JPMorgan due diligence form for a financier's 2007 insurance trust

EXHIBIT 24¶

DDR Name: The 2007 Jeffrey E. Epstein Insurance Trust *I Dtd November 1, 2007 P. DDR Status: Process Completed¶

Banker Information¶

Banker: Mary C MIPMCHASE¶

LE/OU.¶

Banker SID:¶

Banker BAC:¶

Banker FNEN: 01¶

Banker History:¶

DM ID Unk Information¶

The DM for this DDR is DM Name -JEFFREY E. EPSTEIN CAS 10 - The following DDR’s are associated with this Decision Maker .¶

DDR Name	Banker	Secunty Services Search Date
116 East 65th St., LLC	Mary C	02/02/2009
Air Ghislaine, Inc.	Mary C	02/05/2009
Air Ghislaine, Inc.	Mary C	02/05/2009
Darren K. Indyke PLLC	Mary C	10/17/2008
Epstein, Jeffrey	Mary C	05/21/2003
Epstein, Jeffrey	Mary C	12/10/2008
Epstein, Jeffrey	Morns, Paul V	12/10/2008
Epstein, Jeffrey	Morris, Paul V	04/16/2010
Epstein, Jeffrey	Morris, Paul V	04/16/2010
Epstein, Jeffrey	Morris. Paul V	03/07/2011
Freedom Air International, Inc.	, Paul V	03/11/2010
HBRK Associates Inc.	Mary C	10/17/2008
Hyperion Air, Inc.	Mary C	02/03/2009
I-Correct.com LLC	. Mary C	01/30/2009
Jege, Inc.	Mary C	02/03/2009
LYN & J030 LLC	. Mary C	07/31/2006
MAX Foundation	. Mary C	12/10/2009
Maxwell, Ghislaine	Reth Mary	03/31/2005
	Mary C	01/30/2009
The 2007 Jeffrey E Epstein Insurance Trust	. Mary C	12/01/2008
42 - November 1, 2007	Mary C	12/02/2008
The 2007 Jeffrey E Epstein Insurance Trust	Mary C	11/25/2008

Trust/Estate Name / Contact Information¶

r New Client (No Decision Makar/UCAS/PCN Exists) a Existing Client (Decision Maker/UCAS/PCN Exists) Prospect (must be converted to a client prior to the account opening.)¶

r Backlog Client¶

Full Legal Entity Name: The 2007 Jeffrey E. Epstein Insurance Trust In Dtd November 1, 2007¶

Legal Entity: Trust¶

JPM Executor or Trustee? C Yes - Sole¶

C’ YeS - Joint a No¶

Fiduciary Manager¶

Non JPM Trustee(s) / Executor(s):¶

Complete this section for Non-JPM trustees / executors.¶

Primary Non JPM a’ Individual C Organization Trustee/Executor rs an¶

List the following into-rnatcn foi the Primary Non .PM trzstee rz.ecutor.lf an Organization, please list under “Last Name soctIon and nai “F rst name- w tn a dash (• .¶

Last Name : Indyko¶

First name : Darren¶

Middle Name/Initial: Keith¶

Address Line 1: 457 Madison Avenue¶

Address Line 2: 4th Floor¶

City: New York¶

State NY¶

Province:¶

Country: UNITED STATES¶

Postal/Zip Code: 10022¶

Contact Phone: I)¶

Date of Birth :(mm/dd/yyyy)¶

What form of goverment issued identification document did you obtain for the files?¶

Driver’s Ucense¶

Tax ID / Social Security Number¶

Passport/Drivers License a NJ Drivers license¶

List any additional Non PM trustee executors the rollov.i• table.¶

| Name | | Date of Birth (mm/dd/yyyy) | Form of Govt Issued ID | -------- | -------- | ------------------------------- | ------------------------------------ | ------------------- | -------- | | [REDACTED] | [REDACTED] | [REDACTED] | Driver’s License | [REDACTED] | [REDACTED] |¶

Grantor of Trust / Estate Assets:¶

List the following information for the grantor.¶

Grantor is an a’ Individual r Organization¶

If an Organization. Please list the legal name under “Last Name” sector, and mark ‘First name” with a dash (-y¶

Is the Grantor Deceased ? r Yes ’ No¶

Last Name : Epstein¶

First name : Jeffrey¶

Middle Name/Initial:¶

Address Line 1: 457 Madison Avenue, 4th Floor¶

Address Line 2:¶

City: New York¶

State: NY¶

Tax ID / Social Security Number :¶

You must ensure that a copy of an IRS application for tax id has been received from the client as evidence per Private Bank Policy.¶

Passport/Drivers License # :¶

List any additional grantors in the following table. If the grantor is deceased, indicate this in the Name field. If an Organization, provide the legal name.¶

| Name | Date of Birth (mm/dd/yyyy) | Form of Govt Issued ID | ------ | ------------------------------- | ------------------------------------ | ------------------- | -------- | | | | | | |¶

