EFTA00198897

OFFICE SERVICING YOUR ACCOUNT

Bear, Stearns & Co. Inc.
383 Madison Avenue
New York, New York 10179

| | |

| :--- | :--- |

| ACCOUNT EXECUTIVE | ZICHERMAN, IRA |

| TELEPHONE | |

| VISIT OUR WEBSITE | www.bearstearns.com |

## What’s In This Statement

Your Portfolio Holdings ... 4

Transaction Detail 4

Fund Activity 4





# INTERNATIONAL CHARITABLE

INTERESTS II DTD 08/30/94

FINCL TR CO INC TTEE \*

ATTN JEANIE BRENNAN

6100 RED HOOK QUARTER STE B-3

ST THOMAS VI 00802



CLEARED THROUGH ITS

WHOLLY OWNED SUBSIDIARY



## Your Portfolio at a Glance

Bear, Steams Securities Corp.

One Metrotech Center North

Brooklyn, New York 11201-3859

There are no "Stop Loss" orders or other pending buy or sell open orders on file for your account.

<table border="1"><tr><td>NET CREDIT BALANCE</td><td>245</td></tr><tr><td>MONEY MARKET FUND BALANCE</td><td>5,764,673</td></tr><tr><td>NET EQUITY THIS PERIOD</td><td>$5,764,918</td></tr><tr><td>NET EQUITY LAST STATEMENT</td><td>5,760,632</td></tr><tr><td>CHANGE SINCE LAST STATEMENT</td><td>4,286</td></tr></table>

| LAST STATEMENT | October 31, 2003 |

| :--- | :--- |



INTERNATIONAL CHARITABLE



ACCOUNT NUMBER

TAXPAYER NUMBER On File

STATEMENT PERIOD November 1, 2003

Market Value of Your Portfolio

THROUGH November 28, 2003

Please report any difference or non-receipt of checks or stocks, indicated as delivered to you, to Client Services at 800-634-1428; or write to Client Services at Bear, Steams Securities Corp., One Metrotech Center North, Brooklyn, N.Y. 11201-3859.

This summary is for informational purposes only. It is not intended as a tax document. This statement should be retained for your records. See reverse side for important information.

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V818


EFTA00198898

CLEARED THROUGH ITS
WHOLLY OWNED SUBSIDIARY

2 of 5

Bear, Steams Securities Corp.
One Metrotech Center North
Brooklyn, New York 11201-3859

STATEMENT BACKER IS PRINTED ON THIS PAGE



INTERNATIONAL CHARITABLE


027

EFTA00198899



BEAR
STEARNS


OFFICE SERVICING YOUR ACCOUNT
Bear, Stearns & Co. Inc.
383 Madison Avenue
New York, New York 10179

3 of 5

## Cash Flow Analysis

<table border="1"><tr><td></td><td>THIS PERIOD</td></tr><tr><td>OpeningBalance</td><td>$245.45</td></tr><tr><td>Money Fund</td><td>4,286.45</td></tr><tr><td>Amount Credited</td><td>$4,286.45</td></tr><tr><td>Money Fund</td><td>-4,286.45</td></tr><tr><td>Amount Debited</td><td>$-4,286.45</td></tr><tr><td>ClosingBalance</td><td>$245.45</td></tr></table>

Cash Balance Summary

<table border="1"><tr><td></td><td>OPENING</td><td>CLOSING</td></tr><tr><td>Cash</td><td>245.45</td><td>245.45</td></tr><tr><td>Net Cash Balance</td><td>$245.45</td><td>$245.45</td></tr></table>

Income Summary

<table border="1"><tr><td></td><th>THIS PERIOD</th><th>YEAR TO DATE</th></tr><tr><td>Dividends</td><td>4,286.45</td><td>61,970.31</td></tr><tr><td>Credit Balance Int.</td><td>0.00</td><td>131.13</td></tr><tr><td>Total</td><td>$4,286.45</td><td>$62,101.44</td></tr></table>

Portfolio Composition

<table border="1"><tr><td>Cash/Cash Equivalent</td><td>5,764,918</td></tr><tr><td>Total</td><td>$5,764,918</td></tr></table>



CLEARED THROUGH ITS

WHOLLY OWNED SUBSDIARY



Bear, Steams Securities Corp.

