## Statements

EFTA00197232

OFFICE SERVICING YOUR ACCOUNT
Bear,Stearns International LTD
Regulated by the Security &
Futures Authority
1 Canada Square
London E14 5AD England
0207 516 6614

| | |

| :--- | :--- |

| ACCOUNT EXECUTIVE | ZICHERMAN,IRA |

| TELEPHONE | |

| VISIT OUR WEBSITE | www.bearstearns.com |

## What’s In This Statement

Financial Summary 3

Transaction Detail 3





<table border="1"><tr><td>FINANCIAL TRUST COMPANY</td></tr><tr><td>C/O AMERICAN YACHT HARBOR</td></tr><tr><td>6100 RED HOOK QUARTER</td></tr><tr><td>SUITE B-3</td></tr><tr><td>ST THOMAS VI 00802</td></tr></table>

## FINANCIAL TRUST COMPANY

STATEMENT PERIOD January 26, 2002

THROUGH February 22, 2002



ACCOUNT NUMBER



TAXPAYER NUMBER Not Available

| LAST STATEMENT | January 25, 2002 |

| :--- | :--- |

## Your Portfolio at a Glance

There are no "Stop Loss" orders or other pending buy or sell open orders on file for your account.

<table border="1"><tr><td>NET EQUITY THIS PERIOD</td><td>0</td></tr><tr><td></td><td></td></tr><tr><td>NET EQUITY LAST STATEMENT</td><td>22,291,918</td></tr><tr><td>CHANGE SINCE LAST STATEMENT</td><td>-22,291,918</td></tr></table>

Market Value of Your Portfolio

SIPC

This summary is for informational purposes only. It is not intended as a tax document.

This statement should be retained for your records. See reverse side for important information.

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V527

EFTA00197233

FINANCIAL TRUST COMPANY

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STATEMENT BACKER IS PRINTED ON THIS PAGE

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EFTA00197234



BEAR
STEARNS


OFFICE SERVICING YOUR ACCOUNT
Bear,Stearns International LTD
Regulated by the Security &
Futures Authority
1 Canada Square
London E14 5AD England
0207 516 6614

3 of 4

Cash Flow Analysis

<table border="1"><tr><td></td><td>THIS PERIOD</td></tr><tr><td>OpeningBalance</td><td>$64,418.08</td></tr><tr><td>Dividends/Interest</td><td>850.36</td></tr><tr><td>Miscellaneous</td><td>840,694.49</td></tr><tr><td>Amount Credited</td><td>$841,544.85</td></tr><tr><td>Miscellaneous</td><td>-905,962.93</td></tr><tr><td>Amount Debited</td><td>$-905,962.93</td></tr><tr><td>Net Cash Activity</td><td>-64,418.08</td></tr><tr><td>Closing Balance</td><td>$0.00</td></tr></table>

Cash Balance Summary

<table border="1"><tr><td></td><td>OPENING</td><td>CLOSING</td></tr><tr><td>Cash</td><td>-776,276.41</td><td>0.00</td></tr><tr><td>Margin</td><td>840,694.49</td><td>0.00</td></tr><tr><td>Net Cash Balance</td><td>$64,418.08</td><td>$0.00</td></tr></table>

Income Summary

<table border="1"><tr><td></td><th>THIS PERIOD</th><th>YEAR TO DATE</th></tr><tr><td>Credit Balance Int.</td><td>147.90</td><td>714.42</td></tr><tr><td>Total</td><td>$147.90</td><td>$714.42</td></tr></table>

## FINANCIAL TRUST COMPANY

STATEMENT PERIOD January 26, 2002

## INVESTMENT ACTIVITY



Transaction Detail


THROUGH February 22, 2002



ACCOUNT NUMBER



| LAST STATEMENT | January 25, 2002 |

| :--- | :--- |

TAXPAYER NUMBER Not Available

<table><thead><tr><th>SETTLEMENT DATE</th><th>TRADE DATE</th><th>TRANSACTION</th><th>DESCRIPTION</th><th>SYMBOL/CUSIP</th><th>QUANTITY</th><th>PRICE</th><th>DEBIT AMOUNT</th><th>CREDIT AMOUNT</th></tr></thead><tbody><tr><td>02/13/02</td><td></td><td>JOURNAL</td><td>TOO INC<br>JNL TO</td><td>TOO</td><td>-850,000</td><td></td><td></td><td></td></tr><tr><td colspan="9">TOTAL</td></tr></tbody></table>

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EFTA00197235



BEAR
STEARNS


OFFICE SERVICING YOUR ACCOUNT
Bear,Stearns International LTD
Regulated by the Security &
Futures Authority
1 Canada Square
London E14 5AD England
0207 516 6614

4 of 4

FINANCIAL TRUST COMPANY

## **Transaction Detail** (continued)

STATEMENT PERIOD January 26, 2002



INTEREST


THROUGH February 22, 2002

TAXPAYER NUMBER Not Available

| LAST STATEMENT | January 25, 2002 |

| :--- | :--- |

<table><thead><tr><th>DATE</th><th>DESCRIPTION</th><th>SYMBOL/CUSIP</th><th>QUANTITY</th><th>RATE (%)</th><th>DEBIT AMOUNT</th><th>CREDIT AMOUNT</th></tr></thead><tbody><tr><td>02/13/02</td><td>INTEREST ON CREDIT BALANCE<br>FIN TRUST , CASH COLLAT IN 2002-01-22 TO 2002-02-12</td><td></td><td></td><td></td><td></td><td>850.36</td></tr><tr><td colspan="7">TOTAL</td><td>$850.36</td></tr></tbody></table>

## MISCELLANEOUS

<table><thead><tr><th>DATE MO/DAY</th><th>TRANSACTION</th><th>DESCRIPTION</th><th>DEBIT AMOUNT</th><th>CREDIT AMOUNT</th></tr></thead><tbody><tr><td>02/13/02</td><td>JOURNAL</td><td>JRL TO</td><td>64,565.98</td><td></td></tr><tr><td>02/13/02</td><td>JOURNAL</td><td>TYPE 2 TO TYPE 1</td><td></td><td>840,694.49</td></tr><tr><td>02/13/02</td><td>JOURNAL</td><td>TYPE 2 TO TYPE 1</td><td>840,694.49</td><td></td></tr><tr><td>02/14/02</td><td>JOURNAL</td><td>INTEREST ON CREDIT BALANCE ADJ INTEREST,FIN TRUST</td><td>702.46</td><td></td></tr><tr><td colspan="3">TOTAL</td><td>-905,962.93</td><td>$840,694.49</td></tr></tbody></table>





******* End of Statement*******


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