## Statements

EFTA00198586



BEAR
STEARNS


OFFICE SERVICING YOUR ACCOUNT
Bear, Stearns & Co. Inc.
245 Park Avenue
New York, New York 10167

## What's In This Statement

<table><tr><td>Financial Summary</td><td>3</td></tr><tr><td>Transaction Detail</td><td>3</td></tr></table>







CLEARED THROUGH ITS

WHOLLY OWNED SUBSIDIARY



# INSTITUTIONAL INTERESTS

BD/AC

C/O FINANCIAL TRUST COMPANY

ATTN JEANIE BRENNAN

6100 RED HOOK QUARTER STE B-3

ST THOMAS VI 00802



Bear, Steams Securities Corp.

One Metrotech Center North

Brooklyn, New York 11201-3859



There are no "Stop Loss" orders or other pending buy or sell open orders on file for your account.

## Your Portfolio at a Glance



INSTITUTIONAL INTERESTS



<table border="1"><tr><td>NET EQUITY THIS PERIOD</td><td>0</td></tr><tr><td></td><td></td></tr><tr><td>NET EQUITY LAST STATEMENT</td><td>2,823</td></tr><tr><td>CHANGE SINCE LAST STATEMENT</td><td>-2,823</td></tr></table>

| STATEMENT PERIOD | January 27, 2001 |

| :--- | :--- |

| THROUGH | February 23, 2001 |

Market Value of Your Portfolio

| LAST STATEMENT | January 26, 2001 |

| :--- | :--- |



ACCOUNT NUMBER

TAXPAYER NUMBER



# SPC

This summary is for informational purposes only. It is not intended as a tax document.

This statement should be retained for your records. See reverse side for important information.

027

EFTA00198587



CLEARED THROUGH ITS
WHOLLY OWNED SUBSIDIARY


2 of 4

Bear, Steams Securities Corp.
One Metrotech Center North
Brooklyn, New York 11201-3859



INSTITUTIONAL INTERESTS


STATEMENT BACKER IS PRINTED ON THIS PAGE

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02/24/01;22:22 001


EFTA00198588



BEAR
STEARNS


OFFICE SERVICING YOUR ACCOUNT
Bear, Stearns & Co. Inc.
245 Park Avenue
New York, New York 10167

3 of 4

Cash Flow Analysis

<table border="1"><tr><td></td><td>THIS PERIOD</td></tr><tr><td>Opening Balance</td><td>$2,823.35</td></tr><tr><td>Dividends/Interest</td><td>10.24</td></tr><tr><td>Amount Credited</td><td>$10.24</td></tr><tr><td>Miscellaneous</td><td>-2,833.59</td></tr><tr><td>Amount Debited</td><td>$-2,833.59</td></tr><tr><td>Net Cash Activity</td><td>-2,823.35</td></tr><tr><td>Closing Balance</td><td>$0.00</td></tr></table>

Cash Balance Summary

<table border="1"><tr><td></td><td>OPENING</td><td>CLOSING</td></tr><tr><td>Cash</td><td>2,823.35</td><td>0.00</td></tr><tr><td>Net Cash Balance</td><td>$2,823.35</td><td>$0.00</td></tr></table>

Income Summary

<table border="1"><tr><td></td><td>THIS PERIOD</td><td>YEAR TO DATE</td></tr><tr><td>Credit Balance Int.</td><td>10.24</td><td>24.04</td></tr><tr><td>Total</td><td>$10.24</td><td>$24.04</td></tr></table>



Transaction Detail




CLEARED THROUGH ITS
WHOLLY OWNED SUBSDIARY




INTEREST


<table><thead><tr><th>DATE</th><th colspan="3">DESCRIPTION</th><th>SYMBOL/CUSIP</th><th>QUANTITY</th><th>RATE (%)</th><th>DEBIT AMOUNT</th><th>CREDIT AMOUNT</th></tr></thead><tbody><tr><td>02/21/01</td><td>INT CR</td><td></td><td>FEB 01</td><td></td><td></td><td></td><td></td><td>10.24</td></tr><tr><td colspan="8">TOTAL</td><td>$10.24</td></tr></tbody></table>

Bear, Steams Securities Corp.

One Metrotech Center North

Brooklyn, New York 11201-3859

## MISCELLANEOUS



INSTITUTIONAL INTERESTS


| DATE MO/DAY | TRANSACTION | DESCRIPTION | DEBIT AMOUNT | CREDIT AMOUNT |
| :--- | :--- | :--- | :--- | :--- |
| 02/15/01 | JOURNAL | TO: | 2,823.35 | |

027

EFTA00198589



BEAR
STEARNS


OFFICE SERVICING YOUR ACCOUNT

Bear, Stearns & Co. Inc.
245 Park Avenue
New York, New York 10167

4 of 4

## **Transaction Detail** (continued)

MISCELLANEOUS (continued)

<table><thead><tr><th>DATE MO/DAY</th><th>TRANSACTION</th><th>DESCRIPTION</th><th>DEBIT AMOUNT</th><th>CREDIT AMOUNT</th></tr></thead><tbody><tr><td>02/21/01</td><td>JOURNAL</td><td>TO:<br>* JRL *</td><td>10.24</td><td></td></tr><tr><td colspan="3">TOTAL</td><td>-$-2,833.59</td><td></td></tr></tbody></table>





******* End of Statement*******





CLEARED THROUGH ITS

WHOLLY OWNED SUBSDIARY



Bear, Steams Securities Corp.

One Meterotech Center North Brooklyn, New York 11201-3859



INSTITUTIONAL INTERESTS



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