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Correspondence · Jan. 12, 2007

JPMorgan banker email on Jeffrey Epstein referral to a public figure, Jan 2007

JPMorgan private bank emails discussing a client referral from Jeffrey Epstein to casino executive a public figure and a planned lunch meeting.Machine-written summary

EXHIBIT 204

From: ann.borowiec@jornorgan.com (ann.borowiec@jpmorgan.com] Sent: 1/12/2007 12:S0:21AM To: barry.s.berger@jpmorgan.com CC: robert.c.blanch@jpmorgan.com; patricia.lunka@jpmorgan.com Subject: Re: Jeffrey E. referralsl Attachments: graycol.gif

Is this the dc guy? I did speak to jcs and he specifically told me to keep the cpstein referrals…and he mentioned the one in dc…knew about it. Ann

Sent from my BlackBerry Wireless Handheld

Barry S Berger

From: Barry S Berger Sent: 01/11/2007 10:20 AM To: Ann Borowiec Co: Robert Blanch; Patricia Lunka Subject: Jeffrey E. referrals!

just got call from one of Jeffs referrals, Nick Ribis; his background material is on your chair (he is principal in Colony Capital, $6billion private equity fund, specializing in ownership of casinos (Resorts Int’l,etc.)). Spoke with him for about 15 minutes earlier this AM and he then asked me to meet him for lunch next week (the 17th) to discuss his estate planning (especially since his lawyer at Block has “confused him”); mentioned he had need of our investment capabilities as well, but when I suggested I would bring group to meeting to discuss investing/banking as well (Bob and Pat), he suggested for first meeting I come alone and we do it at his office (61th Street) over sandwiches. He also thought unnecessary to invite Jeffrey, but I will call Jeff and let him know Nick called me and he and I set up lunch. Lisa is puttingNick Ribis into Siebel.

Barry S. Berger Wealth Advisor JPMorgan Private Bank 345 Park Avenue, 8th Floor New York, NY 10154 Tel. 212-464-2661 Fax 212-464-1903 Email: barry.s.berger@jpmorgan.com

JPMorgan banker email on Jeffrey Epstein referral to a public figure, Jan 2007

Emails and letters

JPMorgan private bank emails discussing a client referral from Jeffrey Epstein to casino executive a public figure and a planned lunch meeting.

Court Records: U.S. Virgin Islands v. JPMorgan Chase (S.D.N.Y. 1:22-cv-10904) · Jan. 12, 2007

EXHIBIT 204 From: ann.borowiec@jornorgan.com (ann.borowiec@jpmorgan.com] Sent: 1/12/2007 12:S0:21AM To: barry.s.berger@jpmorgan.com CC: robert.c.blanch@jpmorgan.com; patricia.lunka@jpmorgan.com Subject: Re: Jeffrey E. referralsl Attachments: graycol.gif Is this the dc guy? I did speak to jcs and he specifically told me to keep the cpstein referrals...and he mentioned the one in dc....knew about it. Ann Sent from my BlackBerry Wireless Handheld Barry S Berger From: Barry S Berger Sent: 01/11/2007 10:20 AM To: Ann Borowiec Co: Robert Blanch; Patricia Lunka Subject: Jeffrey E. referrals! just got…