee(s) "As of the first statement period that begins in January of each year.	$120.00 $29.00	$420.00 $29.00

Page 5 of 5¶

			Statement Period
			03/24/19 - 04/23/19
	Statement of Account		Access No.

Savings
	Membership Savings -
	Joint Owner(s): NONE
Date	Transaction Detail		Amount($)	Balance($)
03-24	Beginning Balance			5.00
			No Transactions This Period
	04-23 Ending Balance			5.00

			2018 Year to Date Federal Income Tax Information
	SAVINGS DIVIDENDS	0.07
	CHECKING DIVIDENDS	0.35	FINANCE CHARGE CHECKING LOC	0.00

	Disclosure Information
			· The interest charge on the Credit atvances begins to accue on the date an advance is posted to your account and confinised bearns.
	we take the beginning balance of your accurated any new advances or fees, and subtract any payments, enville, or unpaid intenst charges		· Vie calculate the interest charge on your account by approduced to the "daily basence" of your account for each day in the billing over. To get the "daily baince"
			· You may also delamine the answer of Interest chance Subject to Irlanes Rate" by the number of days in the blilly of the blilly periodic nat. The "Balance
			Subject to Interest Rate the Internationals is the "system to the "systems." To calculars." To calculars the "average daty balance" for up all the "daily balance" for
	the billing cycle and divide the total by the number of days in the billing cycle.
			· It there and wore day particle rates imposed driver on any delamine the annual of interest charges by multipling pach of the "Balances Subject by interest Battle
	by the number of days the applicable rate was in effect and multiplying and of the results by perioder rate and adding the results bogsthe. What to Do if You Think You Find a Mistake on Your Statement Errors Related to a Checking Line of Credit Advance
	If you think there is an emor on your statement, write to us at:
	Navy Federal Credit Union, PO Box 3000, Merrillield, VA 22119-3000; or by fax, 1-703-206-4244. You may also contact us on the Web: navyfederal.org.
	In your letter, give us the following information:
	· Account information: Your name and account number.
	· Dollar amount: The dollar amount of the suspected error.
	· Description of problem: If you think there is an eror on your bill, describe what you believe it is a midake
	You must contact us within 60 days after the error appeared on your statement.		You must not your any potential errors in writing (or electronically). You may call us, but if you do, we are not required by needigate any potential eror, and you may have t
	pay the amount in question,
	While we investigate whether or not there has been an error, the following are true:
	· We cannot try to collect the amount in question or report you as delinquent on that amount
			· The change in quadion may remain on your statiment an tharge you intenst on that anount. But, If we datermine that we mach a ristalia, you will other
	to pay the amount in question or any interest or other fors related to that amount. · While you do not have to pay the amount in question, you are responsible for the remainder of your balance.
	· We can apply any unpaid amount against your credit limit.
			If we take nore ban 10 days in resolved thanks in pay, we will provisionally credit your accuration of har your will have access to the first surville in your will have score
	time of our investigation.
	Errors Within Your Checking Account, Money Market Savings Account, or Savings Account
			In case of ence or qualities about your each and 1-88-843-6328, with us at the address previded above, or through Navy Firence on access as you aso, if you thirk your statement or receipt is wrong internation about a transler listed on the statement or reseign. We must hand from you no later than 60 days and
	sent the FIRST statement on which the problem or error appeared.
	· Tell us your name and account number (if any).
	· Dascribe the eror or the transfer you are unative as clearly as you can why you believe it is an envor or why you need internation.
	· Tell us the dollar amount of the suspected arror.
	so that you will have the use of the money during the time it takes us to complete our investigation.		No will mestigate your complex and will correct and 10 business days to this, we will provisionsly credity credit your account or the encr.
	Payments
			Your check must be payable to Navy Federal Chacking Line of Credit account number. Include the vouslar fourd at the bestom of your statiment and mail the encluded
			enville pay Fight Croit Union, PO Bux 310, Mentilel, VA 22119-310. Payments resired by 5:00 pm Eastern Time at the nall address above will on closed the same day. Maint payme
	for your Chacking Line of Credit account may not be commingted with furits designated for end the necounts.

SP 001¶

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Statement of Account¶

STIMBB #00000P1W6TST9A8#000MMY 90F¶

MIGUEL ANGEL MONGE¶

Statement Period 04/24/19 - 05/23/19¶

Access No.¶

Routing Number: 2560-7497-4¶

Questions about this Statement? Toll-free in the U.S. 1-888-842-6328 For toll-free numbers when overseas, visit navyfederal.org/overseas/ Collect internationally 1-703-255-8837¶

Say "Yes" to Paperless! View your digital statements via Mobile or Navy Federal Online Banking.¶

Say "Yes" to Paperless Statements¶

If you haven't already, go paperless! You can access up to 36 months of statements anytime, anywhere.¶

To get started, select "Statements" in digital banking. *¶

It's an easy way to reduce the risk of identity theft and cut down on paper clutter.¶

Insured by NCUA. * Message and data rates may apply. Visit navyfederal.org for more information.¶

Summary of your deposit accounts¶

	Previous Balance	Deposits/ Credits	Withdrawals/ Debits	Endina Balance	YTD Dividends
EveryDay Checking	$224.42-	$1,039.26	$814.84	$0.00	$0.00
e-Checking	$57.75	$4,258.44	$4,306.19	$10.00	$0.08
Membership Savings	$5.00	$0.00	$0.00	$5.00	$0.00
Totals	$161.67-	$5,297.70	$5,121.03	$15.00	$0.08

CTGTENT¶

405701457197515688797021560879009000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000¶

DEMITTERED¶

SUSERVIC¶

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Credit Union PO Box 3000 · Merrifield, VA · 22119-3000¶

navyfecleral.org¶

Statement of Account For MIGUEL ANGEL MONGE¶

Checking¶

EveryDay Checking -¶

Joint Owner(s): NONE
Date	Transaction Detail	Amount($)	Balance($)
	04-24 Beginning Balance		224.42-
04-29	ATM Withdrawal 04-27-19 7Eleven-FC Brooklyn Ny	200.00-	424.42-
04-29	POS Debit- Debit Card 1363 04-26-19 Elora's Restaurant 724-2831878 Ny	64.24-	488.66-
04-29	Optional Overdraft Protection Fee(s)	40.00-	528.66-
05-06	Transfer From Checking	528.66	0.00
	Miguel Angel Monge
05-07	POS Debit- Debit Card 1363 05-06-19 Wu: Americanhondaf 216-099-7534 Ny	490.60-	490.60-
05-07	Optional Overdraft Protection Fee(s)	20.00-	510.60-
	05-20 Transfer From Checking	510.60	0.00
	Miguel Angel Monge
	05-23 Ending Balance		0.00

Average Daily Balance - Current Cycle: $382.01-¶

Items Paid¶

Date	Item	Amount($)	Date	Item	Amount($)
04-29 05-07	POS POS	64.24 490.60	04-29	ATMO	200.00
Fee (s)				Total this period	Total year-to-date"
Total Overdraft Fee(s) Total Returned Item Fee(s)	*As of the first statement period that begins in January of each year.			$60.00 $0.00	$260.00 $29.00



			CHANGE OF ADDRESS PLEASE PRINT. USE BLUE OR BLACK BALL POINT PEN.
RANK/RATE	NAME (FIRST	MI	LAST)	ACCOUNT NUMBERS AFFECTED
ADDRESS (NO. STREET)
CITY		STATE	ZIP CODE

HOME TELEPHONE NUMBER¶

Statement Period 04/24/19 - 05/23/19¶

Access No.¶

SIGNATURE OF NAVY FEDERAL MEMBER EFFECTIVE DATE (MO., DAY, YR.)¶

DAYTIME TELEPHONE NUMBER¶

n¶

(¶

![](_page_24_Picture_0.jpeg)¶

Credit Union e.o..4 '9:0C • %MI >n • ;2,¶

Statement of Account¶

For MIGUEL ANGEL MONGE¶

0-Checking -¶

Statement Period 04/24/19 - 05123/19¶

Access No.¶

	Joint Owner(s): NONE
Date	Transaction Detail	Amount(S)	Balance(5)
	04-24 Beginning Balance		57.75
	04-25 ATM Withdrawal 04.24-19 7Eleven.FC Brooldyn Ny	20.00-	37.75
	04-26 POS OeM- Debit Card 3275 04-25-19 Pinkberry 15152 Brooklyn Ny	15.00-	22.75
	04-26 Transfer To Checking	20.00-	2.75
	Akchael J Mange
	04-29 POS Debn- Debit Card 3275 04-28-19 Nedlix.Can Neffloc.Com CA	10.99-	8.24-
	04-30 Dividend	0.01	8.23-
	05-01 POS OeM- Debit Card 3275 04-30-19 State Farm Insure 800-956-6310 IL	300.64-	308.87-
	05-01 Optional Overdraft Protection Fee(s)	20.00-	328.87-
	05-02 ATM Withdrawal 05-01-19 7Eleven-FC Brooldyn Ny	180.00-	508.87-
	05-02 Optional Overdraft Protection Fee(s)	20.00-	528.87-
	05-03 Deposit - ACH Paid From Agri Treas 310 Fed Sal 01Afd9	2.15920	1.630.93
	05-03 Transfer To Checking	25.00-	1.605.93
	Akchael J Menge
	05-06 ATM Fee - Withdrawal 05-04-19 Cc930 6901 Four Brooklyn Ny	1.00-	1.604.93
	05-06 ATM Fee - Inquiry 05-04.19 Cc930 6901 Fax Brooklyn Ny	1.00-	1.603.93
	05-06 ATM Withdrawal 05-04-19 Cc930 6901 Four Brooldyn Ny	302.00-	1.301.93
	05-06 POS OeM- Debit Card 3275 05-03-19 Havana Cafe - Bran Bronx Ny	13.07-	1.288.86
	05-06 POS OeM - Debit Card 3275 Transaction 06-05-19 Metropolitan Cl Brooklyn Ny	21.21-	1.267.65
	05-06 POS OeM - Debit Card 3275 Transaction 06-04-19 BPa3011590Four Brooklyn Ny	25.00-	1.242.65
	05-06 POS OeM- Debit Card 3275 05-04-19 Playstation Networ 800-345-7669 CA	27.01-	1.215.64
	05-06 POS OeM- Debit Card 3275 05-03-19 Havana Cafe - Bran Bronx Ny	27.22-	L188.42
	05-06 POS OeM- Debit Card 3275 05-04-19 Twc'tirne Warner Ny 718-358-0900 Ny	219.12-	969.30
	05-06 Transfer To Checking	20.00-	949.30
	Akchael J Mange
	05-06 Transfer To Loan	40.11-	909.19
	Miguel Angel Monge
	05-06 Transfer To Checking	528.66-	380.53
	Miguel Angel Monge
	05-07 POS OeM- Debit Card 3275 05-05-19 El Malecon Restaur Brooklyn Ny	14.14-	366.39
	05-07 POS OeM - Debit Card 3275 Transaction 06-06-19 Rite Aid Store - 4712 Brooklyn Ny	15.49-	350.90
	05-07 POS OeM- Debit Card 3275 05-05-19 Jalapenos Mexican Brooklyn Ny	2720-	323.30
	05-07 POS OeM - Debit Card 3275 Transaction 05-06-19 Metropolitan Cl Brooklyn Ny	36.65-	286.65
	05-07 POS OeM - Debit Card 3275 Transaction 06-06-19 Walgreens Store 9408 3 Brooklyn
	Ny	39.33-	247.32
	05-08 POS OeM- Debit Card 3275 05-07-19 Mid China Brooldyn Ny	13.88-	233.44
	05-08 Transfer To Checking	20.00-	213.44
	AkChael J Monge
	05-09 ATM Withdrawal 05-09-19 7Eleven.FC Brooktyn Ny	20.00-	193.44
	05-09 ATM Withdrawal 05-08-19 !deo New York Ny	20.00-	173.44
	05-09 POS OeM- Debit Card 3275 05-04-19 Nycdot Parking Met Long Is City Ny	4.00-	169.44
	05-09 POS OeM - Debit Card 3275 Transaction 06-09-19 BP/5453345Verra Brooldyn Ny	20.00-	149.44
	05-10 POS OeM - Debit Card 3275 Transaction 06-09-19 Metropolitan Cl Brooklyn Ny	9.71-	139.73
	05-10 Transfer To Checking	20.00-	119.73
	Akchael J Mange
	05-13 ATM Withdrawal 05-12-19 7Eleven-FC Brooldyn Ny	60.00-	59.73
	05-13 POS OeM - Debit Card 3275 Transaction C6-11-19 Metropolitan CI Brooklyn Ny	6.98-	52.75

