Bear Stearns brokerage statement for a trust company, Oct–Nov 2001

EFTA00196486¶

OFFICE SERVICING YOUR ACCOUNT¶

Bear, Stearns & Co. Inc. 383 Madison Avenue New York, New York 10179¶

| | |¶

| :--- | :--- |¶

| ACCOUNT EXECUTIVE | ZICHERMAN, IRA |¶

| TELEPHONE | |¶

| VISIT OUR WEBSITE | www.bearstearns.com |¶

What’s In This Statement¶

Financial Summary	3
Your Portfolio Holdings	4
Transaction Detail	5
Fund Activity	7

CLEARED THROUGH ITS¶

WHOLLY OWNED SUBSIDIARY¶

FINANCIAL TRUST COMPANY INC

C/O AMERICAN YACHT HARBOR *

6100 RED HOOK SUITE B-3

QUARTERS #2

ST THOMAS VI 00802

Bear, Steams Securities Corp.¶

One Metrotech Center North¶

Brooklyn, New York 11201-3859¶

FINANCIAL TRUST COMPANY INC¶

STATEMENT PERIOD October 27,2001¶

ACCOUNT NUMBER¶

TAXPAYER NUMBER On File¶

THROUGH November 30, 2001¶

| LAST STATEMENT | October 26, 2001 |¶

| :--- | :--- |¶

There are no “Stop Loss” orders or other pending buy or sell open orders on file for your account.¶

Your Portfolio at a Glance¶

TOTAL VALUE OF SECURITIES THIS PERIOD	63,262,058
NET CREDIT BALANCE	3,002,140
MONEY MARKET FUND BALANCE	23,675,140
NET EQUITY THIS PERIOD	$89,939,338
NET EQUITY LAST STATEMENT	60,689,473
CHANGE SINCE LAST STATEMENT	29,249,865

Market Value of Your Portfolio¶

Please report any difference or non-receipt of checks or stocks, indicated as delivered to you, to Client Services at 800-634-1428; or write to Client Services at Bear, Steams Securities Corp., One Metrotech Center North, Brooklyn, N.Y. 11201-3859.¶

This summary is for informational purposes only. It is not intended as a tax document.¶

This statement should be retained for your records. See reverse side for important information.¶

027 12/01/01:10:46 001¶

V513¶

EFTA00196487¶

CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY¶

2 of 8¶

Bear, Steams Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859¶

FINANCIAL TRUST COMPANY INC¶

STATEMENT BACKER IS PRINTED ON THIS PAGE¶

027¶

EFTA00196488¶

BEAR STEARNS¶

OFFICE SERVICING YOUR ACCOUNT¶

Bear, Stearns & Co. Inc. 383 Madison Avenue New York, New York 10179¶

3 of 8¶

Cash Flow Analysis¶

	THIS PERIOD
OpeningBalance	$813,411.91
Securities Sold	3,325,883.81
Money Fund	3,864,306.54
Dividends/Interest	869.82
Amount Credited	$7,191,060.17
Securities Bought	-457,002.50
Money Fund	-64,306.54
Funds Withdrawn	-100,000.00
Dividends/Interest Charged	-23.28
Miscellaneous	-4,381,000.00
Amount Debited	-5,002,332.32
Net Cash Activity	2,188,727.85
Closing Balance	$3,002,139.76

Same day transfers of cash between account types are not included in this section; such transfers, as well as details for all other transactions this period, appear in Transaction Detail.¶

Cash Balance Summary¶

	OPENING	CLOSING
Cash	608,039.20	3,002,139.76
Margin	205,372.71	0.00
Net Cash Balance	$813,411.91	$3,002,139.76

Income Summary¶

	THIS PERIOD	YEAR TO DATE
Dividends	64,306.54	1,088,899.23
Substitute Payment	0.00	76,725.66
Credit Balance Int.	869.82	36,313.91
Total	$65,176.36	$1,201,938.80
Foreign Tax Withheld	0.00	-150.00
Margin Int. Paid	-23.28	-48,516.34

