EFTA00124761

<table><thead><tr><th>MINIMUM PAYMENT DUE</th><th>PAST DUE PAYMENT</th><th>PAYMENT DUE DATE</th><th>NEW BALANCE</th><th>ACCOUNT NUMBER</th><th>AMOUNT ENCLOSED</th></tr></thead><tbody><tr><td>0.00</td><td>0.00</td><td>07/08/2019</td><td>1,388.24</td><td>xxxx xxxx xxxx</td><td>$ .</td></tr></tbody></table>



PLEASE MAKE CHECK PAYABLE AND MAIL TO:

PLEASE INDICATE CHANGE OF ADDRESS ON REVERSE.

NAVY FEDERAL

P. O. BOX 3500

GLENDA ANDERSON-LAYNE

MERRIFIELD VA 22119-3500



** 0047644**





xxxxxxxxxx





xxxx xxxx xxxx



<table border="1"><tr><td colspan="2">SUMMARY OF ACCOUNT ACTIVITY</td></tr><tr><td>Previous Balance</td><td>$1,006.34</td></tr><tr><td>Payments</td><td>-$1,006.34</td></tr><tr><td>Other Credits</td><td>-$278.56</td></tr><tr><td>Purchases</td><td>+$1,666.80</td></tr><tr><td>Cash Advances</td><td>+$0.00</td></tr><tr><td>Fees Charged</td><td>+$0.00</td></tr><tr><td>Interest Charged</td><td>+$0.00</td></tr><tr><td>New Balance</td><td>$1,388.24</td></tr><tr><td>Past Due Amount</td><td>$0.00</td></tr><tr><td>Over Limit Amount</td><td>$0.00</td></tr><tr><td>Credit Limit</td><td>$8,000.00</td></tr><tr><td>Available Credit</td><td>$6,611.76</td></tr><tr><td>Cash Limit</td><td>$4,000.00</td></tr><tr><td>Available Cash</td><td>$4,000.00</td></tr><tr><td>Statement Closing Date</td><td>06/11/2019</td></tr><tr><td>Days in Billing Cycle</td><td>31</td></tr></table>



PAYMENT INFORMATION


<table border="1"><tr><td>New Balance</td><td>$1,388.24</td></tr><tr><td>Minimum Payment Due</td><td>NONE</td></tr><tr><td>Payment Due Date</td><td>07/08/2019</td></tr><tr><td>Late Payment Warning:</td><td>If we do not receive your minimum payment by the date listed above, you may have to pay a $20.00 late fee and your APRs may be increased up to the Penalty APR of 18.00%</td></tr><tr><td>Minimum Payment Warning:</td><td>If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example:</td></tr></table>

<table border="1"><tr><td>If you make no additional charges using this card and each month you pay...</td><td>You will pay off the balance shown on this statement in about...</td><td>And you will end up paying an estimated total of...</td></tr><tr><td>Only the minimum payment</td><td>9 years</td><td>$2,168</td></tr><tr><td>$46</td><td>3 years</td><td>$1,656(Savings=$512)</td></tr></table>

## QUESTIONS

<table><tr><td>Credit Card Services</td></tr><tr><td>1-888-842-6328</td></tr></table>



Send Billing Inquiries To:

Navy Federal Credit Union

P.O. Box 3501

Harrisfield WI 21419 3501



# Send Payments To:

Navy Federal

P.O. Box 3500

Merrifield VA 22119-3500

To view your account online visit navyfederal.org.

If you would like information about credit counseling services, go to https://www.justice.gov/ust/list-credit-counseling-agencies-approved-pursuant-11-usc-111 or call 1-888-503-7106.



IMPORTANT NOTICES


CONGRATULATIONS! WE ARE PLEASED TO INFORM YOU THAT YOUR CREDIT LINE HAS BEEN INCREASED! YOUR NEW LIMIT IS $8,000.00 . THANK YOU FOR ALLOWING US THE OPPORTUNITY TO SERVE YOU. IF EVER YOU HAVE A QUESTION ABOUT YOUR ACCOUNT, PLEASE DO NOT HESITATE TO CALL.

## REWARDS SUMMARY

<table border="1"><tr><td>Start Balance</td><td>Earned</td><td>Bonus</td><td>Redeemed</td><td>Adjusted</td><td>Purged</td><td>End Balance</td></tr><tr><td>$64.69</td><td>$20.77</td><td>$0.00</td><td>$0.00</td><td>$0.00</td><td>$0.00</td><td>$85.46</td></tr><tr><td colspan="7">Redemptions are not permitted on closed or delinquent accounts.</td></tr></table>

## TRANSACTIONS



PAYMENTS AND CREDITS


<table><thead><tr><th>Trans Date</th><th>Post Date</th><th>Reference No.</th><th>Description</th><th>Submitted By</th><th>Amount</th></tr></thead><tbody><tr><td>05/21/19</td><td>05/23/19</td><td>74013399142002926049686</td><td>AT WEST END MS JACKSON</td><td>xxxx xxxx xxxx</td><td>$246.50</td></tr><tr><td>05/26/19</td><td>05/28/19</td><td>74060959148060340520002</td><td>NFO PAYMENT RECEIVED</td><td>xxxx xxxx xxxx</td><td>$1,006.34</td></tr><tr><td>06/01/19</td><td>06/03/19</td><td>74692169152100098492916</td><td>AMZN Mktp US Amzn.com/billWA</td><td>xxxx xxxx xxxx</td><td>$32.06</td></tr><tr><td></td><td></td><td></td><td>TOTAL PAYMENTS AND CREDITS</td><td></td><td>$1,284.90</td></tr></tbody></table>

Navy Federal Credit Union

SP 001