EFTA00186500 Colonial Bank 2000 Palm Beach Lakes Blvd West Palm Beach, FL 33409 Tel: [Insert phone number here] facsimile transmittal To: Metavante Fax: From: Jeff Desmond/Colonial Bank Date: 1/12/2005 Re: Limit Increase 2 CC: Urgent For Review ATTENTION: Susannah Please contact me if you have an Jeffrey Desmond Merchant Services Colonial Bank Ph: