EFTA00124765



<table><thead><tr><th>MINIMUM PAYMENT DUE</th><th>PAST DUE PAYMENT</th><th>PAYMENT DUE DATE</th><th>NEW BALANCE</th><th colspan="2">ACCOUNT NUMBER</th><th>AMOUNT ENCLOSED</th></tr></thead><tbody><tr><td>41.00</td><td>0.00</td><td>08/08/2019</td><td>2,023.94</td><td>xxxx xxxx xxxx</td><td></td><td>$ .</td></tr></tbody></table>

PLEASE MAKE CHECK PAYABLE AND MAIL TO:

PLEASE INDICATE CHANGE OF ADDRESS ON REVERSE.

NAVY FEDERAL

P. O. BOX 3500

GLENDA ANDERSON-LAYNE

MERRIFIELD VA 22119-3500



** 0047443**





xxxxxxxxxx





xxxx xxxx xxxx



<table><thead><tr><th colspan="2">SUMMARY OF ACCOUNT ACTIVITY</th></tr></thead><tbody><tr><td>Previous Balance</td><td>$1,388.24</td></tr><tr><td>Payments</td><td>-$0.00</td></tr><tr><td>Other Credits</td><td>-$478.95</td></tr><tr><td>Purchases</td><td>+$1,098.80</td></tr><tr><td>Cash Advances</td><td>+$0.00</td></tr><tr><td>Fees Charged</td><td>+$0.00</td></tr><tr><td>Interest Charged</td><td>+$15.85</td></tr><tr><td>New Balance</td><td>$2,023.94</td></tr><tr><td>Past Due Amount</td><td>$0.00</td></tr><tr><td>Over Limit Amount</td><td>$0.00</td></tr><tr><td>Credit Limit</td><td>$8,000.00</td></tr><tr><td>Available Credit</td><td>$5,976.06</td></tr><tr><td>Cash Limit</td><td>$4,000.00</td></tr><tr><td>Available Cash</td><td>$4,000.00</td></tr><tr><td>Statement Closing Date</td><td>07/11/2019</td></tr><tr><td>Days in Billing Cycle</td><td>30</td></tr></tbody></table>



PAYMENT INFORMATION


<table border="1"><tr><td>If you make no additional charges using this card and each month you pay...</td><td>You will pay off the balance shown on this statement in about...</td><td>And you will end up paying an estimated total of...</td></tr><tr><td>Only the minimum payment</td><td>11 years</td><td>$3,383</td></tr><tr><td>$67</td><td>3 years</td><td>$2,412(Savings = $971)</td></tr></table>

## QUESTIONS

<table><tr><td>Credit Card Services</td></tr><tr><td>1-888-842-6328</td></tr></table>



Send Billing Inquiries To:

Navy Federal Credit Union

P.O. Box 3501

92070



Merrifield VA 22119-3501

# Send Payments To:

Navy Federal

P.O. Box 3500

Merrifield VA 22119-3500

To view your account online visit navyfederal.org.

For information about credit counseling services, you may go to http://www.justice.gov/ust/list-credit-counseling-agencies-approved-pursuant-11-usc-111, or call 1-888-503-7106

<table border="1"><tr><td colspan="7">REWARDS SUMMARY</td></tr><tr><td>Start Balance</td><td>Earned</td><td>Bonus</td><td>Redeemed</td><td>Adjusted</td><td>Purged</td><td>End Balance</td></tr><tr><td>$85.46</td><td>$9.28</td><td>$0.00</td><td>$0.00</td><td>$0.00</td><td>$0.00</td><td>$94.74</td></tr><tr><td colspan="7">Redemptions are not permitted on closed or delinquent accounts.</td></tr></table>

## TRANSACTIONS

<table><thead><tr><th>Trans Date</th><th>Post Date</th><th>Reference No.</th><th>Description</th><th>Submitted By</th><th>Amount</th></tr></thead><tbody><tr><td>06/12/19</td><td>06/13/19</td><td>74445009164600051387346</td><td>HAUTLK RACK8885478438 888-5478438 CA</td><td>xxxx xxxx xxxx</td><td>$218.56</td></tr><tr><td>06/21/19</td><td>06/24/19</td><td>74676459173000948757544</td><td>VITAL CHOICE SEAFOOD BELLINGHAM WA</td><td>xxxx xxxx xxxx</td><td>$17.85</td></tr><tr><td>07/01/19</td><td>07/02/19</td><td>74055229183400221000016</td><td>ARMYNAVYOUTDOORS.COM JACKSONVILLE FL</td><td>xxxx xxxx xxxx</td><td>$123.01</td></tr><tr><td>07/09/19</td><td>07/10/19</td><td>74431059191200567694257</td><td>SHEAR ENTERPRISES, LLC ST PETERSBURGFL</td><td>xxxx xxxx xxxx</td><td>$119.53</td></tr><tr><td></td><td></td><td></td><td>TOTAL PAYMENTS AND CREDITS</td><td></td><td>$478.95</td></tr></tbody></table>

Navy Federal Credit Union

SP 001