Deutsche Bank KYC file for Neptune LLC accounts serving Jeffrey Epstein's NYC home

KYC Print¶

Page 1 of 13¶

DB PWM GLOBAL KYC/NCA: PART A¶

One sheet must be established per relationship - list all accounts included in the relationship¶

1. Relationship Details¶

Relationship Name:	SOUTHERN FINANCIAL RELATIONSHIP:00000483290	Booking Center:	New York
Relationship Manager:	Paul Morris

Relationship to PWM:	□ New PWM Relationship	✓ Existing PWM Relationship
How Was the Client(s) Introduced? How long has the RM personally known the client?	☐ Client Referral	☑ RM Prospect	☐ Intermediary/FIM
Does Deutsche Bank pay a retrocession or similar compensation to a third party for the introduction of this relationship?	☐ Yes	☐ No
List all existing and new accounts involved in this relationship

Legal Entity Account(s)	Account Name / Number	Opening Date (intended/actual)
1	Neptune LLC	10/16/2013
2	Neptune LLC — Money Market	10/16/2013

Who is the primary contact person for the RM? (Note: This person needs to have signatory rights and/or information right for the accounts.): | Harry Beller | Preferred method of contact (indicate phone no., fax no., e-mail address, etc.): |¶

7/30/2019 DB-SDNY-0002722¶

CONFIDENTIAL – PURSUANT TO FED. R. CRIM. P. 6(e)¶

EFTA_00016196¶

EFTA00166948¶

KYC Print¶

Page 2 of 13¶

One sheet must be established for each account to be opened¶

2. Account Ownership Summary
Account Name:					Neptune LLC				Acct. Number (& available):
Account Manager:					Paul Morris
What is the purpose of the account (e.g. portfolio management, advisory account, custody services, long-term investment, payment/expense account)? Checking account used for the daily needs of running Jeffrey Epstein's home in NYC.
Indicate from where the assets are expected to arrive? ☐ DB Group: Same Booking Center (indicate account number); ☐ DB Group: Other Booking Center (indicate DB location and account details); ☑ Other Institution (Indicate name & location): JPMorgan. New York ☐ Physical Deposits (specify cash, securities, cheques, ...)
What is the expected size and frequency of regular inflows and outflows for the account (indicate estimated number and volume per month)? Roughly 10 inflows and outflows per month ranging from $,1000 to $10,000
What is the expected volume of assets and currency for the account approx. 90 days after opening?									Currency	USD
What is the expected volume of assets and currency for the account approx. one year after opening?						10000			Currency	USD
Does/will the client have Assets Under Management (AuM) within DB under Eur. 3M?						☐ Yes ☑ No
Please list all parties related to the account. For each party: • Check if a source of wealth description is required for the party. • Check the appropriate box to describe the relationship of the party to this account (> 1 can be selected). • If none of the check boxes apply, describe the party's relation to the account in the “Other” column. • Always describe the relationship between the parties in the last column. • Please drill down to the ultimate/underlying Beneficial Owner(s).
Legal Entity	Description of Source of Wealth required	Parties related to this account	Account Holder	PIC Owner	Settler of Trust / Founder of Foundation	Ultimate Beneficiary Owner	Signatory or Full POA	Limited POA	Financial Intermediary (FIM)	Significant Shareholder (> 5%) Non-PIC entity (indicate ownership %)	Legal Representative	Grantor/Settter	Founding Donor	Other (please describe other roles and/or indicate relationship between parties)
1	✓	✓	Neptune, LLC	✓	□	□	□	□	□	□		□	□	□
2	□	✓	Jeffrey Epstein	□	□	□	✓	✓	□	□		□	□	□
3	□	□	Harry Beller	□	□	□	□	□	□	□		□	□	□
4	□	□	Darren Indyk	□	□	□	✓	✓	□	□		□	□	□

7/30/2019¶

CONFIDENTIAL – PURSUANT TO FED. R. CRIM. P. 6(e)¶

DB-SDNY-0002723¶

EFTA_00016197¶

EFTA00166949¶

KYC Print¶

Page 3 of 13¶

2. Account Ownership Summary

Account Name:

Neptune LLC -- Money Market

Acct. Number (if available):

Account Manager:

Paul Morris

What is the purpose of the account (e.g. portfolio management, advisory account, custody services, long-term investment, payment/expense account)? Money Market to hold funds necessary to run the costs associated with Jeffrey Epstein's NYC home

Indicate from where the assets are expected to arrive?

□ DB Group: Same Booking Center (indicate account number)

□ DB Group: Other Booking Center (indicate DB location and account details)

□ Other Institution (indicate name & location): JP Morgan. NYC

□ Physical Deposits (specify cash, securities, cheques, ...):

What is the expected size and frequency of regular inflows and outflows for the account (indicate estimated number and volume per month)? Roughly 1-3 inflows and outflows per month ranging from $1,000 to $10,000

What is the expected volume of assets and currency for the account approx. 90 days after opening? Currency USD

What is the expected volume of assets and currency for the account approx. one year after opening? 10,000 Currency USD

Does/will the client have Assets Under Management (AuM) within DB under Eur. 3M? Yes No

Please list all parties related to the account.
For each party:
• Check if a source of wealth description is required for the party.
• Check the appropriate box to describe the relationship of the party to this account (>= 1 can be selected).
• If none of the check boxes apply, describe the party's relation to the account in the “Other” column.
• Always describe the relationship between the parties in the last column.
• Please drill down to the ultimate/underlying Beneficial Owner(s).

Legal Entity

Description of Source of Wealth required

Parties related to this account

Account Holder

PIC Owner

Settlor of Trust / Founder of Foundation

Ultimate Beneficial Owner

Signatory or Full POA

Limited POA

Financial Intermediary (FIM)

Significant Shareholder (>= 25%) Non-PIC entity (Indicate ownership %)

Legal Representative

Grantor/Settler

Founding Donor

Other (please describe other roles and/or indicate relationship between parties)

✓

Neptune, LLC

✓

☐

7/30/2019 DB-SDNY-0002724¶

CONFIDENTIAL – PURSUANT TO FED. R. CRIM. P. 6(e)¶

EFTA_00016198¶

EFTA00166950¶

KYC Print¶

Page 4 of 13¶

One sheet must be established for EACH INDIVIDUAL PARTY in Section 2. Account Ownership Summary¶

3A. Individual Details(for all parties)
Individual's Name:	Jeffrey Epstein - 00000483289			Date of Birth:		1/20/1953
Country of Residence:	USVI			Country of Citizenship:		USA
Address of primary residence:	Litte Saint James Saint Thomas 00802 US Virgin Islands			Has client resided outside of his/her country of nationality for 5 years or more?		Yes No
Profession/Occupation:	Self Empolyed			Tax ID / SSN:
Current Employer:	Southern Financial LLC			Position/Title/Rank:		President
Address of employer:
Does the person work as senior executive of a DB-recognized regulated entity in the financial industry? or an entity listed on a DB-recognised exchange?(Not applicable for operating entities)
Is the individual a Politically Exposed Person(PEP)?(if Yes, describe)
To the best of your knowledge, is the individual related to an employee of the DB group?(if Family or Friendship, describe)
To the best of your knowledge, is the individual party to a non-banking relationship with Deutsche Bank(e.g., external legal counsel, client referral source, supplier of goods or services)?(if Yes, describe)
If applicable, indicate which bank officers have met the person:		Indicate where and when the client meeting(s) took place:
Bank Officer Name(s)		Bank Office:	Client Private Domicile:	Client Place of Business:	Other Location(specify): Date:
Paul Morris		□	□	✓	9/13/2013
		□	□	□
		□	□	□

