EFTA00124751



Visa Signature Cash Rewards


<table><thead><tr><th>Trans Date</th><th>Post Date</th><th>Reference No.</th><th>Description</th><th></th><th>Amount</th></tr></thead><tbody><tr><td>02/11/19</td><td>02/12/19</td><td>24904169140208608634428</td><td>HSN*HSN1556820495 3OF6 800-9332878 FL</td><td></td><td>$6.90</td></tr><tr><td>02/11/19</td><td>02/12/19</td><td>2490416914020860863788</td><td>HSN*HSN1547150582 40F5 800-9332878 FL</td><td></td><td>$16.99</td></tr><tr><td>02/11/19</td><td>02/12/19</td><td>2490416914020860865726</td><td>HSN*HSN1547150583 40F4 800-9332878 FL</td><td></td><td>$10.50</td></tr><tr><td>02/11/19</td><td>02/12/19</td><td>249041691402086086297053</td><td>HSN*HSN1556820492 30F6 800-9332878 FL</td><td></td><td>$6.90</td></tr><tr><td>02/16/19</td><td>02/18/19</td><td>24904169140708637776016</td><td>HSN*HSN1546848527 20F6 800-9332878 FL</td><td></td><td>$6.83</td></tr><tr><td>02/16/19</td><td>02/18/19</td><td>2490416914070863379690</td><td>HSN*HSN1546848507 20F6 800-9332878 FL</td><td></td><td>$6.83</td></tr><tr><td>02/16/19</td><td>02/18/19</td><td>24904169140708633680199</td><td>HSN*HSN1546848506 20F6 800-9332878 FL</td><td></td><td>$6.83</td></tr><tr><td>02/16/19</td><td>02/18/19</td><td>249041691407086335203005</td><td>HSN*HSN1546848547 20F6 800-9332878 FL</td><td></td><td>$6.83</td></tr><tr><td>02/16/19</td><td>02/18/19</td><td>24904169140014554760</td><td>QVC7570534712013*0F6 800-93328744 PA</td><td></td><td>$7.62</td></tr><tr><td>02/18/19</td><td>02/19/19</td><td>249041691409068425170005</td><td>HSN*HSN1548827625 40F6 800-9332878 FL</td><td></td><td>$54.99</td></tr><tr><td>02/18/19</td><td>02/19/19</td><td>24904169140906842765227</td><td>HSN*HSN1541651365 50F5 800-9332878 FL</td><td></td><td>$5.99</td></tr><tr><td>02/20/19</td><td>02/21/19</td><td>249261995100429520929</td><td>QVC75715176801*0F4 800-936444 PA</td><td></td><td>$7.62</td></tr><tr><td>02/20/19</td><td>02/21/19</td><td>249261995100429520937</td><td>QVC7571651701*0F4 800-936444 PA</td><td></td><td>$20.54</td></tr><tr><td>02/20/19</td><td>02/21/19</td><td>24055239051083718423298</td><td>WALMART.COM 8009666546 800-966-6546 AR</td><td></td><td>$91.51</td></tr><tr><td>02/20/19</td><td>02/21/19</td><td>2409419051068529168108</td><td>HSN*HSN1556820493 30F3 800-9332878 FL</td><td></td><td>$8.81</td></tr><tr><td>02/21/19</td><td>02/21/19</td><td>2409419051068529168108</td><td>HSN*HSN1556820493 30F3 800-9332878 FL</td><td></td><td>$5.27</td></tr><tr><td>02/21/19</td><td>02/22/19</td><td>240926199510090952393</td><td>QVC75728245022*0F4 800-936444 PA</td><td></td><td>$8.88</td></tr><tr><td>02/21/19</td><td>02/22/19</td><td>240926199510090952394</td><td>QVC75728245021*0F4 800-936444 PA</td><td></td><td>$130.64</td></tr><tr><td>02/21/19</td><td>02/22/19</td><td>240926199510090952396</td><td>QVC75728245023*0F4 800-936444 PA</td><td></td><td>$8.88</td></tr><tr><td>02/21/19</td><td>02/22/19</td><td>240926199510090952370</td><td>QVC75728270801*0F4 800-936444 PA</td><td></td><td>$11.23</td></tr><tr><td>02/21/19</td><td>02/25/19</td><td>249261995100687398497</td><td>QVC75715176701*0F4 800-936444 PA</td><td></td><td>$7.62</td></tr><tr><td>02/21/19</td><td>02/25/19</td><td>249261995100697397737</td><td>QVC75709783385101*0F4 