Portfolio Composition¶

	SHORT	LONG
Cash/Cash Equivalent		26,677,280
Equities	530,000	63,792,058
Total	$530,000	$90,469,338

CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY¶

Bear, Steams Securities Corp.¶

One Metrotech Center North¶

Brooklyn, New York 11201-3859¶

FINANCIAL TRUST COMPANY INC¶

STATEMENT PERIOD	October 27, 2001
THROUGH	November 30, 2001
ACCOUNT NUMBER
TAXPAYER NUMBER	On File
LAST STATEMENT	October 26, 2001

Your Portfolio Allocation¶

Unshaded portions denote debit balance and/or short market values. The allocation percentage is derived from the absolute market value of your portfolio.¶

12/01/01;10:46 001¶

EFTA00196489¶

BEAR STEARNS¶

OFFICE SERVICING YOUR ACCOUNT¶

Bear, Stearns & Co. Inc. 383 Madison Avenue New York, New York 10179¶

4 of 8¶

Your Portfolio Holdings¶

CASH & CASH EQUIVALENTS¶

DESCRIPTION	SYMBOL/CUSIP	QUANTITY	PRICE	MARKET VALUE	ESTIMATED ANNUAL INCOME	CURRENT YIELD (%)
CASH BALANCE				3,002,140
DREYFUS CASH MANAGEMENT-CL A INSTITUTIONAL SHARES EST. 30 DAY AVG YIELD 2,3800%	DICCX	23,675,139.69	1.0000	23,675,140	662,904	2.8000
TOTAL CASH & CASH EQUIVALENTS				$26,677,280	$662,904

EQUITIES¶

Equities & Options¶

DESCRIPTION	SYMBOL/CUSIP	ACCT TYPE	QUANTITY	PRICE	MARKET VALUE	ESTIMATED ANNUAL INCOME	CURREN YIELD (%)
CNH GLOBAL	CNH	CASH	250,000	5.1900	1,297,500	138,000	10.6358
ESTEE LAUDER COMPANIES INC CL A	EL	CASH	100,000	33.3700	3,337,000	20,000	0.5993
TELIGENT INC-CL A	TGNTQ	CASH	60,000	0.1000	6,000
TOO INC	TOO	CASH	1,400,000	29.3700	41,118,000
CALL TOO INC FEB 030 CBOE EXP 02/16/2002	TOOBF	CASH	-2,000	2.6500	-530,000
VECTOR GROUP LTD	VGR	CASH	374,294	43.9500	16,450,221	598,870	3.6405
SENTIGEN HOLDING CP RSTD Total Equities& Options		CASH	333,334	4.7500	1,583,337
TOTAL EQUITIES					$63,262,058	$756,870

CLEARED THROUGH ITS¶

WHOLLY OWNED SUBSDIARY¶

Bear, Steams Securities Corp.¶

One Metrotech Center North¶

Brooklyn, New York 11201-3859¶

FINANCIAL TRUST COMPANY INC¶

STATEMENT PERIOD October 27,2001¶

THROUGH November 30, 2001¶

ACCOUNT NUMBER¶

TAXPAYER NUMBER On File¶

| LAST STATEMENT | October 26, 2001 |¶

| :--- | :--- |¶

027¶

12/01/01;10:46 001¶

EFTA00196490¶

BEAR STEARNS¶

OFFICE SERVICING YOUR ACCOUNT¶

Bear, Stearns & Co. Inc. 383 Madison Avenue New York, New York 10179¶

CLEARED THROUGH ITS¶

CLEARLY WOUNDED SUBSIDIARY¶

5 of 8¶

Bear, Steams Securities Corp.¶

One Meterotech Center North Brooklyn, New York 11201-3859¶

FINANCIAL TRUST COMPANY INC¶

YOUR TOTAL ESTIMATED ANNUAL INCOME	$1,419,774
YOUR PRICED PORTFOLIOHOLDINGS	$89,939,337

Your Portfolio Holdings (continued)¶

STATEMENT PERIOD October 27,2001¶

THROUGH November 30, 2001¶

ACCOUNT NUMBER¶

TAXPAYER NUMBER On File¶

| LAST STATEMENT | October 26, 2001 |¶

| :--- | :--- |¶

INVESTMENT ACTIVITY¶

Transaction Detail¶

SETTLEMENT DATE	TRADE DATE	TRANSACTION	DESCRIPTION	SYMBOL/CUSIP	QUANTITY	PRICE	DEBIT AMOUNT	CREDIT AMOUNT
11/06/01		RECEIVED	ESTEE LAUDER COMPANIES INC CL A RECV FROM 00005	EL	100,000		3,181,000.00
11/16/01	11/15/01	SOLD	CALL TOO INC FEB 030 CBOE EXP 02/16/2002 UNSOLICITED OPEN CONTRACT	QTOOBF	-2,000	1.65000		322,986.50
11/16/01	11/15/01	BOUGHT	CALL TOO INC NOV 025 CBOE EXP 11/17/2001 UNSOLICITED CLOSING CONTRACT	8903339K5	2,000	2.25000	457,002.50
11/16/01		JOURNAL	TOO INC FROM 047-30185 PER LOA	TOO	1,000,000

027¶

12/01/01;10:46 001¶

EFTA00196491¶

BEAR STEARNS¶

OFFICE SERVICING YOUR ACCOUNT¶

Bear, Stearns & Co. Inc. 383 Madison Avenue New York, New York 10179¶

CLEARED THROUGH ITS CLEARLY WOUNDED SUBSIDIARY¶

Bear, Steams Securities Corp.¶

One Metratech Center North¶

Brooklyn, New York 11201-3859¶

6 of 8¶

FINANCIAL TRUST COMPANY INC¶

Transaction Detail (continued)¶

STATEMENT PERIOD October 27,2001¶

INVESTMENT ACTIVITY (continued)¶

SETTLEMENT DATE	TRADE DATE	TRANSACTION	DESCRIPTION	SYMBOL/CUSIP	QUANTITY	PRICE	DEBIT AMOUNT	CREDIT AMOUN
11/19/01		JOURNAL	CALL VECTOR GRP NOV 28.625**** ADJ 5% STOCK DIVIDEND EXP 11/17/2001 A/E ASSIGNED 01459	92240M9K6	1,000
11/21/01	11/19/01	SOLD	VECTOR GROUP LTD SEE NOTE 'S' ON BACK A/E 1000 ASSIGNED	VGR	-105,000	28.62500		3,002,897.31
11/28/01		JOURNAL	CNH GLOBAL JOURNAL FROM TYPE 2 TO 1	CNH	250,000
11/28/01		JOURNAL	VECTOR GROUP LTD JOURNAL FROM TYPE 2 TO 1	VGR	374,294
11/28/01		JOURNAL	CNH GLOBAL JOURNAL FROM TYPE 2 TO 1	CNH	-250,000
11/28/01		JOURNAL	VECTOR GROUP LTD JOURNAL FROM TYPE 2 TO 1	VGR	-374,294
TOTAL							-$3,638,002.50	$3,325,883.81

DEPOSITS AND WITHDRAWALS¶

DATE	TRANSACTION	DESCRIPTION	DEBIT AMOUNT	CREDIT AMOUNT
11/29/01	FND WIRED	BANK OF NOVA SCOTIA WIRED TO	100,000.00
TOTAL			-100,000.00