05-13 POS OeM- Debit Card 3275 05-11-19 Emphasis Restauran Brooklyn Ny 21.00- 31.75¶

![](_page_25_Picture_0.jpeg)¶

Credit Union :COC • 0.11 A •¶

Statement of Account For MIGUEL ANGEL MONGE
¶

e-Chetking -¶

nags 4016¶

Statement Period 04/24/19 - 05/23/19¶

Access No.¶

(Continued from previous page)¶

	Joint Owner(s): NONE
Date	Transaction Detail	Amount(S)	Balance(5)
	05.13 POS Dad - Debit Card 3275 Transaction 05-11-19 5TH Ave Wines 8 Liquor Brooklyn
	Ny	22.85-	8.90
	05.13 POS Debt - Debit Card 3275 Transaction 06-11-19 BP#3011590Four Brooklyn Ny	25.00-	16.10-
	05-13 POS Dan- Debit Card 3275 05-09-19 El Nuevo Carrteno New York Ny	31.14-	47.24-
	05-13 POS Dan- Debit Card 3275 05-11-19 LA Fonda New York Ny	68.04-	115.28-
	05-13 Optional Overdraft Protection Fee(s)	60.00-	175.28-
	05-14 POS Dan- Debit Card 3275 05-11-19 Neiman Marcus s112 646-5623500 Ny	375.62-	550.90-
	05-14 Optional Overdraft Protection Fee(s)	20.00-	570.90-
	05-16 Returned Item Fee 9100001	29.00-	599.90-
	05-17 Deposit - ACH Paid From Agri Treas 310 Fed Sal 01Afd9	2.086.74	1A86.84
	05-17 Transfer To Checking	25.00-	1.461.84
	Mrchael J Monge
	05-20 POS Credit Adrustmeni 3275 Transaction 05-18-19 Klemm:Man City	1.89	1.463.73
	05-20 ATM Fee - Withdrawal 05-17-19 P183202 Bronx Ny	1.00-	1.462.73
	05-20 ATM Withdrawal 05-17-19 P183202 Bronx Ny	42.25-	1.420.48
	05-20 ATM Withdrawal 05-18-19 7Eleven-FC Brooktyn Ny	180.00-	1.240.48
	05-20 POS Dan - Debit Card 3275 Transaction 05-19-19 Metropolitan CI Brooklyn Ny	11.07-	1.22941
	05-20 POS Dan- Debit Card 3275 05-18-19 White Castle 1000 Manhattan Ny	19.40-	1.21001
	05-20 POS Dan - Debit Card 3275 Transaction 06-17-19 Speedway 07873 Brooklyn Ny	25.00-	1.185.01
	05-20 POS Dan- Debit Card 3275 05-17-19 Soft Touch Car Was Brooklyn Ny	25.02-	1.159.99
	05-20 POS Dan- Debit Card 3275 05-19-19 Six Flags Great Ad 732-928-2000 NJ	28.23-	1.131.76
	05-20 POS Dan - Debit Card 3275 Transaction 05-18-19 Metropolitan CI Brooklyn Ny	29.84-	1.101.92
	05-20 POS Dan - Debit Card 3275 Transaction 06-18-19 Gap Outlet US 2556 Brooklyn Ny	30.98-	1.07094
	05-20 POS Dan - Debit Card 3275 Transaction 06-19-19 Super Fresh Brooklyn Ny	38.49-	1.032.45
	05-20 POS Debi - Debit Card 3275 Transaction 06-19-19 C8s E Superette Brooklyn Ny	67.69-	964.76
	05-20 Transfer To Checking	25.00-	939.76
	Mrchael J Monge
	05-20 Transfer To Loan	40.11-	899.65
	Miguel Angel Monge
	05-20 Transfer To Checking	510.60-	389.05
	Miguel Angel Monge
	05-20 Paid To - Nys Dti Bill Pyt Retry Pymt Chk 9100301	170.00-	219.05
	05-21 ATM Fee - Withdrawal 05-20-19 Dyker Heights I Brooklyn Ny	1.00-	218.05
	05-21 ATM WIthdrawal 05-20-19 Dyker Heights I Brooklyn Ny	22.00-	196.05
	05-21 POS Dan - Debit Card 3275 Transaction 05-20-19 Metropolitan CI Brooklyn Ny	31.99-	164.06
	05-21 POS Dan- Debit Card 3275 05-20-19 Agrimo Ins Deduct 866-866-6285 PA	99.00-	65.06
	05-22 ATM Withdrawal 05-21-19 7Eleven-FC New York Ny	20.00-	45.06
	05-22 POS Debt - Debit Card 3275 Transaction 06-21-19 C-Town 041267 New York Ny	5.27-	39.79
	05-23 POS Debt - Debit Card 3275 Transaction 06-23-19 BP,5453345Verra Brooktyn Ny	25.00-	14.79
	05-23 Transfer To Credit Card	14.79-	0.00
	Miguel Angel Monge
	05.23 ATM Rebate	10.00	10.00
	05-23 Ending Balance		10.00

Average Dat' Balance - tuner)! Cycle: $272.98¶

Your account earned $0.01. ma an annual patenrage yield earned of 0.07%. for the dividend peeled from 04-01-2019 through 04-30-2019¶

Items Paid¶

pate	Item Arogsatal	pats	Item	Amnontfq
05-20 04-26	ACH POS	170.00 04-29 0501 15.00	POS POS	10.99 300.64

Statement Period 04/24/19 - 05/23/19¶

Access No.¶

![](_page_26_Picture_1.jpeg)¶

Credit Union PO Box 3000 · Merrifield, VA · 22119-3000¶

navyfecleral.org¶

Statement of Account¶

For MIGUEL ANGEL MONGE¶

Items Paid					(Continued from previous page)
Date	Item	Amount($)	Date	Item	Amount($)
05-06 05-06 05-06 05-06 05-06 05-06 05-07 05-07 05-07 05-07 05-07 05-08 05-09 05-09 05-10 05-13 05-13 05-13 05-13 05-13 05-13 05-14 05-20	POS POS POS POS POS POS POS POS POS SOB SOB SOB POS SOB POS SOB SOB SOB SOB SOB SOB POS POS	21.21 25.00 27.01 27.22 219.12 13.07 15.49 27.60 36.65 39.33 14.14 13.88 20.00 4.00 9.71 21.00 22.85 25.00 31.14 68.04 6.98 375.62 19.40	05-20 05-20 05-20 05-20 05-20 05-20 05-20 05-20 05-21 05-21 05-22 05-23 04-25 05-02 05-06 05-09 05-09 05-13 05-20 05-20 05-21 05-22	POS POS POS POS SOB POS SOG SOG SOG SOB POS SOS ATMO ATMO ATMO ATMO ATMO ATMO ATMO ATMO ATMO ATMO	25.00 25.02 28.23 29.84 30.98 38.49 67.69 11.07 31.99 99.00 5.27 25.00 20.00 180.00 302.00 20.00 20.00 60.00 42.25 180.00 22.00 20.00
Fee (s)				Total this period	Total year-to-date"
Total Overdraft Fee(s)				$120.00	$540.00
Total Returned Item Fee(s)			$29.00	$58.00

To *As of the first statement period that begins in January of each year.¶

Savings¶

	Membership Savings -
	Joint Owner(s): NONE
Date	Transaction Detail		Amount($)	Balance($
	04-24 Beginning Balance			5.00
		No Transactions This Period
	05-23 Ending Balance			5.00

SP 001¶

![](_page_27_Picture_0.jpeg)¶

Marrifield, VA . 22119-3000 Box 3000¶

Statement of Account For MIGUEL ANGEL MONGE¶

Statement Period 04/24/19 - 05/23/19¶

Access No.¶

Disclosure Information¶

The interest charge on the Crestl atvarces begins to scover on the date in advance is posted to your account and confines to accue daily of the unped onlines of prices baines We calculate the interest charge on your account by applying the bally balance" of your account for each day in the billing cycle. To get the "daily balance
we take the beginning balance of your account each day, add any new advances or feast, and subtract any payments, credits, or uropaid interest charges.
You may also beterning the amount of interest charges by minute of the number of days in the billing cycle and the daily periode na. The "Bailence Subject to Internet Rata" the Internat Charge Catculation table is the "average daily balance" add up all the "add up all the "add up all the "daily balance" for the billing cycle and divide the total by the number of days in the billing cycle.
· It there are more daily pariodic rates imposed and the pround of interest charges by multipling pach of the "Balances Subject to Intensel Patrials Patri by the number of days the application in the mails by the results by the applications and adding the reaults bogther and
Errors Related to a Checking Line of Credit Advance

If you think there is an emor on your statement, write to us at¶

Navy Federal Credit Union, PO Box 3000, Merrifield, VA 22119-3000; or by fax, 1-703-206-4244¶

You may also contact us on the Web: navyfederal.org. In your letter, give us the following information:
Account information: Your name and account number
· Dollar amount: The dollar amount of the suspected error.
· Description of problem: It you think there is an eror on your bill, describe what you believe it is a mizake
You must contact us within 60 days after the error appeared on your statement.
You must notly us of any potential errors in writing (or electronically). You may call us, but it you do, we are not required by investigate arror, and you may bay to
pay the amount in question.
While we investigate whether or not there has been an emor, the following are true We cannot try to collect the amount in question or report you as delinquent on that amount
· The charge in question may nemain on your statiment or charge you intenst on that anount. But, if we datemine that we made a mistake, you will not have to pay the amount in question or any interest or other fees related to that amount.
· While you do not have to pay the amount in question, you are responsible for the remainder of your balance.
We can apply any unpaid amount against your credit limit.

