EFTA00133643

Account Number:
Statement Period:



07/01/19 - 07/31/19


Page 1 of 4



+ 0329201 000181236 0MCU0A 0630100



MS TOVA A NOEL

BRONX NY 10456-3118

## Your Account Summary

<table border="1"><tr><td>Deposits</td><td></td><td>Balance</td></tr><tr><td>Primary Share</td><td>$</td><td>0.00</td></tr><tr><td>Checking</td><td>$</td><td>769.39</td></tr><tr><td>TOTAL DEPOSITS</td><td>$</td><td>769.39</td></tr><tr><td>Loans</td><td></td><td>Balance</td></tr><tr><td>Personal</td><td>$</td><td>4519.11</td></tr><tr><td>TOTAL LOANS</td><td>$</td><td>4519.11</td></tr></table>

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<table border="1"><tr><td colspan="5">PRIMARY SHARE</td></tr><tr><td>Date</td><td>Transaction</td><td>Withdrawals</td><td>Deposits</td><td>Balance</td></tr><tr><td>Jul 01</td><td>Previous Balance</td><td></td><td></td><td>0.00</td></tr><tr><td>Jul 31</td><td>New Balance</td><td></td><td></td><td>0.00</td></tr></table>

<table border="1"><tr><td colspan="5">BACK CHECKING S02</td></tr><tr><td>Date</td><td>Transaction</td><td>Withdrawals</td><td>Deposits</td><td>Balance</td></tr><tr><td>Jul 01</td><td>Previous Balance</td><td></td><td></td><td>1,519.01</td></tr><tr><td>Jul 01</td><td>Withdrawal - VISA - Visa Purchase</td><td>-4.99</td><td></td><td>1,514.02</td></tr></table>



