EFTA00097096

## Account Summary

**Address change?** Visit us at: [www.usaa.com](http://www.usaa.com) or complete the form below and return it with your payment. The address change will update ALL USAA products and services associated with your household.

<table border="1"><tr><td>New Balance</td><td>Minimum Payment Due</td><td>Payment Due Date</td><td>Amount Enclosed</td></tr><tr><td>$2,963.89</td><td>$0.00</td><td>03/21/20</td><td>$</td></tr></table>

To ensure proper credit, please return this portion with your Check or Money Order payment made payable to USAA Savings Bank. DO NOT SEND CASH.

<table border="1"><tr><td colspan="3">Address</td></tr><tr><td>City</td><td>State</td><td>Zip</td></tr><tr><td colspan="3">H Phone( ) W Phone( )</td></tr></table>

SCOTT G BORGERSON



USAA CREDIT CARD PAYMENTS

10750 MCDERMOTT FWY

SAN ANTONIO TX 78288-0570



MANCHESTER MA 01944-1540







007813821




427082300514990100000000002963890





Please detach and mail the coupon above with your payment.



<table border="1"><tr><td>Account Number</td><td>4270 XXXX XXXX 5034</td></tr><tr><td>Credit limit</td><td>$35,000.00</td></tr><tr><td>Available credit</td><td>$32,031.00</td></tr></table>

Questions?



02/25/20



Visit us at www.usaa.com

Questions? Call Customer Service

Lost or Stolen Card



Or write us at:



PO BOX 65020, SAN ANTONIO, TX 78265-5020



Remit payment to:

<table><tr><td>USAA CREDIT CARD PAYMENTS</td></tr><tr><td>10750 MCDERMOTT FWY</td></tr><tr><td>SAN ANTONIO TX 78288-0570</td></tr></table>

## Statement Closing Date

Get statements faster, save paper, and reduce your risk of identity theft with USAA Documents Online. It's free, convenient, and helps us save you money. Log on to usaa.com and sign up today.

USAA Documents Online

<table border="1"><tr><td colspan="3">Summary of Account Activity</td></tr><tr><td>Previous Balance</td><td></td><td>$228.70</td></tr><tr><td>Payments</td><td>-</td><td>$0.00</td></tr><tr><td>Other Credits</td><td>-</td><td>$0.00</td></tr><tr><td>New Purchases</td><td>+</td><td>$2,719.33</td></tr><tr><td>New Cash Advances</td><td>+</td><td>$0.00</td></tr><tr><td>New Balance Transfers</td><td>+</td><td>$0.00</td></tr><tr><td>Fees Charged</td><td>+</td><td>$0.00</td></tr><tr><td>Interest Charged</td><td>+</td><td>$15.86</td></tr><tr><td></td><td></td><td></td></tr><tr><td>New Balance</td><td></td><td>$2,963.89</td></tr><tr><td>Credit Limit</td><td></td><td>$35,000.00</td></tr><tr><td>Available Credit</td><td></td><td>$32,031.00</td></tr><tr><td>Days in Billing Cycle</td><td></td><td>29</td></tr></table>

<table border="1"><tr><td colspan="2">Payment Information</td></tr><tr><td>New Balance</td><td>$2,963.89</td></tr><tr><td>Minimum Payment Due</td><td>$0.00</td></tr><tr><td>Payment Due Date</td><td>03/21/20</td></tr></table>

Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to $35.00.

Minimum Payment Warning: If you make only the regular minimum payment* each period, you will pay more in interest and it will take you longer to pay off your balance. For example:

<table border="1"><tr><td>If you make no additional charges using this card and each month you pay...</td><td>You will pay off the balance shown on this statement in about...</td><td>And you will end up paying an estimated total of...</td></tr><tr><td>Only the minimum payment</td><td>17 years</td><td>$5,555.00</td></tr><tr><td>$99.00</td><td>3 years</td><td>$3,564.00(Savings=$1,991.00)</td></tr></table>

If you would like information about credit counseling services, call

*See Important Account Information at end of statement. You may repay the total balance at any time.

## Rewards Summary

USAA REWARDS PROGRAM

FOR MORE INFORMATION ABOUT YOUR USAA REWARDS PROGRAM, GO TO YOUR ACCOUNT SUMMARY PAGE ON USAA.COM OR CALL (    ), 9 AM - 8 PM (ET), 7 DAYS A WEEK.



007813821




5550


M8H

| 7 | 18 | 200225 | 0 |
| :--- | :--- | :--- | :--- |

PAGE 1 of 4

| 10 | 3309 | 3000 | B164 | O1AB5550 |
| :--- | :--- | :--- | :--- | :--- |

EFTA00097097

Payment Conditions. Payments must be made in U.S. dollars and drawn on funds on deposit at financial institutions insured by the F.D.I.C. Do not mail cash. Payments received by us by 5 pm central time will be credited as of the same day if the payment is in U.S. dollars and made:

- By check or money order drawn on a financial institution located in the U.S. or the post office, accompanied only with this payment coupon or your account number, and either mailed to our payment address on the front or delivered in person to us (do not mail cash):

- Electronically on usaa.com or through a third-party bill paying service; or

Telephonically by calling

Payments that we accept that do not meet the above requirements will be credited within 5 days. We reserve the right to withhold credit availability until we confirm receipt of good funds.

Account Settlements. You cannot settle your account balance without our written agreement. If you want to settle your account for less than the New Balance (for example if you dispute the amount you owe or you cannot afford to pay what you owe), you must write to us at USAA Credit Card Resolution Services, P.O. Box 34894, San Antonio, TX 78265 and we must agree in writing. Otherwise, we may process your payment and it will not release you from paying the remaining unpaid balance or result in an accord and satisfaction.

