# EXHIBIT 275

| Ticket# | [REDACTED] | Account# | Initiated Date | 03/13/2013 11:44 AM |
| ------------- | ------------------------ | --------------- | ----------------- | --------------------- |
| Client Name | SOUTHERN FINANCIAL LLC | Account Title | Initiator | CHRISTINE HEWITT |
| ECI | [REDACTED] | Account Type | Initiating Team | PB FRONT OFFICE |
| LOB | PB |  |  |  |

| Verify & Confirm for SOUTHERN FINANCIAL LLC |  |
| --------------------------------------------------- | ------------------------------------------------------------------------------------------------- |
| **Final Risk Rating** | Standard |
| **Initial Risk Rating** | High |
| **GCS Report Requested** | Full |
| **Presence of Potential High Risk Indicators** | No |
| **Reason for Adjustment** | Not associated with high risk jurisdictions. Derogatory information has already been addressed. |
| **Comments** |  |
| **Summary of Risk Attributes** |  |

| Risk Updated History |  |  |  |  |
| ---------------------- | ------------ | -------------- | --------------- | --------- |
| Creation Date | Entered by | Updated Risk | Previous Risk | Comment |

| GCS Grid |  |  |
| ------------------------------------------- | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ------------------------- |
| Search Type | Security Service Details | Further Review Required |
| Company Information | Information not confirmed (TAX ID and ADDRESS); details included in the attachment. | Yes |
| Corporate Records | Information not confirmed (STATE OF DOMICILE); details included in the attachment. | Yes |
| Other Database Searches (RDC/MIS/Factiva) | No records found. | No |
| Internal Database Search (CSSS/FPS) | Internal database search revealed prior GS&I research for J Epstein and Co and Jeffrey Edward Epstein and the following derogatory information was reported:

Several newspaper articles were found that detail the indictment of Jeffrey Epstein in Florida on feiony charges of soliciting underage prostitutes. Jeffrey Epstein served 13 months in jail. Numerous articles detail various law enforcement agencies investigating Jeffrey Epstein for allegedly participating in child trafficking and molesting underage girls. Jeffrey Epstein is required to register as a sex offender. Jeffrey Epstein has settled a dozen civil lawsuits out of court from his victims regarding solicitation for an undisclosed amount. | Yes |
| State Court Searches | No records found. | No |
| Federal Court Searches | No records found. | No |
| Personal Particulars | No additional research necessary. | No |
| Publications | Nothing derogatory found. | No |
| Regulatory Sanctions | No records found. | No |
| OFAC/Control List Search | A search of OFAC did not reveal any matches. | No |
| Negative or Inconsistent Information |  | Yes |

| GCS Red Dot |  |
| ------------------------------------------------- | ---- |
| **Has this been identified as Red Dot KYC?** | No |
| **Negative Information Found** | No |

| Banker Attestation Details |  |
| --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ----- |
| As the client sponsor, I understand that I am primarily responsible for protecting the firm's reputation from inappropriate business relationships, as well as from fraud and money laundering. By approving this KYC, I am sponsoring this client as to their character and reputation and from a legal/regulatory standpoint. | Yes |

| **Please state your rationale for conducting business with this client** |  | Southern Financial is an entity that is ultimately owned by Jeffrey Epstein. Southern Trust Company, which merged with Jeffrey's other entity, Financial Trust Company, owns Southern Financial. It's a USVI company. Jeffrey is a USVI resident but remains a US citizen. |
| ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ | -- | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| **Please respond to any issue(s) identified in the GS&I grid that either needs further review, or red dot which is not already covered in a Business Case within this KYC** |  | Issues with Jeffrey are understood and listen in his personal KYC. |
| **Comments** |  |  |

