* Deutsche Asset & Wealth Management* ## Account Agreement ## Account Title (Complete if different from the Client above) IMPORTANT: PLEASE SIGN AND RETURN THIS ACCOUNT AGREEMENT. This is the account agreement [Account Agreement] between Client and Deutsche Bank Securities Inc. (referred to herein as "DBS"). It includes the terms and conditions and is the contract that controls each brokerage account in which Client has an interest leach an "Account"). Client agrees to read this Account Agreement and the Appendix to this Account Agreement Disclosures and Definitions ("Appendix") carefully. If Client is not willing to be bound by these terms and conditions, Client should not sign this Account Agreement. Client's signature confirms that Client has read and agrees to the terms of this Account Agreement and the Appendix annexed hereto. ## 1. CLIENT REPRESENTATIONS Client certifies that all of the information provided by Client in this Account Agreement is accurate and complete and that each of the following statements is accurate as to Client and Client's Account: a. Where Client is a natural.person, Client is of legal age: b. For all accounts: (a) no one except the person(s) named on the Accounts), or, if signed in a representative capacity, then no one except the beneficial owner(s), has any interest in the Accounts), (b) Client is and will remain compliant with all Applicable Laws, (c) Client is financially capable of satisfying any obligations undertaken through Client’s Accounts), (d) Client acknowledges that the purchase and sale of securities entails substantial economic risk, and represents knowingly and willingly that Client can assume such risk and (e) Client has read and understands the terms set forth in this Account Agreement and those agreements or supplements incorporated by reference and understands that Client is bound by such terms; c. Client agrees to notify us in writing if: (a) Client is or becomes an employee, member or immediate family member of any securities exchange (or corporation of which any exchange owns a majority of the capital stock), Financial Industry Regulatory Authority, Inc. (FINRA) or of any broker-dealer; (b) Client is or becomes a senior officer or immediate family member of such a person of any bank, savings and loan institution, insurance company, investment company, investment advisory firm or institution that purchases securities, or other employer whose consent is required to open and maintain this Account by regulation or otherwise, unless such consent has been provided to DBSI. Client will promptly notify DBSI in writing if any of the above circumstances change. II. TERMS AND CONDITIONS: THAT APPLY TO CLIENT'S ACCOUNT[S] The following terms and conditions govern Client's Account(s): 1. Rights of DBSI. All rights granted to DBSI under this Account Agreement are granted with the understanding that it shall be within the sole discretion of DBSI whether, find in what manner, to exercise such rights. The failure of DBSI to exercise any right granted under this Account Agreement shall not be deemed a waiver of such right or any other right granted hereunder. DBSI retain the right to delegate to its agent, including its clearing agent, Pershing LLC (Pershing), one or more of DBSI's rights or obligations under this Agreement without notice to Client. 2. Cash Account, DESI will closely each Accountant a cash brokerage account, DESI must separately approve the opening of a margin account (Margin Account and Client must separately sign the Margin Agreement. 3. Order Execution, Orders for the purchase or sale of assets may be routed to or executed through any exchange, market or broker that DBSI selects. 4. Rules and Regulations. All transactions in Accounts] shall be conducted in accordance with and subject to Applicable Law. 13JWMM-0186 012145.032813 D2 CONFIDENTIAL – PURSUANT TO FED. R. CRIM. P. 6(e) DB-SDNY-0001653 EFTA_00015127 EFTA00165905 5. Purchase of Securities. DBSI requires that cash accounts contain sufficient funds to settle a transaction, but has the right to accept an order without sufficient funds with the understanding that Client will submit payment on or before settlement date for each security purchased. DBSI retains the right to cancel or liquidate any order accepted and/or executed without prior notice to Client, if DBSI does not receive payment by settlement date. Alternatively, upon Client's failure to pay for purchased and settled securities, DBSI has the right to sell Securities and Other Property held in any of Client's Accounts, and charge to Client any loss resulting therefrom. 6. Sale of Securities. Client agrees that in a cash account: (a) Client will not sell any Security before it is paid for, (b) Client will own each security sold at the time of sale, (c) unless such security is already held in the Account, Client will promptly deliver such security threata on or before settlement date, (d) Client will promptly make full cash payment of any amount which may become due in order to meet necessary requests for additional deposits and (e) with respect to any Securities and Other Property sold, Client will satisfy any mark to the market deficiencies. Client must affect all Short Sales in a margin account and designate these sales as "short". All other sales will be designated as "long" and will be designed to be evaded by Client. In the event that DBSI enters an order to sell Securities and Other Property that Client represents Client owns, but which are not held in the Account as the time of sale, and Client fails to make delivery by settlement date, DBSI has the right to purchase or borrow any Securities and Other Property necessary to make the required delivery. Client agrees to compensate DBSI for any loss or cost, including interest, commission on fees sustained as a result of this foregoing. DBSI charges interest on unpaid balances in cash accounts from the close of business on settlement date. See the Annual Disclosure Statement, at http://www.pwm.db.com/americas/economicdisclosurestatement.html for additional information on interest charges. 7. Restrictions on Trading. DBSI has the right to prohibit or restrict Client's ability to trade Securities and Other Property or to substitute securities in Client's Account. B. Restricted Securities. Cheat will not buy, sell or pledge any Restricted Securities without DBSI’s prior written approval. Prior to placing any order for Restricted Securities subject to Rate 144 or 145 of the Securities Act of 1993, Client must identify this status of the securities and furnish DBSI with the necessary documents (including opinions of legal counsel, if requested) to obtain approval to transfer and register these securities. DBSI will not be liable for any delays in the processing of these securities or for any losses caused by these delays. DBSI has the Right to decline to accept an order for these securities until the transfer and registration of such securities has been approved. 