EFTA00198620

## What's In This Statement

<table border="1"><tr><td>Financial Summary</td><td>3</td></tr><tr><td>Your Portfolio Holdings</td><td>4</td></tr><tr><td>Transaction Detail</td><td>4</td></tr></table>







INSTITUTIONAL INTERESTS

PR/AC

C/O FINANCIAL TRUST COMPANY

ATTN LARRY KEMP





CLEARED THROUGH ITS

WHOLLY OWNED SUBSDIARY





## Your Portfolio at a Glance

There are no "Stop Loss" orders or other pending buy or sell open orders on file for your account.



INSTITUTIONAL INTERESTS



<table border="1"><tr><td>NET CREDIT BALANCE</td><td>182</td></tr><tr><td>NET EQUITY THIS PERIOD</td><td>$182</td></tr><tr><td>NET EQUITY LAST STATEMENT</td><td>2,414,535</td></tr><tr><td>CHANGE SINCE LAST STATEMENT</td><td>-2,414,353</td></tr></table>

Market Value of Your Portfolio

SIPC This summary is for informational purposes only. It is not intended as a tax document.
This statement should be retained for your records. See reverse side for important information.

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STATEMENT BACKER IS PRINTED ON THIS PAGE

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Cash Flow Analysis

<table border="1"><tr><td></td><td>THIS PERIOD</td></tr><tr><td>OpeningBalance</td><td>$315,244.33</td></tr><tr><td>Securities Sold</td><td>2,288,797.16</td></tr><tr><td>Dividends/Interest</td><td>3,006.12</td></tr><tr><td>Miscellaneous</td><td>1,821.18</td></tr><tr><td>Amount Credited</td><td>$2,293,624.46</td></tr><tr><td>Securities Bought</td><td>-272,123.79</td></tr><tr><td>Dividends/Interest Charged</td><td>-13.16</td></tr><tr><td>Miscellaneous</td><td>-2,336,549.84</td></tr><tr><td>Amount Debited</td><td>$-2,608,686.79</td></tr><tr><td>Net Cash Activity</td><td>-315,062.33</td></tr><tr><td>ClosingBalance</td><td>$182.00</td></tr></table>

Cash Balance Summary

<table border="1"><tr><td></td><td>OPENING</td><td>CLOSING</td></tr><tr><td>Cash</td><td>1,793.77</td><td>0.00</td></tr><tr><td>Margin</td><td>313,450.56</td><td>182.00</td></tr><tr><td>Net Cash Balance</td><td>$315,244.33</td><td>$182.00</td></tr></table>

Income Summary

<table border="1"><tr><td></td><td>THIS PERIOD</td><td>YEAR TO DATE</td></tr><tr><td>Dividends</td><td>1,512.88</td><td>2,624.63</td></tr><tr><td>Credit Balance Int.</td><td>1,493.24</td><td>3,287.01</td></tr><tr><td>Total</td><td>$3,006.12</td><td>$5,911.64</td></tr><tr><td>Margin Int. Paid</td><td>-13.16</td><td>-13.16</td></tr></table>

Portfolio Composition

<table border="1"><tr><td>Cash/Cash Equivalent</td><td>182</td></tr><tr><td>Total</td><td>$182</td></tr></table>



CLEARED THROUGH ITS

WHOLLY OWNED SUBSDIARY







INSTITUTIONAL INTERESTS



Your Portfolio Allocation

Unshaded portions denote debit balance and/or short market values. The allocation percentage is derived from the absolute market value of your portfolio.



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## Your Portfolio Holdings

CASH & CASH EQUIVALENTS

<table border="1"><tr><td>DESCRIPTION</td><td>SYMBOL/CUSIP</td><td>QUANTITY</td><td>PRICE</td><td>MARKET VALUE</td><td>ESTIMATED ANNUAL INCOME</td></tr><tr><td>CASH BALANCE</td><td></td><td></td><td></td><td>182</td><td></td></tr><tr><td>TOTAL CASH &amp; CASH EQUIVALENTS</td><td></td><td></td><td></td><td>$182</td><td></td></tr></table>



CLEARED THROUGH ITS

WHOLLY OWNED SUBSDIARY





<table border="1"><tr><td>YOUR PRICED PORTFOLIOHOLDINGS</td><td>$182</td></tr></table>



