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Correspondence · Jan. 27, 2011

JPMorgan email on enhanced monitoring of Jeffrey Epstein accounts, Jan. 2011

JPMorgan compliance email noting 2010 human-trafficking coverage, enhanced monitoring of Epstein's accounts, and Jes Staley's discussion with him denying allegations.Machine-written summary

EXHIBIT 16

From: Morris, Paul V paulumorris@jprnorgan.corn To: DalessID, James James.DalessIo@jpmorgan.com Sent: 1/27/2011 10:16:57 PM Subject: DDR addition for Jeffrey Epstein

Jim, I was planning to add the following update, lot’s talk tomorrow. Thanks

January 27, 2011 update: A few news stories during 2010 connects Jeffrey Epstein to human trafficking. The coverage team along with Catherine Keating and William Langford al met to discuss the situation and agreed to enhance monitoring and document a discussion with the dent. Jes Staley discussed the topic with Jeffrey Epstein who replied there was no truth to the allegations, no evidence and was not expecting any problems. We will continue to monitor the accounts and cash usage closely going forward

Paul M orris JP Private Baric 212-464-0701 (office) (eel) paul.v.moms jomorgan.com

JPMorgan email on enhanced monitoring of Jeffrey Epstein accounts, Jan. 2011

Emails and letters

JPMorgan compliance email noting 2010 human-trafficking coverage, enhanced monitoring of Epstein's accounts, and Jes Staley's discussion with him denying allegations.

Court Records: U.S. Virgin Islands v. JPMorgan Chase (S.D.N.Y. 1:22-cv-10904) · Jan. 27, 2011

EXHIBIT 16 From: Morris, Paul V <paulumorris@jprnorgan.corn To: DalessID, James <James.DalessIo@jpmorgan.com Sent: 1/27/2011 10:16:57 PM Subject: DDR addition for Jeffrey Epstein Jim, I was planning to add the following update, lot's talk tomorrow. Thanks January 27, 2011 update: A few news stories during 2010 connects Jeffrey Epstein to human trafficking. The coverage team along with Catherine Keating and William Langford al met to discuss the situation and agreed to enhance monitoring and document a discussion with the dent. Jes Staley discussed the topic with Jeffrey Epstein who replied the…