EFTA00196851



BEAR
STEARNS


OFFICE SERVICING YOUR ACCOUNT

Bear, Stearns & Co. Inc.
383 Madison Avenue
New York, New York 10179



CLEARED THROUGH ITS
CLEARLY WOUNDED SUBSIDIARY



Bear, Steams Securities Corp.

One Metrotech Center North

Brooklyn, New York 11201-3859

C/O AMERICAN YACHT HARBOR

6100 RED HOOK SUTE B-3





FINANCIAL TRUST COMPANY INC

STATEMENT PERIOD September 1, 2005

FINANCIAL TRUST COMPANY INC

THROUGH September 30, 2005

QUAETERS #2



ACCOUNT NUMBER





ST THOMAS VI 00802-1348



TAXPAYER NUMBER On File

| LAST STATEMENT | August 31, 2005 |

| :--- | :--- |



Pursuant to your previously issued instructions, Bear Stearns Securities Corp. provides duplicate monthly statements and/or transaction confirmations to the third parties listed on the cover page of this statement. If you wish to modify or cease distribution to any of the recipients indicated, please contact your Account Executive. This reminder notice will continue to be provided to you on your quarterly statements.

<table border="1"><tr><td>Third Party</td></tr><tr><td>J EPSTEIN &amp; CO</td></tr><tr><td>457 MADISON AVE 4TH FLOOR</td></tr><tr><td>NEW YORK NY 10022</td></tr></table>

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