027¶

12/01/01;10:46 001¶

V513¶

EFTA00196492¶

BEAR STEARNS¶

OFFICE SERVICING YOUR ACCOUNT¶

Bear, Stearns & Co. Inc. 383 Madison Avenue New York, New York 10179¶

CLEARED THROUGH ITS CLEARLY WOUNDED SUBSIDIARY¶

Bear, Steams Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859¶

7 of 8¶

FINANCIAL TRUST COMPANY INC¶

Transaction Detail (continued)¶

STATEMENT PERIOD October 27,2001¶

THROUGH November 30, 2001¶

ACCOUNT NUMBER¶

TAXPAYER NUMBER On File¶

| LAST STATEMENT | October 26, 2001 |¶

| :--- | :--- |¶

MO/DAY	TRANSACTION	DESCRIPTION	SYMBOL/CUSIP	QUANTITY	PRICE	DEBIT AMOUNT	CREDIT AMOUNT
10/27/01		OPENINGBALANCE		27,410,833.15
11/01/01	DIVIDEND	DREYFUS CASH MANAGEMENT-CL A INSTITUTIONAL SHARES MONTHLY DIVIDEND	DICCX				64,306.54
11/01/01	REINVEST	DREYFUS CASH MANAGEMENT-CL A INSTITUTIONAL SHARES DIVIDEND REINVESTED	DICCX	64,306.54		64,306.54
11/05/01	SOLD	DREYFUS CASH MANAGEMENT-CL A INSTITUTIONAL SHARES SID.SELL	DICCX	-2,400,000	1.0000		2,400,000.00
11/08/01	SOLD	DREYFUS CASH MANAGEMENT-CL A INSTITUTIONAL SHARES	DICCX	-1,200,000	1.0000		1,200,000.00
11/19/01	SOLD	DREYFUS CASH MANAGEMENT-CL A INSTITUTIONAL SHARES	DICCX	-200,000	1.0000		200,000.00
11/30/01		CLOSINGBALANCE		23,675,139.69
TOTAL						-64,306.54	$3,864,306.54

INTEREST¶

DATE	DESCRIPTION	SYMBOL/CUSIP	QUANTITY	RATE (%)	DEBIT AMOUNT	CREDIT AMOUNT
11/21/01	INTEREST ON CREDIT BALANCE AT 1 1/2% 11/06 THRU 11/20			1.5000		13.50
11/21/01	INTEREST ON CREDIT BALANCE AT 2,000% 10/21 THRU 11/05			2.0000		856.32
11/21/01	FROM 11/06 THRU 11/20 @2 3/4% BAL AVBAL 101,604			2.7500	23.28
TOTAL					-23.28	$869.82

027¶

12/01/01;10:46 001¶

EFTA00196493¶

BEAR STEARNS¶

OFFICE SERVICING YOUR ACCOUNT¶

Bear, Stearns & Co. Inc. 383 Madison Avenue New York, New York 10179¶

8 of 8¶

Transaction Detail (continued)¶

MISCELLANEOUS¶

DATE MO/DAY	TRANSACTION	DESCRIPTION	DEBIT AMOUNT	CREDIT AMOUNT
11/05/01	JOURNAL	JOURNAL FROM TYPE 2 TO 1		205,372.71
11/05/01	JOURNAL	JOURNAL FROM TYPE 2 TO 1	205,372.71
11/08/01	JOURNAL	TO 102-25423	1,200,000.00
11/28/01	JOURNAL	JOURNAL FROM TYPE 2 TO 1		3,002,874.03
11/28/01	JOURNAL	JOURNAL FROM TYPE 2 TO 1	3,002,874.03
TOTAL			-4,408,246.74	$3,208,246.74

******* End of Statement*******¶

CLEARED THROUGH ITS¶

CLEARLY WOUNDED SUBSIDIARY¶

Bear, Steams Securities Corp.¶

One Metrotech Center North Brooklyn, New York 11201-3859¶

FINANCIAL TRUST COMPANY INC¶

STATEMENT PERIOD October 27, 2001¶

THROUGH November 30, 2001¶

ACCOUNT NUMBER¶

| LAST STATEMENT | October 26, 2001 |¶

| :--- | :--- |¶

TAXPAYER NUMBER On File¶

027¶

12/01/01;10:46 001¶

V513¶

EFTA00196494¶

OFFICE SERVICING YOUR ACCOUNT¶

Bear, Stearns & Co. Inc. 383 Madison Avenue New York, New York 10179¶

| | |¶

| :--- | :--- |¶

| ACCOUNT EXECUTIVE | ZICHERMAN,IRA |¶

| TELEPHONE | |¶

| VISIT OUR WEBSITE | www.bearstearns.com |¶

What’s In This Statement¶

CLEARED THROUGH ITS¶

WHOLLY OWNED SUBSIDIARY¶

Your Portfolio Holdings … 4¶

Transaction Detail … 5¶

Fund Activity 5¶

Your Messages … 7¶

FINANCIAL TRUST COMPANY INC

C/O AMERICAN YACHT HARBOR *

6100 RED HOOK SUITE B-3

QUARTERS #2

ST THOMAS VI 00802

Bear, Steams Securities Corp.¶

One Metrotech Center North¶

Brooklyn, New York 11201-3859¶

FINANCIAL TRUST COMPANY INC¶

STATEMENT PERIOD September 29, 2001¶

THROUGH October 26, 2001¶

ACCOUNT NUMBER¶

There are no “Stop Loss” orders or other pending buy or sell open orders on file for your account.¶

TAXPAYER NUMBER On File¶

| LAST STATEMENT | September 28, 2001 |¶

| :--- | :--- |¶

Your Portfolio at a Glance¶

TOTAL VALUE OF SECURITIES THIS PERIOD	32,465,228
NET CREDIT BALANCE	813,412
MONEY MARKET FUND BALANCE	27,410,833
NET EQUITY THIS PERIOD	$60,689,473
NET EQUITY LAST STATEMENT	58,387,666
CHANGE SINCE LAST STATEMENT	2,301,807

Market Value of Your Portfolio¶

Please report any difference or non-receipt of checks or stocks, indicated as delivered to you, to Client Services at 800-634-1428; or write to Client Services at Bear, Steams Securities Corp., One Metrotech Center North, Brooklyn, N.Y. 11201-3859.¶

SIPC¶

This summary is for informational purposes only. It is not intended as a tax document.¶

This statement should be retained for your records. See reverse side for important information.¶

027 10:27/01/09:11 001¶

EFTA00196495¶

CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY¶

2 of 7¶

Bear, Steams Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859¶

FINANCIAL TRUST COMPANY INC¶

STATEMENT BACKER IS PRINTED ON THIS PAGE¶

027¶

EFTA00196496¶

BEAR STEARNS¶

OFFICE SERVICING YOUR ACCOUNT¶

Bear, Stearns & Co. Inc. 383 Madison Avenue New York, New York 10179¶

3 of 7¶

Cash Flow Analysis¶

	THIS PERIOD
OpeningBalance	$409,531.65
Securities Sold	402,983.83
Money Fund	77,261.81
Dividends/Interest	876.47
Miscellaneous	19.96
Amount Credited	$481,142.07
Money Fund	-77,261.81
Amount Debited	$-77,261.81
Net Cash Activity	403,880.26
Closing Balance	$813,411.91

Cash Balance Summary¶

	OPENING	CLOSING
Cash	204,178.90	608,039.20
Margin	205,352.75	205,372.71
Net Cash Balance	$409,531.65	$813,411.91

Income Summary¶

	THIS PERIOD	YEAR TO DATE
Dividends	77,261.81	1,024,592.69
Substitute Payment	0.00	76,725.66
Credit Balance Int.	876.47	35,444.09
Total	$78,138.28	$1,136,762.44
Foreign Tax Withheld	0.00	-150.00
Margin Int. Paid	0.00	-48,493.06

Portfolio Composition¶

	SHORT	LONG
Cash/Cash Equivalent		28,224,245
Equities	2,030,500	34,495,728
Total	$2,030,500	$62,719,973

Bear, Steams Securities Corp.¶

One Metrotech Center North Brooklyn, New York 11201-3859¶

FINANCIAL TRUST COMPANY INC¶

STATEMENT PERIOD	September 29, 2001
THROUGH	October 26, 2001
ACCOUNT NUMBER
TAXPAYER NUMBER	On File
LAST STATEMENT	September 28, 2001