INSTITUTIONAL INTERESTS



## INVESTMENT ACTIVITY



Transaction Detail


<table><thead><tr><th>SETTLEMENT DATE</th><th>TRADE DATE</th><th>TRANSACTION</th><th>DESCRIPTION</th><th>SYMBOL/CUSIP</th><th>QUANTITY</th><th>PRICE</th><th>DEBIT AMOUNT</th><th>CREDIT AMOUNT</th></tr></thead><tbody><tr><td>01/29/01</td><td>01/24/01</td><td>SOLD</td><td>FREDDIE MAC-VOTING COMMON<br>(FORMERLY FEDERAL HOME LOAN MORTGAGE CORP)<br>EXECUTION BY MONT COMMISSION 15.00<br>SEC FEE .63</td><td>FRE</td><td>-300</td><td>62.08410</td><td></td><td>18,594.60</td></tr><tr><td>01/29/01</td><td>01/24/01</td><td>SOLD</td><td>MILLENNIUM PHARMACEUTICALS INC<br>EXECUTION BY BTRA COMMISSION 2.07<br>SEC FEE .25</td><td>MLNM</td><td>-138</td><td>52.41010</td><td></td><td>7,215.27</td></tr><tr><td>01/29/01</td><td>01/24/01</td><td>SOLD</td><td>MILLENNIUM PHARMACEUTICALS INC<br>EXECUTION BY WEED SEC FEE .49</td><td>MLNM</td><td>-262</td><td>55.50780</td><td></td><td>14,527.55</td></tr></tbody></table>

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INSTITUTIONAL INTERESTS



## **Transaction Detail** (continued)

## INVESTMENT ACTIVITY (continued)

<table><thead><tr><th>IMMEMENT DATE</th><th>DATE</th><th>TRANSACTION</th><th>DESCRIPTION</th><th>SYMBOL/CUSP</th><th>QUANTITY</th><th>PRICE</th><th>DEBIT AMOUNT</th><th>CREDIT AMOUNT</th></tr></thead><tbody><tr><td>01/30/01</td><td>01/25/01</td><td>SOLD</td><td>AOL TIME WARNER INC<br>EXECUTION BY WEED<br>VSP 10/19/00<br>COMMISSION 16,00<br>SEC FEE .76</td><td>AOL</td><td>-400</td><td>56.35000</td><td></td><td>22,508.24</td></tr><tr><td>01/30/01</td><td>01/25/01</td><td>SOLD</td><td>ILLINOIS TOOL WORKS INC<br>EXECUTION BY WEED<br>COMMISSION 4,00<br>SEC FEE .22</td><td>ITW</td><td>-100</td><td>64.22220</td><td></td><td>6,403.00</td></tr><tr><td>01/30/01</td><td>01/25/01</td><td>SOLD</td><td>WAL-MART STORES INC<br>EXECUTION BY WEED<br>COMMISSION 4,00<br>SEC FEE .19</td><td>WMT</td><td>-100</td><td>56.06250</td><td></td><td>5,587.06</td></tr><tr><td>01/31/01</td><td>01/26/01</td><td>BOUGHT</td><td>AMERICAN INTERNATIONAL GROUP INC<br>EXECUTION BY MONT COMMISSION 25,00</td><td>AIG</td><td>500</td><td>89.22160</td><td>44,650.80</td><td></td></tr><tr><td>02/01/01</td><td>01/29/01</td><td>BOUGHT</td><td>ACE LTD ORD<br>EXECUTION BY WEED COMMISSION 24,00</td><td>ACL</td><td>600</td><td>38.66600</td><td>23,238.60</td><td></td></tr><tr><td>02/01/01</td><td>01/29/01</td><td>SOLD</td><td>ALZA CORP<br>SEE NOTE &#39;S&#39; ON BACK EXECUTION BY WEED COMMISSION 12,00 SEC FEE .41</td><td AZA</td><td>-300</td><td>40.96220</td><td></td><td>12,261.25</td></tr><tr><td>02/01/01</td><td>01/29/01</td><td>BOUGHT</td><td>DUKE ENERGY CORP<br>FORMERLY DUKE POWER CO STK SPLIT ON 900 SHS REC 01/03/01 PAY 01/26/01</td><td>DUK</td><td>900</td><td></td><td></td><td></td></tr><tr><td>02/01/01</td><td>01/29/01</td><td>SOLD</td><td>ELAN CORP PLC-ADR EXECUTION BY WEED COMMISSION 4,00 SEC FEE .18</td><td ELN</td><td>-100</td><td>53.50000</td><td></td><td>5,330.82</td></tr><tr><td>02/01/01</td><td>01/29/01</td><td>BOUGHT</td><td>JOHNSON&amp; JOHNSON EXECUTION BY WEED COMMISSION 8,00</td><td>JNJ</td><td>200</td><td>92.18000</td><td>18,459.00</td><td></td></tr></tbody></table>

