EFTA00124779

<table border="1"><tr><td colspan="6">PAYMENTS AND CREDITS</td></tr><tr><td>Trans Date</td><td>Post Date</td><td>Reference No.</td><td>Description</td><td>Submitted By</td><td>Amount</td></tr><tr><td>01/13/19</td><td>01/14/19</td><td>74060959014068590110003</td><td>NFO PAYMENT RECEIVED</td><td>xxxx xxxx xxxx</td><td>$105.32</td></tr><tr><td></td><td></td><td></td><td>TOTAL PAYMENTS AND CREDITS</td><td></td><td>$105.32</td></tr></table>

## 2019 TOTALS YEAR-TO-DATE

Total Fees charged in 2019

Total Interest charged in 2019

## INTEREST CHARGE CALCULATION

<table border="1"><tr><td>Type of Balance</td><td>Annual Percentage Rate(APR)</td><td>Balance Subject to Interest Rate</td><td>Interest Charge</td></tr><tr><td>Purchases</td><td>11.24%(v)</td><td>$0.00</td><td>$0.00</td></tr><tr><td>Cash Advances</td><td>13.24%(v)</td><td>$0.00</td><td>$0.00</td></tr><tr><td>Bal Trf/ConwChk*</td><td>11.24%(v)</td><td>$0.00</td><td>$0.00</td></tr><tr><td colspan="4">(v)=Variable Rate</td></tr><tr><td colspan="4">$\cdot$ Bal Trf/Conv Chk=Balance Transfer or Convenience Check. There is no grace period to avoid interest. Interest is assessed from the transaction date to the date the amount is paid in full.</td></tr></table>



Learn more: navyfederal.org/myBT

Achieve financial victory with a low rate APR Balance Transfer. Just transfer your high rate balance from another lender to your Navy Federal Credit Card.

Insured by NCUA.

Navy Federal Credit Union

SP 001