<table><thead><tr><th>Trans Date</th><th>POD Date</th><th>Reference Number</th><th>Description</th><th>Amount</th></tr></thead><tbody><tr><td>01/01</td><td>01/01</td><td>241747D8F9YNLDK3</td><td>TST&#39; SHABAR MARU BOSTON MA</td><td>$127.50</td></tr><tr><td>02/01</td><td>02/01</td><td>241393DG003DHRQ</td><td>WILLOW ST SELF STORAGE MA</td><td>$165.00</td></tr><tr><td>02/01</td><td>02/01</td><td>240523DH609SQEV</td><td>The PARAMOUNT BOSTON MA</td><td>$27.08</td></tr><tr><td>02/01</td><td>02/01</td><td>2469216DH2X9SRYOK</td><td>COMMON MAN NO. IRVING HOOKSETT NH</td><td>$8.36</td></tr><tr><td>02/01</td><td>02/01</td><td>2469216DH2X9S2TAP</td><td>COMMON MAN NO. IRVING HOOKSETT NH</td><td>$34.50</td></tr><tr><td>02/02</td><td>02/02</td><td>2443106DJP5J6WA8E</td><td>MT SUNAPPE F&B NEWBURY NH</td><td>$2.25</td></tr><tr><td>02/02</td><td>02/02</td><td>2443106DJP5J72562</td><td>MT SUNAPPE F&B NEWBURY NH</td><td>$2.45</td></tr><tr><td>02/03</td><td>02/03</td><td>2400431DJ566GWF6</td><td>LIFE ALIVE CAFE (BOYLST BOSTON MA</td><td>$8.54</td></tr><tr><td>02/03</td><td>02/03</td><td>2469216DJ5X2J7XJ5</td><td>LORD & TAYLOR BOSTON MA</td><td>$69.55</td></tr><tr><td>02/06</td><td>02/06</td><td>2417436DMEJBJRJ7Q</td><td>TST&#39; BRACKETT&#39; OCEANVIEW ROCKPORT MA</td><td>$12.93</td></tr><tr><td>02/06</td><td>02/06</td><td>2417436DM012NA52</td><td>TST&#39; TATTE BAKERY - BACK BOSTON MA</td><td>$6.96</td></tr><tr><td>02/08</td><td>02/08</td><td>2469216DR2XRS3YMH</td><td>COMMON MAN NO. IRVING HOOKSETT NH</td><td>$11.47</td></tr><tr><td>02/08</td><td>02/08</td><td>2469216DR2XRS4D2F</td><td>COMMON MAN NO. IRVING HOOKSETT NH</td><td>$46.74</td></tr><tr><td>02/09</td><td>02/09</td><td>2443106DJP5J6ZD2</td><td>MT SUNAPPE F&B NEWBURY NH</td><td>$9.84</td></tr><tr><td>02/09</td><td>02/09</td><td>2443106DJP5J6APN1</td><td>MT SUNAPPE F&B NEWBURY NH</td><td>$2.45</td></tr><tr><td>02/10</td><td>02/10</td><td>2400341DT566H784Q</td><td>LIFE ALIVE CAFE (BOYLST BOSTON MA)</td><td>$10.43</td></tr><tr><td>02/10</td><td>02/10</td><td>241339D10D1DSB03P</td><td>HARVARD VANGUARD MEDICAL BOSTON MA</td><td>$45.00</td></tr><tr><td>02/10</td><td>02/10</td><td>2416043DT03PN0BGT</td><td>MT SUNAPPE TICKETS NEWBURY NH</td><td>$99.00</td></tr><tr><td>02/11</td><td>02/11</td><td>2417436DV013GAFHK</td><td>USPS PO 2400740115 BOSTON MA</td><td>$26.35</td></tr><tr><td>02/11</td><td>02/11</td><td>249215DSLXM0YPM8</td><td>UBER TRIP HELP.UBER.COM CA</td><td>8.98</td></tr><tr><td>02/11</td><td>02/11</td><td>249215DSX9AGST8</td><td>SO&#39; JUICE PRESS Boston MA</td><td>10.81</td></tr><tr><td>02/11</td><td>02/11</td><td>249216DV2H2F2OSP</td><td>PANERA BREAD #202114 P BOSTON MA</td><td>2.51</td></tr><tr><td>02/13</td><td>02/13</td><td>2400341DW566E3DLX</td><td>ARMY BARRACKS - SAUGUS, M SAUGUS</td><td>32.37</td></tr><tr><td>02/13</td><td>02/13</td><td>2417436DV01EA96R0</td><td>TST&#39; TATTE BAKERY - BACK BOSTON MA</td><td>16.59</td></tr><tr><td>02/15</td><td>02/15</td><td>2416407DY2LRGRTNG</td><td>TARGET 00011874 DANVERS MA</td><td>212.81</td></tr><tr><td>02/15</td><td>02/15</td><td>249216DZX8BMMYGE</td><td>COMMON MAN NO. IRVING HOOKSETT NH</td><td>7.65</td></tr><tr><td>02/15</td><td>02/15</td><td>249216DZX8BNRN9</td><td>COMMON MAN NO. IRVING HOOKSETT NH</td><td>39.78</td></tr><tr><td>02/16</td><td>02/16</td><td>243106E0P5GRBLHL</td><td>MT SUNAPPE F&B NEWBURY NH</td><td>5.45</td></tr><tr><td>02/16</td><td>02/16</td><td>243106E0P5GRSLXV</td><td>MT SUNAPPE F&B NEWBURY NH</td><td>5.45</td></tr><tr><td>02/16</td><td>02/16</td><td>249215E0DTSX2B37</td><td>NEST LABS CA</td><td>200.00</td></tr><tr><td>02/16</td><td>02/16</td><td>241740E1P5JDGWAX</td><td>MT SUNAPPE F&B NEWBURY NH</td><td>11.40</td></tr><tr><td>02/18</td><td>02/18</td><td>240166E10YRD25H</td><td>SAVATREE - TREE & LAWN NY</td><td>520.00</td></tr><tr><td>02/18</td><td>02/18</td><td>243168E2RBGRFGVS</td><td>GULF OIL 92038875 NATICK MA</td><td>40.00</td></tr><tr><td>02/18</td><td>02/18</td><td>243168E2RQEDATA5</td><td>DUNKIN #337481 Q35 NATICK MA</td><td>4.11</td></tr><tr><td>02/18</td><td>02/18</td><td>243168E2RQEDA4SQ9</td><td>DUNKIN #337412 Q35 ANTRIM MA</td><td>6.63</td></tr><tr><td>02/18</td><td>02/18</td><td>2416403E103PL35W1</td><td>MT SUNAPPE TICKETS NEWBURY NH</td><td>104.00</td></tr><tr><td>02/18</td><td>02/18</td><td>275542E2857KPGTVI</td><td>ZEN JAPANESE GRILL AND SU BOSTON MA</td><td>33.84</td></tr><tr><td>02/19</td><td>02/19</td><td>2407105E5VAL2H3T4</td><td>COMPASSION VETERINARY BRADFORD NH</td><td>70.66</td></tr><tr><td>02/19</td><td>02/19</td><td>243106E5PSTDM6P</td><td>MT SUNAPPE F&B NEWBURY NH</td><td>30.20</td></tr><tr><td>02/21</td><td>02/21</td><td>2461043E503PL5KVZ</td><td>SUNAPEE LODGE SK SHOP</td><td>19.96</td></tr><tr><td>02/21</td><td>02/21</td><td>2431746E6HEXFTFMB</td><td>CRACKER BARREL #412 LLODON LONGONDERRY NH</td><td>38.18</td></tr><tr><td>02/22</td><td>02/22</td><td>2443106E9RBGWK72N</td><td>EXXONMOBIL 97452171 LONGONDERRY NH</td><td>36.84</td></tr><tr><td>02/22</td><td>02/22</td><td>2461043E603PRWXH6</td><td>MT SUNAPPE GUEST SERVICE</td><td>29.29</td></tr><tr><td>02/23</td><td>02/23</td><td>2483050E60D6MHAQY</td><td>THE LANGHAM LONGON-DPD LONGON GB</td><td>19.71</td></tr></tbody></table>