If we take more than 10 days in resolving an electronismally reddit your account for the amount in careston so that your will have access to the furds during be time of our investigation¶

Errors Within Your Checking Account, Money Market Savings Account, or Savings Account¶

· Tell us your name and account number (if any).
· Describe the error or the transfer you are unative as clearly as you can why you believe it is an enor or why you need more information
Tell us the dollar amount of the suspected error.

Payments¶

![](_page_27_Picture_36.jpeg)¶

Page 6 of 6¶

![](_page_28_Picture_0.jpeg)¶

Statement of Account¶

STIMBB #00000P1W6TST9A8#000JMU90F¶

MIGUEL ANGEL MONGE¶

Statement Period 05/24/19 - 06/23/19¶

Access No.¶

Routing Number: 2560-7497-4¶

Questions about this Statement? Toll-free in the U.S. 1-888-842-6328 For toll-free numbers when overseas, visit navyfederal.org/overseas/ Collect internationally 1-703-255-8837¶

Say "Yes" to Paperless! View your digital statements via Mobile or Navy Federal Online Banking.¶

Say "Yes" to Paperless Statements¶

If you haven't already, go paperless! You can access up to 36 months of statements anytime, anywhere.¶

To get started, select "Statements" in digital banking. *¶

It's an easy way to reduce the risk of identity theft and cut down on paper clutter.¶

Insured by NCUA. * Message and data rates may apply. Visit navyfederal.org for more information.¶

Summary of your deposit accounts¶

	Previous Balance	Deposits/ Credits	Withdrawals/ Debits	Ending Balance	YTD Dividends
EveryDay Checking	$0.00	$737.60	$737.60	$0.00	$0.00
e-Checking	$10.00	$5,126.56	$5,581.30	$444.74-	$0.10
Membership Savings	$5.00	$226.00	$226.00	$5.00	$0.00
Totals	$15.00	$6,090.16	$6,544.90	$439.74-	$0.10

CTGTENT¶

405701457197515688797021560879009000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000¶

DEMITTERED¶

SUSERVIC¶

![](_page_29_Picture_0.jpeg)¶

Marrifield, VA . 22119-3000 0 Box 3000 18.089¶

Statement of Account For MIGUEL ANGEL MONGE¶

Checking¶

EveryDay Checking -¶

Statement Period 05/24/19 - 06/23/19¶

Access No.¶

Joint Owner(s): NONE Date Transaction Detail Amount($) Balance($) 0.00 05-24 Beginning Balance 06-03 POS Debit- Debit Card 1363 05-31-19 Wu: Americanhondaf 216-099-7534 Ny 490.60-490.60-06-03 Optional Overdraft Protection Fee(s) 20.00-510.60-06-12 ATM Fee - Denied Transaction 06-11-19 P303648 City Island Ny 1.00-511.60-06-17 Transfer From Shares 226.00 285.60-06-17 Transfer From Checking 511.60 226.00 Miguel Angel Monge 06-18 Transfer To Checking 226.00-0.00 Miguel Angel Monge 0.00 06-23 Ending Balance¶

Average Daily Balance - Current Cycle: $223.46-¶

Items Paid¶

Date	Item	Amount($)
06-03	POS	490.60

Fee (s)
Total Overdraft Fee(s) Total Returned Item Fee(s) *As of the first statement period that begins in January of each year.					$20.00 $0.00	$280.00 $29.00



			CHANGE OF ADDRESS	PLEASE PRINT. USE BLUE OR BLACK BALL POINT PEN.
RANK/RATE	NAME (FIRST	MI		LAST)	ACCOUNT NUMBERS AFFECTED
RESS (NO. STREET)

CITY	STATE	ZIP CODE
SIGNATURE OF NAVY FEDERAL MEMBER
EFFECTIVE DATE (MO., DAY, YR.)	HOME TELEPHONE NUMBER		DAYTIMETELEPHONE NUMBER

![](_page_30_Picture_0.jpeg)¶

e-Checking -¶

VA · 22119-3000¶

Statement of Account For MIGUEL ANGEL MONGE¶

Statement Period 05/24/19 - 06/23/19¶

Access No.¶

Joint Owner(s): NONE Date Transaction Detail Amount($) Balance($) 05-24 Beginning Balance 10.00 05-24 ATM Fee - Withdrawal 05-23-19 Td Bank Brooklyn Ny 1.00-9.00 363.00-354.00-05-24 ATM Withdrawal 05-23-19 Td Bank Brooklyn Ny POS Debit - Debit Card 3275 Transaction 05-23-19 C-Town 041267 New York Ny 7.54-361.54-05-24 05-24 POS Debit- Debit Card 3275 05-23-19 Mid China Brooklyn Ny 15.30-376.84-60.00-436.84-05-24 Optional Overdraft Protection Fee(s) 05-29 POS Debit- Debit Card 3275 05-28-19 Netflix.Com Netflix.Com CA 12.99-449.83-20.00-469.83-05-29 Optional Overdraft Protection Fee(s) 05-31 Deposit - ACH Paid From Agri Treas 310 Fed Sal 01Afd9 2,713.44 2,243.61 20.00 2,223.61 05-31 Transfer To Checking Michael J Monge 05-31 Transfer To Credit Card 87.21-2,136.40 Miquel Angel Monge 0.02 2,136.42 05-31 Dividend 06-03 ATM Fee - Withdrawal 06-02-19 Td Bank Brooklyn Ny 1.00-2,135.42 ATM Fee - Withdrawal 06-01-19 3RD Ave Gourmet New York Ny 1.00-2 134 42 06-03 40.00-06-03 ATM Withdrawal 06-01-19 7Eleven-FC Brooklyn Ny 2,094.42 06-03 ATM Withdrawal 06-01-19 3RD Ave Gourmet New York Ny 61.75-2,032.67 403.00-ATM Withdrawal 06-02-19 Td Bank Brooklyn Ny 1,629.67 06-03 06-03 POS Debit - Debit Card 3275 Transaction 06-01-19 Walgreens Store 1532 8 Brooklyn Ny 5.03-1,624.64 15.48-1,609.16 06-03 POS Debit - Debit Card 3275 Transaction 06-02-19 Metropolitan Ci Brooklyn Ny 06-03 POS Debit- Debit Card 3275 05-31-19 1ST Tix Vet Tix 888-241-1550 AZ 15.97-1,593.19 POS Debit- Debit Card 3275 06-01-19 Br Factory US 4148 Brooklyn Ny 17.00-1,576.19 06-03 1,556.44 19.75-06-03 POS Debit- Debit Card 3275 06-01-19 Bagel Supreme Kings County Ny 06-03 POS Debit - Debit Card 3275 Transaction 05-31-19 Third Avenue Liquor CO New 26.07-1,530.37 York Ny 27.71-06-03 POS Debit - Debit Card 3275 06-02-19 Bridgeview Diner Brooklyn Ny 1,502.66 06-03 POS Debit- Debit Card 3275 06-01-19 Havana Cafe - Bron Bronx Ny 30.49-1,472.17 06-03 POS Debit- Debit Card 3275 05-31-19 Elora's Restaurant 724-2831878 Ny 66.89-1,405.28 06-03 POS Debit- Debit Card 3275 06-02-19 Twctime Warner Ny 718-358-0900 Ny 100.00-1,305.28 06-03 POS Debit- Debit Card 3275 06-02-19 Tmobilepostpaid T 800-937-8997 WA 100.00-1,205.28 06-03 Transfer To Checking 20.00-1,185.28 Michael J Monge 06-03 Transfer To Loan 40.11-1,145.17 Miquel Angel Monge 06-04 POS Debit - Debit Card 3275 Transaction 06-03-19 Walgreens Store 9408 3 Brooklyn 13.76-1,131.41 Ny 06-04 POS Debit - Debit Card 3275 Transaction 06-03-19 Metropolitan Ci Brooklyn Ny 27.04-1,104.37 273.10-831.27 06-04 POS Debit- Debit Card 3275 06-03-19 Twctime Warner Ny 718-358-0900 Ny 06-05 POS Debit- Debit Card 3275 06-04-19 Sieplaystationnet 877-971-7669 CA 10.80-820.47 31.83-788.64 06-06 POS Debit - Debit Card 3275 Transaction 06-05-19 Metropolitan Ci Brooklyn Ny 20.00-768.64 06-07 Transfer To Checking Michael J Monge 767.64 06-10 ATM Fee - Withdrawal 06-07-19 Citiban0097892 Brklyn Ny 1.00-766.64 06-10 ATM Fee - Withdrawal 06-09-19 Pai Iso Bronx Ny 1.00-06-10 ATM Fee - Inquiry 06-07-19 Citiban0097892 Brklyn Ny 1.00-765.64 06-10 ATM Withdrawal 06-09-19 Pai Iso Bronx Ny 21.75-743.89 06-10 ATM Withdrawal 06-07-19 Citiban0097892 Brklyn Ny 103.00-640.89¶

![](_page_31_Picture_0.jpeg)¶

Credit Union :COC • 0.11 • A •¶

Statement of Account For MIGUEL ANGEL MONGE
¶

e-Checking -¶

Statement Period 05/24/19 - 06/23119¶

Access No.¶

(Continued from previous page)¶

Pao° 4 016¶

	Joint Owner(s): NONE
Date	Transaction Detail	Amount(S)	Balance(S)
	06.10 ATM Withdrawal 06-08-19 7Eleven.FC Brooklyn Ny	200.00-	440.89
	06.10 POS Debi- Debit Card 3275 06-08-19 McDonald's F12352 Brooklyn Ny	13.05-	427.84
	06.10 POS Debt - Debit Card 3275 Transaction 06-09-19 BP#3012143Mukti Bronx Ny	25.00-	402.84
	06-10 POS Debt - Debit Card 3275 Transaction 06-07-19 W 8 J Liquor Brooklyn Ny	27.21-	375.63
	06-10 P05 Debt- Debit Card 3275 06-09-19 Tropical Sensation New Yak Ny	35.96-	339.67
	06.10 POS Debt- Debit Card 3275 06-07-19 Elora's Restaurant 724.2831878 Ny	59.34-	280.33
	06.10 POS Deal - Debit Card 3275 Transaction 06-08-19 Foot Locker 08657 Broolctyn Ny	65.00-	215.33
	06-10 POS Debt- Debit Card 3275 06-09-19 Tmobilepostpaid F 800.937-8997 WA	100.00-	115.33
	06-10 POS Debt - Debit Card 3275 Transaction 06-07-19 Foot Locker 08552 Broolctyn Ny	119.76-	4.43-
	06.11 POS Debt - Debit Card 3275 Transaction 06-11-19 Metropolitan Cl Brooklyn Ny	3.99-	8.42-
	06.11 POS Debt- Debit Card 3275 06-05-19 Las Margaritas Broolctyn Ny	28.31-	36.73-
	06.11 Optional Overdraft Protect.", Fee(s)	20.00-	56.73-
	06.12 ATM Fee - Withdrawal 06-11-19 P303648 City Island Ny	1.00-	57.73-
	06.12 ATM Withdrawal 06-11-19 P303648 City Island Ny	202.25-	259.98-
	06.12 POS Debt- Debit Card 3275 06-10-19 Casella DE Jagua Broolctyn Ny	20.14-	280.12-
	06.12 Optional Overdraft Protection Fee(s)		320.12-
	06.13 POS Debt- Debit Card 3275 06-13-19 Apritunes.Com/B4 866-712-7753 CA	0.99-	321.11-
	06.13 POS Debt- Debit Card 3275 06-12-19 Apr itunes.ComAti 866-712-7753 CA	8.47-	329.58-
	06.13 Optional Overdraft Protection Fee(s)	20.00-	349.58-
	06.14 Deposit - ACH Paid From Agri Treas 310 Fed Sal 01Afd9	2.177.10	1.827.52
	06.14 POS Debt - Debit Card 3275 Transaction 06-13-19 Metropolitan Cl Brooklyn Ny	26.40-	1.801.12
	06.14 Transfer To Checking	20.00-	1.781.12
	Akchael J Monge
	06.17 ATM Fee - Withdrawal 06.15-19 5374552 Broolctyn Ny	1.00-	1.780.12
	06.17 ATM Withdrawal 06-15-19 5374552 Brooklyn Ny	22.00-	1.758.12
	06.17 ATM With drawal 06-16-19 7Eleven-FC Jersey City NJ	100.00-	1.658.12
	06.17 POS Debt- Debit Card 3275 06-15-19 Nycdot Parking Met Long Is City Ny	3.00-	1.655.12
	06.17 POS Debt- Debit Card 3275 06.15-19 Nycdot Parking Met Lamp Is City Ny	3.00-	1.65Z 12
	06.17 POS Debt - Debit Card 3275 Transaction 06-15-19 7-Eleven Brooklyn Ny	8.18-	1.64194
	06-17 POS Debt- Debit Card 3275 06-15-19 Mid China Brooktyn Ny	13.00-	1.630.94
	06-17 POS Debt- Debit Card 3275 06-16-19 Mid China Brooklyn Ny	15.35-	1.615.59

	06-17 POS Debt - Debit Card 3275 Transaction 06-15-19 Rite Aid Store - 4798 New York	16.92-	1598.67
	Ny 06-17 POS Debt - Debit Card 3275 Transaction 06-16-19 Six Flags Great Advent Jackson
	NJ	17.05-	1581.62

	06-17 POS Debt - Debit Card 3275 Transaction 06-14-19 BPa8264905Uptow New Yak Ny 06-17 POS Debt- Debit Card 3275 06-16-19 Six Flags Great Ad 732-928-2000 NJ	25.00- 28.23-	1.556.62 1.528.39
	06.17 POS Debt- Debit Card 3275 06-15-19 Havana Cale - Bran Bronx Ny	45.73-	1.482.66
	06.17 POS Debt - Debit Card 3275 Transaction 06-14-19 Third Avenue Liquor CO New

	York Ny	46.76- 48.67-	1.435.90
	06.17 POS Debi- Debit Card 3275 06-15-19 The Kettle Black Brooktyn Ny		1.387.23
	06.17 POS Debt - Debit Card 3275 Transaction 06-15-19 Rite Aid Store - 4269 Brooklyn Ny	54.23-	1.333.00
	06.17 Transfer To Checking	20.00-	1.31100
	Akchael J Monge
	06-17 Transfer To Loan	40.11-	1.272.89
	Miguel Angel Monge
	06-17 Transfer To Shares	226.00-	1.046.89
	Miguel Angel Monge
	06.17 Transfer To Checking	511.60-	535.29

Miguel Angel Monge¶

![](_page_32_Picture_0.jpeg)¶

Credit Union PC BOA 100 • lainirmikr vs • 11119.3 nasistred ori¶

Statement of Account Fa MIGUEL ANGEL MONGE
¶

6-Checking -¶

Pale 5016¶

Statement Period 06,24/19 - 06/23/19¶

Access No.¶

(Continued from previous page)¶

	Joint Owner(s): NONE
Date	Transaction Detail	Amount(S)	Balance(S)
	06-17 Pald To - Nys Ott Bill Pyt Tax Paymnt Chk 9100001	170.00-	365.29
	06-18 Transfer From Checking	226.00	591.29
	Mguel Angel Mange
	06-18 ATM Fee - Inquiry 06-17-19 P32098 Brooklyn Ny	1.00-	590.29
	06-18 ATM Withdrawal 06-17-19 7Eleven-FC Brooklyn Ny	60.00-	530.29
	06-18 POS Debi - Debit Card 3275 TranactIon 06-17-19 eta E Superette Brooklyn Ny	76.39-	453.90
	06-18 POS Debit - Debit Card 3275 Transaction 06-17-19 Super Fresh Brooklyn Ny	76.78-	377.12
	06-19 POS Debi - Debit Card 3275 Transaction 06-18-19 EIPS5453305Verra Brooklyn Ny	25.00-	352.12
	06-19 POS Debi - Debit Card 3275 Transaction 06-18-19 Metropolitan Cl Brooklyn Ny	42.02-	310.10
	06-19 POS Dew- Debit Card 3275 06-18-19 Slate Farm Insure 800-956-6310 IL	228.33-	81.77
	06-20 POS Debi - Debit Card 3275 Transaction 06-20-19 7-Eleven Brooklyn Ny	4.03-	77.74
	06-21 ATM Withdrawal 06-20-19 Mcu New York Ny	460.00-	382.26-
	06-21 POS Dew- Debit Card 3275 06-20-19 Grubluteloasteol Grubhub.Com Ny	32.08-	414.74-
	06-21 Optional Overdraft Protection Fee(s)	40.00-	454.74-
	06.21 ATM Rebate	10.00	404.74-
	06-23 Ending Balance		444.74-

AVelapil Daily Balance - Cuneni Cycle $429.90 Your account earned 50.02. wen an annual percenfage yield earned of 0.06%. for the dividend peeled/tarn 05-01-2019 through 05-31-2019¶

Items Paid¶

Data	Item	Amount(S1	Data	Item	Ametentle
06-17 05-24 05-24 05-29 06-03 06-03 06-03 06-03 06-03 06-03 06-03 06-03 06-03 06-03 06-03 06-04 06-04 06-04 06-05 06-06 06-10 06-10 06-10 06-10 06-10 06-10 06-10 06-10 06-11 06-11 06-12 06-13 06-13 Fee(s)	ACH POS POS POS POS POS POS POS POS POS POS POS POS POS POS POS POS POS POS POS POS POS POS POS POS POS POS POS POS POS POS POS POS	170.00 15.30 7.54 12.99 15.48 15.97 17.00 19.75 26.07 27.71 30.49 66.89 100 00 100.00 5.03 27.04 273.10 13.76 10.80 31.83 25.00 27.21 35.96 59.34 65.00 100.00 119.76 13.05 28.31 3.99 20.14 8.47 0.99	06-14 06-17 06-17 06-17 06-17 06-17 06-17 0647 06-17 06-17 06-17 06-17 06-17 06-17 06-18 06-18 06-19 06-19 06-19 06-20 06-21 05-24 06-03 06-03 06-03 06-10 06-10 06-10 06-12 06-17 06-17 06-18 06-21	POS POS POS POS POS POS POS POS POS POS POS POS POS POS POS POS POS POS POS POS POS ATMO ATMO ATMO ATMO ATMO ATMO ATMO ATMO ATMO ATMO ATMO ATMO I Total this period	26.40 3.00 8.18 13.00 15.35 16.92 17.05 25.00 28.23 45.73 46.76 48.67 54.23 3.00 76.39 76.78 25.00 42.02 228.33 4.03 32.48 363.00 40.00 61.75 403.00 200.00 21.75 103.00 202.25 100.00 22.00 60.00 460.00 Total year-to-date•
5200.00 Total Overdraft Fee(s) I			3740.00
Total Returned Item Poets)				$0.00	$58.00

*As or Me MI SSP *MOM penod OM b0909 in !SNIPS Or earn yea,¶

![](_page_33_Picture_0.jpeg)¶

recit Unic PO Box 3000 · Merrifield, VA · 22119-3000 wyfederal.org¶

Statement of Account For MIGUEL ANGEL MONGE¶

Savings¶

Date¶

Membership Savings¶

Transaction Detail¶

05-24 Beginning Balance		5.00
06-17 Transfer From Chk/MMSA	226.00	231.00
Miguel Angel Monge
06-17 Transfer To Checking	226.00-	5.00
06-23 Ending Balance		5.00