Your Portfolio Allocation¶

Unshaded portions denote debit balance and/or short market values. The allocation percentage is derived from the absolute market value of your portfolio.¶

EFTA00196497¶

BEAR STEARNS¶

OFFICE SERVICING YOUR ACCOUNT¶

Bear, Stearns & Co. Inc. 383 Madison Avenue New York, New York 10179¶

4 of 7¶

Your Portfolio Holdings¶

CASH & CASH EQUIVALENTS¶

DESCRIPTION	SYMBOL/CUSIP	QUANTITY	PRICE	MARKET VALUE	ESTIMATED ANNUAL INCOME	CURRENT YIELD (%)
CASH BALANCE				813,412
DREYFUS CASH MANAGEMENT-CL A INSTITUTIONAL SHARES EST, 30 DAY AVG YIELD 2,7900%	DICCX	27,410,833.15	1.0000	27,410,833	904,557	3.3000
TOTAL CASH & CASH EQUIVALENTS				$28,224,245	$904,557

EQUITIES¶

Equities & Options¶

DESCRIPTION	SYMBOL/CUSIP	ACCT TYPE	QUANTITY	PRICE	MARKET VALUE	ESTIMATED ANNUAL INCOME	CURRENT YIELD (%)
CNH GLOBAL	CNH	MRGN	250,000	5.4000	1,350,000	138,000	10.2222
TELIGENT INC-CL A	TGNTQ	CASH	60,000	0.2300	13,800
TOO INC	TOO	CASH	400,000	27.4100	10,964,000
CALL TOO INC NOV 025 CBOE EXP 11/17/2001	TOOKE	CASH	-2,000	2.7500	-550,000
VECTOR GROUP LTD	VGR	MRGN	479,294	42.6000	20,417,924	766,870	3.7559
CALL VECTOR GRP NOV 28.625**** ADJ 5% STOCK DIVIDEND EXP 11/17/2001	XGQK28	MRGN	-1,000	14.1000	-1,480,500
SENTIGEN HOLDING CP RSTD		CASH	333,334	5.2500	1,750,004
Total Equities& Options					$32,465,228	$904,870
TOTAL EQUITIES					$32,465,228	$904,870

CLEARED THROUGH ITS¶

WHOLLY OWNED SUBSDIARY¶

Bear, Steams Securities Corp.¶

One Metrotech Center North¶

Brooklyn, New York 11201-3859¶

FINANCIAL TRUST COMPANY INC¶

STATEMENT PERIOD September 29, 2001¶

THROUGH October 26, 2001¶

ACCOUNT NUMBER¶

TAXPAYER NUMBER On File¶

| LAST STATEMENT | September 28, 2001 |¶

| :--- | :--- |¶

027¶

10/27/01;09:11 001¶

EFTA00196498¶

BEAR STEARNS¶

OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. 383 Madison Avenue New York, New York 10179¶

CLEARED THROUGH ITS CLEARLY WOUNDED SUBSIDIARY¶

5 of 7¶

Bear, Steams Securities Corp.¶

One Metrotech Center North¶

Brooklyn, New York 11201-3859¶

FINANCIAL TRUST COMPANY INC¶

STATEMENT PERIOD September 29, 2001¶

Your Portfolio Holdings (continued)¶

THROUGH October 26, 2001¶

TAXPAYER NUMBER On File¶

YOUR TOTAL ESTIMATED ANNUAL INCOME	$1,809,427
YOUR PRICED PORTFOLIOHOLDINGS	$60,689,472

| LAST STATEMENT | September 28, 2001 |¶

| :--- | :--- |¶

Transaction Detail¶

INVESTMENT ACTIVITY¶

SETTLEMENT DATE	TRADE DATE	TRANSACTION	DESCRIPTION		SYMBOL/CUSIP	QUANTITY	PRICE	DEBIT AMOUNT	CREDIT AMOUNT
10/12/01	10/11/01	SOLD	CALL TOO INC EXP 11/17/2001 OPEN CONTRACT AS OF 10/11/01	NOV 025 CBOE	QTOOKE	-2,000	2.05000		402,983.83
TOTAL									$402,983.83