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EFTA00133644

MCU Account #



0329201 000181236 OMCU0A 0630100


Statement Period: 07/01/19 - 07/31/19

Page 2 of 4

<table><thead><tr><th>Date</th><th>Transaction</th><th>Withdrawals</th><th>Deposits</th><th>Balance</th></tr></thead><tbody><tr><td>Jul 01</td><td>Withdrawal - VISA - Visa Purchase<br>0701 SPEEDWAY 07838 BRONX NY</td><td>-59.00</td><td></td><td>1,455.02</td></tr><tr><td>Jul 01</td><td>Withdrawal - ATM - #009956<br>MCJ 755 CO-OP CITY BLVD #5 BRONX NY<br>A1A00314</td><td>-400.00</td><td></td><td>1,055.02</td></tr><tr><td>Jul 01</td><td>Withdrawal - VISA - Visa Purchase<br>0701 CPNEENY 2718 BRONX NY</td><td>-64.99</td><td></td><td>990.03</td></tr><tr><td>Jul 02</td><td>Withdrawal - VISA - Visa Purchase<br>0701 APPLEBEEES 822561994002 BRONX NY</td><td>-78.13</td><td></td><td>911.90</td></tr><tr><td>Jul 02</td><td>Withdrawal - ACH - PROG ADVANCED<br>TYPE INS PREM ID: 9409848070<br>CO. PROG ADVANCED</td><td>-160.37</td><td></td><td>751.53</td></tr><tr><td>Jul 03</td><td>Withdrawal - ATM - #001494<br>MCJ 755 CO-OP CITY BLVD #5 BRONX NY<br>A1A00314</td><td>-160.00</td><td></td><td>591.53</td></tr><tr><td>Jul 03</td><td>Withdrawal - Online Transfer To Loan 21<br>Mobile Transfer.</td><td>-185.00</td><td></td><td>406.53</td></tr><tr><td>Jul 03</td><td>Deposit - ACH - DFEC TREAS 310<br>TYPE: MISC PAY ID: 91010136151<br>CO. DFEC TREAS 310</td><td></td><td>1,033.96</td><td>1,440.49</td></tr><tr><td>Jul 06</td><td>Withdrawal - ATM - #009259<br>MCJ 355 East 14971 ST #2 BRONX NY A1A14912</td><td>-460.00</td><td></td><td>980.49</td></tr><tr><td>Jul 07</td><td>Withdrawal - POS #046995<br>KEY FOOD 1798 268 E 197TH ST BRONX NY</td><td>-15.04</td><td></td><td>965.45</td></tr><tr><td>Jul 08</td><td>Withdrawal - VISA - Visa Purchase<br>0708 PAYALP XUCHANGURUS A02835377319K</td><td>-195.82</td><td></td><td>769.63</td></tr><tr><td>Jul 08</td><td>Withdrawal - Card Fee<br>VISA INTERNATIONAL SERVICE ASSESSMENT Date: 07/06/19</td><td>-1.96</td><td></td><td>767.67</td></tr><tr><td>Jul 11</td><td>Withdrawal - POS #574942<br>AMAZON.COMMH11T44D1 SEATTLE WA</td><td>-106.17</td><td></td><td>661.50</td></tr><tr><td>Jul 12</td><td>Withdrawal - VISA - Visa Purchase<br>0711 9965 Dominos Pizza 212-802-4444 NY</td><td>-22.84</td><td></td><td>638.66</td></tr><tr><td>Jul 12</td><td>Deposit - ACH - AGRI TREAS 310<br>TYPE: FED SAL ID: 91010138009<br>CO. AGRI TREAS 310</td><td></td><td>1,470.46</td><td>2,109.12</td></tr><tr><td>Jul 13</td><td>Withdrawal - VISA - Visa Purchase<br>0712 SPHIER CUAN CUSINE NEW YORK NY</td><td>-22.84</td><td></td><td>2,086.28</td></tr><tr><td>Jul 13</td><td>Withdrawal - VISA - Visa Purchase<br>0712 SPHIER CUAN CUSINE NEW YORK NY</td><td>-22.84</td><td></td><td>2,086.28</td></tr><tr><td>Jul 13</td><td>Withdrawal - ATM - #004526<br>MCJ 357 East 14971 ST #1 BRONX NY A1A14011</td><td>-500.00</td><td></td><td>1,586.28</td></tr><tr><td>Jul 14</td><td>Withdrawal - VISA - Visa Purchase<br>0714 TST &#39;CODE RED RESTAURANT BRONX NY</td><td>-89.86</td><td></td><td>1,496.42</td></tr><tr><td>Jul 14</td><td>Withdrawal - VISA - Visa Purchase<br>0714 TF&#39;CONEID BILL PAYMENT 886-405-1924 NY</td><td>-95.35</td><td></td><td>1,401.07</td></tr><tr><td>Jul 15</td><td>Withdrawal - VISA - Visa Purchase<br>0715 VERZON FONETIMEPAY VERZON.COM FL</td><td>-144.84</td><td></td><td>1,256.23</td></tr><tr><td>Jul 16</td><td>Withdrawal - VISA - Visa Purchase<br>0715 HENDRY&#39;S RESTAURANT TANNERSVILLE PA</td><td>-16.96</td><td></td><td>1,239.27</td></tr><tr><td>Jul 16</td><td>Withdrawal - VISA - Visa Purchase<br>0715 KALAHAR RESTAURANT - P.OCON MANOR PA</td><td>-9.00</td><td></td><td>1,230.27</td></tr><tr><td>Jul 16</td><td>Withdrawal - VISA - Visa Purchase<br>0715 KALAHAR RESTAURANT - P.OCON MANOR PA</td><td>-28.92</td><td></td><td>1,201.35</td></tr><tr><td>Jul 17</td><td>Withdrawal - VISA - Visa Purchase<br>0717 UEBTS EATS HUBER.COM CA</td><td>-22.49</td><td></td><td>1,178.86</td></tr><tr><td>Jul 17</td><td>Withdrawal - ACH - BENEFEDS FEDVIP<br>TYPE: Web Pay ID: 1225258288<br>CO. BENEFEDS FEDVIP</td><td>-76.83</td><td></td><td>1,102.03</td></tr></tbody></table>