<table><thead><tr><th>Trans Date</th><th>Post Date</th><th>Reference Number</th><th>Description</th><th>Amount</th></tr></thead><tbody><tr><td>01/30</td><td>01/30</td><td>2469216DE2XQTTJ83</td><td>AMZN Mktp US*4R8V269Q3 Amzn.com/bill WA</td><td>$233.68</td></tr><tr><td>02/09</td><td>02/09</td><td>2469216DR2XWHSLKQ</td><td>Amazon Prime*FV4NH9BQ3 Amzn.com/bill WA</td><td>$12.99</td></tr><tr><td>02/10</td><td>02/10</td><td>2469216DT2XLHSAYP</td><td>AMZN Mktp US*7A4415013 Amzn.com/bill WA</td><td>$127.45</td></tr><tr><td>02/10</td><td>02/10</td><td>2469216DT2XQG0JS3</td><td>AMZN Mktp US*GE9RF2F33 Amzn.com/bill WA</td><td>$20.18</td></tr><tr><td>02/11</td><td>02/11</td><td>2443106DS2DK10X7S</td><td>AMAZON.COM*XW7OG9OV3 AMZN AMZN.COM/BILL WA</td><td>$21.35</td></tr><tr><td>02/16</td><td>02/16</td><td>2469216DZ2XLGV3SN</td><td>Audible*F89WX8P73 Amzn.com/bill NJ</td><td>$14.95</td></tr><tr><td></td><td></td><td></td><td>Total Transactions For GHISLAINE BORGERSON</td><td>$430.60</td></tr></tbody></table>

<table><thead><tr><th>5550</th><th>M8H</th><td>1</td><td>7</td><td>18</td><td>200225</td><td>0</td><td colspan="4">PAGE 2 of 4</td></tr></thead><tbody><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>10</td><td>3309</td><td>3000</td><td>B164</td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>O1AB5550</td></tr></tbody></table>

EFTA00097098

Account Summary

<table border="1"><tr><td colspan="2">Account Summary</td></tr><tr><td>Statement Closing Date</td><td>02/25/20</td></tr><tr><td>Account Number</td><td>4270 XXXX XXXX 5034</td></tr><tr><td>Payment Due Date</td><td>03/21/20</td></tr></table>

<table border="1"><tr><td colspan="4">Transactions(continued)</td></tr><tr><td>02/25</td><td>02/25</td><td>Interest Charge on Purchases</td><td>$15.86</td></tr><tr><td>02/25</td><td>02/25</td><td>Interest Charge on Cash Advances</td><td>$0.00</td></tr><tr><td>02/25</td><td>02/25</td><td>Interest Charge on Balance Transfers</td><td>$0.00</td></tr><tr><td></td><td></td><td>Total Interest For This Period</td><td>$15.86</td></tr></table>

<table border="1"><tr><td colspan="2">2020 Totals Year-to-Date</td></tr><tr><td>Total fees charged in 2020</td><td>$0.00</td></tr><tr><td>Total interest charged in 2020</td><td>$15.86</td></tr></table>