Beneficiary (-ies):¶

Name	Relationship to Grantor, Trustee/Executor
Ghislaine Maxwell
Eva Andersson :	Friend
Friend

Introduction Information¶

Introduction Type: Related Client A/C¶

Specific Information Existing client¶

Met with Non JPM Trustee(s)/ Executor(s) ? Yes No¶

Background / Financial Information¶

Occupation, Business or Employer of Non-JPM Money Manager Trustee(s)/Executor(s) Profession/Business Type:¶

Trust’s/Estate’s Value: $ 150.00 (USD millions)¶

Source Of Wealth/Assets of the trust: Other¶

Other¶

(Provide detailed and specific information) Jeffrey Epstein made his money managing the assets of wealthy individuals¶

Transaction Profile/Expected Account Activity¶

What is the purpose/intended use of this account? Checking account¶

What is the expected source of account funding ? Wire¶

Approximate $ amount to fund the account : $10,000¶

Please select each “Product Type” that applies. Within each product type, please check ALL transaction types that apply and provide a description of expected account activity. (document expected sources of inflows and destinations of transfers, countries, and types of payors/payees. Include where is the money coming from - example : A specific bank or firm and purpose of specific transactions, if known)¶

Product Type - Select all that apply	Transaction Types - Select all that apply and expected activity level ( L = 1-5, M = 6-12, H = >12 transactions per month)	Anticipated $ Amount Totals per month — Please provide at least an estimate
Deposit/Current Accounts (Checking, Savings, Money Market) Yes No	Cash ( withdrawals/deposits) - Low Medium High
	Check deposits / Check paid - Low Medium High	Below $100000
	Wire Incoming & Outgoing -	Below $1MM

	Internal Transfers
	Low	Medium
	High
Other		-
	Low	Medium
	High
Please describe in detail expected account activity for this product :			Account will serve only to make life insurance premium payments.
Investment Products (Custody, Brokerage, Agency, Margin) Yes No
Fiduciary (Investment Mgmt. / Trust) Yes No
Credit type facilities (Line of Credit, Mortgage, Letter of Credit) Yes No

Non-JPM Trustee(s)/Executor(s) Checks¶

	Background Check	Date (Required If Check Carried Out)	Comments (Required If Check Carried Out)
	Network TRW/CIC Lexis Nexis	12/02/2008	Darren Indyke is a longstanding employee of Mr. Epstein. K Indyke PLLC.
r	Dun _Bradstreet
r	Bank References
r	Directories
r	Bus Social Contacts
r	Other

Grantor Checks¶

If A Background Chas: Has Bean Carried Out, Then Both The Date Of The Check And Comments From The Findings Of That Check Are Required.¶

At least one Background Check needs to be performed.¶

east one Background Check needs to he performed OUTSIDE THE MORGAN NETWORK (Third Party Validation¶

	Background Check Date
	Network 12/02/2008 Jeffrey Epstein has been a P8 client for over 10yrs. Due
r	TRW/CIC
r	Lexis Nexis
r	Dun Bradstreet
r	Bank References
r	Directories
r	Bus Social Contacts

Note for Security Services: Please list any specific search requests/instructions to Security Services here Trust domicile is the U.S. Virgin Islands¶

Security Services Information¶

A Security Services Chen& is REQUIR.E0 for Nev. ;J:ente. and PreAriPeti¶

This section to be completed by the Security Servrevs Group:¶

Ust Individuals and Corporate Entities Investigated:¶

Please Note: All research is subjed to the availability of electronic database resources.¶

Attachment:¶

Seardi Type	Is
		Security Service Details: Banker
Company Information	No	No records were found.
Corporate Records	No	Information confirmed; details included in the attachment.
	No	No records were found.
	No	Information confirmed; details included in the attachment.
State Court Searches	No	Information confirmed; details Included in the attachment.
Federal Court Searches	No	No records were found.
Personal Particulars	No	Information confirmed; details included in the attachment.
Publications	No	Information confirmed; details included in the attachment.
Regulatory Sanctions	No	No records wore found.
OFAC/Control List Search No		No records were found.