One Metrotech Center North

Brooklyn, New York 11201-3859



INTERNATIONAL CHARITABLE



| STATEMENT PERIOD | November 1, 2003 |
| :--- | :--- |
| THROUGH | November 28, 2003 |



ACCOUNT NUMBER



TAXPAYER NUMBER On File

| LAST STATEMENT | October 31, 2003 |

| :--- | :--- |

Unshaded portions denote debit balance and/or short market values. The allocation percentage is derived from the absolute market value of your portfolio.

EFTA00198900



BEAR
STEARNS


OFFICE SERVICING YOUR ACCOUNT

Bear, Stearns & Co. Inc.
383 Madison Avenue
New York, New York 10179

4 of 5

## Your Portfolio Holdings

CASH & CASH EQUIVALENTS

<table><thead><tr><th>DESCRIPTION</th><th>SYMBOL/CUSIP</th><th>QUANTITY</th><th>PRICE</th><th>MARKET VALUE</th><th>ESTIMATED ANNUAL INCOME</th><th>CURRENТ YIELD (%)</th></tr></thead><tbody><tr><td colspan="4">CASH BALANCE</td><td>245</td><td></td><td></td></tr><tr><td>DREYFUS CASH MANAGEMENT-CL A INSTITUTIONAL SHARES EST. 30 DAY AVG YIELD .8900%</td><td>DICXX</td><td>5,764,673.24</td><td>1.0000</td><td>5,764,673</td><td>51,882</td><td>0.9000</td></tr><tr><td colspan="4">TOTAL CASH &amp; CASH EQUIVALENTS</td><td>$5,764,918</td><td>$51,882</td><td></td></tr></tbody></table>

<table border="1"><tr><td>YOUR TOTAL ESTIMATED ANNUAL INCOME</td><td>$51,882</td></tr><tr><td>YOUR PRICED PORTFOLIO HOLDINGS</td><td>$5,764,918</td></tr></table>



CLEARED THROUGH ITS

WHOLLY OWNED SUBSDIARY



## MONEY FUND ACTIVITY

Bear, Steams Securities Corp.

One Metrotech Center North

Brooklyn, New York 11201-3859



Transaction Detail


<table><thead><tr><th>DATE MO/DAY</th><th>TRANSACTION</th><th>DESCRIPTION</th><th>SYMBOL/CUSIP</th><th>QUANTITY</th><th>PRICE</th><th>DEBIT AMOUNT</th><th>CREDIT AMOUNT</th></tr></thead><tbody><tr><td>11/01/03</td><td></td><td>OPENINGBALANCE</td><td></td><td>5,760,386.79</td><td></td><td></td><td></td></tr></tbody></table>

INTERNATIONAL CHARITABLE

STATEMENT PERIOD November 1, 2003



ACCOUNT NUMBER



| LAST STATEMENT | October 31, 2003 |

| :--- | :--- |

TAXPAYER NUMBER On File

THROUGH November 28, 2003

<table border="1"><tr><td>11/03/03</td><td>DIVIDEND</td><td>DREYFUS CASH MANAGEMENT-CL A INSTITUTIONAL SHARES MONTHLY DIVIDEND</td><td>DICXX</td><td></td><td></td><td>4,286.45</td></tr><tr><td>11/03/03</td><td>REINVEST</td><td>DREYFUS CASH MANAGEMENT-CL A INSTITUTIONAL SHARES DIVIDEND REINVEST</td><td>DICXX</td><td>4,286.45</td><td></td><td>4,286.45</td></tr></table>

027

EFTA00198901



BEAR
STEARNS


OFFICE SERVICING YOUR ACCOUNT
Bear, Stearns & Co. Inc.
383 Madison Avenue
New York, New York 10179



CLEARED THROUGH ITS

CLEARLY WOUNDED SUBSIDIARY





Bear, Steams Securities Corp.

One Metrotech Center North Brooklyn, New York 11201-3859





INTERNATIONAL CHARITABLE



<table><thead><tr><th>DATE MO/DAY</th><th>TRANSACTION</th><th>DESCRIPTION</th><th>SYMBOL/CUSIP</th><th>QUANTITY</th><th>PRICE</th><th>DEBIT AMOUNT</th><th>CREDIT AMOUNT</th></tr></thead><tbody><tr><td>11/28/03</td><td></td><td>CLOSINGBALANCE</td><td></td><td>5,764,673.24</td><td></td><td></td><td></td></tr><tr><td colspan="6">TOTAL</td><td>-$4,286.45</td><td>$4,286.45</td></tr></tbody></table>





******* End of Statement*******



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