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INSTITUTIONAL INTERESTS



## **Transaction Detail** (continued)

## INVESTMENT ACTIVITY (continued)

<table><thead><tr><th>DATE</th><th>DATE</th><th>TRANSACTION</th><th>DESCRIPTION</th><th>SYMBOL/CUSP</th><th>QUANTITY</th><th>PRICE</th><th>DEBIT AMOUNT</th><th>CREDIT AMOUNT</th></tr></thead><tbody><tr><td>02/01/01</td><td>01/29/01</td><td>SOLD</td><td>NEXTEL COMMUNICATIONS INC-CL A<br>EXECUTION BY WEED<br>SEC FEE<br>,12</td><td>NXTL</td><td>-100</td><td>33.50000</td><td></td><td>3,334.88</td></tr><tr><td>02/05/01</td><td>01/31/01</td><td>BOUGHT</td><td>ACE LTD ORD<br>EXECUTION BY WEED<br>COMMISSION<br>12,00</td><td>ACL</td><td>300</td><td>37.27010</td><td>11,208.03</td><td></td></tr><tr><td>02/05/01</td><td>01/31/01</td><td>BOUGHT</td><td>COMDISCO INC<br>WITH RIGHTS TO PURCHASE PREFRD<br>STK UNDER CERTAIN CIRCUMSTANCE<br>EXECUTION BY MONT<br>COMMISSION<br>75,00</td><td>CDO</td><td>1,500</td><td>16.68590</td><td>25,118.85</td><td></td></tr><tr><td>02/05/01</td><td>01/31/01</td><td>BOUGHT</td><td>ESTEE LAUDER COMPANIES INC<br>CL A<br>EXECUTION BY WEED<br>COMMISSION<br>12,00</td><td>EL</td><td>300</td><td>37.58600</td><td>11,302.80</td><td></td></tr><tr><td>02/05/01</td><td>01/31/01</td><td>BOUGHT</td><td>ELI LILLY &amp; CO<br>EXECUTION BY WEED<br>COMMISSION<br>4,00</td><td>LLY</td><td>100</td><td>78.55000</td><td>7,874.00</td><td></td></tr><tr><td>02/06/01</td><td>02/01/01</td><td>BOUGHT</td><td>FLEXTRONICS INTERNATIONAL<br>LTD<br>PROSPECTUS UNDER SEPARATE MAIL<br>EXECUTION BY MONT<br>AS OF 02/01/01</td><td>FLEX</td><td>600</td><td>38.68750</td><td>23,227.50</td><td></td></tr><tr><td>02/06/01</td><td>02/01/01</td><td>SOLD</td><td>INTERNATIONAL BUSINESS<br>MACHINES CORP<br>EXECUTION BY MONT<br>COMMISSION<br>5,00<br>SEC FEE<br>,38<br>AS OF 02/01/01</td><td>IBM</td><td>-100</td><td>112.08000</td><td></td><td>11,187.62</td></tr><tr><td>02/06/01</td><td>02/01/01</td><td>SOLD</td><td>SBC COMMUNICATIONS INC</td><td>SBC</td><td>-400</td><td>50.54520</td><td></td><td>20,211.40</td></tr><tr><td>02/08/01</td><td>02/05/01</td><td>SOLD</td><td>CLOROX CO<br>EXECUTION BY MONT<br>COMMISSION<br>45,00<br>SEC FEE<br>1,06</td><td>CLX</td><td>-900</td><td>35.03250</td><td></td><td>31,468.19</td></tr></tbody></table>