MONEY FUND ACTIVITY¶

DATE MO/DAY	TRANSACTION	DESCRIPTION	SYMBOL/CUSIP	QUANTITY	PRICE	DEBIT AMOUNT	CREDIT AMOUNT
09/29/01		OPENINGBALANCE		27,333,571.34
10/01/01	DIVIDEND	DREYFUS CASH MANAGEMENT-CL A INSTITUTIONAL SHARES MONTHLY DIVIDEND	DICCX				77,261.81

027¶

EFTA00196499¶

BEAR STEARNS¶

OFFICE SERVICING YOUR ACCOUNT¶

Bear, Stearns & Co. Inc. 383 Madison Avenue New York, New York 10179¶

CLEARED THROUGH ITS CLEARLY WOUNDED SUBSIDIARY¶

Bear, Steams Securities Corp.¶

One Metrotech Center North¶

Brooklyn, New York 11201-3859¶

6 of 7¶

FINANCIAL TRUST COMPANY INC¶

STATEMENT PERIOD September 29, 2001¶

Transaction Detail (continued)¶

THROUGH October 26, 2001¶

MONEY FUND ACTIVITY (continued)¶

ACCOUNT NUMBER¶

TAXPAYER NUMBER On File¶

| LAST STATEMENT | September 28, 2001 |¶

| :--- | :--- |¶

DATE MO/DAY	TRANSACTION	DESCRIPTION	SYMBOL/CUSIP	QUANTITY	PRICE	DEBIT AMOUNT	CREDIT AMOUNT
10/01/01	REINVEST	DREYFUS CASH MANAGEMENT-CL A INSTITUTIONAL SHARES DIVIDEND REINVESTED	DICCX	77,261.81		77,261.81

10/26/01	CLOSINGBALANCE	27,410,833.15
TOTAL		-77,261.81	$77,261.81

INTEREST¶

DATE	DESCRIPTION	SYMBOL/CUSIP	QUANTITY	RATE (%)	DEBIT AMOUNT	CREDIT AMOUNT
10/22/01	INTEREST ON CREDIT BALANCE AT 1 1/2% 09/21 THRU 09/23			1.5000		65.87
10/22/01	INTEREST ON CREDIT BALANCE AT 2 1/2% 09/24 THRU 10/01			2.5000		176.80
10/22/01	INTEREST ON CREDIT BALANCE AT 2,000% 10/02 THRU 10/20			2.0000		633.80
TOTAL						$876.47

MISCELLANEOUS¶

DATE MO/DAY	TRANSACTION	DESCRIPTION	DEBIT AMOUNT	CREDIT AMOUNT
10/01/01	CASH-LIEU	VECTOR GROUP LTD		19.96
		CASH IN LIEU OF .55000
		REC 09/21/01 PAY 09/28/01
TOTAL				$19.96

027¶

10/27/01;09:11 001¶

EFTA00196500¶

BEAR STEARNS¶

OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. 383 Madison Avenue New York, New York 10179¶

7 of 7¶

Your messages¶

We are pleased to announce that we have moved our world headquarters, previously located at 245 Park Avenue, to:¶

383 Madison Avenue¶

New York, New York 10179¶

CLEARED THROUGH ITS¶

CLEARLY WOUNDED SUBSIDIARY¶

While our telephone numbers and e-mail addresses remain the same, some fax numbers have changed. Please check with your Account Executive.¶

Bear, Steams Securities Corp.¶

One Metrotech Center North¶

Brooklyn, New York 11201-3859¶

******* End of Statement*******¶

FINANCIAL TRUST COMPANY INC¶

ACCOUNT NUMBER¶

STATEMENT PERIOD September 29, 2001¶

THROUGH October 26, 2001¶

TAXPAYER NUMBER On File¶

| LAST STATEMENT | September 28, 2001 |¶

| :--- | :--- |¶

027¶

10/27/01;09:11 001¶