800-936444 PA</td><td></td><td>20.12</td></tr><tr><td>02/21/19</td><td>02/25/19</td><td>249261995100929375781</td><td>QVC75728129903*0F4 800-936444 PA</td><td></td><td>5.87</td></tr><tr><td>02/21/19</td><td>02/25/19</td><td>249261995100929375799</td><td>QVC75728129902*0F4 800-936444 PA</td><td></td><td>5.74</td></tr><tr><td>02/21/19</td><td>02/25/19</td><td>242838905573072053294</td><td>SAMSCLUB.COM 888-746-7726 AR</td><td></td><td>$4.50</td></tr><tr><td>02/26/19</td><td>02/27/19</td><td>244921905576385757775</td><td>HALO2CLoud LLC HTTPSSHOP HALCT</td><td></td><td>89.97</td></tr><tr><td>02/26/19</td><td>02/27/19</td><td>24492190557100207037097</td><td>GROUPON INC GROUPON.COM IL</td><td></td><td>17.41</td></tr><tr><td>02/26/19</td><td>02/27/19</td><td>24492190557100207078912</td><td>GROUPON INC GROUPON.COM IL</td><td></td><td>17.41</td></tr><tr><td>02/26/19</td><td>02/27/19</td><td>24492190557100207178179</td><td>GROUPON INC GROUPON.COM IL</td><td></td><td>22.45</td></tr><tr><td>02/26/19</td><td>02/27/19</td><td>24492190557100207137862</td><td>GROUPON INC GROUPON.COM IL</td><td></td><td>18.50</td></tr><tr><td>03/02/19</td><td>03/04/19</td><td>24926199510015998812303</td><td>QVC751690265504*0F4 800-936444 PA</td><td></td><td>11.20</td></tr><tr><td>03/02/19</td><td>03/04/19</td><td>24926199510015998812311</td><td>QVC7526340002*0F4 800-936444 PA</td><td></td><td>11.96</td></tr><tr><td>03/02/19</td><td>03/04/19</td><td>24926199510015998812329</td><td>QVC751690265504*0F4 800-936444 PA</td><td></td><td>12.20</td></tr><tr><td>03/02/19</td><td>03/04/19</td><td>24926199510015998812337</td><td>QVC751690265504*0F4 800-936444 PA</td><td></td><td>12.40</td></tr><tr><td>03/02/19</td><td>03/04/19</td><td>24926199510015998812345</td><td>QVC751690265504*0F4 800-936444 PA</td><td></td><td>12.40</td></tr><tr><td>03/02/19</td><td>03/04/19</td><td>24926199510015998812352</td><td>QVC751690265504*0F4 800-936444 PA</td><td></td><td>12.20</td></tr><tr><td>03/02/19</td><td>03/04/19</td><td>249261995100159988123720</td><td>QVC7526340009*0F4 800-936444 PA</td><td></td><td>11.96</td></tr><tr><td>03/02/19</td><td>03/07/19</td><td>249261995100037832975</td><td>QVC75381726801*0F4 800-936444 PA</td><td></td><td>62.38</td></tr><tr><td>03/06/19</td><td>03/08/19</td><td>2492619951000248611188</td><td>QVC7538180901*0F4 800-936444 PA</td><td></td><td>63.48</td></tr><tr><td>03/08/19</td><td>03/08/19</td><td>244310695078031945652</td><td>TARGET.COM * 800-591-3869 MN</td><td></td><td>41.84</td></tr><tr><td>03/08/19</td><td>03/09/19</td><td>244310695078022540985</td><td>NETFLIX.COM NETFLIX.COM CA</td><td></td><td>10.99</td></tr><tr><td>03/08/19</td><td>03/11/19</td><td>244910695076948898892</td><td>Evine *136759268 800-6765523 MN</td><td></td><td>45.49</td></tr><tr><td>03/11/19</td><td>03/11/19</td><td>24491069507694889725152</td><td>Evine *136759239 800-6765523 MN</td><td></td><td>45.51</td></tr><tr><td>03/11/19</td><td>03/11/19</td><td>2449106950769489139414</td><td>HLU*Hulu 956791389253-U HULU*BILLCA</td><td></td><td>9.59</td></tr><tr><td>03/10/19</td><td>03/11/19</td><td>24492190695100429526</td><td>QVC756648875501*0F4 800-396444 PA</td><td></td><td>13.06</td></tr></tbody></table>

