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NOV-14-03 12:22 FROM:


November 14, 2003

Colonial Bank

Re: Main account #:

VIA FACSIMILE:

Please make the following changes to the above main account number:

- Add a new card for Andrea N. Mitrovich with a credit limit of $3,000, Social Security # Signature attached.

Thank you,

If you have any questions, feel free to contact me at the above number.

Eric Gany