EFTA00186496 PAGE 1/1 NOV-15-01 11:27 FROM: NES, LLC FOURTH FLOOR 457 MADISON AVENUE NEW YORK, NEW YORK 10022 November 14, 2001 ## FAXED PB National Bank Re: Main account #: VIA FACSIMILE: lease make the following changes to the above main account number: Reduce the credit limit for Emmy Tayler, Sub-Account # - Add a new card for Social Security # , credit limit Leave the $3,000 balance unallocated, I’ll allocate it as needed later. If you have any questions, feel free to contact me at the above number. Thank you, Eric Gany