3B. Wealth Details(Only for parties requiring source of wealth description as indicated in Section 2)
Nature of the Individual's Business:		Private investments
Primary Country of source of wealth/source of Funds?
Primary industry of source of Wealth/Source of Funds?
Summarize Source of Wealth:		Business Owner Salary/Earnings Investment Inheritance/Gifts Other:
Further Describe Source of Wealth /Detail the history of wealth for each of the sources:(e.g. For trusts, how did settlor accumulate wealth?For inheritance,how did family accumulate wealth?For business owners,how long in business,how many employees,level of profitability?Indicate type of business,countries of major activities,important business partners.) Epstein began his financial career in 1976 as an options trader at Bear Stearns and became a partner in 1980.In 1982,Epstein founded his own financial management firm,J.Epstein & Co.,managing the assets of clients with more than a billion in net worth.In 1996,Epstein changed the name of his firm to The Financial Trust Company and based it on the island of St. Thomas in the US Virgin Islands.All of his clients were anonymous except for the very wealthy businessman Leslie Wexner.His wealth has come from his days at Bear Stearns and his financial management firms
Estimated Annual Income($):	10,000,000.00	Estimated amount of investable assets($):		$50 MM-100 MM
Estimated Net Worth($):	$100 MM-500 MM	Amount of assets planned to invest with PWM($):
Other Known Financial Institutions:
Institution:	JPMorgan	Country:	USA	Est. Assets Under Mgt:	200,000,000.00

7/30/2019 DB-SDNY-0002725 EFTA_00016199¶

CONFIDENTIAL – PURSUANT TO FED. R. CRIM. P. 6(e)¶

EFTA00166951¶

KYC Print¶

Page 5 of 13¶

Institution:	Country:	Est. Assets Under Mgt:
Institution:	Country:	Est. Assets Under Mgt:
Please indicate the family situation of the individual(marital status, other family members, etc.)：

https://dbforcepb.my.salesforce.com/servlet/servlet.Integration?lid=01N30000000D9Di&e...	7/30/2019
CONFIDENTIAL – PURSUANT TO FED. R. CRIM. P. 6(e)	DB-SDNY-000

EFTA_00016200¶

EFTA00166952¶

KYC Print¶

Page 6 of 13¶

One sheet must be established for EACH INDIVIDUAL PARTY in Section 2. Account Ownership Summary¶

3A. Individual Details(for all parties)
Individual's Name:	Harry Beller			Date of Birth:
Country of Residence:	USA			Country of Citizenship:		USA
Address of primary residence:				Has client resided outside of his/her country of nationality for 5 years or more?		Yes No
Profession/Occupation:	Accountant			Tax ID / SSN:
Current Employer:	HBRK Associates			Position/Title/Rank:
Address of employer:
Does the person work as senior executive of a DB-recognized regulated entity in the financial industry? or an entity listed on a DB-recognised exchange? (Not applicable for operating entities)				Yes No
Is the individual a Politically Exposed Person (PEP)?(if Yes, describe)				Yes No
To the best of your knowledge, is the individual related to an employee of the DB group?(if Family or Friendship, describe)				Family Friendship None
To the best of your knowledge, is the individual party to a non-banking relationship with Deutsche Bank (e.g., external legal counsel, client referral source, supplier of goods or services)?(if Yes, describe)				Yes No
If applicable, indicate which bank officers have met the person:		Indicate where and when the client meeting(s) took place:
Bank Officer Name(s)		Bank Office:	Client Private Domicile:	Client Place of Business:	Other Location(specify):	Date:
Paul Morris		□	□	✓		9/13/2013
		□	□	□
		□	□	□

3B. Wealth Details(Only for parties requiring source of wealth description as indicated in Section 2)
Nature of the Individual's Business:
Primary Country of source of wealth/source of Funds?
Primary industry of source of Wealth/Source of Funds?
Summarize Source of Wealth:		Business Owner Salary/Earnings Investment Inheritance/Gifts Other:
Further Describe Source of Wealth /Detail the history of wealth for each of the sources:(e.g. For trusts, how did settlor accumulate wealth?For inheritance,how did family accumulate wealth?For business owners,how long in business,how many employees,level of profitability?Indicate type of business,countries of major activities,important business partners.)
Estimated Annual Income($):		Estimated amount of investable assets($):
Estimated Net Worth($):		Amount of assets planned to invest with PWM($):
Other Known Financial Institutions:
Institution:	Country:		Est. Assets Under Mgt:
Institution:	Country:		Est. Assets Under Mgt:
Institution:	Country:		Est. Assets Under Mgt:

7/30/2019 DB-SDNY-0002727 EFTA_00016201¶

CONFIDENTIAL – PURSUANT TO FED. R. CRIM. P. 6(e)¶

EFTA00166953¶

KYC Print¶

Page 7 of 13¶

Please indicate the family situation of the individual (marital status, other family members, etc.):¶

https://dbforcepb.my.salesforce.com/servlet/servlet.Integration?lid=01N30000000D9Di&e...	7/30/2019
CONFIDENTIAL-PURSUANT TO FED.R.CRIM.P.6(e)	DB-SDNY-000272

