EFTA00176029

a Control number	OMB No. 1548-0008
b Employer Identification number 66-0567418	1 Wages, tips, other compensation 97072.89	2 VI Income tax withheld 13099.00
c Employer's name, address, and ZIP code FINANCIAL TRUST COMPANY, INC. 6100 RED HOOK QUARTER B-3 ST. THOMAS U.S.VIRGIN , 00802	3 Social security wages 87900.00	4 Social security tax withhold 5449.80
	5 Medicare wages and tips 102172.80	6 Medicare tax withhold 1481.51
	7 Social security tips	8
	8 Advance EIC payment	10
d Employee's social security number 580-06-1538
e Employee's first name and initial CECILE R P.O. BOX 8361 ST. THOMAS, VI, 00801	11 Nonqualified plans	12a See Form W-335 Instructions S 5099.91
	13 Military employee Retirement plan Third-party aid pay	12b C 172.78
	14 Other	12c
	14 Other	12d
f Employee's address and ZIP code

Form W-2VI U.S. Virgin Islands Wage and Tax Statement 2004 Department of the Treasury - Internal Revenue Service Copy D - For Employer For Privacy Act and Paperwork Reduction Act Notice and Instructions, see Form W-39

a Control number	OMB No. 1545-0008
b Employer Identification number 66-0567418	1 Wages, tips, other compensation 241021.28	2 Income tax withheld 65884.00
c Employer's name, address, and ZIP code; FINANCIAL TRUST COMPANY, INC. 6100 RED HOOK QUARTER B--3 ST. THOMAS U.S.VIRGIN , 00802	3 Social security wages 87900.00	4 Social security tax withhold 5449.80
	5 Medicare wages and tips 241021.28	6 Medicare tax withhold 3494.81
	7 Social security tips	8

d Employee's social security number 090-44-3348	9 Advance EIC payment	10
e Employee's first name and initial JEFFREY E EPSTEIN C/O AMERICAN YACHT HARBOR 6100 RED HOOK, SUITE 2 ST. THOMAS, VI, 00802	11 Nonqualified plans	12a See Form W-388 Instructions C \| 1021.26
	13 Statutory employee Bounty/mortgage Their own pay	12b
	14 Other	12a
	14 Other	12d
employee's address and ZIP code

W-2WI U.S. Virgin Islands Wage and Tax Statement Copy D - For Employer 2004 Department of the Treasury - Internal Revenue Serv For Privacy Act and Paperwork Reduction Act Noti and Instructions, see Form W-3¢ FTC0019