9. Order Placement and Canceled/Modification Requests. When Client verbally plays a trade with a Client Advisor, Client will be bound to the oral confirmation repeated back to Client, unless Client objects at the time of the order. Client understands shut requests to cancel/modify an order that OBSI requests are on a basis efforts best. 10. Aggregation at Orders and Average Prices. Client authenticates DBSI to aggregate orders for Client Account(s) with other orders. Client recognizes that in so doing, Client may receive an average price for orders that may differ from the price(s) Client may have received had the orders not been aggregated. Client understands that this practice may also result in orders being only partially completed. 11. Transmission of instructions. Client undertakes and accepts responsibility for the transmission of instructions to DBSI and will bear the risk of loss arising from the method of transmission used in the event of transmission errors, misunderstandings, impersonations, transmission by unauthorized persons, forgery or intercepts. Except on the cases of gross negligence, Client agrees to release and indemnify DBSI, its affiliates, employees and directors from any and all liability arising from the execution of transactions based on such instructions. 12. Role of Certain Third Parties, DBSI engages a third-party clearing agent, Parshing. Client understands that Parshing is the custodian of Client's Assets, creers and settles all transactions, and extends credit on any margin purchase, where applicable. Client further understands that Parshing may accept from DBSI, without inquiry or investigation: (i) orders for the purchase or sale of Securities and Other Property on margin or otherwise, and (ii) any other instructions concerning Accounts). Client further understands that the contract between DBSI and Parshing, and tax services rendered thunder, are not intended to create a joint venture, partnership or other form of business organization of any kind. Parshing shall not be responsible or liable to Client for any acts or omissions of DBSI or its employees. Parshing does not provide investment advice, nor offer any unlawful or unsuitable offer to any transaction or order. DBSI is not acting as the agent of Parshing. Client cannot hold Parshing, its affiliates and its officers, directors and agents liable for any trading losses that Client incurs. 13. Liens, Client hereby grants to DBSI and its Affiliates a security interest in and lien upon all Securities and Other Property in the possession or control of DBSI, any of its Affiliates or Pershing, in which Client has an interest (held individually, jointly or otherwise) (collectively all such Securities and Other Property are referred to herein as "Collateral") in order to secure any and all indebtedness or any other obligation or Client to DBSI and its Affiliates or Pershing (collectively, all such obligations are referred to herein as the "Obligations"). Clients who are joint accountholders (Joint Accountholders) acknowledge and agree that pursuant to the lien to DBSI and Affiliates, the Collateral shall include Securities and Other Property held in the Account or any other account held by either Joint Accountholder with DBSI or its Affiliates or Pershing (whether individually, jointly or otherwise) and shall secure any and all Obligations of each Joint Accountholder to DBSI and its Affiliates or Pershing. With respect to the lien granted to DBSI and its Affiliates, DBSI for Pershing, at DBSI's instruction easy, at any time and without prior notice, sell, transfer, release, exchange, settle or otherwise dispose of or deal with any or all such Collateral in order to satisfy any Obligations. In enforcing this lien, DBSI shall have the discretion to determine what and how much Collateral to apply for the purposes of the foregoing. Notwithstanding the foregoing, nothing herein shall be deemed to grant an interest in any Account or assets that would give rise to a prohibited transaction under Section 4975(c)(1) III(1) of the Internal Revenue Code of 1986, as amended, or Session 400(c)(4) of the Employee Retirement Income Security Act of 1974, as amended. Securities and Other Property hold in Client's retirement accounts) maintained by DBSI, which may include IRAa or qualified plans, are not subject to this lien and such Securities and Other Property may only be used to satisfy Client's indebtedness or other obligations related to Client's retirement accounts). 13-AIRM-0736 012145 0328 13 CONFIDENTIAL – PURSUANT TO FED. R. CRIM. P. 6(e) DB-SDNY-0001654 EFTA_00015128 EFTA00165906 14. Satisfaction of indebtedness and Assignment of Rights; Client agrees to satisfy, upon demand, any indebtedness, including any interest and commission charges and to pay the reasonable costs and expenses of collection of any amount Client owes to DBSL, including reasonable attorneys’ fees and court costs. Client agrees that DBSI or Pershing may execute or assign to each other or any third party any rights or obligations Client granted under this Account Agreement, including but not limited to the right to collect any Obligations, or liquidate any Securities and Other Property held in Account(s). 15. Fees. Client understands that DBSI charges an Annual Account Fee for certain accounts and may charge service fees, processing fees and/or other fees or commissions, for the breaches and other services provided, more fully described in the Annual Disclosure Statement, at https://www.pwm.db.com/famericas/en/annual/disclosures/statement.html. Client understands that these fees will be charged to Accounts) and authorizes DBSI to deduct such fees from Client’s Accounts). 16. No FDIC Insurance, Not Obligations of Any Bank. Client understands that the assets in Client’s Account are subject to the risk of early or total loss due to remarket fluctuations or the insolvency of the issuer(s). The assets in Client’s Account including all related cash balances and shares of any Mutual Fund) are not deposits or other obligations of DBSI, Deutsche Bank AG, Pershing or any other bank, are not guaranteed by DBSI, Deutsche Bank AG, Administrator, Bank or any other bank, and are not insured by the Federal Deposit Insurance Corporation (FDIC). Monies held in the Insured Deposit Program (BDP) may be FDIC insured while those monies are held in a depository account at a participating bank as described in the JDP Terms and Conditions. Client may from time to time be offered investment products for which DBSI or Deutsche Bank AG is an obligor. These products may be complex, may not provide for the return of the full amount of principal invested or for the payment of a fixed rate of interest (for any interest) and will not usually be covered by FDIC insurance, unless otherwise disclosed in the written offering documents for such products. 17. Cash Sweep Selection. Client agrees to contact DBSI regarding the selection of Cash Sweep Options and understands that Client's choice of Cash Sweep Options may be limited to money market mutual funds or deposit products that are unaffiliated with DBSI if Client's Account is an individual retirement account or an ERISA account, or if DBSI is acting as Client's investment adviser. Client understands that any funds Client has on deposit with the banks participating in IDP will be allocated among such banks in a manner described in the IDP Terms and Conditions. 