EFTA_00016202¶

EFTA00166954¶

KYC Print¶

Page 8 of 13¶

One sheet must be established for EACH INDIVIDUAL PARTY in Section 2. Account Ownership Summary¶

3A. Individual Details (for all parties)¶

Individual’s Name:	Darren Indyke -
Country of Residence:	USA
Address of primary residence:
Profession/Occupation:	Lawyer
Current Employer:	Southern Financial LLC
Address of employer:	575 Lexington Ave, 4th Fl New York NY USA 10022

Does the person work as senior executive of a DB-recognized regulated entity in the financial industry? or an entity listed on a DB-recognized exchange? (Not applicable for operating entities)¶

Is the individual a Politically Exposed Person (PEP)? (If Yes, describe)¶

To the best of your knowledge, is the individual related to an employee of the DB group? (If Family or Friendship, describe)¶

To the best of your knowledge, is the individual party to a non-banking relationship with Deutsche Bank (e.g., external legal counsel, client referral source, supplier of goods or services)? (If Yes, describe)¶

If applicable, indicate which bank officers have met the person:¶

Bank Office:	Client Private Domicile:	Client Place of Business:
□	□	□
□	□	□
□	□	□

☐ Wealth Details for this individual are not filled in, because they are the same as for the following person:¶

3B. Wealth Details (Only for parties requiring source of wealth description as indicated in Section 2)¶

Nature of the Individual’s Business:¶

Primary Country of source of wealth/source of Funds?¶

Primary industry of source of Wealth/Source of Funds?¶

Summarize Source of Wealth:¶

Business Owner ☐ Salary/Earnings ☐ Investment ☐ Inheritance/Gifts ☐ Other:¶

Further Describe Source of Wealth /Detail the history of wealth for each of the sources: (e.g. For trusts, how did settler accumulate wealth? For inheritance, how did family accumulate wealth? For business owners, how long in business, how many employees, level of profitability? Indicate type of business, countries of major activities, important business partners.)¶

Estimated Annual Income($):¶

Estimated Amount of Investable assets($):¶

Estimated Net Worth($):¶

Amount of assets planned to invest with PWM($):¶

Other Known Financial Institutions:¶

Institution: Country: Est. Assets Under Mgt: Institution: Country: Est. Assets Under Mgt: Institution: Country: Est. Assets Under Mgt:¶

CONFIDENTIAL – PURSUANT TO FED. R. CRIM. P. 6(e)¶

7/30/2019 DB-SDNY-0002729 EFTA_00016203¶

EFTA00166955¶

KYC Print¶

Page 9 of 13¶


Please indicate the family situation of the individual(marital status,other family members,etc.)：

One sheet must be established for EACH LEGAL ENTITY in Section 2. Account Summary¶

3C. Legal Entity Details(For all Legal Entities)
Legal Entity Name:	Neptune, LLC - 00000487264
Type of Entity:	Foundation/Association Trust Company Estate Partnership		Purpose of Entity:	Private Investment Philanthropic/Charitable Commercial
Type of Entity Other(specify):			Purpose of Entity Other(specify):
Country of incorporation/registration:	USA		Date of incorporation/registration:	12/21/2011
Volker Status:			Volcker Flag:
Address(city, street, post code):	6100 Red Hook, Quarter B3 St, Thomas 00802 USVI		U.S. TIN/EIN:	45-4093384
Provide a description of the entity's organizational structure, its ownership structure and its Top Management. For trusts/foundations, include information about revocability, settlor and beneficiaries, etc.:Single member LLC. Jeffrey Epstein is the sole member
Please indicate how ownership of the legal entity is reflected:
Special attention: Bearer Shares - Indicate where shares are custodied:
Describe the chain from the direct owner of the entity to the ultimate beneficial owner(if not the same persons):
To the best of your knowledge, is the entity party to a non-banking relationship with Deutsche Bank(e.g. external legal counsel, client referral source, supplier of goods or services)?YesNo
Describe Nature of Entity's Primary Business and Investment Activities
Nature of the business:		This LLC was formed to hold the funds necessary to cover the costs and taxes associated with running Jeffrey Epstein's NYC home
Countries where business is transacted:		USA
Number of employees:		1