Interest Charge Calculation

<table border="1"><tr><td>Type of Balance</td><td>Annual Percentage Rate(APR)</td><td>Balance Subject to Interest Rate*</td><td>Interest Charge</td></tr><tr><td>Regular Purchases(v)</td><td>12.40%</td><td>$1,535.77</td><td>$15.86</td></tr><tr><td>Regular Cash Advances(v)</td><td>12.40%</td><td>$0.00</td><td>$0.00</td></tr><tr><td colspan="4">The APR for a balance type followed by a(v) is a variable rate.</td></tr><tr><td colspan="4">Paying Interest and Your Grace Period: We will not charge you any further interest on your Purchase Balance on this Statement if you pay your entire New Balance by your Payment Due Date of 03/21/20.</td></tr><tr><td colspan="4">*Balance Computation Method: Average Daily Balance (including New Purchases). For more information about how we calculate the Balance Subject to Interest Rate and how resulting interest was determined, call</td></tr></table>

Additional Disclosures

Additional Disclosures

If your name appears on this statement, our records show that this is your account and that you are liable for paying the New Balance.

Information reported to credit bureaus. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report.

NOTE: When you pay by check, you authorize us to use information from your check to make a one-time electronic funds transfer from your checking account. Funds may be withdrawn from your account as early as the day we receive your payment and you will not receive your check back from your bank.

What to Do If You Think You Find A Mistake on Your Statement

If you think there is an error on your bill, write to us at:
USAA Credit Card Services,
P.O. Box 65020,
San Antonio, TX 78265-5020.

In your letter, give us the following information:

• Account information: Your name and account number.
• Dollar amount: The dollar amount of the suspected issue.
• Description of Problem: If you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake.

You must contact us within 60 days after the error appeared on your statement. You must notify us of any potential errors in writing. You may call us at or notify us electronically at usaa.com, but if you do we are not required to investigate any potential errors and you may have to pay the amount in question.

While we investigate whether or not there has been an error, the following are true:

• We cannot try to collect the amount in question, or report you as delinquent on that amount.
• The change in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a mistake, you will not have to pay the amount in question or any interest or other fees related to that amount.
• While you do not have to pay the amount in question, you are responsible for the remainder of your balance.
• We can apply any unpaid amount against your credit limit.

Your Rights If You Are Dissatisfied With Your Credit Card Purchases

If you are dissatisfied with the goods or services that you have purchased with your credit card, and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase.

To use this right, all of the following must be true:

1. The purchase must have been made in your home state or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.)
2. You must have used your credit card for the purchase. Purchases made with cash advances from an ATM or with a check that accesses your credit card account do not qualify.
3. You must not yet have fully paid for the purchase.

If all of the criteria above are met and you are still dissatisfied with the purchase, contact us in writing at: USAA Credit Card Services, P.O. Box 65020, San Antonio, TX 78265-5020. While we investigate, the same rules apply to the disputed amount as discussed above. After we finish our investigation, we will tell you our decision. At that point, if we think you owe an amount and you do not pay we may report you as delinquent.

Liability for Unauthorized Use

If you notice the loss or theft of your credit card or a possible unauthorized use of your card, call us immediately at the offices listed below. You may also contact us on the Web at www.usaa.com or write to us at: USAA Credit Card Services, P.O. Box 65020, San Antonio, TX 78265-5020.

With our Zero Liability Policy, you are not liable for Unauthorized Use of your Card.

Additional Disclosures continue on next page.



007813821




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| 10 | 3309 | 3000 | B164 | O1AB5550 |
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EFTA00097099

# Additional Disclosures (continued)

## Merchant Credits

If you become entitled to a credit from any person who accepts your card, that person must transmit a credit statement to us within seven business days. We must credit your account within three business days following receipt of the credit statement. You are not responsible for payment of any interest or other charges resulting from any failure to comply with these requirements.

USAA credit cards are issued by USAA Savings Bank.

## Important Account Information

## Minimum Payment Addendum to the USAA Credit Card Agreement

When we send you a bill, it will show your Minimum Payment Due. We must receive payment of at least the Minimum Payment Due by the Payment Due Date on the bill. Notwithstanding anything to the contrary in Section 23 of the USAA Credit Card Agreement, the amount of your Minimum Payment Due will be the greater of: (1) the sum (rounded to the nearest dollar) of 1% of your New Balance plus the interest and fees we charged as shown on the bill and any past due amounts; or (2) $15. However, if your New Balance exceeds your Credit Limit, then at our option, we may require you to pay any amount up to the entire overlimit amount instead of the Minimum Payment Due. In no event will your Minimum Payment Due exceed the amount of your New Balance. We may adjust your Minimum Payment Due in accordance with our PayAhead Program.

Pay-Ahead Program: Your Regular Minimum Payment is the Minimum Payment amount calculated in accordance with the USAA Credit Card Agreement. If your account is eligible for our Pay-Ahead Program and is in good standing, when you make more than the Regular Minimum Payment, we may, at our option, permit you to skip some or all of your next two Regular Minimum Payments. When this occurs, we continue to calculate your Regular Minimum Payment; however, the amount of the minimum payment due displayed on the first page of your statement, on usaa.com, on mobile devices, and on our phone systems is reduced by the amount you may skip.

Your Regular Minimum Payment this month is $45.00. If the amount of the minimum payment due displayed on the first page of this statement is less than $45.00, you may skip the difference between the two amounts and you need only pay the lower amount under our Pay-Ahead Program. This means the amount that you must pay on this statement is $0.00. Remember that Finance Charges continue to accrue on all unpaid balances.

If you use a bill paying service and pay the minimum, the payment made will be the amount of the minimum payment due displayed on the first page rather than the Regular Minimum Payment. You may opt out of the Pay-Ahead Program at any time by calling us at ___.