10. Credit Information and Investigation. Client authorizes DBSI and Pershing to obtain reports concerning Client's credit standing and business conduct at their discretion without retaining Client. Client also authorizes DBSI to share among service providers less set forth hereiol and DBSI Affiliates such credit related and business conduct information and any other confidential information DBSI, Deutsche Bank AG and such Affiliates) may have about Client and Client's Account. In accordance with DBSI's Privacy Policy and Applicable Law, DBSI and Pershing will provide Client with a copy of each of their Privacy Policies shortly after execution by Client of this Agreement. Client may request a copy of Client's credit report, and upon request, DBSI will identify the name and address of the consumer reporting agency that furnished it. 19. Confirmations, Statements and Other Communications Client agrees to notify DBSI in writing, within ten (10) days after transmittal to Client of a confirmation, if any objection Client has to any transaction in Client's Account(s). In the absence of such written notification, Client agrees that all transactions in Client's Account(s) will be final and binding. Client understands objections must be directed to the Branch Supervisor in writing, at the address on Client's account statement or confirm. For more information on how confirmations and account statements are delivered, please refer to the Appendix to this Account Agreement. 20. Recording Conversations, Client contents to DBSI recording any or all telephone calls with Client. 21. Joint Accounts. a. Unless Clients specify "tenants in common" or "community property," Clients authorize DBSI to designate a joint account as "joint tenants with right of survivorship," or as "tenants by the entitlement" if Clients are married and residue in a state that recognizes designation for personal property. Clients agree that joint accounts will be carried by DBSI on Pershing's books in the form reflected by the Account name appearing on the account statement. In the event that the Account is a joint tenancy with right of survivorship or a tenancy by the entitlement, the entire interest in the joint Account shall be vested in the survivor or survivors on the sale items and conditions as before the death. The survivors and the estate of the deceased Accountholder will indemnify DBSI for any loss incurred through treatment of the Account as provided herein. b. Clients agree that each party to the joint account shall have authority to deal with DBSI so if each were the sole Account owner, all without notice to the other Account owners). Clients agree that notice to any Account owner shall be deemed to be notice to all account owners. Each Account owner shall be jointly and severally liable for this Account. DBSI may follow the instructions of any owner concerning this Account and make deliveries to any owner, of any or all property and payment, even if such deliveries and/or payments shall be made to one owner personally and not to all of the Account owners. DBSI shall be under no obligation to inquire into the purpose of any such demand for delivery of securities or payment and shall not be bound to see to the application or disposition of the securities and/or monies delivered or paid to any Account owner. Notwithstanding the foregoing, DBSI may require joint action by all account owners with respect to any matter concerning the account, including the giving or cancellation of orders and the withdrawal of monies. Securities and Other Property. In the event DBSI receives conflicting instructions from any owner, it may in its sole discretion (a) follow any such instructions, (b) require written or verbal authorization of both, all or any owner before acting on the instructions from any one owner, (c) send the assets of the Account to the address of the account, or (d) file an interpreter action in an appropriate court to let the court decide the dispute. 13-A3968-07156 # 412145_0032813 CONFIDENTIAL – PURSUANT TO FED. R. CRIM. P. 6(e) DB-SDNY-0001655 EFTA_00015129 EFTA00165907 c. In the event of the death of any owner, the survivors) shall immediately give DBSI written notice thereof. DBSI may, balloon or after receiving such notice, take such action, require such documents, retain such securities and/or restrict transactions in the Account as necessary for its protection against any tax, liability, penalty or loss under any present or future law or otherwise. Any cost resulting from the death of any owner, or through the exercise by any decedent’s estate, survivors (including other Account owners) or representatives of any rights in the Account shall be chargeable against the interest of the survivors) as well as against the interest of the estate of the decedent. The estate of the decedent and each sonor (including either Account owners) shall commute to be jointly and severally liable to DBSI for any obligation of the joint account or net debt balance or loss in said account until such time as DBSI distributes the assets in accordance with Clients’ instructions. 22. Non-disclosure of Confidential and Material, Non-public information. During the course of business, employees of DBSI may come into possession of confidential and material non-public information. Under Applicable Law, such employees are prohibited from improperly disclosing or using such information for their personal benefit or for the benefit of any other person, regardless of whether such other person is a Client of DBSI. Client understands that under Applicable Law, DBSI employees are prohibited from communicating such information to Client and that DBSI shall have no responsibility or liability to Client for failing to disclose such information. 23. Third Party Authorization, No Agency. Client agrees that if Client authorizes third party(es) (including, without limitation, any investment adviser or money manager) to act on Client’s Account, such third party(es) shall be bound by the Terms and Conditions of this Account Agreement. Client further agrees that unless otherwise agreed to in writing by DBSI third parties) authorized by Client to act for Client, whether or not returned to Client by DBSI, isfare not, and shall not be deemed agents of DBSI and DBSI shall have no responsibility or liability to Client for any acts or omissions of such third party, or any offices, employees or agents thereof. 24. No Legal, Tax or Accounting Advice. Client acknowledges and agrees that (a) neither DBSL nor Framing, provide any legal, tax or accounting advice, (b) neither DBSL nor Parsing employees are authorized to give any such advice and (c) Client will not solicit such advice or tary upon such advice given in or on, whether or not in connection with transactions in or for any of Client’s Account[s]. In making legal, tax or accounting decisions with respect to transactions in or for Client’s Account[s] or any other matter, Client will consult with and rely upon Client’s own advisers, and not DBSL. Client acknowledges that DBSL shall have no liability therefor. 