EFTA00133645

MCU Account #



0329201 000181236 OMCU0A 0630100


Statement Period: 07/01/19 - 07/31/19

Page 3 of 4

<table><thead><tr><th>Date</th><th>Transaction</th><th>Withdrawals</th><th>Deposits</th><th>Balance</th></tr></thead><tbody><tr><td>Jul 17</td><td>Withdrawal - VISA - Visa Purchase<br>07/17 EZPASS PREPAID TOLL 800-338-8655 NY</td><td>-50.00</td><td></td><td>1,052.03</td></tr><tr><td>Jul 18</td><td>Withdrawal - VISA - Visa Purchase<br>07/17 PAYPAL &#39;CAKESBYLISA&#39; 402-935-7733 CA</td><td>-85.00</td><td></td><td>967.03</td></tr><tr><td>Jul 19</td><td>Withdrawal - ATM - #005031<br>MCU 755 CO-OP CITY BLVD 86 BRONX NY<br>A1A00315</td><td>-200.00</td><td></td><td>767.03</td></tr><tr><td>Jul 20</td><td>Withdrawal - VISA - Visa Purchase<br>07/18 GABRIELLES NY INC. PELHAM MANOR NY</td><td>-27.92</td><td></td><td>739.11</td></tr><tr><td>Jul 20</td><td>Withdrawal - VISA - Visa Purchase<br>07/19 FIVE STAR HAND WASH BRONX NY</td><td>-28.30</td><td></td><td>710.81</td></tr><tr><td>Jul 20</td><td>Withdrawal - VISA - Visa Purchase<br>07/20 BP99793803LOTUS THIRD A BRONX NY</td><td>-59.00</td><td></td><td>651.81</td></tr><tr><td>Jul 20</td><td>Withdrawal - VISA - Visa Purchase<br>07/19 AUNTIE ANNE&#39;s YONKERS NY</td><td>-9.33</td><td></td><td>642.48</td></tr><tr><td>Jul 21</td><td>Withdrawal - VISA - Visa Purchase<br>07/21 UBER EATS 866-576-1039 CA</td><td>-19.98</td><td></td><td>622.50</td></tr><tr><td>Jul 22</td><td>Withdrawal - POS #338700<br>NEW YORK &amp; COMPANY #8045 200 BAYCHEST AVE BRONX NY</td><td>-47.97</td><td></td><td>574.53</td></tr><tr><td>Jul 22</td><td>Withdrawal - VISA - Visa Purchase<br>07/21 WOK WOK HEAST ASIA NEW YORK NY</td><td>-19.42</td><td></td><td>555.11</td></tr><tr><td>Jul 23</td><td>Withdrawal - VISA - Visa Purchase<br>07/22 POPEYES 5575 BRONX NY</td><td>-9.78</td><td></td><td>545.33</td></tr><tr><td>Jul 23</td><td>Withdrawal - ATM - #002597<br>MCU 1225 GERARD AVE. BRONX NY A1A17110</td><td>-100.00</td><td></td><td>445.33</td></tr><tr><td>Jul 23</td><td>Withdrawal - VISA - Visa Purchase<br>07/22 CINNABON #6563 BRONX NY</td><td>-7.27</td><td></td><td>438.06</td></tr><tr><td>Jul 24</td><td>Withdrawal - VISA - Visa Purchase<br>07/22 VICTORIAS&#39; NAILS &amp; SPA BRONX NY</td><td>-128.00</td><td></td><td>310.06</td></tr><tr><td>Jul 26</td><td>Deposit - ACH - AGRI TREAS 310<br>TYPE: FED SALID: 9101036009<br>CO: AGRI TREAS 310</td><td>1,424.49</td><td></td><td>1,734.55</td></tr><tr><td>Jul 26</td><td>Withdrawal - VISA - Visa Purchase<br>07/25 SOPHIES CUBAI CUISINE NEW YORK NY</td><td>-15.44</td><td></td><td>1,719.11</td></tr><tr><td>Jul 27</td><td>Withdrawal - VISA - Visa Purchase<br>07/26 ATOMIC WINGS NEW YORK NY</td><td>-15.00</td><td></td><td>1,704.11</td></tr><tr><td>Jul 27</td><td>Withdrawal - POS #083407<br>FIVE STAR HAND WASH 1865 WEBSTER AVE BRONX NY</td><td>-32.05</td><td></td><td>1,672.06</td></tr><tr><td>Jul 28</td><td>Withdrawal - VISA - Visa Purchase<br>07/27 SQ &#39;FACEBYANA&#39; 877-417-4551 NY</td><td>-25.00</td><td></td><td>1,647.06</td></tr><tr><td>Jul 29</td><td>Withdrawal - VISA - Visa Purchase<br>07/27 AT&amp;T&#39;PREMIER BBL WWW ATT.COM GA</td><td>-118.28</td><td></td><td>1,528.78</td></tr><tr><td>Jul 29</td><td>Withdrawal - ATM - #005159<br>MCU 1225 GERARD AVE. BRONX NY A1A17110</td><td>-700.00</td><td></td><td>828.78</td></tr><tr><td>Jul 30</td><td>Withdrawal - VISA - Visa Purchase<br>07/30 SPEEDWAY 07838 1201 WEB BRONX NY</td><td>-59.39</td><td></td><td>769.39</td></tr><tr><td>Jul 31</td><td>New Balance</td><td></td><td></td><td>769.39</td></tr></tbody></table>

<table border="1"><tr><td>Totals For This Period:</td><td>-4,678.53</td></tr></table>

