EFTA00186335¶
Key Policy Exceptions¶
Credit History¶
Debt-to-Income Ratio¶
Debt Service Ratio¶
X Financial Statement/Application/Tax Returns ___ Constr. Loan Ratios¶
___ Appropriate Terms/Amortization¶
Loan Officer Initials¶
Policy Exceptions must be explained in the POLICY EXCEPTIONS paragraph of the Loan Presentation Write-Up.¶
| DEBT RANGE: (CREDIT LINES) | 2000-2001 | 1999-200 | 1998-1999 |
| MAXIMUM | |||
| MINIMUM | |||
| DAYS OUT OF DEBT: |
| ACCOUNT TYPE | DIRECT | RELATED | TOTAL | ||
| Avg. Collec | Lend. Bal. | Avg. Collec | Lend. Bal. | Avg. Collected | |
| DDA | 0 | 0 | 0 | 0 | 0 |
| Money Market | 0 | 0 | 0 | 0 | 0 |
| Time | 0 | 0 | 0 | 0 | 0 |
| Savings | 0 | 0 | 0 | 0 | 0 |
| Total | 0 | 0 | 0 | 0 | 0 |
Profitability Average ( Months) $¶
SUMMARY OF BANKING RELATIONSHIP: (date opened, account numbers, related accounts, etc.)¶
| ACCT# | DATE OPENED | ALB |
|---|---|---|
| Mar-91 | $ 5,512 | |
| Mar-91 | $ 87,143 | |
| Jan-94 | ########$1,184,060 | |
| Oct-97 | $ 4,866 | |
| Jan-01 | $ 54,533 | |
| Aug-99 | $ 113,800 |
| FEES | ||||
| PAID | LOAN | |||
| IN CASH | FINANCE | PROCEED | OTHER: | |
| LOAN FEE | ||||
| DOC STAMPS | ||||
| UNTANGIBLE TAX | ||||
| LEN FEES | ||||
| UCC FILINGS | ||||
| INTEREST | ||||
| OTHER: | ||||
| SIGNERS & TITLE: | ||||
| CHECK # ACCT # | ||||
| WIRE | ||||
| OTHER: | ||||
| PAYMENT METHOD: COUPON BILLING X AUTO CHARGE | ||||
| LOAN DATE: TBD FIRST PAYMENT DATE: Standard | ||||
| DATE DOCUMENTS NEEDED: TBD ACA/ | ||||