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INSTITUTIONAL INTERESTS



## **Transaction Detail** (continued)

## INVESTMENT ACTIVITY (continued)

<table><thead><tr><th>IMMEMENT DATE</th><th>DATE</th><th>TRANSACTION</th><th>DESCRIPTION</th><th>SYMBOL/CUSIP</th><th>QUANTITY</th><th>PRICE</th><th>DEBIT AMOUNT</th><th>CREDIT AMOUNT</th></tr></thead><tbody><tr><td>02/08/01</td><td>02/05/01</td><td>SOLD</td><td>ILLINOIS TOOL WORKS INC<br>EXECUTION BY WEED<br>COMMISSION 4,00<br>SEC FEE 22</td><td>ITW</td><td>-100</td><td>65.03000</td><td></td><td>6,483.78</td></tr><tr><td>02/09/01</td><td>02/06/01</td><td>SOLD</td><td>ADC TELECOMMUNICATIONS INC<br>EXECUTION BY WEED<br>SEC FEE 46<br>AS OF 02/06/01</td><td>ADCT</td><td>-1,000</td><td>13.79380</td><td></td><td>13,778.34</td></tr><tr><td>02/09/01</td><td>02/06/01</td><td>BOUGHT</td><td>CONSTELLATION ENERGY GROUP INC<br>EXECUTION BY WEED<br>COMMISSION 16,00</td><td>CEG</td><td>400</td><td>41.01980</td><td>16,438.92</td><td></td></tr><tr><td>02/12/01</td><td>02/07/01</td><td>BOUGHT</td><td>JUNIPER NETWORKS<br>EXECUTION BY BTRA<br>COMMISSION 1,50</td><td>JNPR</td><td>100</td><td>99.87500</td><td>10,004.00</td><td></td></tr><tr><td>02/13/01</td><td>02/08/01</td><td>BOUGHT</td><td>MCDATA CORP<br>CL A<br>SPINOFF ON 400 SHS<br>EMC CORP-MASS<br>SPINOFF F/R ED03898<br>REC 01/24/01 PAY 02/07/01</td><td>MCDAT</td><td>14</td><td></td><td></td><td></td></tr><tr><td>02/14/01</td><td>02/09/01</td><td>SOLD</td><td>MCDATA CORP<br>CL A<br>EXECUTION BY WEED<br>COMMISSION 56<br>SEC FEE 02</td><td>MCDAT</td><td>-14</td><td>31.81250</td><td></td><td>429.80</td></tr><tr><td>02/15/01</td><td>02/12/01</td><td>BOUGHT</td><td>ACE LTD-ORD<br>EXECUTION BY WEED<br>COMMISSION 12,00</td><td>ACL</td><td>300</td><td>37.75000</td><td>11,352.00</td><td></td></tr><tr><td>02/15/01</td><td>02/12/01</td><td>SOLD</td><td>BED BATH &amp; BEYOND INC<br>EXECUTION BY BTRA<br>COMMISSION 4,50<br>SEC FEE 27</td><td>BBBY</td><td>-300</td><td>26.43810</td><td></td><td>7,911.66</td></tr><tr><td>02/15/01</td><td>02/12/01</td><td>BOUGHT</td><td>CONSTELLATION ENERGY GROUP INC<br>EXECUTION BY WEED<br>COMMISSION 32,00</td><td>CEG</td><td>800</td><td>43.04850</td><td>34,485.80</td><td></td></tr></tbody></table>

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INSTITUTIONAL INTERESTS



## **Transaction Detail** (continued)

## INVESTMENT ACTIVITY (continued)

<table><thead><tr><th>SETTLEMENT DATE</th><th>TRADE DATE</th><th>TRANSACTION</th><th>DESCRIPTION</th><th>SYMBOL/CUSP</th><th>QUANTITY</th><th>PRICE</th><th>DEBIT AMOUNT</th><th>CREDIT AMOUNT</th></tr></thead><tbody><tr><td>02/15/01</td><td>02/12/01</td><td>SOLD</td><td>INTERNATIONAL BUSINESS MACHINES CORP EXECUTION BY WEED COMMISSION 4,00 SEC FEE .39 AS OF 02/12/01</td><td>IBM</td><td>-100</td><td>115.05000</td><td></td><td>11,485.61</td></tr><tr><td>02/15/01</td><td></td><td>JOURNAL</td><td>AOL TIME WARNER INC TO: * JRL *</td><td>AOL</td><td>-800</td><td></td><td></td><td></td></tr><tr><td>02/15/01</td><td></td><td>JOURNAL</td><td>ACE LTD. ORD TO: * JRL *</td><td>ACL</td><td>-1,200</td><td></td><td></td><td>45,798.63</td></tr><tr><td>02/15/01</td><td></td><td>JOURNAL</td><td>ALZA CORP TO: * JRL *</td><td>AZA</td><td>-900</td><td></td><td></td><td>35,416.12</td></tr><tr><td>02/15/01</td><td></td><td>JOURNAL</td><td>AMERICAN INTERNATIONAL GROUP INC TO: * JRL *</td><td>AIG</td><td>-1,000</td><td></td><td></td><td>87,114.30</td></tr><tr><td>02/15/01</td><td></td><td>JOURNAL</td><td>AMGEN INC TO: * JRL *</td><td>AMGN</td><td>-500</td><td></td><td></td><td>35,833.69</td></tr><tr><td>02/15/01</td><td></td><td>JOURNAL</td><td>BED BATH &amp; BEYOND INC TO: * JRL *</td><td>BBBY</td><td>-1,500</td><td></td><td></td><td>28,797.00</td></tr><tr><td>02/15/01</td><td></td><td>JOURNAL</td><td>CONSTELLATION ENERGY GROUP INC TO: * JRL *</td><td>CEG</td><td>-1,200</td><td></td><td></td><td>50,924.72</td></tr><tr><td>02/15/01</td><td></td><td>JOURNAL</td><td>CITIGROUP INC TO: * JRL *</td><td>C</td><td>-1,300</td><td></td><td></td><td>62,398.29</td></tr><tr><td>02/15/01</td><td></td><td>JOURNAL</td><td>CISCO SYSTEMS INC TO: * JRL *</td><td>CSCO</td><td>-2,300</td><td></td><td></td><td>118,788.21</td></tr></tbody></table>