5550


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| 10 | 3309 | 3000 | B164 | O1AB5550 |
| :--- | :--- | :--- | :--- | :--- |

EFTA00097100

**Address change?** Visit us at: [www.usaa.com](http://www.usaa.com) or complete the form below and return it with your payment. The address change will update ALL USAA products and services associated with your household.

<table border="1"><tr><td>New Balance</td><td>Minimum Payment Due</td><td>Payment Due Date</td><td>Amount Enclosed</td></tr><tr><td>$2,633.44</td><td>$0.00</td><td>04/21/20</td><td>$</td></tr></table>

To ensure proper credit, please return this portion with your Check or Money Order payment made payable to USAA Savings Bank. DO NOT SEND CASH.

<table border="1"><tr><td colspan="3">Address</td></tr><tr><td>City</td><td>State</td><td>Zip</td></tr><tr><td>H Phone()</td><td colspan="2">W Phone()</td></tr></table>

SCOTT G BORGERSON



USAA CREDIT CARD PAYMENTS

10750 MCDERMOTT FWY

SAN ANTONIO TX 78288-0570





MANCHESTER MA 01944-1540









007813821




42708230051499010000000002633444




Please detach and mail the coupon above with your payment.



<table border="1"><tr><td>Account Number</td><td>4270 XXXX XXXX 5034</td></tr><tr><td>Credit limit</td><td>$35,000.00</td></tr><tr><td>Available credit</td><td>$31,805.00</td></tr></table>



03/27/20



Questions?

Visit us at www.usaa.com

Questions? Call Customer Service

Lost or Stolen Card



Or write us at:



PO BOX 65020, SAN ANTONIO, TX 78265-5020



Remit payment to:

<table><tr><td>USAA CREDIT CARD PAYMENTS</td></tr><tr><td>10750 MCDERMOTT FWY</td></tr><tr><td>SAN ANTONIO TX 78288-0570</td></tr></table>

## Statement Closing Date

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<table border="1"><tr><td colspan="3">Summary of Account Activity</td></tr><tr><td>Previous Balance</td><td></td><td>$2,963.89</td></tr><tr><td>Payments</td><td>-</td><td>$2,963.89</td></tr><tr><td>Other Credits</td><td>-</td><td>$0.00</td></tr><tr><td>New Purchases</td><td>+</td><td>$2,633.44</td></tr><tr><td>New Cash Advances</td><td>+</td><td>$0.00</td></tr><tr><td>New Balance Transfers</td><td>+</td><td>$0.00</td></tr><tr><td>Fees Charged</td><td>+</td><td>$0.00</td></tr><tr><td>Interest Charged</td><td>+</td><td>$0.00</td></tr><tr><td></td><td></td><td></td></tr><tr><td>New Balance</td><td></td><td>$2,633.44</td></tr><tr><td>Credit Limit</td><td></td><td>$35,000.00</td></tr><tr><td>Available Credit</td><td></td><td>$31,805.00</td></tr><tr><td>Days in Billing Cycle</td><td></td><td>31</td></tr></table>

<table border="1"><tr><td colspan="2">Payment Information</td></tr><tr><td>New Balance</td><td>$2,633.44</td></tr><tr><td>Minimum Payment Due</td><td>$0.00</td></tr><tr><td>Payment Due Date</td><td>04/21/20</td></tr></table>

Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to $35.00.

Minimum Payment Warning: If you make only the regular minimum payment* each period, you will pay more in interest and it will take you longer to pay off your balance. For example:

<table border="1"><tr><td>If you make no additional charges using this card and each month you pay...</td><td>You will pay off the balance shown on this statement in about...</td><td>And you will end up paying an estimated total of...</td></tr><tr><td>Only the minimum payment</td><td>16 years</td><td>$4,896.00</td></tr><tr><td>$88.00</td><td>3 years</td><td>$3,167.00(Savings=$1,729.00)</td></tr></table>

If you would like information about credit counseling services, call

*See Important Account Information at end of statement. You may repay the total balance at any time.

## Rewards Summary

USAA REWARDS PROGRAM

FOR MORE INFORMATION ABOUT YOUR USAA REWARDS PROGRAM, GO TO YOUR ACCOUNT SUMMARY PAGE ON USAA.COM OR CALL (    ), 9 AM - 8 PM (ET), 7 DAYS A WEEK.



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EFTA00097101

Payment Conditions. Payments must be made in U.S. dollars and drawn on funds on deposit at financial institutions insured by the F.D.I.C. Do not mail cash. Payments received by us by 5 pm central time will be credited as of the same day if the payment is in U.S. dollars and made:

- By check or money order drawn on a financial institution located in the U.S. or the post office, accompanied only with this payment coupon or your account number, and either mailed to our payment address on the front or delivered in person to us (do not mail cash):

- Electronically on usaa.com or through a third-party bill paying service; or

Telephonically by calling

Payments that we accept that do not meet the above requirements will be credited within 5 days. We reserve the right to withhold credit availability until we confirm receipt of good funds.

Account Settlements. You cannot settle your account balance without our written agreement. If you want to settle your account for less than the New Balance (for example if you dispute the amount you owe or you cannot afford to pay what you owe), you must write to us at USAA Credit Card Resolution Services, P.O. Box 34894, San Antonio, TX 78265 and we must agree in writing. Otherwise, we may process your payment and it will not release you from paying the remaining unpaid balance or result in an accord and satisfaction.