Has this been identified as a Red Dot DDR? : a Yes r No¶

Red Dot (derogatory Information) Identified:¶

Red Dot information it any derogatory information identified by Global Satiny Services Which warrants the attention of the banker. The Presence of “Rod Dot- information does not necessarily mean that an existing relationship will be exited or a potential client relationship not pursued. The banker should document any conversations that have taken place with the client/prospect, if any, with regard of the issue and whether or not this Impacts his/her, or management’s decision to continue with or accept the person/entity as a client.¶

	Security Service Details (Include DOR names In which Proceed with or maintain Banker Response (If “Yes”, please this was previously reported, if any) provide your rationale for proceeding the client relationship with or maintaining the client Yes / No relationship. If “No”, please specify stops that will be taken;
The folielgee information was previously reported to	a Yes r No : Client was convicted of the felony
Mary C IM	on 09/12/2007 under the account I- charge and is serving a sentence in
Correct.com LLC (DDR a:	prison. fes Staley conferred with Stephen Cutler and the decision was Several newspaper articles were found that detail the made to keep Mr. Epstein as a client. indictment of Jeffrey Epstein in Flonda on felony charges of soliciting underage prostitutes. As of 11/25/2008: A tnal date for this case has yet to be set.
The follo	nformation was previously reported to
Mary C.	on 01/23/2008 under the account 116 East 65th St, LLC (DOR •

Newspaper article dated 08/09/1996 detailing the arrest of Ghislaine Maxwell on DWI charges.¶

Expense No.:¶

Total Costs: $0.00¶

Signed by: Sean X Guarnaccio¶

Dated: 11/25/2008 01:23:35 PM¶

Summary¶

Summary Of Findings: Jeffrey Epstein is a PB client of over 10yrs. He is establishing life insurance trust accounts.¶

Anticipated Product(s) Deposits¶

Client Hierarchy Assignments¶

GRAY SHADED AREA CONTAINS SNICAS ID ASSIGNMENT INFDP. ATION¶

Banker SID¶

Banker BAC:¶

FNEN: .¶

Does the DDR have Multiple Entities? C Yes l No¶

Client Hierarchy and Additional Entity Assignment:¶

Name ax ID Existing CAS Id¶

Linking to DM Id¶

THE 2007 JEFFREY E. EPSTEIN INSURANCE TRUST #1 DTD NOVEMBER 1, 2007¶

Linked to DM Name SPN No CAS ID¶

JEFFREY E. EPSTEIN¶

Contact Information for each entity named within the Client Hierarchy Table:¶

Associated Entity Date of Birth Goverment issued I.D Obtained¶

Tax ID * Citizenship¶

THE 2007 JEFFREY E. EPSTEIN INSURANCE TRUST N 1 DTD NOVEMBER 1, 2007¶

Do any of the above entitles require a joint SPN? C Yes a No¶

Select Yes, if maple entities will share the same account (OMNI, CASII or Olympic)¶

Does the DDR have Multiple Owners? C Yes a No¶

Name Goverment issued 1.0 Obtained¶

Tax 10 # Date of Birth¶

Attention Address Line 1 Address Line 2 City¶

If a Public/High Profile figure, please select one of the following: Prominent person who Is perceived to be controversial •¶

High Risk Junsdiction No¶

High Risk Business No¶

Is this a Foreign Bank’ No¶

“foreign Bari,- as defined in the USA PATRIOT Act.¶

Banker: Mary CMIPMCHASE¶

LE/OU:¶

Senior Manager: Marcus Shendan/JPMCHASE¶

Area Head: Catherine Keating/JPMCHASE¶

Annual / Periodic Review Information¶

Annual/Periodk Review 12 months¶

Due in:¶

Temporary Waiver Information¶

Waiver Status: ODR Complete¶

Reason for Waiver: Security Services is still performing the client background check.¶

Waiver Requested By: Lucy Elaglivo¶

Date of Waiver Request: 11/17/2008¶

Approver for Waiver: Elizabeth X Hogan¶

Waiver Approved On: 11/17/2008¶

Banker Approval Information¶

Sponsorship affirmation -¶

Based on my due diligence and the information provided , I approve and accept sponsorship of The 2007 Jeffrey E. Epsteinionce Trust #1 Dtd November 1, 2007 — as a Client from inception and throughout the client relationship. Mary C 12/02/2008 10:59:05 AM¶

Senior Manager Approval Information¶

Based on the information provided and the approval granted by Mary C=. I approve the acceptance of The 2007 Jeffrey E. Epstein Insurance Trust #1 Dtd November 1, 2007 as a Client.¶

Marcus Sheridan 12/02/2008 01:40:08 PM¶

Area Head Approval Information¶

Based on the Information provided and the approval granted by Mary C= and Marcus Sheridan, I approve the acceptance of The 2007 Jeffrey E. Epstein Insurance Trust e1 Dtd November 1, 2007 as a Client¶

Catherine Keating 12/11/2008 01:36:20 PM¶

Quality Reviewer Information¶

1st Quality Review Comment: Bonnie K on 12/4/2008 10:40:14 AM Comments : Ok to approve.¶

2nd Quality Review Comment:¶

3rd Quality Review Comment:¶

Admin Comments History :¶

Document History¶

Created: 11/13/2008¶

Last Modified: 12/11/2008¶

Submitted: 12/02/2008 01:40:08 PM¶

Recorded: 12/11/2008 01:36:24 PM¶

By: Lucy Baglivo¶

By: Catherine Keating¶

By: Marcus Sheridan¶