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Financial record · 2015

Bank letter on changes to a secured credit card account, 2015

A credit card issuer's form letter notifying a cardholder that additional security deposits to increase a secured credit card's limit will no longer be allowed after January 19, 2016.Machine-written summary

EFTA00123718

Re: Account ending in

IMPORTANT CHANGE TO YOUR ACCOUNT

Dear

As of January 19, 2016, Capital One® will no longer be offering the option to make additional security deposits to increase the credit limit of your Secured MasterCard.

▶ How does this affect me?

This change won’t affect your current credit limit. However, you won’t have the option of adding additional security deposits to increase your credit limit as of January 19, 2016. Everything else about your card remains the same and you can continue to use it as you normally would.

▶ What if I want a higher credit limit?

Even though you will no longer be able to make additional deposits, you may receive a higher credit limit, in the future, based on your payment history and creditworthiness.

▶ I’ve still got questions.

Visit capitalone.com/securedcard/faqs for more details about your Secured MasterCard.

Remember, you can always keep track of your credit score and more using the free Capital One Credit Tracker tool. Just sign in to your account at capitalone.com or with the Capital One Mobile app.

Thank you for being a Capital One customer.

FM286178

© 2015 Capital One. Capital One is a federally registered service mark. All rights reserved.

OID20711

EFTA00123719