<table border="1"><tr><td colspan="2">2019 TOTALS YEAR-TO-DATE</td></tr><tr><td>Total Fees charged in 2019</td><td>$0.00</td></tr><tr><td>Total Interest charged in 2019</td><td>$97.12</td></tr></table>

Navy Federal Credit Union

SP 001

EFTA00124752



Page 4 of 4


<table border="1"><tr><td colspan="4">INTEREST CHARGE CALCULATION
Your Annual Percentage Rate(APR)是 annual interest rate on your account.</td></tr><tr><td>Type of Balance</td><td>Annual Percentage Rate(APR)</td><td>Balance Subject to Interest Rate</td><td>Interest Charge</td></tr><tr><td>Purchases</td><td>11.90%(v)</td><td>$0.00</td><td>$0.00</td></tr><tr><td>Cash Advances</td><td>13.90%(v)</td><td>$0.00</td><td>$0.00</td></tr><tr><td>Bal Trf/Conv Chk*</td><td>11.90%(v)</td><td>$0.00</td><td>$0.00</td></tr><tr><td>(v)=Variable Rate</td><td></td><td></td><td></td></tr><tr><td colspan="4">$\cdot$ Bal Trf/Conv Chk=Balance Transfer or Convenience Check. There is no grace period to avoid interest.
Interest is assessed from the transaction date to the date the amount is paid in full.</td></tr><tr><td>Planning a summer vacation?
Use your Navy Federal Credit Card to book with Member Deals and get extra perks:</td><td colspan="3">· Earn up to 15X bonus points or 15% cash back
· Take advantage of exclusive special offers
· Search many popular travel sites
Visit navyfederal.org/shop for more information.
Federally insured by NCUA.</td></tr></table>

Navy Federal Credit Union

SP 001

EFTA00124753



<table><thead><tr><th>MINIMUM PAYMENT DUE</th><th>PAST DUE PAYMENT</th><th>PAYMENT DUE DATE</th><th>NEW BALANCE</th><th>ACCOUNT NUMBER</th><th>AMOUNT ENCLOSED</th></tr></thead><tbody><tr><td>0.00</td><td>0.00</td><td>05/08/2019</td><td>5,871.73</td><td>xxxx xxxx xxxx</td><td>$ .</td></tr></tbody></table>

PLEASE MAKE CHECK PAYABLE AND MAIL TO:

PLEASE INDICATE CHANGE OF ADDRESS ON REVERSE.

NAVY FEDERAL

P. O. BOX 3500



MERRIFIELD VA 22119-3500



** 0048062**





xxxxxxxxxx





xxxx xxxx xxxx



<table border="1"><tr><td colspan="2">SUMMARY OF ACCOUNT ACTIVITY</td></tr><tr><td>Previous Balance</td><td>$887.50</td></tr><tr><td>Payments</td><td>-$2,143.47</td></tr><tr><td>Other Credits</td><td>-$138.31</td></tr><tr><td>Purchases</td><td>+$7,266.01</td></tr><tr><td>Cash Advances</td><td>+$0.00</td></tr><tr><td>Fees Charged</td><td>+$0.00</td></tr><tr><td>Interest Charged</td><td>+$0.00</td></tr><tr><td>New Balance</td><td>$5,871.73</td></tr><tr><td>Past Due Amount</td><td>$0.00</td></tr><tr><td>Credit Limit</td><td>$6,500.00</td></tr><tr><td>Available Credit</td><td>$628.27</td></tr><tr><td>Cash Limit</td><td>$3,250.00</td></tr><tr><td>Available Cash</td><td>$628.27</td></tr><tr><td>Statement Closing Date</td><td>04/11/2019</td></tr><tr><td>Days in Billing Cycle</td><td>31</td></tr></table>



