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Correspondence · Nov. 15, 2006

Correspondence, 2006-11-15

EXHIBIT 199

From: Sent: To: Subject: Attachments: ann.borowiec@jpmorgan.com [ann.borowlec@jpmorgan.comj 11/15/2006 1:47:40 PM john.r.duffy@jpmorgan.com Fw: Ck siebel ecblank.gif; p1c07239.gif; doclink.git; C6894824.gif; graycol.gif; pic28074.gif

I hope you arc familiar with the Jeffrey Epstein story where Bob Blanch and Barry Bcrgcr went to meet with him. At that meeting, Jeffrey said he had other clients (besides google founders) that we could help. Howard Rubenstein has called Barry saying Jeffrey said he was brilliant. Howard told Barry he is currently not a client of the PB. I would guess this is same guy, and he has small relationship with Gloria. This is President of Rubenstein Associates. (have call into Gloria, but I would guess that we need to keep these together… let’s discuss. Ann

Forwarded by Ann Borowiee./IPMCHASE on 11/15/2006 08:44 AM

Maria To: Ann BorowiectIPMCHASE@JPMCHASE cc: “Barry Berger” <barry.s.bergengjpmchase.com>, Pooja X SinhatIPMCIIASE@JPMCHASE

11/14/2006 11:11 Subject: Re: Ck siebeln AM

There arc 2 Sick] entries for Howard J Rubenstein:

*Client - Banker is Gloria Fieldcamp - Team is Family Wealth

* “Do not Solicit” - Law Firm Group

RUBENSTEIN, HOWARD J.RubensteinHowardDo Not SolicitLaw Firm Group
RUBENSTEIN, HOWARD J.RubensteinHowardGloria Fieldcamp[REDACTED]RUBENSTEIN, HOWARD ClientFamily Viewsh

Maria n Executive Assistant JPMorgan Private Bank - New Jersey Team 225 South Street - 3rd Floor Morristown, NJ 07960 * 973-285-2219 * 212-464-1495

Ann BorowiecIJPMCHASE

Ann Borowiec/JPMCHASE

11/14/2006 10:40 AM

ToMaria =-M/IPMCHASEVPMCIIASE, Pooja X Sinha/JPMCIIASE41PMCIIASE

cc”Barry Berger” barry.s.berger@jpmchase.com

SubjeciCk sicbcl

Can you see what you find in siebel for howard rubenstein. Pooja, can you get basic google package together here also for barry. thx ann

Sent from my BlackBerry Wireless Handheld

Correspondence, 2006-11-15

Emails and letters

Court Records: U.S. Virgin Islands v. JPMorgan Chase (S.D.N.Y. 1:22-cv-10904) · Nov. 15, 2006

EXHIBIT 199 From: Sent: To: Subject: Attachments: ann.borowiec@jpmorgan.com [ann.borowlec@jpmorgan.comj 11/15/2006 1:47:40 PM john.r.duffy@jpmorgan.com Fw: Ck siebel ecblank.gif; p1c07239.gif; doclink.git; C6894824.gif; graycol.gif; pic28074.gif I hope you arc familiar with the Jeffrey Epstein story where Bob Blanch and Barry Bcrgcr went to meet with him. At that meeting, Jeffrey said he had other clients (besides google founders) that we could help. Howard Rubenstein has called Barry saying Jeffrey said he was brilliant. Howard told Barry he is currently not a client of the PB. I would guess …