EFTA00198774

OFFICE SERVICING YOUR ACCOUNT

Bear, Stearns & Co. Inc.
383 Madison Avenue
New York, New York 10179

| | |

| :--- | :--- |

| ACCOUNT EXECUTIVE | ZICHERMAN, IRA |

| TELEPHONE | |

| VISIT OUR WEBSITE | www.bearstearns.com |

## What’s In This Statement

<table border="1"><tr><td>Financial Summary</td><td>3</td></tr><tr><td>Your Portfolio Holdings</td><td>4</td></tr><tr><td>Transaction Detail</td><td>4</td></tr></table>



CLEARED THROUGH ITS

WHOLLY OWNED SUBSDIARY







# INTERNATIONAL CHARITABLE

INTERESTS II DTD 08/30/94

FINCL TR CO INC TTEE \*

ATTN JEANIE BRENNAN

6100 RED HOOK QUARTER STE B-3

ST THOMAS VI 00802

Bear, Steams Securities Corp.

One Metratech Center North

Brooklyn, New York 11201-3859



INTERNATIONAL CHARITABLE



There are no "Stop Loss" orders or other pending buy or sell open orders on file for your account.

STATEMENT PERIOD October 27,2001

TAXPAYER NUMBER On File

THROUGH November 30, 2001



ACCOUNT NUMBER 040-51256 X72



## Your Portfolio at a Glance

| LAST STATEMENT | October 26, 2001 |

| :--- | :--- |

<table border="1"><tr><td>NET CREDIT BALANCE</td><td>74,133</td></tr><tr><td>NET EQUITY THIS PERIOD</td><td>$74,133</td></tr><tr><td>NET EQUITY LAST STATEMENT</td><td>67,823</td></tr><tr><td>CHANGE SINCE LAST STATEMENT</td><td>6,310</td></tr></table>

Market Value of Your Portfolio

Please report any difference or non-receipt of checks or stocks, indicated as delivered to you, to Client Services at 800-634-1428; or write to Client Services at Bear, Steams Securities Corp., One Metrotech Center North, Brooklyn, N.Y. 11201-3859.

<table border="1"><tr><td colspan="3">This summary is for informational purposes only. It is not intended as a tax document.
This statement should be retained for your records.See reverse side for important information.</td></tr><tr><td>027</td><td>12/01/01:10:46</td><td>001</td></tr></table>

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CLEARED THROUGH ITS
WHOLLY OWNED SUBSIDIARY


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Bear, Steams Securities Corp.
One Metrotech Center North
Brooklyn, New York 11201-3859

STATEMENT BACKER IS PRINTED ON THIS PAGE



INTERNATIONAL CHARITABLE


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EFTA00198776



BEAR
STEARNS


OFFICE SERVICING YOUR ACCOUNT

Bear, Stearns & Co. Inc.
383 Madison Avenue
New York, New York 10179

3 of 5

## Cash Flow Analysis

<table border="1"><tr><td></td><td>THIS PERIOD</td></tr><tr><td>OpeningBalance</td><td>$67,822.79</td></tr><tr><td>Funds Deposited</td><td>6,204.09</td></tr><tr><td>Dividends/Interest</td><td>105.84</td></tr><tr><td>Amount Credited</td><td>$6,309.93</td></tr><tr><td>Net Cash Activity</td><td>6,309.93</td></tr><tr><td>ClosingBalance</td><td>$74,132.72</td></tr></table>

Cash Balance Summary

<table border="1"><tr><td></td><td>OPENING</td><td>CLOSING</td></tr><tr><td>Cash</td><td>67,822.79</td><td>74,132.72</td></tr><tr><td>Net Cash Balance</td><td>$67,822.79</td><td>$74,132.72</td></tr></table>

Income Summary

<table border="1"><tr><td></td><td>THIS PERIOD</td><td>YEAR TO DATE</td></tr><tr><td>Credit Balance Int.</td><td>105.84</td><td>1,984.20</td></tr><tr><td>Total</td><td>$105.84</td><td>$1,984.20</td></tr></table>

Portfolio Composition

<table border="1"><tr><td>Cash/Cash Equivalent</td><td>74,133</td></tr><tr><td>Total</td><td>$74,133</td></tr></table>

027

CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY

Bear, Steams Securities Corp.
One Metrotech Center North
Brooklyn, New York 11201-3859

INTERNATIONAL CHARITABLE

| ACCOUNT NUMBER | 040-51256 X72 |
| :--- | :--- |
| TAXPAYER NUMBER | On File |
| LAST STATEMENT | October 26, 2001 |

EFTA00198777



BEAR
STEARNS


OFFICE SERVICING YOUR ACCOUNT
Bear, Stearns & Co. Inc.
383 Madison Avenue
New York, New York 10179

4 of 5

## Your Portfolio Holdings

CASH & CASH EQUIVALENTS

<table><thead><tr><th>DESCRIPTION</th><th>SYMBOL/CUSIP</th><th>QUANTITY</th><th>PRICE</th><th>MARKET VALUE</th><th>ESTIMATED ANNUAL INCOME</th><th>CURRENT YIELD (%)</th></tr></thead><tbody><tr><td>CASH BALANCE</td><td></td><td></td><td></td><td>74,133</td><td></td><td></td></tr><tr><td>TOTAL CASH &amp; CASH EQUIVALENTS</td><td></td><td></td><td></td><td>$74,133</td><td></td><td></td></tr></tbody></table>

<table><thead><tr><th>YOUR PRICED PORTFOLIO HOLDINGS</th><td>$74,132</td></tr></thead></table>



Transaction Detail


## DEPOSITS AND WITHDRAWALS

<table><thead><tr><th>DATE</th><th>TRANSACTION</th><th>DESCRIPTION</th><th>DEBIT AMOUNT</th><th>CREDIT AMOUNT</th></tr></thead><tbody><tr><td>11/19/01</td><td>DEPOSIT</td><td>INTNL CHARITABLE INT 11 OO BS MORGAN</td><td></td><td>6,204.09</td></tr><tr><td colspan="3">TOTAL</td><td></td><td>$6,204.09</td></tr></tbody></table>



INTEREST




CLEARED THROUGH ITS

CLEARLY WOUNDED SUBSIDIARY



<table><thead><tr><th>DATE</th><th>DESCRIPTION</th><th>SYMBOL/CUSIP</th><th>QUANTITY</th><th>RATE (%)</th><th>DEBIT AMOUNT</th><th>CREDIT AMOUNT</th></tr></thead><tbody><tr><td>11/21/01</td><td>INTEREST ON CREDIT BALANCE AT 1 1/2% 11/06 THRU 11/20</td><td></td><td></td><td>1.5000</td><td></td><td>42.91</td></tr></tbody></table>



Bear, Steams Securities Corp.

One Metrotech Center North Brooklyn, New York 11201-3859



STATEMENT PERIOD October 27, 2001



INTERNATIONAL CHARITABLE



THROUGH November 30, 2001



ACCOUNT NUMBER 040-51256 X72



TAXPAYER NUMBER On File

| LAST STATEMENT | October 26, 2001 |

| :--- | :--- |

027



12/01/01;10:46 001


EFTA00198778



BEAR
STEARNS


OFFICE SERVICING YOUR ACCOUNT
Bear, Stearns & Co. Inc.
383 Madison Avenue
New York, New York 10179



CLEARED THROUGH ITS

CLEARLY WOUNDED SUBSIDIARY



**5 of 5**



Bear, Steams Securities Corp.

One Metrotech Center North

Brooklyn, New York 11201-3859





INTERNATIONAL CHARITABLE



## **Transaction Detail** (continued)

STATEMENT PERIOD October 27,2001



INTEREST (continued)



THROUGH November 30, 2001



ACCOUNT NUMBER 040-51256 X72



TAXPAYER NUMBER On File

<table><thead><tr><th>DATE</th><th>DESCRIPTION</th><th>SYMBOL/CUSIP</th><th>QUANTITY</th><th>RATE (%)</th><th>DEBIT AMOUNT</th><th>CREDIT AMOUNT</th></tr></thead><tbody><tr><td>11/21/01</td><td>INTEREST ON CREDIT BALANCE AT 2,000% 10/21 THRU 11/05</td><td></td><td></td><td>2.0000</td><td></td><td>62.93</td></tr><tr><td colspan="7">TOTAL</td><td>$105.84</td></tr></tbody></table>

| LAST STATEMENT | October 26, 2001 |

| :--- | :--- |





******* End of Statement*******



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