PAYMENT INFORMATION


Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay a $20.00 late fee and your APRs may be increased up to the Penalty APR of 18.00%.

**Minimum Payment Warning:** If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example:

<table border="1"><tr><td>If you make no additional charges using this card and each month you pay...</td><td>You will pay off the balance shown on this statement in about...</td><td>And you will end up paying an estimated total of...</td></tr><tr><td>Only the minimum payment</td><td>20 years</td><td>$11,073</td></tr><tr><td>$195</td><td>3 years</td><td>$7,020(Savings=$4,053)</td></tr></table>

## QUESTIONS

<table><tr><td>Credit Card Services</td></tr><tr><td>1-888-842-6328</td></tr></table>



Send Billing Inquiries To:

Navy Federal Credit Union

P.O. Box 3501

Maryfield WI 21406 3501



# Send Payments To:

Navy Federal

P.O. Box 3500

Merrifield VA 22119-3500

To view your account online visit navyfederal.org.

If you would like information about credit counseling services, go to https://www.justice.gov/ustlist-credit-counseling-agencies-approved-pursuant-11-usc-111 or call 1-888-503-7106.

REWARDS SUMMARY

<table border="1"><tr><td>Start Balance</td><td>Earned</td><td>Bonus</td><td>Redeemed</td><td>Adjusted</td><td>Purged</td><td>End Balance</td></tr><tr><td>$5.05</td><td>$108.13</td><td>$0.00</td><td>$84.99</td><td>$0.00</td><td>$0.00</td><td>$28.19</td></tr></table>

## TRANSACTIONS

<table><thead><tr><th>Trans Date</th><th>Post Date</th><th>Reference No.</th><th>Description</th><th>Submitted By</th><th>Amount</th></tr></thead><tbody><tr><td>03/15/19</td><td>03/15/19</td><td>74060959074067460310005</td><td>NFO PAYMENT RECEIVED</td><td>xxxx xxxx xxxx</td><td>$1,143.47</td></tr><tr><td>03/20/19</td><td>03/21/19</td><td>74692169079100554578901</td><td>GROUPON INC GROUPON.COM IL</td><td>xxxx xxxx xxxx</td><td>$18.50</td></tr><tr><td>03/20/19</td><td>03/21/19</td><td>74692169079100554580030</td><td>GROUPON INC GROUPON.COM IL</td><td>xxxx xxxx xxxx</td><td>$17.41</td></tr><tr><td>03/21/19</td><td>03/22/19</td><td>74692169080100072583513</td><td>GROUPON INC GROUPON.COM IL</td><td>xxxx xxxx xxxx</td><td>$17.41</td></tr><tr><td>03/25/19</td><td>03/26/19</td><td>74060959085423820205525</td><td>CASH REWARDS</td><td>xxxx xxxx xxxx</td><td>$84.99</td></tr><tr><td>03/26/19</td><td>03/26/19</td><td>74060959085062440320007</td><td>NFO PAYMENT RECEIVED</td><td>xxxx xxxx xxxx</td><td>$500.00</td></tr><tr><td>03/26/19</td><td>03/26/19</td><td>74060959085063340320006</td><td>NFO PAYMENT RECEIVED</td><td>xxxx xxxx xxxx</td><td>$500.00</td></tr><tr><td></td><td></td><td></td><td colspan="2">TOTAL PAYMENTS AND CREDITS</td><td>$2,281.78</td></tr></tbody></table>

Navy Federal Credit Union

SP 001