3D. Wealth Profile(Only for parties requiring source of wealth description as indicated in Section 2)
Primary Country of source of wealth/source of Funds?
Primary industry of source of Wealth/Source of Funds?
Provide Evidence of Corporate Assets(e.g. balance sheet or equivalent summary of assets/liabilities):This LLC is funded my contributions made by Jeffrey Epstein.
Estimated gross receipts($):
Estimated net profit($):
Estimated investable assets($):			<$1 MM
Potential Amount to be invested with PWM($):			20,000.00
Other Known Financial Institutions:
Institution:	JPMorgan	Country:		USA	Est. Assets Under Mgt:	20,000.00
Institution:		Country:			Est. Assets Under Mgt:
Institution:		Country:			Est. Assets Under Mgt:

CONFIDENTIAL – PURSUANT TO FED. R. CRIM. P. 6(e)¶

7/30/2019 DB-SDNY-0002730 EFTA_00016204¶

EFTA00166956¶

KYC Print¶

Page 10 of 13¶

DB PWM GLOBAL KYC/NCA: US/LatAm/Int’l PART B¶

Relationship Name	SOUTHERN FINANCIAL RELATIONSHIP
Risk Rating Comments:
Booking Center	NY	NY/Offshore	Offshore		Moderate Risk	High Risk	Jacqueline Lightbody
(Compliance Signature)
DB Employee	DB Managed PIC			DB is Trustee/Co-Trustee			Bearer Shares

(Compliance Signature)
□ DB Employee	□ DB Managed PIC	□ DB is Trustee/Co-Trustee	□ Bearer Shares
4. Attachments
A.	Type of Photo ID Provided	Drivers License	Passport National/State ID Other
B.	Checklist of names (individuals and/or entities) that were submitted for database searches is attached	Yes	No
C.	Please indicate the results of the database searches performed
	RDC searches complete	Yes	No negative results found Yes
	PCR checks complete	Yes	No negative results found Yes
	OFAC checks complete	Yes	No negative results found Yes
	BIS searches complete (Lexis/Nexis, Factiva, Reuters, Dow Jones,	Yes	No negative results found Yes
	Denial Orders checks complete	Yes	No negative results found Yes
	Martindale-Hubbell searched (Lawyers/Law Firms only)	Yes	No negative results found Yes
Please summarize any negative results from the database searches indicated above: DARREN INDYKE KYC approved in case #1133777
NEPTUNE LLC: See attached AML Clearance — The RDC alert was a false hit. Negative Media: All negative media is not our client. All negative media either predates our client's formation (2011) or is another LLC. Our Neptune LLC is a single member LLC that runs the operations of a home
D.	JEFFREY EPSTEIN: See KYC #01082293 and #01121718 for previous KYC approval and all pertaining documents
	HARRY BELLER: Negative Media: Not our client. All negative media pertains to an environmental microbiologist. Our client is an accountant Court Cases: #1: Disposed in 1987 All other cases are not our client. The other court cases refer to a Dr. Harry Beller. Our client is an accountant
E.	To the best of your knowledge, has the client ever been convicted of a criminal offense?	Yes	No
F.	To the best of your knowledge, has the customer ever involved in any past litigation against Deutsche Bank AG or any of its subsidiaries or is the customer threatening litigation against Deutsche Bank AG or any of its subsidiaries? (If Yes, provide details below and contact Quality Mgt. (Lukin/Dryl) or the Regulatory Control Group and notify Compliance immediately)	Yes	No
G.	Does the client or related party have any financial or other association/interactions within countries or regimes sanctioned by the Office of Foreign Assets Control (OFAC)?	Yes	No
H.	Does the client or related party have any financial or other association/interactions within high risk countries?	Yes	No
I.	Corporate Documentation Attached (Legal Entities Only)	Yes	No Not Applicable
J.	Undisclosed Principal Form Complete (Intermediaries Only)	Yes	No Not Applicable
K.	If Lexis/Nexis Search Results, Corporate Documents or Other Supporting Documentation is not in English, please provide an English summary of the nature/content of the non-English Documentation:
L.	Special Risk Factors

