EFTA00198818

OFFICE SERVICING YOUR ACCOUNT
Bear, Stearns & Co. Inc.
245 Park Avenue
New York, New York 10167



CLEARED THROUGH ITS

WHOLLY OWNED SUBSIDIARY



| | |

| :--- | :--- |

| ACCOUNT EXECUTIVE | ZICHERMAN, IRA |

| TELEPHONE | |

| VISIT OUR WEBSITE | www.bearstearns.com |

## What’s In This Statement

Financial Summary 3

Your Portfolio Holdings ... 3

Transaction Detail ... 4

Your Messages 4





# INTERNATIONAL CHARITABLE

INTERESTS II DTD 08/30/94

FINCL TR CO INC TTEE \*

ATTN JEANIE BRENNAN

6100 RED HOOK QUARTER STE B-3

ST THOMAS VI 00802

Bear, Steams Securities Corp.

One Metrotech Center North

Brooklyn, New York 11201-3859

STATEMENT PERIOD January 27, 2001



INTERNATIONAL CHARITABLE



TAXPAYER NUMBER 13-7047334

THROUGH February 23, 2001



ACCOUNT NUMBER 040-51256 X72



| LAST STATEMENT | January 26, 2001 |

| :--- | :--- |

There are no "Stop Loss" orders or other pending buy or sell open orders on file for your account.

## Your Portfolio at a Glance

<table border="1"><tr><td>NET CREDIT BALANCE</td><td>50,305</td></tr><tr><td>NET EQUITY THIS PERIOD</td><td>$50,305</td></tr><tr><td>NET EQUITY LAST STATEMENT</td><td>50,082</td></tr><tr><td>CHANGE SINCE LAST STATEMENT</td><td>223</td></tr></table>

Market Value of Your Portfolio

Please report any difference or non-receipt of checks or stocks, indicated as delivered to you, to Client Services at 800-634-1428; or write to Client Services at Bear, Steams Securities Corp., One Metrotech Center North, Brooklyn, N.Y. 11201-3859.

This summary is for informational purposes only. It is not intended as a tax document.

This statement should be retained for your records. See reverse side for important information.

027

EFTA00198819

CLEARED THROUGH ITS
WHOLLY OWNED SUBSIDIARY

2 of 4

Bear, Steams Securities Corp.
One Metrotech Center North
Brooklyn, New York 11201-3859

STATEMENT BACKER IS PRINTED ON THIS PAGE



INTERNATIONAL CHARITABLE


027



02/24/01;20:42 001


EFTA00198820



BEAR
STEARNS


OFFICE SERVICING YOUR ACCOUNT
Bear, Stearns & Co. Inc.
245 Park Avenue
New York, New York 10167

3 of 4

## Cash Flow Analysis

<table border="1"><tr><td></td><td>THIS PERIOD</td></tr><tr><td>OpeningBalance</td><td>$50,082.24</td></tr><tr><td>Dividends/Interest</td><td>222.51</td></tr><tr><td>Amount Credited</td><td>$222.51</td></tr><tr><td>Net Cash Activity</td><td>222.51</td></tr><tr><td>ClosingBalance</td><td>$50,304.75</td></tr></table>

Cash Balance Summary

<table border="1"><tr><td></td><td>OPENING</td><td>CLOSING</td></tr><tr><td>Cash</td><td>50,082.24</td><td>50,304.75</td></tr><tr><td>Net Cash Balance</td><td>$50,082.24</td><td>$50,304.75</td></tr></table>

Income Summary

<table border="1"><tr><td></td><td>THIS PERIOD</td><td>YEAR TO DATE</td></tr><tr><td>Credit Balance Int.</td><td>222.51</td><td>709.40</td></tr><tr><td>Total</td><td>$222.51</td><td>$709.40</td></tr></table>

CASH & CASH EQUIVALENTS

## Your Portfolio Holdings

Portfolio Composition

<table border="1"><tr><td>Cash/Cash Equivalent</td><td>50,305</td></tr><tr><td>Total</td><td>$50,305</td></tr></table>

<table border="1"><tr><td>DESCRIPTION</td><td>SYMBOL/CUSIP</td><td>QUANTITY</td><td>PRICE</td><td>MARKET VALUE</td><td>ESTIMATED ANNUAL INCOME</td></tr><tr><td>CASH BALANCE</td><td></td><td></td><td></td><td>50,305</td><td></td></tr><tr><td>TOTAL CASH &amp; CASH EQUIVALENTS</td><td></td><td></td><td></td><td>$50,305</td><td></td></tr></table>

Bear, Steams Securities Corp.

One Metratech Center North Brooklyn, New York 11201-3859



INTERNATIONAL CHARITABLE



| Description | Value |
| :--- | :--- |
| ACCOUNT NUMBER | 040-51256 X72 |
| TAXPAYER NUMBER | 13-7047334 |
| LAST STATEMENT | January 26, 2001 |

Your Portfolio Allocation

027

Unshaded portions denote debit balance and/or short market values. The allocation percentage is derived from the absolute market value of your portfolio.



02/24/01;20:42 001


EFTA00198821



BEAR
STEARNS


OFFICE SERVICING YOUR ACCOUNT
Bear, Stearns & Co. Inc.
245 Park Avenue
New York, New York 10167



CLEARED THROUGH ITS
CLEARLY WOUNDED SUBSIDIARY





Bear, Steams Securities Corp.

One Metrotech Center North

Brooklyn, New York 11201-3859



4 of 4



INTERNATIONAL CHARITABLE



## Your Portfolio Holdings (continued)

$$
\$50,304
$$

STATEMENT PERIOD January 27, 2001

THROUGH February 23, 2001



ACCOUNT NUMBER 040-51256 X72





INTEREST


TAXPAYER NUMBER 13-7047334

| LAST STATEMENT | January 26, 2001 |

| :--- | :--- |



Transaction Detail


<table><thead><tr><th>DATE</th><th>DESCRIPTION</th><th>SYMBOL/CUSIP</th><th>QUANTITY</th><th>RATE (%)</th><th>DEBIT AMOUNT</th><th>CREDIT AMOUNT</th></tr></thead><tbody><tr><td>02/21/01</td><td>INTEREST ON CREDIT BALANCE AT 5 1/2% 01/21 THRU 01/30</td><td></td><td></td><td>5.5000</td><td></td><td>76.44</td></tr><tr><td>02/21/01</td><td>INTEREST ON CREDIT BALANCE AT 5,000% 01/31 THRU 02/20</td><td></td><td></td><td>5.0000</td><td></td><td>146.07</td></tr><tr><td colspan="6">TOTAL</td><td>$222.51</td></tr></tbody></table>

## Your messages



The interest, if any, charged to your account during December 2000 was computed on the net debit balance through December 28. The interest, if any, charged to your account during January 2001 is computed from December 29, 2000.

027



02/24/01;20:42 001