EFTA00198902

OFFICE SERVICING YOUR ACCOUNT

Bear, Stearns & Co. Inc.
383 Madison Avenue
New York, New York 10179

| | |

| :--- | :--- |

| ACCOUNT EXECUTIVE | ZICHERMAN, IRA |

| TELEPHONE | |

| VISIT OUR WEBSITE | www.bearstearns.com |

## What’s In This Statement

Your Portfolio Holdings ... 4

Transaction Detail 4

Fund Activity 5





# INTERNATIONAL CHARITABLE

INTERESTS II DTD 08/30/94

FINCL TR CO INC TTEE \*

ATTN JEANIE BRENNAN

6100 RED HOOK QUARTER STE B-3

ST THOMAS VI 00802



CLEARED THROUGH ITS

WHOLLY OWNED SUBSDIARY



## Your Portfolio at a Glance

There are no "Stop Loss" orders or other pending buy or sell open orders on file for your account.

<table border="1"><tr><td>NET CREDIT BALANCE</td><td>245</td></tr><tr><td>MONEY MARKET FUND BALANCE</td><td>5,760,387</td></tr><tr><td>NET EQUITY THIS PERIOD</td><td>$5,760,632</td></tr><tr><td>NET EQUITY LAST STATEMENT</td><td>5,878,647</td></tr><tr><td>CHANGE SINCE LAST STATEMENT</td><td>-118,015</td></tr></table>

Bear, Steams Securities Corp.

One Metrotech Center North

Brooklyn, New York 11201-3859

| LAST STATEMENT | September 30, 2003 |

| :--- | :--- |

ACCOUNT NUMBER



INTERNATIONAL CHARITABLE



THROUGH October 31, 2003

STATEMENT PERIOD October 1, 2003

Market Value of Your Portfolio

TAXPAYER NUMBER On File

Please report any difference or non-receipt of checks or stocks, indicated as delivered to you, to Client Services at 800-634-1428; or write to Client Services at Bear, Steams Securities Corp., One Metrotech Center North, Brooklyn, N.Y. 11201-3859.

This summary is for informational purposes only. It is not intended as a tax document.

This statement should be retained for your records. See reverse side for important information.

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EFTA00198903

CLEARED THROUGH ITS
WHOLLY OWNED SUBSIDIARY

2 of 5

Bear, Steams Securities Corp.
One Metrotech Center North
Brooklyn, New York 11201-3859



INTERNATIONAL CHARITABLE


STATEMENT BACKER IS PRINTED ON THIS PAGE

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EFTA00198904



BEAR
STEARNS


OFFICE SERVICING YOUR ACCOUNT
Bear, Stearns & Co. Inc.
383 Madison Avenue
New York, New York 10179

3 of 5

Cash Flow Analysis

<table border="1"><tr><td></td><td>THIS PERIOD</td></tr><tr><td>OpeningBalance</td><td>$530.45</td></tr><tr><td>Money Fund</td><td>126,269.72</td></tr><tr><td>Funds Deposited</td><td>6,000.00</td></tr><tr><td>Amount Credited</td><td>$132,269.72</td></tr><tr><td>Money Fund</td><td>-4,269.72</td></tr><tr><td>Funds Withdrawn</td><td>-128,285.00</td></tr><tr><td>Amount Debited</td><td>$-132,554.72</td></tr><tr><td>Net Cash Activity</td><td>-285.00</td></tr><tr><td>Closing Balance</td><td>$245.45</td></tr></table>

Cash Balance Summary

<table border="1"><tr><td></td><td>OPENING</td><td>CLOSING</td></tr><tr><td>Cash</td><td>530.45</td><td>245.45</td></tr><tr><td>Net Cash Balance</td><td>$530.45</td><td>$245.45</td></tr></table>

Income Summary

<table border="1"><tr><td></td><td>THIS PERIOD</td><td>YEAR TO DATE</td></tr><tr><td>Dividends</td><td>4,269.72</td><td>57,683.86</td></tr><tr><td>Credit Balance Int.</td><td>0.00</td><td>131.13</td></tr><tr><td>Total</td><td>$4,269.72</td><td>$57,814.99</td></tr></table>

Portfolio Composition

<table border="1"><tr><td>Cash/Cash Equivalent</td><td>5,760,632</td></tr><tr><td>Total</td><td>$5,760,632</td></tr></table>

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CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY

Bear, Steams Securities Corp.
One Metrotech Center North
Brooklyn, New York 11201-3859



INTERNATIONAL CHARITABLE



<table><tr><td>STATEMENT PERIOD</td><td>October 1,2003</td></tr><tr><td>THROUGH</td><td>October 31,2003</td></tr></table>



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ACCOUNT NUMBER



TAXPAYER NUMBER On File

| LAST STATEMENT | September 30, 2003 |

| :--- | :--- |

Your Portfolio Allocation

Unshaded portions denote debit balance and/or short market values. The allocation percentage is derived from the absolute market value of your portfolio.

