EFTA00198862

OFFICE SERVICING YOUR ACCOUNT
Bear, Stearns & Co. Inc.
383 Madison Avenue
New York, New York 10179

| | |

| :--- | :--- |

| ACCOUNT EXECUTIVE | ZICHERMAN, IRA |

| TELEPHONE | |

| VISIT OUR WEBSITE | www.bearstearns.com |

## What’s In This Statement

<table border="1"><tr><td>Financial Summary</td><td>3</td></tr><tr><td>Your Portfolio Holdings</td><td>4</td></tr><tr><td>Transaction Detail</td><td>4</td></tr></table>





# INTERNATIONAL CHARITABLE

INTERESTS II DTD 08/30/94

FINCL TR CO INC TTEE \*

ATTN JEANIE BRENNAN

6100 RED HOOK QUARTER STE B-3

ST THOMAS VI 00802



CLEARED THROUGH ITS

WHOLLY OWNED SUBSDIARY



Bear, Steams Securities Corp.

One Metrotech Center North

Brooklyn, New York 11201-3859

There are no "Stop Loss" orders or other pending buy or sell open orders on file for your account.



INTERNATIONAL CHARITABLE



## Your Portfolio at a Glance

| STATEMENT PERIOD | June 29, 2002 |

| :--- | :--- |

| THROUGH | July 26, 2002 |

ACCOUNT NUMBER

<table border="1"><tr><td>NET CREDIT BALANCE</td><td>82,178</td></tr><tr><td>NET EQUITY THIS PERIOD</td><td>$82,178</td></tr><tr><td>NET EQUITY LAST STATEMENT</td><td>77,589</td></tr><tr><td>CHANGE SINCE LAST STATEMENT</td><td>4,589</td></tr></table>

| LAST STATEMENT | June 28, 2002 |

| :--- | :--- |

TAXPAYER NUMBER On File

Market Value of Your Portfolio

Please report any difference or non-receipt of checks or stocks, indicated as delivered to you, to Client Services at 800-634-1428; or write to Client Services at Bear, Steams Securities Corp., One Metrotech Center North, Brooklyn, N.Y. 11201-3859.

This summary is for informational purposes only. It is not intended as a tax document.

This statement should be retained for your records. See reverse side for important information.

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EFTA00198863

CLEARED THROUGH ITS
WHOLLY OWNED SUBSIDIARY

2 of 4

Bear, Steams Securities Corp.
One Metrotech Center North
Brooklyn, New York 11201-3859

STATEMENT BACKER IS PRINTED ON THIS PAGE



INTERNATIONAL CHARITABLE


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EFTA00198864



BEAR
STEARNS


OFFICE SERVICING YOUR ACCOUNT

Bear, Stearns & Co. Inc.
383 Madison Avenue
New York, New York 10179

3 of 4

## Cash Flow Analysis

<table border="1"><tr><td></td><td>THIS PERIOD</td></tr><tr><td>OpeningBalance</td><td>$77,589.16</td></tr><tr><td>Funds Deposited</td><td>4,508.09</td></tr><tr><td>Dividends/Interest</td><td>80.82</td></tr><tr><td>Amount Credited</td><td>$4,588.91</td></tr><tr><td>Net Cash Activity</td><td>4,588.91</td></tr><tr><td>ClosingBalance</td><td>$82,178.07</td></tr></table>

Cash Balance Summary

<table border="1"><tr><td></td><td>OPENING</td><td>CLOSING</td></tr><tr><td>Cash</td><td>77,589.16</td><td>82,178.07</td></tr><tr><td>Net Cash Balance</td><td>$77,589.16</td><td>$82,178.07</td></tr></table>

Income Summary

<table border="1"><tr><td></td><th>THIS PERIOD</th><th>YEAR TO DATE</th></tr><tr><td>Credit Balance Int.</td><td>80.82</td><td>564.64</td></tr><tr><td>Total</td><td>$80.82</td><td>$564.64</td></tr></table>

Portfolio Composition

<table border="1"><tr><td>Cash/Cash Equivalent</td><td>82,178</td></tr><tr><td>Total</td><td>$82,178</td></tr></table>

027

CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY

Bear, Stearns Securities Corp.
One Metrotech Center North
Brooklyn, New York 11201-3859

| STATEMENT PERIOD | June 29, 2002 |
| :--- | :--- |
| THROUGH | July 26, 2002 |



INTERNATIONAL CHARITABLE



TAXPAYER NUMBER On File

| LAST STATEMENT | June 28, 2002 |

| :--- | :--- |



07/27/02;17:22 001


Unshaded portions denote debit balance and/or short market values. The allocation percentage is derived from the absolute market value of your portfolio.

EFTA00198865



BEAR
STEARNS


OFFICE SERVICING YOUR ACCOUNT

Bear, Stearns & Co. Inc.
383 Madison Avenue
New York, New York 10179

4 of 4

## Your Portfolio Holdings

CASH & CASH EQUIVALENTS

<table><thead><tr><th>DESCRIPTION</th><th>SYMBOL/CUSIP</th><th>QUANTITY</th><th>PRICE</th><th>MARKET VALUE</th><th>ESTIMATED ANNUAL INCOME</th><th>CURRENT YIELD (%)</th></tr></thead><tbody><tr><td>CASH BALANCE</td><td></td><td></td><td></td><td>82,178</td><td></td><td></td></tr><tr><td>TOTAL CASH &amp; CASH EQUIVALENTS</td><td></td><td></td><td></td><td>$82,178</td><td></td><td></td></tr></tbody></table>

<table><thead><tr><th>YOUR PRICED PORTFOLIOHOLDINGS</th><td>$82,178</td></tr></thead></table>



Transaction Detail


## DEPOSITS AND WITHDRAWALS

<table><thead><tr><th>DATE</th><th>TRANSACTION</th><th>DESCRIPTION</th><th>DEBIT AMOUNT</th><th>CREDIT AMOUNT</th></tr></thead><tbody><tr><td>07/25/02</td><td>DEPOSIT</td><td>NTH FACE SECS LITG OO INTNL CHARITABLE INS 11 HSB</td><td></td><td>4,508.09</td></tr><tr><td colspan="3">TOTAL</td><td></td><td>$4,508.09</td></tr></tbody></table>



INTEREST




CLEARED THROUGH ITS

WHOLLY OWNED SUBSDIARY



<table><thead><tr><th>DATE</th><th>DESCRIPTION</th><th>SYMBOL/CUSIP</th><th>QUANTITY</th><th>RATE (%)</th><th>DEBIT AMOUNT</th><th>CREDIT AMOUNT</th></tr></thead><tbody><tr><td>07/22/02</td><td>INTEREST ON CREDIT BALANCE AT 1 1/4% 06/21 THRU 07/20</td><td></td><td></td><td>1.2500</td><td></td><td>80.82</td></tr><tr><td colspan="7">TOTAL</td><td>$80.82</td></tr></tbody></table>



Bear, Steams Securities Corp.

One Metrotech Center North Brooklyn, New York 11201-3859



STATEMENT PERIOD June 29, 2002



INTERNATIONAL CHARITABLE



THROUGH July 26, 2002

ACCOUNT NUMBER

TAXPAYER NUMBER On File

| LAST STATEMENT | June 28, 2002 |

| :--- | :--- |

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