Transactions

<table border="1"><tr><td colspan="5">Payments and Credits</td></tr><tr><td>Trans Date</td><td>Post Date</td><td>Reference Number</td><td>Description</td><td>Amount</td></tr><tr><td>03/01</td><td>03/01</td><td>7427082EE00XV70NW</td><td>USAA CREDIT CARD PAYMENT SAN ANTONIO TX</td><td>$2,963.89</td></tr><tr><td></td><td></td><td></td><td>Total Payments And Credits For This Period</td><td>$2,963.89</td></tr></table>

SCOTT G BORGERSON - 4270 XXXX XXXX 5034

<table><thead><tr><th>Trans Date</th><th>Post Date</th><th>Reference Number</th><th>Description</th><th>Amount</th></tr></thead><tbody><tr><td>02/25</td><td>02/26</td><td>7408532E9BEP23MYS</td><td>COSTA COFFEE 43037290 LONDON GB 0057</td><td>$5.40</td></tr><tr><td>02/29</td><td>02/29</td><td>2482824E0GRZFEE3</td><td>KINGS BOWL LYNNFIELD MA</td><td>$56.83</td></tr><tr><td>02/29</td><td>02/29</td><td>2482824E0GRZFELH</td><td>KINGS BOWL LYNNFIELD MA</td><td>$100.68</td></tr><tr><td>02/29</td><td>02/29</td><td>247539EDS66J7MGM</td><td>JP LICKS LYNNFIELD MA</td><td>$14.57</td></tr><tr><td>02/29</td><td>02/29</td><td>247539EDS66J7WG5</td><td>JP LICKS LYNNFIELD MA</td><td>$9.28</td></tr><tr><td>02/29</td><td>02/29</td><td>244540E0D0M26Y1G</td><td>GAMESTOP #2447 BEVERLY MA</td><td>$66.92</td></tr><tr><td>02/29</td><td>02/29</td><td>2492824E0W1YR</td><td>AT&T BUIL PAYMENT.COM TX</td><td>$119.49</td></tr><tr><td>03/01</td><td>03/01</td><td>2462916E0D2X8U8TP</td><td>SQ &#x27;ESSEN Manchester&#x27; MA</td><td>$10.70</td></tr><tr><td>03/01</td><td>03/01</td><td>2462916D2X7E1XW6</td><td>SQ &#x27;ESSEN Manchester&#x27; MA</td><td>$24.45</td></tr><tr><td>03/01</td><td>03/01</td><td>2462916E2X9QDJ44</td><td>COMMON MAN NO. IRVING HOOKSETT NH</td><td>$11.67</td></tr><tr><td>03/01</td><td>03/01</td><td>2443016E8HAZ2X6GB</td><td>BWFH FAULKNER PARKING JAMAICA PLAIN MA</td><td>$4.00</td></tr><tr><td>03/05</td><td>03/05</td><td>2416407E2H20N4D7E</td><td>FEDEX OFFICI51200051235 BOSTON MA</td><td>$3.75</td></tr><tr><td>03/05</td><td>03/05</td><td>2400341E1JS6KH8L8</td><td>LIFE ALIVE CAFE (BOYLSTON BOSTON MA)</td><td>$7.57</td></tr><tr><td>03/06</td><td>03/06</td><td>244450E0JPRQX1YIB</td><td>PAS&#x27;NEWTON PARKING 617-796-1000 MA</td><td>$0.90</td></tr><tr><td>03/06</td><td>03/06</td><td>244450E0K0P6N2VB</td><td>WALGREENS #2577 SAUGUS MA</td><td>$41.18</td></tr><tr><td>03/06</td><td>03/06</td><td>2476501E6K1DKQ441</td><td>75 CHESTNUT BOSTON MA</td><td>$49.76</td></tr><tr><td>03/06</td><td>03/06</td><td>2480197EK609NB1X</td><td>BY CHLOE BACK BAY BOSTON MA</td><td>$12.79</td></tr><tr><td>03/08</td><td>03/08</td><td>2416407ELM7VNFRRF</td><td>PETC0 3722 63537229 GLOUCESTER MA</td><td>$77.96</td></tr><tr><td>03/08</td><td>03/08</td><td>2462916E2MXZ2DLYP</td><td>COMMON MAN SO. IRVING HOOKSETT NH</td><td>$3.18</td></tr><tr><td>03/08</td><td>03/08</td><td>2462916E2MXZ2DLYW</td><td>COMMON MAN SO. IRVING HOOKSETT NH</td><td>$33.07</td></tr><tr><td>03/08</td><td>03/08</td><td>2405523EN09OS08F</td><td>SHET &amp; Main Gloucesters MA</td><td>$10.45</td></tr><tr><td>03/10</td><td>03/10</td><td>2480197EN069028F</td><td>The PARAMOUNT BOSTON MA</td><td>$20.56</td></tr><tr><td>03/10</td><td>03/10</td><td>2419304E0P00EY6GR</td><td>NOREAST CLEANERS GLOUCESTER MA</td><td>$103.85</td></tr><tr><td>03/10</td><td>03/11</td><td>2426979EP00WD30N8</td><td>SUGAR MAGNOLIAS - GLOU GLOUCESTER MA</td><td>$22.26</td></tr><tr><td>03/11</td><td>03/11</td><td>2400341E1PS6617D7</td><td>LIFE ALIVE CAFE (BOYLSTON BOSTON MA)</td><td>$10.65</td></tr><tr><td>03/11</td><td>03/11</td><td>244450E0R0N3HAD</td><td>CKE&#x27;BLACK ARROW 26 C BEVERLY MA</td><td>$66.55</td></tr><tr><td>03/12</td><td>03/12</td><td>2462916E2XTFXQGME</td><td>NH LIQUOR STORE #66 HOOKSETT NH</td><td>$5.98</td></tr><tr><td>03/12</td><td>03/12</td><td>2462916E2XTFXQGME6</td><td>NH LIQUOR STORE #66 HOOKSETT NH</td><td>$49.97</td></tr><tr><td>03/12</td><td>03/12</td><td>2462916E2XTXPAGM5</td><td>COMMON MAN NO. IRVING HOOKSETT NH</td><td>$3.78</td></tr><tr><td>03/14</td><td>03/14</td><td>2462916E2SXJMDEN9</td><td>SQ &#x27;ESSEN MANCHESER MA</td><td>$20.70</td></tr><tr><td>03/14</td><td>03/14</td><td>2462916E2VXXM9SNK</td><td>COMMON MAN SO. IRVING HOOKSETT NH</td><td>$5.96</td></tr><tr><td>03/14</td><td>03/14</td><td>2462916E2VXXM9WAL</td><td>COMMON MAN SO. IRVING HOOKSETT NH</td><td>$34.11</td></tr><tr><td>03/14</td><td>03/14</td><td>240341EV566118K</td><td>ARMY BARRACKS - SALEM MA SALEM MA</td><td>8.99</td></tr><tr><td>03/15</td><td>03/15</td><td>2462916EWE2LPW2VKZO</td><td>TARGET - 00017119 DAILY MA</td><td>$33.33</td></tr><tr><td>03/15</td><td>03/15</td><td>244504E0WEHX0SS5H</td><td>SKY ZONE - DANVERS DANVERS MA</td><td>$36.00</td></tr><tr><td>03/15</td><td>03/15</td><td>244504E0WEHX0SS5H</td><td>5GUYS 1487 QSR PEABODY MA</td><td>28.73</td></tr><tr><td>03/16</td><td>03/16</td><td>249604E16XRPTDZ</td><td>FOUR SEASONS BRISTL BOOSTON MA</td><td>$218.16</td></tr><tr><td>03/16</td><td>03/16</td><td>2405522EZV6SFHP7</td><td>CAPTAIN DUSTONS MANCHESER MA</td><td>24.29</td></tr><tr><td>03/18</td><td>03/18</td><td>241734E0Y1029TRQ</td><td>TST&#x27; TATTE BAKERY -BACK MA</td><td>$15.52</td></tr><tr><td>03/18</td><td>03/18</td><td>2407105F1VM7Y28</td><td>COMPASSION VETERINARY BRADFORD NH</td><td>148.98</td></tr><tr><td>03/20</td><td>03/20</td><td>2417346F002071YH</td><td>TST&#x27; TATTE BAKERY -BACK BOSTON MA</td><td>3.21</td></tr><tr><td>03/20</td><td>03/20</td><td>2417346F0020720V</td><td>TST&#x27; TATTE BAKERY -BACK BOSTON MA</td><td>18.20</td></tr><tr><td>03/20</td><td>03/20</td><td>2462916F02X7DQ264</td><td>SQ &#x27;THE MARKET AT THE COM HOOKSETT NH</td><td>15.77</td></tr><tr><td>03/20</td><td>03/20</td><td>2462916F02X94H6X</td><td>IN &#x27;ALRMEX INC.&#x27 MA</td><td>120.00</td></tr><tr><td>03/22</td><td>03/22</td><td>2462916F32XLRD9F</td><td>COMMON MAN SO. IRVING HOOKSETT NH</td><td>29.55</td></tr><tr><td>03/22</td><td>03/22</td><td>2462916F32XLRROIR</td><td>COMMON MAN SO. IRVING HOOKSETT NH</td><td>3.19</td></tr><tr><td>03/25</td><td>03/25</td><td>2417346F503T4MX</td><td>TST&#x27; TATTE BAKERY -BACK BOSTON MA</td><td>8.03</td></tr><tr><td>03/25</td><td>03/25</td><td>2417346F503T4YRG</td><td>TST&#x27; TATTE BAKERY -BACK BOSTON MA</td><td>18.12</td></tr></tbody></table>