| Primary Information |  |  |  |
| ---------------------------------------------------- | -------------------------------------------------------------------------------------------------------------------------------- | --------------------------------------------------------------------------------------------------------------------------------- | ----------------------- |
| **Client Type** | Non Individual | **Front Office Restricted?** | Normal |
| **Client Status** | Client | **Active Indicator** | Yes |
| **Confidential Names?** | No |  |  |
| **Legal Business Name** | SOUTHERN FINANCIAL LLC | **Insider Code (Reg. O)** |  |
| **Country of Primary Domicile** | VIRGIN ISLANDS, U.S. |  |  |
| **Primary Country of Assets** | UNITED STATES | **WebSite** |  |
| **Country of Organization** | VIRGIN ISLANDS, U.S. | **Organization State** |  |
| **Industry Code (NAIC)** | Misc Financial Investment Activities [523999] | **Secondary Industry Code (NAIC)** | NAIC NOT PROVIDED [ ] |
| **Client Legal Entity Type** | Limited Liability Company | **Client Category** | Profit |
| **Date of Incorporation/Situs (Date of Trust)** | 02/26/2013 |  |  |
| **Documentary Evidence** | LLC - State Certificate |  |  |
| **What is the nature/purpose of this entity?** | This is a personal investment company for Jeff Epstein. He will be making investments into other vehicles through this entity. | **Is the entity a Personal Holding Company (PHC) or Personal Investment Company (PIC) located in an offshore jurisdiction?** | No |
| **High Risk Jurisdiction** | Yes |  |  |

| Address(es) |  |  |  |  |  |  |  |  |
| ------------- | ------- | --------------------------- | -------------------------- | ---------------------- | -------- | ------------ | ---------------- | ----------- |
| Type | Notes | Address | City, State, Postal Code | Country | Tools | Entered by | Date of Update | Preferred |
| Legal |  | 6100 Red Hook Quarter, B3 | St. 00802 | VIRGIN ISLANDS, U.S. | Map it | SYSTEM | 03/13/2013 | Yes |

| Phone(s)/Fax(s) |  |  |  |  |  |  |  |
| ----------------- | ------- | -------------- | --------------------------- | ------------ | ---------------- | ----------- | -- |
| Type | Notes | Phone Number | Tools | Entered by | Date of Update | Preferred |  |
| Work |  | 3407755255 | Verify "Do Not Call" List | SYSTEM | 03/13/2013 | Yes |  |

| Email(s) |  |  |  |  |  |  |  |
| ---------- | ------- | ------------ | ------------ | ---------------- | ----------- | -- | -- |
| Type | Notes | Email | Entered by | Date of Update | Preferred |  |  |
| Work |  | [REDACTED] | CHRISTINE | 03/13/2013 | Yes |  |  |

| Cost Center & Hierarchy |  |  |  |  |  |
| ---------------------------- | -------------------- | ------------------------------- | ---------------- | -- | -- |
| **Client Status** | Client | **Client Type** | Non Individual |  |  |
| **Client Sponsor** | JUSTIN D NELSON | **New or Existing Client** | Existing |  |  |
| **Cost Center** | 002753 - GREENWICH |  |  |  |  |
| **Client Service Team** | CHBG (DE) 4 | **Entity Type** | Entity |  |  |
| **GIO** | Paul S [REDACTED] | **Portfolio Manager** |  |  |  |
| **Trust Advisor** |  | **Investor** |  |  |  |
| **Decision Maker** | JEFFREY E EPSTEIN | **DM ECI** | [REDACTED] |  |  |

| Identification |  |  |  |
| ----------------------------------- | ----------------- | -- | -- |
| **Withholding Federal Status** | Domestic Exempt |  |  |

| Introduction & Wealth |  |
| -------------------------- | --------------------------------------- |
| **Introduction Type** | Existing JPMorgan Client - Inside LOB |

| Net Worth of client(\$) | 5,000,000.00 |
| ------------------------- | -------------- |
| ------------------------- | -------------- |

| **Additional Entities** |  |
| ------------------------------------------------------ | -- |
| *No additional entities available at this time* |  |

| **Additional Party Information** |  |  |  |  |  |  |  |  |
| ------------------------------------- | ------------ | ------------------- | ---------------------------- | ------------ | ------------- | --------------- | -------- | --------------- |
| ECI | Party Type | Party Name | Last Completed Search Date | KYC Status | Report Type | Relation Type | Powers | Percent Owned |
| [REDACTED] | Individual | Jeffrey E Epstein | 05/29/2012 | Completed | Full | Sole Owner |  | 100.0 |