25. Limitation of Liability. Client agrees that, unless otherwise provided in any other agreement between Client and DBSI or under Applicable Law, DBSI shall not be liable for any loss to Client except in the case of DBSF's gross negligence or wilful misconduct. DBSI shall not be liable for loss caused directly or indirectly by government restrictions, exchange or market rulings, suspension of trading, war, strikes, act of foreign or domestic terrorism or other conditions beyond DBSF's control. DBSI shall not be liable for any damages caused by equipment failure, communications line failure, unauthorized access, theft, systems failure and other occurrences beyond DBSF's control. 26. Customer Inquiries/Customer Complaints, For general Inquiries, Client will consider the Client Advisor or Branch Supervisor assigned to Client’s Account(s) for questions or assistance on any matter relating to these Accounts. Client must direct all formal complaints against DBSI or any of its employees to Deutsche Bank Security Inc., Compliance Department - Client Inquiries, 60 Wall Street, 23rd Floor, Mall Stop NYC80-2330, New York, NY 10005-2836 or client may call (212) 250-1085. 27. Entire Understanding. This Account Agreement contains the entire understanding between Client and DBSI concerning the subject matter of this Account Agreement and there are no need or other agreements in conflict herewith. The Terms and Conditions of this Account Agreement shall apply to each and every account and, collectively, any and all funds, money, Securities and Other Property that Client has with DBSI and supercedes any prior Account Agreement Client may have signed with DBSI. Client acknowledges that Client may be required to enter into separate agreements with respect to products offered by or through DBSI or its affiliates. 29. Right to Terminate or Amend. Client agrees that DBSI has the right to terminate this Account Agreement and close any related accounts or amend the Terms and Conditions of this Account Agreement at any time and for any reason by sending written notice of such termination or amendment to Client. Any such termination or amendment shall be effective as of the date that DBSI establishes. Client cannot waive, alter, modify or amend this Account Agreement unless agreed in writing and signed by DBSI. No failure or delay do the part of DBSI to exercise any right or power hereunder or to insist at any time upon strict compliance with any term contained in this Account Agreement, shall operate as a waiver of that right to powert or term. 29. Controlled Law. This Account Agreement shall be deemed to have been made in the State of New York and shall be construed, and the rights of the parties determined, in accordance with the laws of the State of New York and the United States, as amended, without giving effect to the choice of law of conflict-of-laws provisions thereof. 35. Headings. Paragraph headings are for convenience only and shall not affect the meaning or interpretation of any provision of this Account Agreement. 31. Assignment, Separability, Survivability. This Account Agreement shall be binding upon Client’s chair, executor, administrators, personal representatives and permitted assigns. It shall inure to the benefit of DBS’s successors and assigns, or any successor clearing broker, to whom DBSI may transfer Client’s Accountant, DBSI may, without notice to Client, assign the rights and duties under this Account Agreement to any of its Affiliates, or to any other non-affiliate entity upon written notice to Client. If any provision or condition of this Account Agreement shall be held to be invalid or unenforceable by any court, administrative agency or regulatory or self-regulatory agency or body, such invalidity of unenforceable small attach only to such provision or condition. The validity of the remaining provisions and conditions shall not be affected thereby and this Account Agreement shall be carried out if any such invalid or unenforceable provision or condition were not contained herein. 32. The provisions of this Account Agreement governing stipulation (Section II.11, controlling law (Section II.23) and limitation of liability (Section II.28) will survive the termination of this Account Agreement. 13AW154-0246 912145/032813 CONFIDENTIAL – PURSUANT TO FED. R. CRIM. P. 6(e) DB-SDNY-0001656 EFTA_00015130 EFTA00165908 ## ILL ARBITRATION 1. This section of the Account Agreement contains the pre-dispute arbitration agreement between Client and DBSI and Pershing, as applicable, who agree as follows: a. All parties to this Account Agreement (being Client, DBSI and Pershing) are giving up the right to sue each other in court, including the right to a civil by jury, except as provided by the rules of the arbitration forum in which a claim is filed, or as prohibited by Applicable Law; b. Arbitration awards are generally final and binding; a porry’s ability to have a court reverse or modify an arbitration award is very limited: c. The ability of the parties to obtain documents, witness statements and other discovery is generally more limited in arbitration than in court proceedings; d. The arbitrators do not have to explain the reason(s) for their award, unless, in an eligible case, a joint request for an explained decision has been submitted by all parties in the panel at least 20 days prior to the first scheduled hearing date; a. The panel of arbitrators will typically include a minority of arbitrators who were or are affiliated with the securities industry. f. The rules of some arbitration forums may impose time limits for bringing a claim in arbitration. In some cases, a claim that is impossible for arbitration may be brought in court; and g. The rules of the arbitration forum in which the claim is filed, and any amendments therein, shall be incorporated into this Account Agreement. 2. Subject to the preceding disclosure, Client agrees to arbitrate any controversies or disputes that may arise with DBSI or Penshing, whether based on events occurring prior to, on or subsequent to the date of this Account Agreement, and including any controversy arising out all or relating to any Account with DBSI, the construction, performance or breach of any agreement, or any duty arising from any agreement or other relationship with DBSI to transactions with or through DBSI, or any controversy as to whether any issue is arbitrable. Any arbitration under this Account Agreement shall be determined only before an arbitration panel set up by FINRA in accordance with its arbitration procedures or an exchange of which DBSI is a member in accordance with the rules of that particular regulatory agency then in effect. Client may elect in the first instance whether arbitration shall be by FINRA or a specific national securities exchange of which DBSI is a member, but failure to make such election by registered letter to Deutsche Bank Securities Inc., Compliance