## Statements

EFTA00198769

OFFICE SERVICING YOUR ACCOUNT

Bear, Stearns & Co. Inc.
383 Madison Avenue
New York, New York 10179



CLEARED THROUGH ITS

CLEARLY WOUNDED SUBSIDIARY



| | |

| :--- | :--- |

| ACCOUNT EXECUTIVE | ZICHERMAN, IRA |

| TELEPHONE | |

| VISIT OUR WEBSITE | www.bearstearns.com |

<table><tr><td>Financial Summary</td><td>3</td></tr><tr><td>Your Portfolio Holdings</td><td>3</td></tr><tr><td>Transaction Detail</td><td>4</td></tr><tr><td>Your Messages</td><td>5</td></tr></table>

## What’s In This Statement

Bear, Steams Securities Corp.

One Metrotech Center North

Brooklyn, New York 11201-3859





# INTERNATIONAL CHARITABLE

INTERESTS II DTD 08/30/94

FINCL TR CO INC TTEE \*

ATTN JEANIE BRENNAN

6100 RED HOOK QUARTER STE B-3

ST THOMAS VI 00802



INTERNATIONAL CHARITABLE



STATEMENT PERIOD December 1, 2001

THROUGH December 31, 2001



ACCOUNT NUMBER 040-51256 X72



TAXPAYER NUMBER On File

| LAST STATEMENT | November 30, 2001 |

| :--- | :--- |

## Your Portfolio at a Glance

There are no "Stop Loss" orders or other pending buy or sell open orders on file for your account.

<table border="1"><tr><td>NET CREDIT BALANCE</td><td>74,220</td></tr><tr><td>NET EQUITY THIS PERIOD</td><td>$74,220</td></tr><tr><td>NET EQUITY LAST STATEMENT</td><td>74,133</td></tr><tr><td>CHANGE SINCE LAST STATEMENT</td><td>88</td></tr></table>

Market Value of Your Portfolio

If any information regarding 2001 interest, dividends, miscellaneous income, gross proceeds or original issue discount is required to be reported to the IRS for this account, a Consolidated Form 1099 will be mailed to you by January 31,2002 or 1042S by March 15,2002.

Please report any difference or non-receipt of checks or stocks, indicated as delivered to you, to Client Services at 800-634-1428; or write to Client Services at Bear, Steams Securities Corp., One Metrotech Center North, Brooklyn, N.Y. 11201-3859.

## Important Message

This summary is for informational purposes only. It is not intended as a tax document.

This statement should be retained for your records. See reverse side for important information.

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EFTA00198770

CLEARED THROUGH ITS
WHOLLY OWNED SUBSIDIARY

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Bear, Steams Securities Corp.
One Metrotech Center North
Brooklyn, New York 11201-3859

STATEMENT BACKER IS PRINTED ON THIS PAGE



INTERNATIONAL CHARITABLE


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EFTA00198771



BEAR
STEARNS


OFFICE SERVICING YOUR ACCOUNT

Bear, Stearns & Co. Inc.
383 Madison Avenue
New York, New York 10179

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## Cash Flow Analysis

<table border="1"><tr><td></td><td>THIS PERIOD</td></tr><tr><td>OpeningBalance</td><td>$74,132.72</td></tr><tr><td>Dividends/Interest</td><td>87.52</td></tr><tr><td>Amount Credited</td><td>$87.52</td></tr><tr><td>Net Cash Activity</td><td>87.52</td></tr><tr><td>ClosingBalance</td><td>$74,220.24</td></tr></table>

Cash Balance Summary

<table border="1"><tr><td></td><td>OPENING</td><td>CLOSING</td></tr><tr><td>Cash</td><td>74,132.72</td><td>74,220.24</td></tr><tr><td>Net Cash Balance</td><td>$74,132.72</td><td>$74,220.24</td></tr></table>

Income Summary

<table border="1"><tr><td></td><td>THIS PERIOD</td><td>YEAR TO DATE</td></tr><tr><td>Credit Balance Int.</td><td>87.52</td><td>2,071.72</td></tr><tr><td>Total</td><td>$87.52</td><td>$2,071.72</td></tr></table>

Portfolio Composition

CASH & CASH EQUIVALENTS

<table border="1"><tr><td>Cash/Cash Equivalent</td><td>74,220</td></tr><tr><td>Total</td><td>$74,220</td></tr></table>

## Your Portfolio Holdings

<table><thead><tr><th>DESCRIPTION</th><th>SYMBOL/CUSIP</th><th>QUANTITY</th><th>PRICE</th><th>MARKET VALUE</th><th>ESTIMATED ANNUAL INCOME</th><th>CURRENT YIELD (%)</th></tr></thead><tbody><tr><td>CASH BALANCE</td><td></td><td></td><td></td><td>74,220</td><td></td><td></td></tr><tr><td>TOTAL CASH &amp; CASH EQUIVALENTS</td><td></td><td></td><td></td><td>$74,220</td><td></td><td></td></tr></tbody></table>



CLEARED THROUGH ITS

WHOLLY OWNED SUBSDIARY



027

Bear, Steams Securities Corp.

One Metratech Center North Brooklyn, New York 11201-3859



01/03/02;08:34 001




INTERNATIONAL CHARITABLE



| STATEMENT PERIOD | December 1, 2001 |
| :--- | :--- |
| THROUGH | December 31, 2001 |

<table><tr><td>ACCOUNT NUMBER</td><td>040-51256 X72</td></tr><tr><td>TAXPAYER NUMBER</td><td>On File</td></tr><tr><td>LAST STATEMENT</td><td>November 30, 2001</td></tr></table>

Your Portfolio Allocation

Unshaded portions denote debit balance and/or short market values. The allocation percentage is derived from the absolute market value of your portfolio.

EFTA00198772



BEAR
STEARNS


OFFICE SERVICING YOUR ACCOUNT
Bear, Stearns & Co. Inc.
383 Madison Avenue
New York, New York 10179



CLEARED THROUGH ITS

CLEARLY WOUNDED SUBSIDIARY



4 of 5



Bear, Steams Securities Corp.

One Metrotech Center North

Brooklyn, New York 11201-3859



## Your Portfolio Holdings (continued)

<table><thead><tr><th>YOUR PRICED PORTFOLIOHOLDINGS</th><td>$74,220</td></tr></thead></table>



INTERNATIONAL CHARITABLE





INTEREST




Transaction Detail


STATEMENT PERIOD December 1, 2001

THROUGH December 31, 2001



ACCOUNT NUMBER 040-51256 X72



TAXPAYER NUMBER On File

| LAST STATEMENT | November 30, 2001 |

| :--- | :--- |

<table><thead><tr><th>DATE</th><th>DESCRIPTION</th><th>SYMBOL/CUSIP</th><th>QUANTITY</th><th>RATE (%)</th><th>DEBIT AMOUNT</th><th>CREDIT AMOUNT</th></tr></thead><tbody><tr><td>12/21/01</td><td>INTEREST ON CREDIT BALANCE AT 1 1/4% 12/11 THRU 12/20</td><td></td><td></td><td>1.2500</td><td></td><td>25.74</td></tr><tr><td>12/21/01</td><td>INTEREST ON CREDIT BALANCE AT 1 1/2% 11/21 THRU 12/10</td><td></td><td></td><td>1.5000</td><td></td><td>61.78</td></tr><tr><td colspan="6">TOTAL</td><td>$87.52</td></tr></tbody></table>

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BEAR
STEARNS




OFFICE SERVICING YOUR ACCOUNT
Bear, Stearns & Co. Inc.
383 Madison Avenue
New York, New York 10179




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## Your messages



As part of the National Association of Securities Dealer's (NASD) Investor Education Program, you may obtain information on the NASD's Public Disclosure Program by contacting the NASD at telephone number (800) 289-9999 or via the internet address which is www.nasdr.com. In addition, a brochure explaining the Public Disclosure Program is available from the NASD upon request.





CLEARED THROUGH ITS

CLEARLY WOUNDED SUBSIDIARY





******* End of Statement*******





Bear, Steams Securities Corp.

One Metrotech Center North

Brooklyn, New York 11201-3859





INTERNATIONAL CHARITABLE



STATEMENT PERIOD December 1, 2001

THROUGH December 31, 2001



ACCOUNT NUMBER 040-51256 X72



TAXPAYER NUMBER On File

| LAST STATEMENT | November 30, 2001 |

| :--- | :--- |

027



01/03/02;08:34 001