| **Primary Information for Jeffrey E Epstein** |  |  |  |  |  |  |  |  |
| -------------------------------------------------- | --------------- | --------------------------------------- | ---------------------------------------- | -- | -- | -- | -- | -- |
| **Client Type** | Individual | **Generation** |  |  |  |  |  |  |
| **Client Status** | Client | **Active Indicator** | Yes |  |  |  |  |  |
| **Front Office Restricted?** | Normal | **Marital Status** | Single |  |  |  |  |  |
| **Confidential Names?** | No |  |  |  |  |  |  |  |
| **Country of Primary Domicile** | UNITED STATES | **Primary Domicile State** | New York |  |  |  |  |  |
| **Prefix/Title** |  | **Insider Code (Reg. O)** |  |  |  |  |  |  |
| **First Name** | Jeffrey | **Full Name** | Jeffrey E Epstein |  |  |  |  |  |
| **Middle Name** |  | **Gender** | Male |  |  |  |  |  |
| **Last Name** | Epstein | **Date of Birth** | [REDACTED] |  |  |  |  |  |
| **Suffix** |  | **Primary Country of Assets** | UNITED STATES |  |  |  |  |  |
| **PreviousName/MMN/Alias** |  |  |  |  |  |  |  |  |
| **Citizenship** | UNITED STATES |  |  |  |  |  |  |  |
| **Employer Name** | Self | **High Risk Jurisdiction** |  |  |  |  |  |  |
| **Occupation** | Entrepreneur | **Industry Code (NAIC)** | Individuals [999940] |  |  |  |  |  |
| **Years at Occupation** | 0 | **Secondary Industry Code (NAIC)** | Personal Investment Companies [525997] |  |  |  |  |  |

| **Address(es)** |  |  |  |  |  |  |  |  |
| -------------------- | ------- | ------------------------------ | -------------------------- | ---------------------- | -------- | ------------ | ---------------- | ----------- |
| Type | Notes | Address | City, State, Postal Code | Country | Tools | Entered by | Date of Update | Preferred |
| [REDACTED]Legal |  | 6100 RED HOOK QTRS STE B3, , | ST [REDACTED], 00802 | VIRGIN ISLANDS, U.S. | Map it | BATCH | 08/03/2012 | Yes |

| **Phone(s)/Fax(s)** |  |  |  |  |  |  |  |  |
| ------------------------ | ------- | -------------- | --------------------------- | ------------ | ---------------- | ----------- | -- | -- |
| Type | Notes | Phone Number | Tools | Entered by | Date of Update | Preferred |  |  |
| Home |  | [REDACTED] | Verify "Do Not Call" List | BATCH | 02/22/2013 | Yes |  |  |

| **Email(s)** |  |  |  |  |  |  |  |  |
| ------------------------------------ | ------- | ------- | ------------ | ---------------- | ----------- | -- | -- | -- |
| Type | Notes | Email | Entered by | Date of Update | Preferred |  |  |  |
| *Email address not available* |  |  |  |  |  |  |  |  |

| **Cost Center & Hierarchy** |  |  |  |  |  |  |  |  |
| ------------------------------------ | -------------------- | -------------------- | ---------------- | -- | -- | -- | -- | -- |
| **Client Status** | Client | **Client Type** | Individual |  |  |  |  |  |
| **Client Sponsor** | JUSTIN D NELSON |  |  |  |  |  |  |  |
| **Cost Center** | 002753 - GREENWICH |  |  |  |  |  |  |  |
| **Client Service Team** | CHBG (DE) 4 | **Entity Type** | Decision Maker |  |  |  |  |  |

| **Identification** |  |  |  |  |  |  |  |  |
| ------------------------------------------------------------------------ | -------------------- | ----------------------------------------------- | ------------ | -- | -- | ----------- | ---------------------- | -- |
| **Withholding Federal Status** | Domestic Certified | **Withholding SSN/TIN Certification Date** | 09/18/2006 |  |  |  |  |  |
|  |  | **SSN/TIN/EIN** | [REDACTED] |  |  |  |  |  |
| **Form of government issued identification obtained for the files** | Drivers License |  |  |  |  |  |  |  |
| **Primary Identification Number** | [REDACTED] |  |  |  |  | Issued By | VIRGIN ISLANDS, U.S. |  |

| Date Issued | 01/15/2010 | Expiration Date | 01/20/2015 |
| ------------- | ------------ | ----------------- | ------------ |
| ------------- | ------------ | ----------------- | ------------ |