Department. Attention: Director of Compliance, 60 Wall Street, 23rd Floor, Mail Stop NYC60-2330, New York, NY 10005-2838 within five days after receipt of a written request from DBSI for such election, gives DBSI the right to elect the arbitration forum that will have jurisdiction over the dispute. Judgment upon arbitration awards may be entered in any court, state or federal, having jurisdiction. Any arbitration under this Account Agreement will be conducted pursuant to the Federal Arbitration Act and the laws of the State of New York. 3. Neither DBSL, Perching nor Clients) waives any right to seek equitable relief pending arbitration. No person shall be a putative or certified class action to arbitration, nor seek to enforce any pre-dispute arbitration agreement against any person who has increased in count a putative class action or writa is a member of a putative class who has not opted out of the class with respect to any claims encompassed by the putative class action until (a) the class certification is denied, or (b) the class is decarftified, or (c) the Client is exiled from the class by the court. Such forbearance to enforce an agreement in arbitrate shall not constitute a waiver of any rights under this agreement except to the extent stated herein. [THIS SPACE INTENTIONALLY LEFT BLANK] 13.41W4-0196 012145,030213 CONFIDENTIAL – PURSUANT TO FED. R. CRIM. P. 6(e) DB-SDNY-0001657 EFTA_00015131 EFTA00165909 # W-9 Form (New, December 2011) Department of the Treasury Internal Revenue Service Request for Taxpayer Identification Number and Certification Give Form to the requester. Do not send to the RFS. # Southern Trust Company, Inc Implicated name/affiliated entity name, if different from above. Check appropriate box for federal tax classification: - Individual/sole proprietor - C Corporation - S Corporation - Partnership - Non-profit - Limited liability company. Enter the tax classification (C-C corporation, S-S corporation, P-partnership) ▷ - Other (see instruction) ▷ | Address number, street, and apt, or suite no. | |-----------------------------------------------| | 8100 Red Hook Quarter B3 | | City, state, and ZIP code | | St. Thomas, USVI 00802 | [List account numbers here] [options] Enter your TN in the appropriate box. The TN provided must match the name given on the "Name" line to avoid backup withholding. For individuals, this is your social security number (SSN). However, for a resident alone, sole proprietor, or disregarded entity, see the Part 1 instructions on page 3. For other entities, it is your employer identification number (EIN). If you do not have an EIN, see how to get a TN on page 3. Meta: If the account is in more than one name, see the chart on page 4 for guidelines on whose number to enter. Social security number --- ## Part II Certification Under perimeters of perimeter, I certify that: 2. The number shown on this form is my current taxpayer identification number for I am waiting for a number to be issued to me, and 2. I am not subject to backup withholding because: (a) I am exempt from backup withholding, or (b) I have not been notified by the Internal Revenue Service (IRS) that I am subject to backup withholding as a result of a failure to report all interest or dividends, or (c) the IRS has notified me that I am no longer subject to backup withholding, and ## 3. I am a U.S. citizen or other U.S. person [defined below]. Certification instructions. You must cross out item 2 above if you have been notified by the IRS that you are currently subject to backup withholding because you have failed to report all interest and dividends on your tax return. For real estate transactions, item 2 does not apply. For mortgage interest paid, acquisition or abandonment placed property, cancellation of debt, contributions to an individual retirement arrangement (IRA), and generally, payments other than interest and dividends, you are not required to sign the certification, but you must provide your correct TIN. See the ## Purpose of Form A person who is required to file an information return with the IRS must obtain your current taxpayer identification number (TIN) to report, for example, income paid to you, estate transactions, mortgage interest you paid, acquisition or abandonment of secured property, cancellation of debt, or contributions you made to an IRA. Use Form W-9 only if you are a U.S. person (including a resident alien), to provide your contact TN to the person requesting it (the requestor) and, when applicable, for 1. Certify that the TIN you garrigiving is correct (or you are walking for a number to be listed). 2. 3. Claim assumption from backup with wiskilling if you are a U.S. exempt payee. If applicable, you are also certifying that as a U.S. person, your affidable share of any partnership income from U.S. trade or business is not subject to the withholding tax on foreign partners’ share of 2. Certainty that you are not subject to backup withholding, or Note: If a requester gives you a form other than Form W-9 to request your TIN, you must use the requester's form if it is substantially similar to Form W-9. **Definition of a U.S. person.** For legal purposes, you are considered a U.S. person if you are: - An individual who is a U.S. citizen or U.S. resident alien, - A partnership, corporation, company, or association created or organized in the United States or under the laws of the United States. * An estate rather than a foreign object, or - A domestic loan (as required in regulations section 301.7721-73). Special notes for partnerships. Partnerships that conduct a sale or business in the United States are generally required to pay a withholding tax on any foreign payment share of income from such business. Further, in certain cases where a Form W-9 has not been received, a partnership is required to presume that a partner is a foreign person, and pay the withholding tax. Therefore, if you are a U.S. person that is a partner in a partnership conducting a trade or business in the United States, provide Form W-9 to the partnership to establish your U.S. status and avoid unduly on your share of partnership income. Can. No. 1023100 Form W-9 page 12-00111 DB-SDNY-0001658 CONFIDENTIAL – PURSUANT TO FED. R. CRIM. P. 6(e) | EFTA_00015132 | | :--- | :--- | This is a simple Markdown document with no headings or paragraphs. It contains a single line of text. EFTA00165910 IV. TAX ELECTION/DECLARATION OF TAX STATUS This Account Agreement is designed for use by each U.S. Persona and Non-U.S. Persona. Please check the box need to be the applicable learn below. Client certifies that Client will not DSIS in writing immediately if the certification certified to below classes to be true and correct. Form W9 Substitute Request for Taxpayer Identification Number and Certification City, State, and ZIP code Enter your TIN in the appropriate box. The TIN provided must match the name given on the "Name" line to avoid backup withholding. For individuals, this is your social security number (SSN). For other entities, it is your employer identification number (EIN). Social Security Number Employer Identification Number 1. The member shown on this form is any contact taxpayer identification number for I am waiting for a number to be leased to me, and 2. I am not subject to backup withholding because: (a) I am exempt from backup withholding, or (b) I am not have been notified by the Internal Revenue Service [IRS] that I am subject to backup withholding as a result of a failure to report all interest or dividends, or (c) the IRS has notified me that I am no longer subject to backup withholding, and Certification Instructions. Your initials can be left on item 2 below if you have been notified by the IFS that you are currently subject to backup withholding because you have failed to log all internet and dividends your account. 