Joint Owner(s): NONE¶

Disclosure Information¶

The interest charge on the Checkling Line of Credit advance is posted to your account and confinus to persont and confinues to person and confinues to percrue to account and¶

We calculate the interest change or your account by application to the "daily balance" of your account for each day in the billing cycle. To get the "daily balance"¶

we take the beginning balance of your account each day, add any new advances or fees, and subtract any payments, credits, or urpaid intensat chargas. You may ato delamine the amount of interest charges by more to the number of days in the billing cycle and the daily periodic nat. The "Bailers
Subject to Internet Rata" the Internat Charge Catculation table is the "average daily balance" add up all the "add up all the "add up all the "daily balance" for the billing cycle and divide the total by the number of days in the billing cycle.
Il there are two or nore dally period cares in pay to the may determine the amount of interest charges by multipling esch of the "Bater to Interest Rati by the number of days the application on effect and multiping esch of the results by the application and adding the results topener. What to Do if You Think You Find a Mistak

Errors Related to a Checking Line of Credit Advance¶

If you think there is an error on your statement, write to us at:¶

Navy Federal Credit Union. PO Box 3000. Merrifield. VA 22119-3000; or by fax. 1-703-206-4244.¶

You may also contact us on the Web: navyfederal.org.¶

In your letter, give us the following information:¶

Account information: Your name and account number · Dollar amount: The dollar amount of the suspected enror.¶

Description of problem: If you think there is an error on your bill, describe what you believe is wong and why you belleve it is a mistske¶

You must contact us within 60 days after the error appeared on your statement.¶

You must notly us of any potential erors in writing (or electronically). You man not required to investigate any potential aron, and you may bave to pay the amount in question. While we investigate whether or not there has been an error, the following are true

We cannot try to collect the amount in quasition or report you as delinquent on that amount¶

The charge in qualition may nonale on your station to charge you intenst on that ansure. But, I we catternine that we made a mistaka, you will not have
to pay the amount in question or any interest or other fees related to that amount.

While you do not have to pay the amount in question, you are responsible for the remainder of your balance¶

We can apply any unpaid amount against your credit limit.¶

If we take nore than 10 days in reaster transfar heally reddy we will prodity reddy your account for the amount in quastion so the fures doing the time of our investigation¶

Errors Within Your Checking Account, Money Market Savings Account, or Savings Account¶

In case of ences or qualizes about your elections was at 1-888-82-828, with us at the address provided above, or through Navy Foderal Orline Barking as son as you one, if you thirk your statement or receipt in wong on internation about a transition about a transition on the statused on the must hear from you no later than for 60 days t sent the FIRST statement on which the problem or error appeared.¶

· Tell us your name and account number (if any),¶

· Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe it is an error or why you reed more¶

Tell us the dollar amount of the suspected error.¶

We will investigate your complish and will consert han 10 business days to do this we will producedly count your account for the annually our account for the annount you thir so that you will have the use of the money during the time it takes us to complete our investigation¶

Payments¶

Your chest must to payable to Navy Fielder your Chacking Line of Circles no vous of treath navier hand at the bottom of your stationers and mail the extrand enville on Navy Fridania Crisi. Inc. PO Bur. 3103. Namers received by 5.0 on Eastern Time at the nating to creating the creating the same day. Nation overself. for your Chacking Line of Credit account may not be commingled with furds designated for ends to other Navy Federal Credit Lhien accounts.¶

Statement Period¶

05/24/19 - 06/23/19¶

Access No.¶

![](_page_34_Picture_0.jpeg)¶

Statement of Account¶

BWNLLSV 000000P1W6TST9A8#000JML90F¶

MIGUEL ANGEL MONGE¶

Statement Period 06/24/19 - 07/23/19¶

Access No.¶

Routing Number: 2560-7497-4¶

Questions about this Statement? Toll-free in the U.S. 1-888-842-6328 For toll-free numbers when overseas, visit navyfederal.org/overseas/ Collect internationally 1-703-255-8837¶

Say "Yes" to Paperless! View your digital statements via Mobile or Navy Federal Online Banking.¶

Say "Yes" to Paperless Statements¶

If you haven't already, go paperless! You can access up to 36 months of statements anytime, anywhere.¶

To get started, select "Statements" in digital banking. *¶

It's an easy way to reduce the risk of identity theft and cut down on paper clutter.¶

Insured by NCUA. * Message and data rates may apply. Visit navyfederal.org for more information.¶

Summary of your deposit accounts¶

	Previous Balance	Deposits/ Credits	Withdrawals/ Debits	Ending Balance	YTD Dividends
EveryDay Checking	$0.00	$506.93	$1,026.93	$520.00-	$0.00
e-Checking	$444.74-	$3,581.00	$3,633.08	$496.82-	$0.13
Membership Savings	$5.00	$0.00	$0.00	$5.00	$0.00
Totals	$439.74-	$4,087.93	$4,660.01	$1,011.82-	$0.13

астер: статент¶

MIGUEL ANGEL MONGE¶

![](_page_34_Picture_18.jpeg)¶

NECU PO BOX 3100 MERRIFIELD VA 22119-3100¶

DEPOSIT VOUCHER (FOR MAIL USE ONLY. DO NOT SEND CASH THIROUGH THE MAIL DEPOSITS MAY NOT BE AVAILABLE FOR IMMEDIATE WITHDRAWAL)
-- ACCOUNT NUMBER --	-ACCOUNT TYPE -	------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
	Checking
	Checking
	Savings


	TOTAL

405701457197515688797021560879009000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000¶

DEMITTERED¶

SUSERVIC¶

![](_page_35_Picture_0.jpeg)¶

Credit Union¶

Statement of Account Fa MIGUEL ANGEL MONGE¶

Checking¶

EveryDay Checking -¶

Statement Period 06/24/19 - 07/23/19¶

Access No.¶

Joint Owner(s): NONE
Date	Transaction Detail	Amount(f)	Balance(S)
	06.24 Beginning Balance		0.00
	06.25 POS Debt- Debit Card 1363 06-25-19 Tmobile'postpaid T 800-937-8997 WA	186.96-	186.96-
	06-25 Optional Overdraft Protection Fee(s)	20.00-	206.96-
	06.27 POS Debt - Debit Card 1363 Transaction 06-26-19 BPS5453345Verra 8rooktyn Ny	25.00-	231.96-
	06.27 Optional Overdraft Protection Fee(s)	20.00-	251.96-
	06.28 ATM Withdrawal 06-27-19 7Eleven-FC New York Ny	100.00-	351.96-
	06.28 Optional Overdraft Protection Fee(s)	20.00-	371.96-
	07-01 ATM Withdrawal 06-29-19 7Eleven-FC New Yak Ny	40.00-	411.96-
	07-01 POS Debt- Debit Card 1363 06-28-191ST Tlx Vet 'fix 888.241-1550 AZ	14.97-	426.93-
	07-01 POS Debt - Debit Card 1363 Transaction 06-28-19 Sunoco 00423368 tiastalgs-On-H
	Ny	20.00-	446.93-
	07-01 Optional Overdraft Protection Fee(s)	60.00-	506.93-
	07-15 Transfer From CtbeckIng	506.93	0.00
	Miguel Angel Monge
	07-16 ATM Withdrawal 07-15-19 Moo New York Ny	500.00-	500.00-
	07-16 Optional Overdraft Protection Fee(s)	20.00-	520.00-
	07-23 Ending Balance		520.00-

Average Daily Balance - CLVTEM Cycle: $434.62-¶

Items Paid¶

pate	item	AmounlIS1	pate	darn	Ana:mmHg
06.25 06.27 07-01 07-01	POS POS POS POS	186.96 25.00 14.97 20.00	06.28 07-01 07-16	ATMO ATMO ATMO	100.00 40.00 500.00

CHANGE OF ADDRESS PLEASE PRINT. USE BLUE OR BLACK BALL POINT PEN.¶

RANKAIATE	I NAME (FIRST	MI	LAST	ACCOUNT NUMBERS AFTECTED
ADDRESS INO. STREET)

CITY		STATE	ZIP CODE
	SIGNATURE OF NAVY FEDERAL MEMBER
	EFFECTIVE DATE IMO. DAY.YR I	IHOMEIELEPHONE NUMBER		DAYTIME TELEPHONE NUMBER

Credit Union PO Box 3000 · Merrifield, VA · 22119-3000 navyfecleral.org¶

Statement of Account¶

For MIGUEL ANGEL MONGE¶

Statement Period 06/24/19 - 07/23/19¶

Access No.¶

Fee(s)	Total this period	Total year-to-date"
Total Overdraft Fee(s)	$140.00	$420.00
Total Returned Item Fee(s)	$0.00	$29.00
*As of the first statement period that begins in January of each year.