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## Transaction Detail (continued)

## INVESTMENT ACTIVITY (continued)

<table><thead><tr><th>SETTLEMENT DATE</th><th>TRADE DATE</th><th>TRANSACTION</th><th>DESCRIPTION</th><th>SYMBOL/CUSP</th><th>QUANTITY</th><th>PRICE</th><th>DEBIT AMOUNT</th><th>CREDIT AMOUNT</th></tr></thead><tbody><tr><td>02/15/01</td><td>JOURNAL</td><td>JOURNAL</td><td>CLOROX CO TO: * JRL *</td><td>CLX</td><td>-900</td><td></td><td></td><td>37,412.92</td></tr><tr><td>02/15/01</td><td>JOURNAL</td><td>JOURNAL</td><td>COLGATE PALMOLIVE CO TO: * JRL *</td><td>CL</td><td>-800</td><td></td><td></td><td>41,127.70</td></tr><tr><td>02/15/01</td><td>JOURNAL</td><td>JOURNAL</td><td>COMDISCO INC TO: * JRL *</td><td>CDO</td><td>-1,500</td><td></td><td></td><td>25,118.85</td></tr><tr><td>02/15/01</td><td>JOURNAL</td><td>JOURNAL</td><td>COMPUTER SCIENCES CORP TO: * JRL *</td><td>CSC</td><td>-1,300</td><td></td><td></td><td>77,953.00</td></tr><tr><td>02/15/01</td><td>JOURNAL</td><td>JOURNAL</td><td>DOVER CORP TO: * JRL *</td><td>DOV</td><td>-1,000</td><td></td><td></td><td>39,524.86</td></tr><tr><td>02/15/01</td><td>JOURNAL</td><td>JOURNAL</td><td>DUKE ENERGY CORP FORMERY DUKE POWER CO TO: * JRL *</td><td>DUK</td><td>-1,800</td><td></td><td></td><td>66,701.61</td></tr><tr><td>02/15/01</td><td>JOURNAL</td><td>JOURNAL</td><td>E I D L P O N T DE NE MOURS &amp; CO TO: * JRL *</td><td>DD</td><td>-200</td><td></td><td></td><td>5,881.49</td></tr><tr><td>02/15/01</td><td>JOURNAL</td><td>JOURNAL</td><td>EMC CORP MASS TO: * JRL *</td><td>EMC</td><td>-400</td><td></td><td></td><td>47,733.19</td></tr><tr><td>02/15/01</td><td>JOURNAL</td><td>JOURNAL</td><td>EXON MOBIL CORP TO: * JRL *</td><td>XOM</td><td>-600</td><td></td><td></td><td>53,663.76</td></tr><tr><td>02/15/01</td><td>JOURNAL</td><td>JOURNAL</td><td>ELAN CORP PLC-ADR TO: * JRL *</td><td>ELN</td><td>-437</td><td></td><td></td><td></td></tr><tr><td>02/15/01</td><td>JOURNAL</td><td>JOURNAL</td><td>FIRSTAR CORP WIS NEW TO: * JRL *</td><td>FSR</td><td>-3,900</td><td></td><td></td><td>64,483.82</td></tr></tbody></table>

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## **Transaction Detail** (continued)

## INVESTMENT ACTIVITY (continued)

<table><thead><tr><th>SETTLEMENT DATE</th><th>TRADE DATE</th><th>TRANSACTION</th><th>DESCRIPTION</th><th>SYMBOL/CUSIP</th><th>QUANTITY</th><th>PRICE</th><th>DEBIT AMOUNT</th><th>CREDIT AMOUNT</th></tr></thead><tbody><tr><td>02/15/01</td><td>JOURNAL</td><td>FLEXTRONICS INTERNATIONAL LTD<br>TO:<br>* JRL *</td><td>FLEX</td><td>-600</td><td></td><td></td><td></td><td>23,227.50</td></tr><tr><td>02/15/01</td><td>JOURNAL</td><td>GENERAL DYNAMICS CORP<br>TO:<br>* JRL *</td><td>GD</td><td>-300</td><td></td><td></td><td></td><td>20,364.78</td></tr><tr><td>02/15/01</td><td>JOURNAL</td><td>HISPANIC BROADCASTING CORP CL A<br>TO:<br>* JRL *</td><td>HSP</td><td>-500</td><td></td><td></td><td></td><td>10,607.19</td></tr><tr><td>02/15/01</td><td>JOURNAL</td><td>HOME DEPOT INC<br>TO:<br>* JRL *</td><td>HD</td><td>-1,000</td><td></td><td></td><td></td><td>44,912.50</td></tr><tr><td>02/15/01</td><td>JOURNAL</td><td>HOUSEHOLD INTERNATIONAL INC<br>TO:<br>* JRL *</td><td>HI</td><td>-900</td><td></td><td></td><td></td><td>47,798.80</td></tr><tr><td>02/15/01</td><td>JOURNAL</td><td>ILLINOIS TOOL WORKS INC<br>TO:<br>* JRL *</td><td>ITW</td><td>-300</td><td></td><td></td><td></td><td>16,595.87</td></tr><tr><td>02/15/01</td><td>JOURNAL</td><td>INTERNATIONAL BUSINESS MACHINES CORP<br>TO:<br>* JRL *</td><td>IBM</td><td>-400</td><td></td><td></td><td></td><td>33,205.26</td></tr><tr><td>02/15/01</td><td>JOURNAL</td><td>INTERNATIONAL PAPER CO<br>TO:<br>* JRL *</td><td>IP</td><td>-300</td><td></td><td></td><td></td><td>9,023.25</td></tr><tr><td>02/15/01</td><td>JOURNAL</td><td>JUNIPER NETWORKS<br>TO:<br>* JRL *</td><td>JNPR</td><td>-300</td><td></td><td></td><td></td><td>39,389.03</td></tr><tr><td>02/15/01</td><td>JOURNAL</td><td>JOHNSON&amp; JOHNSON<br>TO:<br>* JRL *</td><td>JNJ</td><td>-650</td><td></td><td></td><td></td><td>58,166.57</td></tr></tbody></table>

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INSTITUTIONAL INTERESTS



## **Transaction Detail** (continued)

## INVESTMENT ACTIVITY (continued)

<table><thead><tr><th>SETTLEMENT DATE</th><th>TRADE DATE</th><th>TRANSACTION</th><th>DESCRIPTION</th><th>SYMBOL/CUSP</th><th>QUANTITY</th><th>PRICE</th><th>DEBIT AMOUNT</th><th>CREDIT AMOUNT</th></tr></thead><tbody><tr><td>02/15/01</td><td>JOURNAL</td><td>JOURNAL</td><td>KELLOGG CO<br>TO:<br>* JRL *</td><td>K</td><td>-2,000</td><td></td><td></td><td>50,351.10</td></tr><tr><td>02/15/01</td><td>JOURNAL</td><td>JOURNAL</td><td>ESTEEL LAUDER COMPANIES INC<br>CL A<br>TO:<br>* JRL *</td><td>EL</td><td>-1,500</td><td></td><td></td><td>57,459.30</td></tr><tr><td>02/15/01</td><td>JOURNAL</td><td>JOURNAL</td><td>ELI LILY &amp; CO<br>TO:<br>* JRL *</td><td>LLY</td><td>-500</td><td></td><td></td><td>35,651.00</td></tr><tr><td>02/15/01</td><td>JOURNAL</td><td>JOURNAL</td><td>MGIC INVESTMENT CORP-WISC<br>TO:<br>* JRL *</td><td>MTG</td><td>-1,400</td><td></td><td></td><td>85,247.29</td></tr><tr><td>02/15/01</td><td>JOURNAL</td><td>JOURNAL</td><td>NORTEL NETWORKS CORP<br>TO:<br>* JRL *</td><td>NT</td><td>-1,100</td><td></td><td></td><td>59,756.29</td></tr><tr><td>02/15/01</td><td>JOURNAL</td><td>JOURNAL</td><td>NEXTEL COMMUNICATIONS INC-CL A<br>TO:<br>* JRL *</td><td>NXTL</td><td>-600</td><td></td><td></td><td>28,524.15</td></tr><tr><td>02/15/01</td><td>JOURNAL</td><td>JOURNAL</td><td>ORACLE CORP<br>TO:<br>* JRL *</td><td>ORCL</td><td>-1,600</td><td></td><td></td><td>52,266.31</td></tr><tr><td>02/15/01</td><td>JOURNAL</td><td>JOURNAL</td><td>PFIZER INC<br>TO:<br>* JRL *</td><td>PPE</td><td>-900</td><td></td><td></td><td>35,367.87</td></tr><tr><td>02/15/01</td><td>JOURNAL</td><td>JOURNAL</td><td>ROYAL DUTCH PETROLEUM CO<br>NY REGISTRY (DG 1.25 PAR)<br>TO:<br>* JRL *</td><td>RD</td><td>-500</td><td></td><td></td><td>30,167.12</td></tr><tr><td>02/15/01</td><td>JOURNAL</td><td>JOURNAL</td><td>SCHERING PLOUGH CORP<br>TO:<br>* JRL *</td><td>SGP</td><td>-300</td><td></td><td></td><td>7,836.74</td></tr><tr><td>02/15/01</td><td>JOURNAL</td><td>JOURNAL</td><td>SUNMICROSYSTEMS INC<br>TO:<br>* JRL *</td><td>SUNW</td><td>-1,600</td><td></td><td></td><td>85,670.11</td></tr></tbody></table>