2. □ Non-U.S. Person I am not a U.S. person (including a U.S. resident abroad). I am submitting the application from W-9 with this form to certify my foreign status and, if applicable, claim tax benefits. For example, Client is not a U.S. person (including a U.S. resident client). Client agrees to provide DBSI with this application the applicable Internal Revenue Service (IRS) Form W-8 to certify the client’s foreign status. W-8 forms and instructions are available on the IRS website at www.irs.gov. CONFIDENTIAL – PURSUANT TO FED. R. CRIM. P. 6(e) DB-SDNY-0001659 EFTA_00015133 EFTA00165911 BY SIGNING BELOW CLIENT ACKNOWLEDGES THAT: [1] CLIENT MAS RECEIVED, READ AND AGREES TO THE TERMS AND CONDITIONS OF THIS ACCOUNT AGREEMENT, INCLUDING THE APPENDIX WHICH CONTAINS IMPORTANT INFORMATION AND (2) THE INFORMATION CONTAINED IN THIS ACCOUNT APPLICATION IS ACCURATE CLIENT ACKNOWLEDGES THAT THIS ACCOUNT AGREEMENT CONTAINS A PREDISPLE ARGUMENT CLAUSE AT SECTION 18, PAGE 5, AND CLIENT AGREES TO THE TERMS WILL ACCOUNT AGREEMENT SIGNATURES MUST INITIAL. THE INTERNAL REVENUE SERVICE DOES NOT REQUIRE CLIENT'S CONSENT TO ANY PROVISION OF THIS DOCUMENT OTHER THAN THE CERTIFICATION REQUIRED TO AVOID BACKUP WITHHOLDING, AND, IF APPLICABLE, THE CERTIFICATION REQUIRED TO ESTABLISH CLIENT'S STATUS AS A NON-U.S. PERSON AND DESTAIN A REDUCE RATE OF WITHHOLDING. Important information for DBSA employee benefit plan clients: U.S. Department of Labor regulations require DBSA to disclose to a responsible plan fiduciary certain information in connection with the services that DBSA provides to a plan, to assist the fiduciary in evaluating the responsibilities of DBSA's services and related compensation. The disclosure is available online at http://www.pwm.db.com/communication/interface/disclosure_pent.html. By signing below, you acknowledge that you are a fiduciary responsible for the procurement of DBSA's services as the plan, you have read the disclosure and you understand the disclosure. Individual or joint account: IF THIS IS A JOINT ACCOUNT, ALL ACCOUNT OWNERS MUST SIGN: CONFIRMATION OF TAX AND COMPLIANCE IFESPONSIBILITIES Client acknowledges having sole responsibility to fulfill tax obligations and any other regulatory reporting duties applicable in any relevant jurisdictions that may arise in connection with assets, income or transactions in Client's account(s) and business relationship with DBS. CHECK A BOX BELOW ONLY IF CLients DO NOT WANT JOINT TENANTS WITH RIGHTS OF SURVIVORSHIP OR TENANTS BY THE ENTITIES. CLENTS SPECIFY INSTEAD: Temarita en común on Community Property (for married couples in certain states; each spouse retains 50% interest in the community property upon death of the first spouse). Signature ___ Date ___ | Print Name | SS/NEIN | | :--- | :--- |
SignatureDate
Print Name___ SSNEIN___ Signature ___ Date ___ | Print Name | SIGN ON | | :--- | :--- | Corporation, partnership, trust or other entity: CONFIRMATION OF TAX AND COMPLIANCE RESPONSIBILITIES Client acknowledges having sole responsibility to fulfill any tax obligations and any other regulatory reporting duties applicable to in any relevant jurisdiction that may arise in connection with assets, insurance or transactionation in Client’s account [a] and business relationship with DBS. Furthermore, Client confirms that the necessary information (to the book of Client’s knowledge and capabilities) is readily available no less than annually to the minimum beneficial owner(s), withdrawn, beneficiary(s), partners, etc., to enable much persons[b] to fulfill any respective tax obligations that may arise for such persons[c] in connection with Client’s business relationship with DBS. Name of Entity Southern Trust Company Inc Employee ID No. 66-0779861 Signature of Officer, Partner, Trustee, Authorized Parry Date 7-24-13 Print Name/Title Jeffrey Epstein Signature of Officer, Partner, Trustee, Authorized Party ___ Date___ Print Name/Title ___ Signature of Officer, Partner, Trustee, Authorized Party ___ Date___ Press NormalTitle 13.AWM.4156 012145.032813 CONFIDENTIAL – PURSUANT TO FED. R. CRIM. P. 6(e) DB-SDNY-0001660 EFTA_00015134 EFTA00165912 APPENDIX TO THIS ACCOUNT AGREEMENT: DISCLOSURES AND DEFINITIONS IMPORTANT: PLEASE READ THIS APPEND X ## DISCLOSURES 1. Confirmations, Confirmations of transactions, as well as other communications will be sent to the address Client has provided, or to such other address as Client may hereafter give to D651 in writing, and all communications so sent, whether by mail, private carrier, facsimile, messenger, electronically or otherwise, shall be deemed delivered to Client when sent, whether actually received or not. 2. Consent to Loan or Pledge of Securities and other Property. Within the limitations imposed by Applicable Law, all Securities and Other Property now or thereafter held, carried or maintained by or in the possession of DBSI that have not been fully paid for may be lent to DBSI, to Perching or to others, and may be pledged, replied, hypotheticated or rehyphnotecated without notice to Client, either separately or in common with other Securities and Other Property of DBSI's other Clients for any amount due in any account with DBSI in which Client has an interest, or for any greater amount, and DBSI may do so without retaining its possession or control for delivery a like amount of similar Securities and Other Property. Client understands that while securities held for Client's Account(s) are loaned out, Client will lose voting rights attendant to such securities. For additional terms that apply to merger accounts only, see the Margin Addendum. Neither Perching, nor DBSI, will lend or pledge fully paid for securities without Client's written permission. 3. Corrected and Late Trade Reports. DBSI may receive late and/or erroneous trade reports from the marketplace where Client's order is executed. Any such reports may result in an adjustment to Client's order or the information on a trade execution reported to Client. 4. Effect of Attachment or Sequestration of Aponema. DBSI shall not be liable for refusing to obey any orders given by or for Client with respect to any Account which is or has been subject to its attachment or sequestration in any legal proceeding against Client, and DBSI shall be under no obligation to contest the validity of any such attachment or sequestration. 