GHISLAINE BORGERSON - 4270 XXXX XXXX 0912

<table><thead><tr><th>Trans Date</th><th>Post Date</th><th>Reference Number</th><th>Description</th><th>Amount</th></tr></thead><tbody><tr><td>02/28</td><td>02/28</td><td>2469216EB2XWV0HAT</td><td>AMZN Mktp US*XW3LT45N3 Amzn.com/bill WA</td><td>$93.46</td></tr><tr><td>02/28</td><td>02/28</td><td>2469216EB2XYLHRJX</td><td>AMZN Mktp US*9N8HT1U93 Amzn.com/bill WA</td><td>$84.99</td></tr><tr><td>02/28</td><td>02/28</td><td>2469216EB2X9BKBHK</td><td>AMZN Mktp US*JN1ZM8OS3 Amzn.com/bill WA</td><td>$180.60</td></tr><tr><td>03/09</td><td>03/09</td><td>2469216EM2X5MHSLR</td><td>Amazon Prime*9K5NP7MK3 Amzn.com/bill WA</td><td>$12.99</td></tr><tr><td>03/10</td><td>03/10</td><td>2469216EN2XWGXVHS</td><td>AMZN Digital*FQ4Z62DR3 WA</td><td>$12.99</td></tr><tr><td>03/16</td><td>03/16</td><td>2469216EW2XVNYMZJ</td><td>Audible*9L1V34BD3 Amzn.com/bill NJ</td><td>$14.95</td></tr><tr><td></td><td></td><td></td><td>Total Transactions For GHISLAINE BORGERSON</td><td>$399.98</td></tr></tbody></table>

<table><thead><tr><th>5550</th><th>M8H</th><th>1</th><th>7</th><th>18</th><th>200327</th><th>0</th><th colspan="4">PAGE 2 of 4</th></tr></thead><tbody><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>10</td><td>3309</td><td>3000</td><td>B164</td><td>O1AB5550</td></tr></tbody></table>