e-Checking -¶

Transaction Detail Date Amount($) Balance($) 444.74- 06-24 Beginning Balance 78.97- 523.71- 06-24 POS Debit- Debit Card 3275 06-21-19 Rgh*edgeparkmedica 800-321-0591 OH 20.00- 543.71- 06-24 Optional Overdraft Protection Fee(s) 1,579.68 Deposit - ACH Paid From Agri Treas 310 Fed Sal 01Afd9 1,035.97 06-28 0.03 1,036.00 06-28 Dividend 1.00- 1,035.00 07-01 ATM Fee - Withdrawal 06-29-19 W273432 Bronx Ny 07-01 ATM Withdrawal 06-29-19 W273432 Bronx Ny 41.50- 993.50 07-01 POS Debit - Debit Card 3275 Transaction 06-29-19 Metropolitan Ci Brooklyn Ny 6.98- 986.52 07-01 POS Debit- Debit Card 3275 06-29-19 Playstationnetwork 800-3457669 CA ි පිහිට 976.53 07-01 POS Debit- Debit Card 3275 06-29-19 OH & Benny Cleaner Brooklyn Ny 10.00- 966.53 07-01 POS Debit- Debit Card 3275 06-28-19 Netflix.Com Netflix.Com CA 12.99- 953.54 07-01 POS Debit - Debit Card 3275 Transaction 07-01-19 Metropolitan Ci Brooklyn Ny 21.76- 931.78 25.00- 906.78 07-01 POS Debit - Debit Card 3275 Transaction 06-29-19 BP#5453345Verra Brooklyn Ny 25.48- 881.30 07-01 POS Debit- Debit Card 3275 06-29-19 El Nuevo Carribeno New York Ny 07-01 POS Debit - Debit Card 3275 Transaction 06-28-19 Third Avenue Liquor CO New 26.02- 855.28 York Ny 07-01 POS Debit - Debit Card 3275 Transaction 06-29-19 3RD Ave Wine And 2171 New 43.54- 811.74 York Ny 52.25- 759.49 07-01 POS Debit- Debit Card 3275 06-29-19 Vintage Céllar Win Bronx Ny 20.00- Transfer To Checking 739.49 07-01 Michael J Monge 20.00- 719.49 07-01 Transfer To Checking Michael J Monge 40.11- 679.38 07-01 Transfer To Loan Miguel Angel Monge 07-02 ATM Withdrawal 07-02-19 7Eleven-FC Brooklyn Ny 200.00- 479.38 07-02 POS Debit - Debit Card 3275 Transaction 07-02-19 Metropolitan Ci Brooklyn Ny 23.50- 455.88 07-03 වි අිබු- 445.89 POS Debit- Debit Card 3275 07-02-19 Playstation Networ 800-345-7669 CA 435.90 07-03 POS Debit- Debit Card 3275 07-02-19 Playstation Networ 800-345-7669 CA ලි පිහිට 07-03 POS Debit- Debit Card 3275 07-02-19 4984 Dominos Pizza Absecon NJ 10.65- 425.25 07-03 POS Debit- Debit Card 3275 07-01-19 Harrahs Advanced D 8662094732 NJ 32.95- 392.30 07-03 POS Debit - Debit Card 3275 Transaction 07-02-19 Jersey Ci 575 Manila A Jersey 39.44- 352.86 City NJ POS Debit- Debit Card 3275 07-03-19 4984 Dominos Pizza Absecon NJ 10.64- 342.22 07-05 10.80- 331.42 07-05 POS Debit- Debit Card 3275 07-04-19 Playstationnetwork 800-3457669 CA 07-05 POS Debit - Debit Card 3275 Transaction 07-04-19 Rite Aid Store - 10573 Brooklyn Ny 14.01- 317.41 25.00- 07-05 POS Debit- Debit Card 3275 07-03-19 Wawa 968 Galloway NJ 292.41 30.86- 07-05 POS Debit- Debit Card 3275 07-03-19 Hooters - Tropican Atlantic City NJ 261.55 07-05 POS Debit - Debit Card 3275 Transaction 07-04-19 Five Star Wine & Liquo Brooklyn 40.27- 221.28 Ny 07-05 43.63- 177.65 POS Debit- Debit Card 3275 07-03-19 Harrahs Ac Hotel L Atlantic City NJ 176.65 07-08 1.00-	Joint Owner(s): NONE











































	ATM Fee - Withdrawal 07-06-19 Td Bank Brooklyn Ny

![](_page_37_Picture_0.jpeg)¶

Credit Union Statement Period¶

Statement of Account For MIGUEL ANGEL MONGE¶

6-Checking -¶

Pao° 01 6¶

06/24/19 - 07/23/19¶

Access No.¶

(Continued from previous page)¶

	Joint Owner(s): NONE
Date	Transaction Detail	Amount(S)	Balance(3)
	07-08 ATM Withdrawal 07-06-19 Td Bank Brooklyn Ny	363.00-	186.35-
	07-08 POS Debit- Debit Card 3275 07-0S-19 Playslatonnetwork 800.3457669 CA	9.99-	196.34-
	07-08 POS Debit- Debit Card 3275 07-05-19 Mid China Etroolctyn Ny	16.00-	212.34-
	07-08 POS Debit - Debit Card 3275 Transaction 07-05-19 Metropolitan O Brooklyn Ny	25.00-	237.34-
	07-08 POS Debit- Debit Card 3275 07-0S-19 Twetime Warner Ny 718-358-0900 Ny	212.63-	449.97-
	07-08 Optional Overdraft Protect.", Fee(s)	60.00-	509.97-
	07-12 Deposit - ACH Paid From Agri Trees 310 Fed Sal 01Afd9	276.78	233.19-
	07-12 Deposit - ACH Paid From Agri Trees 310 Fed Sal 01Afd9	669.76	436.57
	07-12 Deposit - ACH Paid From Agri Trees 310 Fed Sal 01Afd9	1.044.75	1.48132
	07-12 Transfer To Checking	20.00-	1.461.32
	Michael J Monge
	07-15 ATM Withdrawal 07-13-19 7Eleven.FC Brooktyn Ny	200.00-	1.26132
	07-15 POS Debit - Debit Card 3275 Transaction 07-13-19 7-Eleven Brooklyn Ny	7.26-	1.254.06
	07-15 POS Debit- Debit Card 3275 07-13-19 Mid China 8roolctyn Ny	13.25-	1.240.81
	07-15 POS Debit - Debit Card 3275 Transaction 07-13-19 Modelrs #86 Brooklyn Ny	13.49-	1.22732
	07-15 POS Debit- Debit Card 3275 07-13-19 Automotive Service Brooklyn Ny	18.00-	1.209.32
	07-15 POS Debit - Debit Card 3275 Transaction 07-15-19 BPS5453345Verra Brooktyn Ny	25.00-	1.18432
	07-15 POS Debit- Debit Card 3275 07-13-19 Bridgeview Diner Brooklyn Ny	27.11-	1.157.21
	07-15 POS Debit - Debit Card 3275 Transaction 07-13-19 Century Twenty One 020
	Brooktyn Ny	29.99-	1.127.22
	07-15 POS Debit- Debit Card 3275 07-13-19 Emphaus Restatian Brooklyn Ny	31.35-	1.095.87
	07-15 POS Debit- Debit Card 3275 07-12-19 M. Arnencanhondat 216-099-753a Ny	490.60-	605.27
	07-15 Transfer To Checking	10.00-	595.27
	Michael J Monge
	07-15 Transfer To Checking	10.00-	585.27
	Michael J Monge
	07-15 Transfer To Checking	20.00-	565.27
	Michael J Monge
	07-15 Transfer To Loan	40.11-	525.16
	Miguel Angel Monge
	07-15 Transfer To Checking	506.93-	18.23
	Miguel Angel Monge
	07-16 POS Debit- Debit Card 3275 07-15-19 Playetattonetwork 800-3457669 CA	2.99-	15.24
	07-16 POS Debit- Debit Card 3275 07-14-19 White Castle 1000 Bronx Ny	19.83-	4.59-
	07-16 POS Debit- Debit Card 3275 07-16-19 Six Flags Great Ad 732-928-2000 NJ	28.23-	32.82-
	07-16 Paid To - Nys Dif Bill Pyt Tax Parnnt Chk 9100001	170.00-	202.82-
	07-16 Optional Overdraft Protection Fee(s)	60.00-	262.82-
	07-19 ATM Fee - Withdrawal 07-18-19 TO Bank Brooklyn Ny	1.00-	263.82-
	07-19 ATM Withdrawal 07-18-19 Td Bank Brooklyn Ny	223.00-	486.82-
	07-19 Optional Overdraft Protection Fee(s)	20.00-	506.82-
	07-23 ATM Rebate	10.00	496.82-
	07-23 Ending Balance		496.82-

Average Daily Balance - Conan: Cycle: 378.22¶

Your account earned $0.03. ma an annual patenrage yield earned of 0.06%. for the dividend peeled from 06-01-2019 through 06-30-2019¶

Items Paid¶

pate	hem	Arnountlq	Pate	item	AmountISI
07-16	ACH	17800	07-01	POS	1199
06.24	POS	78.97	07-01	POS	21.76
07-01	POS	9.99	07-01	POS	25.00
07-01	POS	10.00	07-01	POS	25.48

![](_page_38_Picture_0.jpeg)¶

![](_page_38_Picture_1.jpeg)¶

redit Union PO Box 3000 · Merrifield, VA · 22119-3000¶

avyfecleral.org¶

Statement of Account¶

For MIGUEL ANGEL MONGE¶

Items Paid¶

Statement Period 06/24/19 - 07/23/19¶

Access No.¶

(Continued from previous page)¶

Date	Item	Amount($)	Date	Item	Amount($)
07-01 07-01 07-01 07-01 07-02 07-03 07-03 07-03 07-03 07-03 07-05 07-05 07-05 07-05 07-05 07-05 07-05 07-08 07-08	POS POS POS POS POS SOB POS POS POS POS POS SOB POS SOB SOB POS POS POS POS	26.02 43.54 52.25 6.98 23.50 8.99 10.65 32.95 39 44 9.99 10.80 14.01 25.00 30.86 40.27 43.63 10.64 16.00 25.00	07-08 07-08 07-15 07-15 07-15 07-15 07-15 07-15 07-15 07-15 07-15 07-16 07-16 07-16 07-01 07-02 07-08 07-15 07-19	POS POS POS POS POS POS POS POS POS POS POS POS POS POS ATMO ATMO ATMO ATMO ATMO	212.63 9.99 13.25 13.49 18.00 25.00 27.11 29.99 31.35 490.60 7.26 19.83 28.23 2.99 41.50 200.00 363.00 200.00 223.00
Fee(s)				Total this period	Total year-to-date
Total Overdraft Fee(s) $160.00 $900.00 Total Returned Item Fee(s) $0.00 $58.00 *As of the first statement period that begins in January of each year.
Savings
Membership Savings -
Joint Owner(s): NONE Transaction Detail Date				Amount($)	Balance($)
06-24 Beginning Balance					5.00
			No Transactions This Period

07-23 Ending Balance¶

Navy Federal Credit Union¶

SP 001¶

5.00¶

![](_page_39_Picture_0.jpeg)¶

Marrifield, VA . 22119-3000 Box 3000¶

Statement of Account For MIGUEL ANGEL MONGE¶

Statement Period 06/24/19 - 07/23/19¶

Access No.¶

Disclosure Information¶

The interest charge on the Crestl atvarces begins to scover on the date in advance is posted to your account and confines to accue daily of the unped onlines of prices baines We calculate the interest charge on your account by applying the bally balance" of your account for each day in the billing cycle. To get the "daily balance
we take the beginning balance of your account each day, add any new advances or feast, and subtract any payments, credits, or uropaid interest charges.
You may also beterning the amount of interest charges by minute of the number of days in the billing cycle and the daily periode na. The "Bailence Subject to Internet Rata" the Internat Charge Catculation table is the "average daily balance" add up all the "add up all the "add up all the "daily balance" for the billing cycle and divide the total by the number of days in the billing cycle.
· It there are more daily pariodic rates imposed and the pround of interest charges by multipling pach of the "Balances Subject to Intensel Patrials Patri by the number of days the application in the mails by the results by the applications and adding the reaults bogther and
Errors Related to a Checking Line of Credit Advance

If you think there is an emor on your statement, write to us at¶

Navy Federal Credit Union, PO Box 3000, Merrifield, VA 22119-3000; or by fax, 1-703-206-4244¶

You may also contact us on the Web: navyfederal.org. In your letter, give us the following information:
Account information: Your name and account number
· Dollar amount: The dollar amount of the suspected error.
· Description of problem: It you think there is an eror on your bill, describe what you believe it is a mizake
You must contact us within 60 days after the error appeared on your statement.
You must notly us of any potential errors in writing (or electronically). You may call us, but it you do, we are not required by investigate arror, and you may bay to
pay the amount in question.
While we investigate whether or not there has been an emor, the following are true
We cannot try to collect the amount in question or report you as delinquent on that amount
· The charge in question may nemain on your statiment or charge you intenst on that anount. But, if we datemine that we made a mistake, you will not have to pay the amount in question or any interest or other fees related to that amount.
· While you do not have to pay the amount in question, you are responsible for the remainder of your balance.
We can apply any unpaid amount against your credit limit.