EFTA00133646

MCU Account #



0329201 000181236 OMCU0A 0630100


Statement Period: 07/01/19 - 07/31/19

Page 4 of 4

<table border="1"><tr><td>Date</td><td>Transaction</td><td>Amount</td><td>Late Charge</td><td>Interest Charged</td><td>Principal Amount</td><td>Balance</td></tr><tr><td>Jul 01</td><td>Previous Balance</td><td></td><td></td><td></td><td></td><td>4,656.71</td></tr><tr><td>Jul 03</td><td>Payment - Online Transfer From Share 02 Mobile Transfer.</td><td>-185.00</td><td></td><td>37.44</td><td>-147.56</td><td>4,509.15</td></tr><tr><td>Jul 31</td><td>Advance - Insurance Single Life</td><td>1.80</td><td></td><td></td><td>1.80</td><td>4,510.95</td></tr><tr><td>Jul 31</td><td>Advance - Insurance Disability</td><td>8.16</td><td></td><td></td><td>8.16</td><td>4,519.11</td></tr><tr><td>Jul 31</td><td>New Balance</td><td></td><td></td><td></td><td></td><td>4,519.11</td></tr><tr><td colspan="2">Totals For This Period</td><td>-175.04</td><td>0.00</td><td>37.44</td><td>-137.60</td><td></td></tr><tr><td colspan="3">Annual Percentage Rate: 10.50%</td><td colspan="4">2019 Totals Year-to-Date</td></tr><tr><td colspan="3">Periodic Rate(Daily): .028767%</td><td colspan="2">Total Fees Charged in 2019</td><td colspan="2">75.89</td></tr><tr><td colspan="3">A Payment of 185.00 is due on 08/12/19</td><td colspan="2">Total Interest Charged in 2019</td><td colspan="2">308.95</td></tr><tr><td colspan="3">Interest Due through 07/31/19:37.62</td><td></td><td></td><td></td><td></td></tr></table>

## YEAR TO DATE TOTALS

Total Dividends YTD

## IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR ELECTRONIC TRANSFERS

Write to us at P.O. Box 3205, New York, NY 10007 or telephone us at (212)693-4900 (or (800)323-6713 if outside the five boroughs) if you think your statement or receipt is wrong, or if you need more information about a transfer on your statement or receipt. Write to us as soon as possible. We must hear from you no later than 60 days after we sent you the FIRST statement on which the error or problem appeared. Tell us the following:

- Your name and MCU account number (if any);

- The amount of the suspected error or questioned transfer (and transaction date if known);

- A description of the error or the questioned transfer, and an explanation why you believe there is an error or need more information. We will investigate your complaint and correct any error promptly. If we take more than 10 business days to do this, we will credit your account for the amount you think is in error, so that you will have use of the money during the time it takes us to complete our investigation.

## USE THE FOLLOWING FORM TO ASSIST YOU IN BALANCING YOUR CHECKING ACCOUNT

<table border="1"><tr><td colspan="3">LIST CHECKS OUTSTANDING
(NOT CHARGED TO YOUR CHECKING ACCOUNT YET)</td></tr><tr><td>CHECK NUMBER</td><td>CHECK DATE</td><td>$ AMOUNT</td></tr><tr><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td></tr><tr><td></td><td colspan="2">TOTAL:</td></tr><tr><td></td><td></td><td></td></tr></table>

<table border="1"><tr><td colspan="4">PERIOD ENDING</td></tr><tr><td colspan="4">1. SUBTRACT FROM YOUR REGISTER ANY CHARGES LISTED ON THIS STATEMENT BUT NOT DEDUCTED FROM YOUR BALANCE.</td></tr><tr><td colspan="2">2. ENTER CHECKING BALANCE SHOWN ON THIS STATEMENT.</td><td>$</td><td></td></tr><tr><td rowspan="3">3. ENTER DEPOSITS MADE AFTER THE ENDING DATE OF THIS STATEMENT.</td><td>+</td><td>$</td><td></td></tr><tr><td>+</td><td>$</td><td></td></tr><tr><td>+</td><td>$</td><td></td></tr><tr><td colspan="2">4. TOTAL(2 PLUS 3):</td><td>$</td><td></td></tr><tr><td colspan="2">5. CARRY OVER OUTSTANDING CHECK TOTAL.</td><td>$</td><td></td></tr><tr><td colspan="2">6. REGISTER BALANCE(4 MINUS 5):</td><td>$</td><td></td></tr></table>

SHARES ARE TRANSFERABLE ONLY TO QUALIFIED MEMBERS

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government

National Credit Union Administration, a U.S. Government Agency