CONFIDENTIAL – PURSUANT TO FED. R. CRIM. P. 6(e)¶

7/30/2019 DB-SDNY-0002731 EFTA_00016205¶

EFTA00166957¶

KYC Print¶

Page 11 of 13¶

Does the account have Nexus to Special Risk Countries?	Yes	No
Is the account structure unusually complex?	Yes	No
Is there any indication the client set up a non operating company expressly for the purpose of transferring shares to third parties?	Yes	No
Is there any indication this could be a prohibited business relationship?	Yes	No
Are the bearer shares identified subject to acceptable controls?	Yes	No

https://dbforcepb.my.sal	et/servlet.Integration?lid=01N30000000D9Di&e…	7/30/2019
CONFIDENTIAL – PURSUANT TO FED. R. CRIM. P. 6(e)		DB-SDNY-0002732

FETA: 0001620¶

EFTA_00016206¶

EFTA00166958¶

KYC Print¶

Page 12 of 13¶

M. Case Comments
Created By	Date	Comments
Jacqueline Lightbody	3/14/114 3:00 PM	1 page of DB Certificate of LLC Resolution with the 2nd that did not list all signers, is acceptable. The only revision was the 2nd page with the correct signers that is attached separately.

ONSHORE APPROVALS
Client Facing Professional(CFP):	Paul Morris	(Signature) Paul Morris	2/24/2014
Office Director/Business Head:	Brian M. Biggar	(Signature) Brian M. Biggar	2/24/2014
Regional Office Director:		(Signature)
AML Business Risk:		(Signature)
AML Compliance:	Gwen Hill o/b/o Janice Franklin Jacqueline Lightbody	(Signature)
		Gwen Hill o/b/o Janice Franklin	3/14/2014
		Jacqueline Lightbody	3/14/2014

LATAM/INTERNATIONAL APPROVALS
Client Facing Professional(CFP):		(Signature)
Account Manager:		(Signature)
Global Market Team Head(GMTH)/Sub-Market Team Head(SMTH):		(Signature)
AML Business Risk:		(Signature)
AML Compliance:		(Signature)

PRIVATE WEALTH MANAGEMENT POLICY STATEMENT: Deutsche Bank Private Wealth Management (PWM) worldwide is committed to professionally serve the interests of its clients. To do so, Client Facing Professionals1(1) (CFP’s) should establish and maintain business relationships only with persons who satisfy our high standards of suitability, background and character. Due diligence obtained on the client must be appropriately documented by the CFP. It is the responsibility of CFP’s to demonstrate that they know their client both at the inception of a relationship and on an ongoing basis.¶

DECLARATION FOR ALL SIGNERS OF THIS FORM: To the best of my knowledge and belief the above information is correct and up to date. I confirm that I have no suspicions relating to the money laundering or unethical activities on the part of the client(s) and that I have followed all the procedures relating to account opening as described in the PWM Americas Procedures and the PWM Global KYC Policy¶

https://dbforcepb.my.salesforce.com/servlet/servlet.Integration?lid=01N30000000D9Di&e...	7/30/2019
CONFIDENTIAL – PURSUANT TO FED. R. CRIM. P. 6(e)	DB-SDNY-000273

EFTA_00016207¶

EFTA00166959¶

KYC Print¶

Page 13 of 13¶

(1) Client Facing Professionals (CFP’s) include: Relationship Managers, Wealth Advisors, Product Officers, Brokers, Client Managers, etc.¶

Deutsche Bank Americas New York¶

CONFIDENTIAL – PURSUANT TO FED. R. CRIM. P. 6(e)¶

7/30/2019 DB-SDNY-0002734 EFTA_00016208¶

EFTA00166960¶

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Deutsche Bank KYC file for Neptune LLC accounts serving Jeffrey Epstein's NYC home

One sheet must be established per relationship - list all accounts included in the relationship¶

1. Relationship Details¶

One sheet must be established for EACH INDIVIDUAL PARTY in Section 2. Account Ownership Summary¶

3A. Individual Details (for all parties)¶

3B. Wealth Details (Only for parties requiring source of wealth description as indicated in Section 2)¶