If we take more than 10 days in resolving an electronismally reddit your account for the amount in careston so that your will have access to the furds during be time of our investigation¶

Errors Within Your Checking Account, Money Market Savings Account, or Savings Account¶

· Tell us your name and account number (if any).
· Describe the error or the transfer you are unative as clearly as you can why you believe it is an enor or why you need more information
Tell us the dollar amount of the suspected error.

Payments¶

![](_page_39_Picture_36.jpeg)¶

![](_page_40_Picture_0.jpeg)¶

Statement of Account¶

STIMBB #00000P1W6TST9A8#000AMU90F MIGUEL ANGEL MONGE¶

Statement Period 07/24/19 - 08/23/19¶

Access No.¶

Routing Number: 2560-7497-4¶

Questions about this Statement? Toll-free in the U.S. 1-888-842-6328 For toll-free numbers when overseas, visit navyfederal.org/overseas/ Collect internationally 1-703-255-8837¶

Say "Yes" to Paperless! View your digital statements via Mobile or Navy Federal Online Banking.¶

Say "Yes" to Paperless Statements¶

If you haven't already, go paperless! You can access up to 36 months of statements anytime, anywhere. To get started, select "Statements" in digital banking."¶

It's an easy way to reduce the risk of identity theft and cut down on paper clutter.¶

Insured by NCUA. * Message and data rates may apply. Visit navyfederal.org for more information.¶

Summary of your deposit accounts¶

	Previous Balance	Deposits/ Credits	Withdrawals/ Debits	Ending Balance	YTD Dividends
EveryDay Checking	$520.00-	$559.90	$39.90	$0.00	$0.00
e-Checking.	$496.82-	$5,862.90	$3,896.39	$1,469.69	$0.15
Membership Savings	$5.00	$0.00	$0.00	$5.00	$0.00
Totals	$1,011.82-	$6.422.80	$3,936.29	$1,474.69	$0.15

![](_page_40_Picture_16.jpeg)¶

MIGUEL ANGEL MONGE¶

![](_page_40_Picture_18.jpeg)¶

ITEMS ON REVERSE¶

NECU PO BOX 3100 MERRIFIELD VA 22119-3100¶

DEPOSIT VOUCHER (FOR MAIL USE ONLY. DO NOT SEND CASH THIROUGH THE MAIL DEPOSITS MAY NOT BE AVAILABLE FOR IMMEDIATE WITHDRAWAL)
ACCOUNT NUMBER	ACCOUNT TYPE	AMOUNT ENCI OSED-
	Checking
	Checking
	Savings


	TOTAL

405701457197515688797021560879009000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000¶

![](_page_41_Picture_0.jpeg)¶

Credit Union PO Box 3000 · Merrifield, VA · 22119-3000 navyfecleral.org¶

Statement of Account For MIGUEL ANGEL MONGE¶

Checking¶

EveryDay Checking -¶

	Joint Owner(s): NONE
	Date Transaction Detail	Amount($)	Balance($)
	07-24 Beginning Balance		520.00-
	08-09 Transfer From Checking	520.00	0.00
	Miguel Angel Monge
08-21	POS Debit- Debit Card 1363 08-20-19 Gtl*collect Call 877-650-4249 VA	3.15-	3.15-
	08-22 POS Debit - Debit Card 1363 Transaction 08-21-19 Metropolitan Cl Brooklyn Ny	16.75-	19.90-
	08-22 Optional Overdraft Protection Fee(s)	20.00-	39.90-
	08-23 Transfer From Checking	39.90	0.00
	Miguel Angel Monge
	08-23 Ending Balance		0.00

Average Daily Balance - Current Cycle: $269.77-¶

Items Paid¶

Date	Item	Amount($)	Date	Item	Amount($)
08-21	POS	3.15	08-22	POS	16.75
Fee(s)				Total this period	Total year-to-date"
Total Overdraft Fee(s) Total Returned Item Fee(s) *As of the first statement period that begins in January of each year.				$20.00 $0.00	$440.00 $29.00

e-Checking -¶

Joint Owner(s): NONE Date Transaction Detail		Amount($)	Balance($)
07-24 Beginning Balance			496.82-
	CHANGE OF ADDRESS	PLEASE PRINT. USE BLUE OR BLACK BALL POINT PEN.

NAME (FIRST	MI	LAST)	ACCOUNT NUMBERS AFFECTED

ADDRESS (NO. STREET)






			DAYTIMETELEPHONE NUMBER

	SIGNATURE OF NAVY FEDERAL MEMBER EFFECTIVE DATE (MO., DAY, YR.)	STATE HOME TELEPHONE NUMBER	ZIP CODE

Statement Period 07/24/19 - 08/23/19¶

Access No.¶

![](_page_42_Picture_0.jpeg)¶

e-Checking -¶

Credit Union PO Box 3000 · Merrifield, VA · 22119-3000 navyfecleral.org¶

Statement of Account For MIGUEL ANGEL MONGE¶

Page 3 of 6¶

Statement Period 07/24/19 - 08/23/19¶

Access No.¶

(Continued from previous page)¶

Date	Joint Owner(s): NONE Transaction Detail	Amount($)	Balance($)
07-26	Deposit - ACH Paid From Agri Treas 310 Fed Sal 01Afd9	1,856.38	1,359.56
07-26	Transfer To Credit Card	50.00-	1,309.56
	Miguel Angel Monge
07-29	ATM Withdrawal 07-28-19 7Eleven-FC Brooklyn Ny	100.00-	1,209.56
07-29	ATM Withdrawal 07-28-19 7Eleven-FC Brooklyn Ny	200.00-	1,009.56
07-29	POS Debit- Debit Card 3275 07-27-19 El Malecon Restaur Brooklyn Ny	10.88-	998.68
07-29	POS Debit- Debit Card 3275 07-28-19 Netflix.Com Netflix.Com CA	12.99-	885.69
07-29	POS Debit - Debit Card 3275 Transaction 07-27-19 C&s E Superette Brooklyn Ny	14.46-	971.23
07-29	POS Debit - Debit Card 3275 Transaction 07-27-19 Century Twenty One #20
	Brooklyn Ny	17.99-	953.24
07-29	POS Debit- Debit Card 3275 07-27-19 Emphasis Restauran Brooklyn Ny	24.85-	928.39
07-29	POS Debit - Debit Card 3275 Transaction 07-28-19 BP#5453345Verra Brooklyn Ny	25.00-	903.39
07-29	POS Debit - Debit Card 3275 Transaction 07-26-19 BP#8264905Uptow New York Ny	25.00-	878.39
07-29	POS Debit - Debit Card 3275 Transaction 07-27-19 Metropolitan Ci Brooklyn Ny	26.55-	851.84
07-29	POS Debit- Debit Card 3275 07-27-19 Trejo Liquors Inc New York Ny	27.19-	824.65
07-29	POS Debit- Debit Card 3275 07-26-19 Third Avenue Auto Brooklyn Ny	77.30-	747.35
07-29	Transfer To Checking	20.00-	727.35
	Michael J Monge
07-29	Transfer To Loan	40.11-	687.24
	Miguel Angel Monge
07-30	POS Debit- Debit Card 3275 07-29-19 Gtl*collect Call 877-650-4249 VA	3.87-	683.37
07-30	POS Debit- Debit Card 3275 07-28-19 Ocean HQ Day Club Atlantic City NJ	47.00-	636.37
07-31	POS Debit- Debit Card 3275 07-30-19 1ST Tix Vet Tix 888-241-1550 AZ	14.97-	621.40
07-31	Dividend	0.02	621.42
08-01	POS Debit- Debit Card 3275 07-31-19 Gtl*collect Call 877-650-4249 VA	2.80-	618.62
08-01	POS Debit- Debit Card 3275 08-01-19 Tmobile*postpaid 1 800-937-8997 WA	124.36-	494.26
08-02	POS Debit - Debit Card 3275 Transaction 08-01-19 Metropolitan Ci Brooklyn Ny	9.39-	484.87
08-02	POS Debit - Debit Card 3275 Transaction 08-01-19 Metropolitan Ci Brooklyn Ny	29.70-	455.17
08-05	ATM Withdrawal 08-03-19 7Eleven-FC Brooklyn Ny	200.00-	255.17
08-05	POS Debit- Debit Card 3275 08-04-19 Playstation Networ 800-345-7669 CA	10.80-	244.37
08-05	POS Debit - Debit Card 3275 Transaction 08-03-19 7-Eleven Brooklyn Ny	11.72-	232.65
08-05	POS Debit- Debit Card 3275 08-02-19 Mid China Brooklyn Ny	14.20-	218.45
08-05	POS Debit - Debit Card 3275 Transaction 08-03-19 Metropolitan Ci Brooklyn Ny	21.67-	196.78
08-05	POS Debit- Debit Card 3275 08-04-19 Twc*time Warner Ny 718-358-0900 Ny	208.22-	11.44
08-08	POS Debit - Debit Card 3275 Transaction 08-07-19 Metropolitan Ci Brooklyn Ny	19.07-	30.51-
08-08	Optional Overdraft Protection Fee(s)	20.00-	50.51-
08-09	Deposit - ACH Paid From Agri Treas 310 Fed Sal 01Afd9	1,867.68	1,817.17
08-09	ATM Fee - Withdrawal 08-08-19 Lk245779 New York Ny	1.00-	1,816.17
08-09	ATM Withdrawal 08-08-19 Lk245779 New York Ny	21.75-	1,794.42
08-09	Transfer To Checking	520.00-	1,274,42
	Miguel Angel Monge
08-12	ATM Fee - Withdrawal 08-10-19 P32093 Brooklyn Ny	1.00-	1,273.42
08-12	ATM Withdrawal 08-10-19 P32093 Brooklyn Ny	81.75-	1,191.67
08-12	POS Debit- Debit Card 3275 08-09-19 Gtl*collect Call 877-650-4249 VA	3.69-	1.187.98
08-12	POS Debit- Debit Card 3275 08-10-19 Mid China Brooklyn Ny	12.95-	1,175.03
08-12	POS Debit - Debit Card 3275 Transaction 08-10-19 7-Eleven Bronx Ny	19.10-	1,155.93
08-12	POS Debit- Debit Card 3275 08-10-19 Havana Cafe - Bron Bronx Ny	19.60-	1,136.33
08-12	POS Debit - Debit Card 3275 Transaction 08-11-19 Metropolitan Ci Brooklyn Ny	21.86-	1,114.47
	08-12 POS Debit - Debit Card 3275 Transaction 08-10-19 Modell's #86 Brooklyn Ny	22.50-	1,091.97