EFTA00198905



BEAR
STEARNS


OFFICE SERVICING YOUR ACCOUNT

Bear, Stearns & Co. Inc.
383 Madison Avenue
New York, New York 10179

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## Your Portfolio Holdings

## CASH & CASH EQUIVALENTS

<table><thead><tr><th>DESCRIPTION</th><th>SYMBOL/CUSIP</th><th>QUANTITY</th><th>PRICE</th><th>MARKET VALUE</th><th>ESTIMATED ANNUAL INCOME</th><th>CURRENT YIELD (%)</th></tr></thead><tbody><tr><td colspan="4">CASH BALANCE</td><td>245</td><td></td><td></td></tr><tr><td>DREYFUS CASH MANAGEMENT-CL A INSTITUTIONAL SHARES EST, 30 DAY AVG YIELD .8900%</td><td>DICXX</td><td>5,760,386.79</td><td>1.0000</td><td>5,760,387</td><td>51,843</td><td>0.9000</td></tr><tr><td colspan="4">TOTAL CASH &amp; CASH EQUIVALENTS</td><td>$5,760,632</td><td>$51,843</td><td></td></tr></tbody></table>

<table border="1"><tr><td>YOUR TOTAL ESTIMATED ANNUAL INCOME</td><td>$51,843</td></tr><tr><td>YOUR PRICED PORTFOLIO HOLDINGS</td><td>$5,760,632</td></tr></table>



Transaction Detail


## DEPOSITS AND WITHDRAWALS

<table><thead><tr><th>DATE</th><th>TRANSACTION</th><th>DESCRIPTION</th><th>DEBIT AMOUNT</th><th>CREDIT AMOUNT</th></tr></thead><tbody><tr><td>10/01/03</td><td>FND WIRED</td><td>MDA NDS WIRED TO JPMORGAN CHASE BANK</td><td>116,285.00</td><td></td></tr><tr><td>10/09/03</td><td>CHECK</td><td>CK ACCT INTERNATIONAL CHARITABLE</td><td>6,000.00</td><td></td></tr><tr><td>10/10/03</td><td>CHECK</td><td>CK # ON ACCT GEORGE V DELSON</td><td>6,000.00</td><td></td></tr></tbody></table>



CLEARED THROUGH ITS

WHOLLY OWNED SUBSDIARY



Bear, Steams Securities Corp.

One Metrotech Center North

Brooklyn, New York 11201-3859

INTERNATIONAL CHARITABLE

STATEMENT PERIOD October 1, 2003

| THROUGH | October 31, 2003 |

| :--- | :--- |



ACCOUNT NUMBER



TAXPAYER NUMBER On File

| LAST STATEMENT | September 30, 2003 |

| :--- | :--- |

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EFTA00198906



BEAR
STEARNS


OFFICE SERVICING YOUR ACCOUNT

Bear, Stearns & Co. Inc.
383 Madison Avenue
New York, New York 10179



CLEARED THROUGH ITS
CLEARLY WOUNDED SUBSIDIARY



**5 of 5**



Bear, Steams Securities Corp.

One Meterotech Center North Brooklyn, New York 11201-3859





INTERNATIONAL CHARITABLE



## Transaction Detail (continued)

STATEMENT PERIOD October 1, 2003

DEPOSITS AND WITHDRAWALS (continued)

THROUGH October 31, 2003



ACCOUNT NUMBER



TAXPAYER NUMBER On File

<table><thead><tr><th>DATE</th><th>TRANSACTION</th><th>DESCRIPTION</th><th>DEBIT AMOUNT</th><th>CREDIT AMOUNT</th></tr></thead><tbody><tr><td>10/10/03</td><td>DEPOSIT</td><td>CHECK REDEPOSIT<br>INTER CHARIT</td><td></td><td>6,000.00</td></tr><tr><td colspan="2">TOTAL</td><td></td><td>-128,285.00</td><td>$6,000.00</td></tr></tbody></table>

| LAST STATEMENT | September 30, 2003 |

| :--- | :--- |

## MONEY FUND ACTIVITY

<table><thead><tr><th>DATE MO/DAY</th><th>TRANSACTION</th><th>DESCRIPTION</th><th>SYMBOL/CUSIP</th><th>QUANTITY</th><th>PRICE</th><th>DEBIT AMOUNT</th><th>CREDIT AMOUNT</th></tr></thead><tbody><tr><td>10/01/03</td><td></td><td>OPENINGBALANCE</td><td></td><td>5,878,117.07</td><td></td><td></td><td></td></tr></tbody></table>

<table border="1"><tr><td>10/01/03</td><td>SOLD</td><td>DREYFUS CASH MANAGEMENT-CL A INSTITUTIONAL SHARES</td><td>DICXX</td><td>-116,000</td><td>1.0000</td><td></td><td>116,000.00</td></tr><tr><td>10/01/03</td><td>DIVIDEND</td><td>DREYFUS CASH MANAGEMENT-CL A INSTITUTIONAL SHARES MONTHLY DIVIDEND</td><td>DICXX</td><td></td><td></td><td></td><td>4,269.72</td></tr><tr><td>10/01/03</td><td>REINVEST</td><td>DREYFUS CASH MANAGEMENT-CL A INSTITUTIONAL SHARES DIVIDEND REINVEST</td><td>DICXX</td><td>4,269.72</td><td></td><td>4,269.72</td><td></td></tr><tr><td>10/09/03</td><td>SOLD</td><td>DREYFUS CASH MANAGEMENT-CL A INSTITUTIONAL SHARES</td><td>DICXX</td><td>-6,000</td><td>1.0000</td><td></td><td>6,000.00</td></tr></table>

<table border="1"><tr><td>10/31/03</td><td>CLOSINGBALANCE</td><td colspan="2">5,760,386.79</td></tr><tr><td>TOTAL</td><td></td><td>-4,269.72</td><td>$126,269.72</td></tr></table>

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