6. Foreign Securities. With respect to debt or equity securities of foreign issuers or debt or deposit instruments of foreign banks ("Foreign Securities"), Client acknowledges and understands that: (a) Foreign Securities are, in most cases, not registered with the Securities and Exchange Commission or listed on any U.S. securities exchange; (b) Foreign Securities, particularly those of issuers in the so-called "emerging markets" are often liquid, are sometimes subject to legal and/or contractual transfer restrictions and it may be difficult or impossible to dispose of such Foreign Securities prior to the maturity thereof or to determine the market price thereof for valuation purposes; (c) Foreign Securities, and the issuer, guarantors or other obligors with respect thereto ("Foreign issuers/Obligars") are subject to a variety of risks in addition to those typically faced in the case of U.S. securities and issuers, including, among other things, currency risk, exchange controls, confiscatory taxation, withholding, limitations on the rights of security holders, civil arrest, hyperinflation, disciplinary treatment of foreign investors, etc., (d) there is often less information available regarding Foreign Issuers/Obligars, and such information may be more difficult to interpret, than in the case with U.S. issuers whose securities are subject to the periodic reporting requirements under U.S. securities laws. (e) there may be no effective means to determine if a Foreign reporting requirements under U.S. securities laws, (i) where they may be no effective means to determine a foreign issuer Obligor is in default of its obligations in respect of its debt securities or other financial obligations (and Client specifically acknowledges that Foreign Securities which Client purchases may be to default at the time of purchase), (ii) Foreign Securities in question may be limited, and (iii) such Foreign Securities are not subject for all investors. Client authenticates DBSI to purchase Foreign Securities (and, in the case of Foreign Securities denominated in foreign currencies, the relevant foreign currency) from or sell Foreign Securities (and foreign exchange) to an Affiliate of DBSI. In dealing with such Affiliates, such Affiliates may take and retain their normal communications, spreads or other fees without regard to DBSI's relationship with Client. 6. Preferring Prohibited (Not Applicable to Margin Accounts). Paying for the purchase of securities in a cash account with the proceeds of their subsequent sale, known as freeriding, violates Regulation T of this Federal Reserve Board, is prohibited and may, among other things, result in Client’s Account being reopticed or closed. 7. Impartial Lottery Allocation System. When DBSI holds Securities and Other Property that are collateral (all or in part) on Client's behalf, Client will participate in DBSI's impartial lottery allocation system for the called Securities and Other Property. B. Non-Investment Advisor Capacity. Unless DBSI agrees otherwise in writing, DBSI is not acting as an “investment advisor” (as such term is defined in the Investment Advisers Act of 1940, as amended) with respect to the Client’s Accountist. 9. Non-United States resident Additional Disclosure and Understanding. This disclosure applies to non-United States residents and non-United States domiciled entities. Client's Account is based in the United States, and not in Client's country of residence. DBSI accounts, products and services may not have been registered, reviewed or approved by any governmental, banking or securities regulator in Client's country of residence or domicile. Not all of DBSI accounts, products, services or inmates are available in residents of all countries. Many countries have various laws, rules and regulations that may apply to opening and maintaining accounts, products or services outside Client's country or residence or domicile, including reporting and filing requirements and laws, rules and regulations regarding taxes, exchange or capital controls. Client is responsible for knowledge of and adherence to any such laws, rules and regulations and reporting or filing requirements in Client's country or domicile of residence that might apply as a result of Client's Acquaint with DBSI in the United States. These may include but are not limited to, tax, foreign exchange or capital controls, and reporting or filing requirements that may apply as a result of Client's country of citizenship, domicile or residence. Client currently completes and will continue to comply with any such laws, rules, regulations and reporting or filing requirements as required by Client's country of citizenship, residence or domicile. 13-AW1M4-6196 012145.032813 CONFIDENTIAL – PURSUANT TO FED. R. CRIM. P. 6(e) DB-SDNY-0001661 EFTA_00015135 EFTA00165913 10. Notices. Notices and other communications may also be provided to Client verbally. Such notices and other communications left for Client on Client's answering machine, voice mail, electronic mail or otherwise, are considered to have been delivered to Client whether actually received or not. Transactions entered into Client's Account shall be confirmed by DBSI in writing where required by law or regulation. DBSI will not send separate confirmations for the following transactions: (a) dividends or distributions credited or reinvested, or transactions effected pursuant to a Dividend Reinvestment Plan, (b) shares of money market funds that are purchased or redeemed, or are part of the Cash Sweep Options, or (c) transactions effected pursuant to a periodic plan or an investment company plan. Client's periodic account statements will reflect these transactions. Notices concerning all matters related to Accounts) usually will go through DBSI although Pershing may send notices directly to Client with a duplicate to DBSI should matter conditions, limitations and/or other circumstances so require. 11. Possible Conflicts of Interest. Services and recommendations provided to other Clients or by other individuals or groups at DBSI and/or affiliates of Deutsche Bank AG, whether acting as principal or agent. DBSI provides investment advice, portfolio management and execution services for many Clients and, in addition, acts as principal in various markets. Given these different roles, individuals and groups at DBSI and affiliates of Deutsche Bank AG are sellerm of one view as to an investment strategy and may pose diffusing or conflicting strategies. Employees of DBSI shall have no obligation to recommend to Client, or inform Client of, strategies being pursued by DBSI or other Clients. Further, (a) DBSI and its affiliates may provide services for a fee in or solicit business from companies whose securities are recommended by DBSI, (b) DBSI and its affiliates may be paid fees by investment companies registered under the Investment Company Act of 1940 or other investment vehicles, including without limitation, fees for acting as investment advisor, administrator, custodian and transfer agent, and (c) DBSI and its affiliates act as brokers, principals and/or market makers in certain markets and may do sth in transactions with Client, DBSI may recommend securities or strategies that are issued, underwritten, implemented or advised by DBSI or one or more of its affiliates. DBSI may receive compensation, in addition to the compensation Client pays DBSI. In the form of Rule 12b-1 fees, distribution fees, finder’s fees, fees based upon fund management fees and cash or non-cash payments that are paid by mutual funds (out of fund assets) in the case of Ratio 12b-1 fees) or by the managers and other service providers to the funds (not out of fund assets). DBSI also participates in a program offered by Pershing, under which DBSI shares in revenue received by Pershing from mutual funds offered on the Petching platform. All of these revenues may vary based on sales volume or assets under management and may give DBSI a financial incentive to recommend certain funds or strategies and to include those funds in models and programs. In addition, DBSI may receive trail compensation in connection with rates of auction rate securities. 