EFTA00186459

T-351 P.002/005 F-777



JAN-10-2005 05:21PM FROM-


REQUEST FOR CREDIT LIMIT INCREASE

COMMENTS: NES, LLC is owned by Jeffrey Epstein. Mr. Epstein has a significant relationship with Colonial Bank.

EFTA00186460

PAGE

THIS FORM PRODUCED BY EQUIFAX

USER REF.

| BNI W/BANKRUPTCY | SCORE: 300 | BNI W/BANKRP |

| :--- | :--- | :--- |

| REASON CODES: 00195 00191 00003 00148 | | |



LACK OF RECENTLY REPORTED DEPARTMENT STORE ACCOUNT INFORMATION

LACK OF RECENTLY REPORTED CREDIT UNION ACCOUNT INFORMATION

LENGTH OF TIME ACCOUNTS HAVE BEEN ESTABLISHED

NUMBER OF RETAIL ACCOUNTS





00011/00032



| BEACON 5.0 SCORE: | 806 |

| :--- | :--- |

| AMOUNT OWED ON REVOLVING ACCOUNT IS TOO HIGH | |

| LACK OF RECENT INSTALLMENT LOAN INFORMATION | |

| STATE ISSUED-N' | |

*Note: The table is just a placeholder and should be replaced with actual data.*



* ADDRESS DISCREPANCY - NO SUBSTANTIAL DIFFERENCE OCCURRED



<table><thead><tr><th>GEO CODE:</th><th>MSA 8960 STATE 12 COUNTY 099 CENSUS TRACT 0035.02 BLOCK GROUP 6</th></tr></thead><tbody><tr><td>358, EL BRILLO, WAY, PALM BEACH, FL 334804730.</td><td></td></tr><tr><td>INQ CURRENT ADDRESS (STANDARDIZED)</td><td>FOUND ON GEO CODE</td></tr></tbody></table>



* 240 EQUIFAX INFORMATION SERVICES LLC,





P O BOX 740241,





WAY, PALM BEACH, FL, 33480, TAPE RPTD 08/98

#4FL, NEW YORK, NY, 10022, TAPE RPTD 01/99

NEW YORK, NY, 10021, TAPE RPTD 04/98





FN-EPSTEIN, JEFFREY, I



FN-336



CO, NEW YORK, NY





02 EF-CONSULTING PRES,J EPSTEIN

03 P2-READS CHAIRING





03 E2-², BEARS STEARNS



<table><thead><tr><th>SUM-02/77-12/04, PR/OI-NO, COLL-NO, FB-NO, ACCTS:10, HC$1000-200K, 9-ONES, 1-OTHEF</th></tr></thead><tbody><tr></tbody></table>

<table><thead><tr><th>FIRM / IDENT CODE</th><td>CS</td><td>RPTD</td><td>LIMIT</td><td>HICR</td><td>BAL $</td><td>DLA MR (30-60-90+)</td><td>MAX/DEL</td></tr></thead><tbody><tr><td>ECOA/ACCOUNT NUMBER</td><td>OPND</td><td>P/DUE</td><td>TERM</td><td></td><td></td><td>24 MONTH HISTORY</td><td></td></tr></tbody></table>

CREDIT CARD



363 12/04 45



CHASE NA *

CLOSED OR PAID ACCOUNT/ZERO BALANCE CREDIT ONLY

EFTA00186461

<table><thead><tr><th colspan="6">THIS FORM PRODUCED BY EQUIFAX</th><th>PAGE 2</th></tr></thead><tbody><tr><td>BKCARD SER*668ON9235</td><td>R1 0</td><td>1000</td><td>---</td><td>0</td><td>07/02</td><td>45</td></tr><tr><td>I CREDIT CARD</td><td>1</td><td>---</td><td>---</td><td>---</td><td>---</td><td>---</td></tr><tr><td>HSBC/HBSB *1008B53</td><td>R1 0</td><td>---</td><td>8300</td><td>0</td><td>04/00</td><td>53</td></tr><tr><td>CLOSED OR PAID ACCOUNT/MERIT BALANCE ACCOUNT CLOSED BY CREDIT GRANTOR</td><td></td><td>---</td><td>---</td><td>---</td><td>---</td><td>---</td></tr><tr><td>REVOLVING TOTALS</td><td>19600</td><td>14800</td><td>363</td><td></td><td></td><td></td></tr><tr><td></td><td>---</td><td>10</td><td></td><td></td><td></td><td></td></tr><tr><td>AMEX *402BB4257 01 CREDIT CARD</td><td>---</td><td>59946</td><td>20945</td><td>12/04</td><td>01</td><td></td></tr><tr><td></td><td>---</td><td>---</td><td>---</td><td>---</td><td>---</td><td>---</td></tr><tr><td>AMEX *402BB4257 01 CREDIT CARD</td><td>---</td><td>1577</td><td>0</td><td>10/04</td><td>01</td><td></td></tr><tr><td></td><td>---</td><td>---</td><td>---</td><td>---</td><td>---</td><td>---</td></tr><tr><td>AMEX *402BB4257 01 CREDIT CARD</td><td>---</td><td>200K</td><td>200K</td><td>12/04</td><td>01</td><td></td></tr><tr><td></td><td>---</td><td>---</td><td>---</td><td>---</td><td>---</td><td>---</td></tr><tr><td>AMEX *402BB4257 01 CREDIT CARD</td><td>---</td><td>6729</td><td>966</td><td>12/04</td><td>01</td><td></td></tr><tr><td>CREDIT CARD OPEN TOTALS</td><td>---</td><td>268252</td><td>221911</td><td></td><td></td><td></td></tr><tr><td></td><td>---</td><td>---</td><td>---</td><td>---</td><td>---</td><td>---</td></tr><tr><td>GRAND TOTALS</td><td>19600</td><td>283052</td><td>222274</td><td></td><td></td><td></td></tr><tr><td></td><td>---</td><td>10</td><td></td><td></td><td></td><td></td></tr><tr><td>CHASE NA *10/04 03/85 LOST OR STOLEN CARD CREDIT CARD AMount IN H/C COLDMN IS CREDIT LIMIT</td><td></td><td>---</td><td>---</td><td>---</td><td>01/03</td><td></td></tr><tr><td>*INQS-COLONTAL DAILLER AMEX</td><td>12/03/03 09/25/03 03/21/03</td><td>AT&amp;T VERIZON</td><td></td><td></td><td></td><td></td></tr><tr><td>* MEMBER # COMP. NAME TELEPHONE CHASE NA BKCARD SER AMEX AT&amp;T VERIZON</td><td>* MEMBER # COMP. NAME TELEPHONE CHASE NA BKCARD SER AMEX AT&amp;T VERIZON</td><td>* MEMBER # COMP. NAME TELEPHONE CHASE NA BKCARD SER AMEX AT&amp;T VERIZON</td><td></td><td></td><td></td><td></td></tr><tr><td>END OF REPORT EQUIFAX AND AFFILIATES - 01/04/05</td><td></td><td></td><td></td><td></td><td></td><td>SAFESCANNED</td></tr></tbody></table>