027



02/24/01;22:22 00


EFTA00198631



CLEARED THROUGH ITS
WHOLLY OWNED SUBSDIARY




12 of 14







INSTITUTIONAL INTERESTS



## Transaction Detail (continued)

## INVESTMENT ACTIVITY (continued)

<table><thead><tr><th>EMENT DATE</th><th>DATE</th><th>TRANSACTION</th><th>DESCRIPTION</th><th>SYMBOLOGICUSIP</th><th>QUANTITY</th><th>PRICE</th><th>DEBIT AMOUNT</th><th>CREDIT AMOUNT</th></tr></thead><tbody><tr><td>02/15/01</td><td></td><td>JOURNAL</td><td>SBC COMMUNICATIONS INC<br>TO:<br>* JRL *</td><td>SBC</td><td>-900</td><td></td><td></td><td>46,881.58</td></tr><tr><td>02/15/01</td><td></td><td>JOURNAL</td><td>TYCO INTERNATIONAL LTD<br>TO:<br>* JRL *</td><td>TYC</td><td>-1,300</td><td></td><td></td><td>64,530.37</td></tr><tr><td>02/15/01</td><td></td><td>JOURNAL</td><td>VELLABS INC<br>TO:<br>* JRL *</td><td>TLAB</td><td>-200</td><td></td><td></td><td>10,229.82</td></tr><tr><td>02/15/01</td><td></td><td>JOURNAL</td><td>TIFFANY &amp; CO NEW<br>TO:<br>* JRL *</td><td>TIF</td><td>-1,000</td><td></td><td></td><td>35,388.52</td></tr><tr><td>02/15/01</td><td></td><td>JOURNAL</td><td>UNITED TECHINOLOGIES CORP<br>TO:<br>* JRL *</td><td>UTX</td><td>-600</td><td></td><td></td><td>39,215.38</td></tr><tr><td>02/15/01</td><td></td><td>JOURNAL</td><td>WASHINGTON MUTUAL INC<br>TO:<br>* JRL *</td><td>WM</td><td>-1,500</td><td></td><td></td><td>61,073.97</td></tr><tr><td>02/15/01</td><td></td><td>JOURNAL</td><td>WAL-MART STORES INC<br>TO:<br>* JRL *</td><td>WMT</td><td>-900</td><td></td><td></td><td>42,663.35</td></tr><tr><td>02/16/01</td><td></td><td>JOURNAL</td><td>COCA COLA CO<br>TO:<br>* JRL *</td><td>KO</td><td>-400</td><td></td><td></td><td>10,157.35</td></tr><tr><td>02/20/01</td><td>02/14/01</td><td>BOUGHT</td><td>CISCO SYSTEMS INC<br>EXECUTION BY BTRA<br>COMMISSION 4,50</td><td>CSCO</td><td>300</td><td>29.04500</td><td>8,733.00</td><td></td></tr><tr><td>02/20/01</td><td>02/14/01</td><td>SOLD</td><td>COCA COLA CO<br>EXECUTION BY MONT<br>COMMISSION 20,00<br>SEC FEE .80</td><td>KO</td><td>-400</td><td>59.28340</td><td>23,677.56</td><td></td></tr><tr><td>02/20/01</td><td>02/14/01</td><td>BOUGHT</td><td>MONET NETWORKS CORP<br>UNSOLICITED</td><td>NT</td><td>400</td><td>28.45000</td><td>11,386.80</td><td></td></tr></tbody></table>

027

EFTA00198632



CLEARED THROUGH ITS
WHOLLY OWNED SUBSDIARY




13 of 14







INSTITUTIONAL INTERESTS



## **Transaction Detail** (continued)

STATEMENT PERIOD January 27, 2001

## INVESTMENT ACTIVITY (continued)

THROUGH February 23, 2001

<table><thead><tr><th>SETTLEMENT DATE</th><th>TRADE DATE</th><th>TRANSACTION</th><th>DESCRIPTION</th><th>SYMBOL/CUSIP</th><th>QUANTITY</th><th>PRICE</th><th>DEBIT AMOUNT</th><th>CREDIT AMOUNT</th></tr></thead><tbody><tr><td>02/20/01</td><td>02/14/01</td><td>BOUGHT</td><td>ORACLE CORP<br>WITH RIGHTS TO PURCHASE PREFRD<br>STK UNDER CERTAIN CIRCUMSTANCE<br>EXECUTION BY BTRA<br>COMMISSION</td><td>ORCL</td><td>300</td><td>23.18230</td><td>6,974.19</td><td></td></tr><tr><td>02/20/01</td><td>02/14/01</td><td>BOUGHT</td><td>SUN MICROSYSTEMS INC<br>WITH RIGHTS TO PURCHASE PREFRD<br>STK UNDER CERTAIN CIRCUMSTANCE<br>EXECUTION BY BTRA<br>COMMISSION</td><td>SUNW</td><td>300</td><td>25.50000</td><td>7,669.50</td><td></td></tr><tr><td colspan="6">TOTAL</td><td>-272,123.79</td><td>$2,288,797.16</td></tr></tbody></table>

## DIVIDENDS

<table><thead><tr><th>DATE</th><th>DESCRIPTION</th><th>SYMBOL/CUSIP</th><th>QUANTITY</th><th>RATE ($)</th><th>DEBIT AMOUNT</th><th>CREDIT AMOUNT</th></tr></thead><tbody><tr><td>02/01/01</td><td>SBC COMMUNICATIONS INC<br>REC 01/10/01 PAY 02/01/01</td><td>SBC</td><td>1,300</td><td>0.2537</td><td></td><td>329.88</td></tr><tr><td>02/02/01</td><td>TYCO INTERNATIONAL LTD<br>REC 01/02/01 PAY 02/02/01</td><td>TYC</td><td>1,300</td><td>0.0125</td><td></td><td>16.25</td></tr><tr><td>02/15/01</td><td>CLOROX CO<br>REC 01/31/01 PAY 02/15/01</td><td>CLX</td><td>1,800</td><td>0.2100</td><td></td><td>378.00</td></tr><tr><td>02/15/01</td><td>COLGATE PALMOLIVE CO<br>REC 01/26/01 PAY 02/15/01</td><td>CL</td><td>900</td><td>0.1575</td><td></td><td>141.75</td></tr><tr><td>02/15/01</td><td>WASHINGTON MUTUAL INC<br>REC 01/31/01 PAY 02/15/01</td><td>WM</td><td>1,500</td><td>0.3100</td><td></td><td>465.00</td></tr><tr><td>02/23/01</td><td>CITIGROUP INC<br>REC 02/05/01 PAY 02/23/01</td><td>C</td><td>1,300</td><td>0.1400</td><td></td><td>182.00</td></tr><tr><td colspan="6">TOTAL</td><td>$1,512.88</td></tr></tbody></table>

027



02/24/01;22:22 001


EFTA00198633



BEAR
STEARNS


OFFICE SERVICING YOUR ACCOUNT
Bear, Stearns & Co. Inc.



CLEARED THROUGH ITS

WHOLLY OWNED SUBSDIARY





14 of 14







INSTITUTIONAL INTERESTS



## **Transaction Detail** (continued)



INTEREST


STATEMENT PERIOD January 27, 2001

THROUGH February 23, 2001

<table><thead><tr><th>DATE</th><th colspan="2">DESCRIPTION</th><th>SYMBOL/CUSIP</th><th>QUANTITY</th><th>RATE (%)</th><th>DEBIT AMOUNT</th><th>CREDIT AMOUNT</th></tr></thead><tbody><tr><td>02/21/01</td><td>INT CR</td><td>FEB 01</td><td></td><td></td><td></td><td></td><td>1,493.24</td></tr><tr><td>02/21/01</td><td>INT DB</td><td>FEB 01</td><td></td><td></td><td></td><td>13.16</td><td></td></tr><tr><td colspan="5">TOTAL</td><td>-13.16</td><td>$1,493.24</td></tr></tbody></table>

## MISCELLANEOUS

027



02/24/01;22:22 001