08-12 POS Debit - Debit Card 3275 Transaction 08-10-19 Modell's #86 Brooklyn Ny¶

![](_page_43_Picture_0.jpeg)¶

Credit Union is :C0C • O.11 A •¶

Statement of Account For MIGUEL ANGEL MONGE
¶

6-Checking -¶

papa 4 et 6¶

Statement Period 07/24/19 - 08123/19¶

Access No.¶

(Continued from previous page)¶

	Joint Owner(s): NONE
Date	Transaction Detail	AmoungS)	Balance(5)
	08.12 POS Debi - Debit Card 3275 Transaction 08.11-19 BP /66428056743 Brooklyn Ny	25.01-	1.066.96
	08.12 POS Debit- Debit Card 3275 08.10-19 Havana Cafe - Bran Bronx Ny	26.13-	1.040.83
	08.12 POS Debit- Debit Card 3275 08-10-19 Emphasis Restairan Brooklyn Ny	28.15-	1.012.68
	08.12 POS Dan - Debit Card 3275 Transaction 08-11-19 Metropolitan Cl Brooklyn Ny	40.79-	971.89
	08.12 POS Dan- Debit Card 3275 08-10-19 Country Club Wne Bronx Ny	46.81-	925.08
	08.12 POS Dan- Debit Card 3275 08-11-19 Havana Cafe - Bran Bronx Ny	79.48-	845.60
	08.12 POS Dan- Debit Card 3275 08-10-19 M. Amencanhondal 216-099-7534 Ny	490.60-	355.00
	08.12 Transfer To Loan	40.11-	314.89
	Miguel Angel Monge
	08.13 POS Dan- Debit Card 3275 08-11-19 3645 Dominos Pizza Brooklyn Ny	20.38-	294.51
	08.13 POS Debt - Debit Card 3275 Transaction 08-12-19 Super Fre 242 Bay Ridg Brooklyn
	Ny	24.10-	270.41
	08.13 POS Dan - Debit Card 3275 Transaction 08-12-19 Metropolitan Cl Brooklyn Ny	27.06-	243.35
	08.14 ATM Withdrawal 08-13-19 7Eleven-FC Brooklyn Ny	20.00-	223.35
	08.15 POS Dan- Debit Card 3275 08-13-19 All Baba Organic M New York Ny	9.20-	214.15
	08.15 POS Debt - Debit Card 3275 Transaction 08-14-19 Metropolitan Cl Brooklyn Ny	16.18-	197.97
	08.15 POS Debt- Debit Card 3275 08-15-19 Tmobile'postpald T 800-937-8997 WA	124.37-	73.60
	08.15 Paid To - Nys Dif Bill Pyt Tax Parnnt Chk 9100001	170.00-	96A0-
	08-15 Optional Overdraft Protection Fee(s)	20.00-	116.40-
	08-16 POS Dad - Debit Card 3275 Transaction 08-15-19 C-Town 04 5 Salm Jame New
	York Ny	5.99-	122.39-
	08-16 POS Dan - Debit Card 3275 Transaction 08.15-19 Rite AO Store - 4202 New York
	Ny	23.74-	146.13-
	08.16 POS Dan- Debit Card 3275 08-16-19 Six Flags Great Ad 732-928-2000 NJ	28.23-	174.36-
	08.16 Optional Overdraft Protection Fee(s)	60.00-	234.36-
	08.19 ATM Withdrawal 08-16-19 Mcu New York Ny	320.00-	554.36-
	08.19 POS Debt- Debit Card 3275 08-16-19 Gll'collect Call 877-650-4249 VA	327-	558.23-
	08.19 Optional Overdraft Protection Fee(s)	20.00-	578.23-
	08.23 Deposit - ACH Paid From Agrl Treas 310 Fed Sal 01Afd9	2.133.32	1.55509
	08.23 Transfer To Checking	39.90-	1515.19
	Miguel Angel Monge
	08-23 Transfer To Credit Card	51.00-	1.464.19
	Miguel Angel Monge
	08.23 ATM Rebate	5.50	1.469.69
	0223 Ending Balance		1,469.69

Average Dolly Balance - Curren: Cycle: $309.40¶

Your account earned $0.02 with an annual patenrage yield earned of 0.06%. fat the elivklend peeled from 07-01-2019 through 0741-2019¶

Items Paid¶

Pate	Item	ArnauntiSt	pate	Item	Arm:mm(11
08.15	ACH	170.00	08-01	POS	2.80
07-29	POS	12.99	08.02	POS	29.70
07-29	POS	14.46	08.02	POS	9.39
07-29 07-29	POS POS	17.99 24.85	08.05 08.05	POS POS	11.72 14.20
07-29	POS	25.00	08.05	POS	21.67
07-29	POS	25.00	08.05	POS	208.22
07-29	POS	26.55	08.05	POS	10.80
07-29 07-29	POS POS	27.19 77.30	08.08 08.12	POS POS	19.07 12.95
07-29	POS	10.88	08.12	POS	19.10
07-30	POS	47.00	08.12	POS	19.60
07-30	POS	3.87	08.12	POS	21.86
07-31 08-01	POS POS	14.97 124.36	08.12 08.12	POS POS	22.50 25.01

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edit Union PO Box 3000 • Merrifield, VA • 22119-3000¶

ക്ഷ്യവുമ¶

Items Paid¶

Statement of Account¶

For MIGUEL ANGEL MONGE¶

Statement Period 07/24/19 - 08/23/19¶

Access No.¶

(Continued from previous page)¶

Date	Item	Amount($)	Date	Item	Amount($)
08-12 08-12 08-12 08-12 08-12 08-12 08-12 08-13 08-13 08-13 08-15 08-15	POS POS POS POS POS SOB POS POS POS POS POS POS	26.13 28.15 40.79 46.81 79.48 490.60 3.69 24.10 27.06 20.38 16.18 124.37	08-15 08-16 08-16 08-16 08-19 07-29 07-29 08-05 08-09 08-12 08-14 08-19	POS POS POS POS SOB ATMO ATMO ATMO ATMO ATMO ATMO ATMO	9.20 5.99 23.74 28.23 3.87 200.00 100.00 200.00 21.75 81.75 20.00 320.00
Fee(s)				Total this period	Total year-to-date"
Total Overdraft Fee(s)			$120.00	$1,020.00
Total Returned Item Fee(s)				$0.00	$58.00
	*As of the first statement period that begins in January of each year.
Savings
Membership Savings -
Joint Owner(s): NONE
Transaction Detail Date				Amount($)	Balance($)
07-24 Beginning Balance					5.00
			No Transactions This Period

08-23 Ending Balance¶

![](_page_44_Picture_10.jpeg)¶

SP 001¶

5.00¶

![](_page_45_Picture_0.jpeg)¶

Marrifield, VA . 22119-3000 Box 3000¶

Statement of Account For MIGUEL ANGEL MONGE¶

Statement Period 07/24/19 - 08/23/19¶

Access No.¶

Disclosure Information¶

The interest charge on the Crestl atvarces begins to scover on the date in advance is posted to your account and confines to accue daily of the unped onlines of prices baines We calculate the interest charge on your account by applying the bally balance" of your account for each day in the billing cycle. To get the "daily balance
we take the beginning balance of your account each day, add any new advances or feast, and subtract any payments, credits, or uropaid interest charges.
You may also beterning the amount of interest charges by minute of the number of days in the billing cycle and the daily periode na. The "Bailence Subject to Internet Rata" the Internat Charge Catculation table is the "average daily balance" add up all the "add up all the "add up all the "daily balance" for the billing cycle and divide the total by the number of days in the billing cycle.
· It there are more daily pariodic rates imposed and the pround of interest charges by multipling pach of the "Balances Subject to Intensel Patrials Patri by the number of days the application in the mails by the results by the applications and adding the reaults bogther and
Errors Related to a Checking Line of Credit Advance

If you think there is an emor on your statement, write to us at¶

Navy Federal Credit Union, PO Box 3000, Merrifield, VA 22119-3000; or by fax, 1-703-206-4244¶

You may also contact us on the Web: navyfederal.org. In your letter, give us the following information:
Account information: Your name and account number
· Dollar amount: The dollar amount of the suspected error.
· Description of problem: It you think there is an eror on your bill, describe what you believe it is a mizake
You must contact us within 60 days after the error appeared on your statement.
You must notly us of any potential errors in writing (or electronically). You may call us, but it you do, we are not required by investigate arror, and you may bay to
pay the amount in question.
While we investigate whether or not there has been an emor, the following are true
We cannot try to collect the amount in question or report you as delinquent on that amount
· The charge in question may nemain on your statiment or charge you intenst on that anount. But, if we datemine that we made a mistake, you will not have to pay the amount in question or any interest or other fees related to that amount.
· While you do not have to pay the amount in question, you are responsible for the remainder of your balance.
We can apply any unpaid amount against your credit limit.

If we take more than 10 days in resolving an electronismally reddit your account for the amount in careston so that your will have access to the furds during be time of our investigation¶

Errors Within Your Checking Account. Money Market Savings Account, or Savings Account¶

· Tell us your name and account number (if any).
· Describe the error or the transfer you are unative as clearly as you can why you believe it is an enor or why you need more information
Tell us the dollar amount of the suspected error.

Payments¶

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