EFTA00097102

<table border="1"><tr><td colspan="2">Account Summary</td></tr><tr><td>Statement Closing Date</td><td>03/27/20</td></tr><tr><td>Account Number</td><td>4270 XXXX XXXX 5034</td></tr><tr><td>Payment Due Date</td><td>04/21/20</td></tr></table>

<table border="1"><tr><td colspan="6">Transactions(continued)</td></tr><tr><td colspan="6">Fees</td></tr><tr><td>Trans Date</td><td>Post Date</td><td>Card</td><td>Reference Number</td><td>Description</td><td>Amount</td></tr><tr><td></td><td></td><td></td><td></td><td>Total Fees For This Period</td><td>$0.00</td></tr><tr><td colspan="6">Interest Charged</td></tr><tr><td>Trans Date</td><td>Post Date</td><td></td><td>Reference Number</td><td>Description</td><td>Amount</td></tr><tr><td>03/27</td><td>03/27</td><td></td><td></td><td>Interest Charge on Purchases</td><td>$0.00</td></tr><tr><td>03/27</td><td>03/27</td><td></td><td></td><td>Interest Charge on Cash Advances</td><td>$0.00</td></tr><tr><td>03/27</td><td>03/27</td><td></td><td></td><td>Interest Charge on Balance Transfers</td><td>$0.00</td></tr><tr><td></td><td></td><td></td><td></td><td>Total Interest For This Period</td><td>$0.00</td></tr></table>

<table border="1"><tr><td colspan="2">2020 Totals Year-to-Date</td></tr><tr><td>Total fees charged in 2020</td><td>$0.00</td></tr><tr><td>Total interest charged in 2020</td><td>$15.86</td></tr></table>

Interest Charge Calculation

<table border="1"><tr><td>Type of Balance</td><td>Annual Percentage Rate(APR)</td><td>Balance Subject to Interest Rate*</td><td>Interest Charge</td></tr><tr><td>Regular Purchases(v)</td><td>12.40%</td><td>$0.00</td><td>$0.00</td></tr><tr><td>Regular Cash Advances(v)</td><td>12.40%</td><td>$0.00</td><td>$0.00</td></tr></table>

*Balance Computation Method: Average Daily Balance (including New Purchases). For more information about how we calculate the Balance Subject to Interest Rate and how resulting interest was determined, call [email].

Additional Disclosures

Additional Disclosures

If your name appears on this statement, our records show that this is your account and that you are liable for paying the New Balance.

Information reported to credit bureaus. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report.

NOTE: When you pay by check, you authorize us to use information from your check to make a one-time electronic funds transfer from your checking account. Funds may be withdrawn from your account as early as the day we receive your payment and you will not receive your check back from your bank.

What to Do If You Think You Find A Mistake On Your Statement
If you think there is an error on your bill, write to us at:
USAA Credit Card Services,
P.O. Box 65020,
San Antonio, TX 78265-5020.

In your letter, give us the following information:
• Account information: Your name and account number.
• Dollar amount: The dollar amount of the suspected error.
• Description of Problem: If you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake.

You must contact us within 60 days after the error appeared on your statement. You must notify us of any potential errors in writing. You may call us at or notify us electronically at usaa.com, but if you do we are not required to investigate any potential errors and you may have to pay the amount in question.

While we investigate whether or not there has been an error, the following are true:
• We cannot try to collect the amount in question, or report you as delinquent on that amount.
• The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a mistake, you will not have to pay the amount in question or any interest or other fees related to that amount.
• While you do not have to pay the amount in question, you are responsible for the remainder of your balance.
• We can apply any unpaid amount against your credit limit.

Your Rights If You Are Dissatisfied With Your Credit Card Purchases
If you are dissatisfied with the goods or services that you have purchased with your credit card, and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase.

To use this right, all of the following must be true:



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Additional Disclosures continue on next page



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EFTA00097103



## Important Account Information

## Minimum Payment Addendum to the USAA Credit Card Agreement

When we send you a bill, it will show your Minimum Payment Due. We must receive payment of at least the Minimum Payment Due by the Payment Due Date on the bill. Notwithstanding anything to the contrary in Section 23 of the USAA Credit Card Agreement, the amount of your Minimum Payment Due will be the greater of: (1) the sum (rounded to the nearest dollar) of 1% of your New Balance plus the interest and fees we charged as shown on the bill and any past due amounts; or (2) $15. However, if your New Balance exceeds your Credit Limit, then at our option, we may require you to pay any amount up to the entire overlimit amount instead of the Minimum Payment Due. In no event will your Minimum Payment Due exceed the amount of your New Balance. We may adjust your Minimum Payment Due in accordance with our PayAhead Program.

Pay-Ahead Program: Your Regular Minimum Payment is the Minimum Payment amount calculated in accordance with the USAA Credit Card Agreement. If your account is eligible for our Pay-Ahead Program and is in good standing, when you make more than the Regular Minimum Payment, we may, at our option, permit you to skip some or all of your next two Regular Minimum Payments. When this occurs, we continue to calculate your Regular Minimum Payment; however, the amount of the minimum payment due displayed on the first page of your statement, on usaa.com, on mobile devices, and on our phone systems is reduced by the amount you may skip.

Your Regular Minimum Payment this month is $26.00. If the amount of the minimum payment due displayed on the first page of this statement is less than $26.00, you may skip the difference between the two amounts and you need only pay the lower amount under our Pay-Ahead Program. This means the amount that you must pay on this statement is $0.00. Remember that Finance Charges continue to accrue on all unpaid balances.

If you use a bill paying service and pay the minimum, the payment made will be the amount of the minimum payment due displayed on the first page rather than the Regular Minimum Payment. You may opt out of the Pay-Ahead Program at any time by calling us at



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