12. Securities Investor Protection Corporation (SIPC), DBS provides SIPC coverage through Pershing endfor as a member of SIPC. For additional information on this coverage see www.SIPC.org or call the SIPC public information number (201) 371 8300. Clem will refer to the Annual Disclosure Statement, at http://www.gwm.db.com/information/enannuldisclosurestatement.html for additional information regarding SIPC and excess of SIPC coverage. 13. Tax-Exempt Entities, Charitable remodeler trusts, foundations, pension plans and other tax-exempt entities may be deemed to receive unrelated business taxable income (UBTI) as a result of investing in certain securities, borrowing monies under a margin loan, investing in a partnership or limited liability company that generates UBTI or other leverage or loan arrangements. Tax-exempt entities should consult with their tax adviser before making an investment or entering into such arrangement. If Client’s periodic Account Statements indicate that any Securities were forwarded to Client and Client has not received them, Client should notify DBSI immediately. If notification is received within 120 days after the mailing date, as reflected on Client’s Account Statement, replacement will be made free of charms. Thereafter, a fee for replacement may apply. ## DEFINITIONS The following are definitions of certain terms that are used within this Account Agreement. As required, the singular shell be plural and the plural shall be singular. 1. “Account Agreement” means the written agreement entered into between Client(s) and DBSI regarding Client(s)* Account(s). The Account Agreement includes the Terms and Conditions, Annotation, Tax Election/Documents of Tax States, and the Appendix to the Account Agreement, as well as any other applicable disclosure documents related to Client’s Account(s), together with any amendments or supplements to such documents. There may be disclosures, agreements and terms applicable to a particular feature, program, account or service provided as a result of a Client election, modification of or addition to the Account Agreement, change its service or otherwise. DBSI will provide to Client such disclosures, agreements and terms, which shall be incorporated into this Account Agreement by reference. From time to time, DBSI may require that Client sign other agreements or documents for certain services or instructions and such additional agreements and documents shall become part of this Account Agreement. 2. “Affiliates(s)” means any entity that is co-trained by, controls or is under common control with DBSI. DBSI is a subsidiary of Deutsche Bank AG. Each affiance is a separate legal entity. 3. "Applicable Law" means the constitution, rules, regulations, customs and usages of the exchange or market, and its clearing house, if any, while a transaction is executed and applicable federal and state laws and regulations, including but not limited to securities laws and regulations (including the rules and regulations of the Securities and Exchange Commission and the Federal Reserve Board or foreign securities regulator, as applicable), and the rules and regulations of FIWRA, or any other self-regulatory agency or organizations having governing authority to a transaction in an Account in effect from time to time. "Applicable Law" shall also include the rules of any national securities association, registered securities exchange or of the Options Clearing Corporation or other clearing organization applicable to the trading of option contracts. 13-AWMA-0106 012145.032812 CONFIDENTIAL – PURSUANT TO FED. R. CRIM. P. 6(e) DB-SDNY-0001662 EFTA_00015136 EFTA00165914 4. "Branch Supervisor" means the manager of the branch office at which Client's Account(s) is maintained. 5. "Cash Sweep Options" means the program through which certain unimplemented cash balances in eligible Account(s) will be deposited automatically each day into interest-bearing, FDIC-insured depository accounts through DBSI's IDP or into an available money market mutual fund until Client invests these balances or balances are otherwise needed to satisfy obligations arising in connection with Client's Account(s). The Cash Sweep Options are described more fully in the Cash Sweep Options Disclosure Statement, which will be provided to Client under separate cover after the Account is opened. 6. “DBSI Privacy Statement” means the statement of DBSI’s policies pertaining to gathering, protecting and maintaining the confidentiality of Client information and, in certain limited situations, providing Client information outside of DBSI. 7. "Party" or "Parties" means Chemist and DBSI, together with its affiliates, collectively. B. "Restricted Securities" means securities of a corporation of which Client is a director, executive officer or 10% stockholder, or otherwise classified as a control person or insurer, or securities that are subject to any restrictions on resale whether by Applicable Law, contract or legend on the security, or are not traded on or through a national securities exchange, automated quotation system or other nationally recognized published interdealer quotation system. 9. "Securities and Other Property" means, but is not limited to, money, securities, financial instruments and commodities of every kind and nature and related contracts and options (whether for present or future delivery), distributions, proceeds, products and accessions of all property owned by the Client or in which the Client has an interest. [THIS SPACE INTENTIONALLY LEFT BLANK] 13-AWM-0196 01245/32813 CONFIDENTIAL – PURSUANT TO FED. R. CRIM. P. 6(e) DB-SDNY-0001663 EFTA_00015137 EFTA00165915 EPS10N, JEFFREY E. LITTLE ST. JAMES ST. NOMAS, VI 00802 | Issued | 1/15/2010 | Expires | 1/20/2015 | | :--- | :--- | :--- | :--- | | CT | 0000025874 | DOB | 1000000029913 | | Sex M | Hgt 72 in | DOB | 1/20/1953 | | Wgt 4 | Hair GRY | Eyes | BLU | | Class A | Blood Type | O+ | | | Allergies | NONE | | | | Endorsements | | | | CONFIDENTIAL – PURSUANT TO FED. R. CRIM. P. 6(e) DB-SDNY-0001664 EFTA_00015138 EFTA00165916