**Introduction & Wealth**

| Introduction Type | Existing JPMorgan Client - Inside LOB |
| ------------------------- | --------------------------------------- |
| Net Worth of client(\$) | 500,000,000.00 |

**Source Of Wealth / Financial Information Details**

| Source Of Wealth -Identify the Clients Source of Wealth from following list of options | Other |
| ---------------------------------------------------------------------------------------- | ------- |
| ---------------------------------------------------------------------------------------- | ------- |

| <b>Introduction</b> |  |
| ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ | ----------------------------------------------------------------- |
| Non Individual Entity Type | Limited Liability Company - For Profit |
| For Profit? | Yes |
| <input checked="" type="checkbox"/> Locations Served? | International |
| a. If International or both, please describe: | Jeff will be investing in domestic and international funds. |
| Are beneficial owners/principal shareholders associated with this business? | Yes |
| Who owns this entity? | Individual |
| Please Provide ownership details | Jeff Epstein is the sole owner of this company. |
| Ownership is not equal to 100%? | No |
| Are there any authorized signers or any other individuals with authority over the entity? | No |
| What Independent background check, in addition to the Global Corporate Security ("GCS") background check, has been carried out? Check all that apply and provide the date in which the background check was conducted. (at least 1 must be selected) | JPMC Network |
| JPMC Network Date | 03/13/2013 |
| JPMC Network Comments | Jeff Epstein is a current client of Justin Nelson's and the PB. |

| **Politically Exposed Person** |  |
| ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ---- |
| Are any of the beneficial owners/authorized signers or other individuals with authority over this entity a current or former Senior United States or Non-USA Political Official / also known as a Politically Exposed Person (PEP) or related to one? | No |

| **Source of Wealth/Financial Information** |  |
| -------------------------------------------------------------------------------------------------------------------------------- | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| Client Category(for SOW) | For Profit |
| Source of Wealth- Identify the clients source of wealth from the following list of options | Executive Management |
| What is the client's current executive management position? (Include any former positions, if significant to source of wealth) | Epstein began his financial career in 1976 as an options trader at Bear Stearns. He specialized in mathematical models such as the Black-Scholes option-pricing model and later worked in the special products division, advising high net worth clients on tax strategies. In 1980, Epstein became a partner at Bear Stearns. In 1982, Epstein founded his own financial management firm, J. Epstein & Co., managing the assets of clients with more than a billion in net worth. In 1987, Leslie Wexner, founder and chairman of the Columbus, Ohio-based Limited chain of women's-clothing stores became a well-known client. In 1996, Epstein changed the name of his firm to The Financial Trust Company and based it in the US Virgin Islands.

In 2003, Epstein publicly bidded for New York Magazine, along with advertising executive, Donny Deutsch, investor Nelson Peltz, publishing mogul and owner of The Daily News, Mortimer Zuckerman and film producer Harvey Weinstein. They were ultimately out bid by longtime wall street investor Bruce Wasserstein for \$55 million. In 2004, Epstein and Mortimer Zuckerman, committed to finance up to \$25 million to back Radar, a celebrity and pop culture magazine and Maer Roshan, its editor in chief and founder. Epstein and Zuckerman were equal partners in the venture, and Mr. Roshan retained a small ownership stake |
| List the number of years in current position. (Include any former positions, if significant to source of wealth) | 30 |
| Approximate yearly income/salary/bonus/distribution and other compensation history (accumulated earned income) | 10000000 |
| Which country(ies) is(are) the Client's primary Source of Wealth or Income derived? | UNITED STATES |
| Is this an Operating Company? | No |
| Total Net Worth \$ | 5000000.00 |
| What was the total net worth based on? | Financial Statements |

| Is this client a Professional Service Provider acting as a financial intermediary (Gatekeeper/Financial Liaison), with assets held on behalf of one or more unidentified underlying clients unknown to the bank? | No |
| ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ | -------------------------------------------- |
| Is this entity a Private Equity Fund (Venture Capital Fund or Leveraged Buyout)? | No |
| Is this a Hedge Fund? (Pooled investment vehicles (often partnerships) that primarily invest financial capital of third party investors in enterprises that are too risky for the standard capital markets or bank loans.) | No |
| Is this a Cash Intensive business? (Cash-Intensive businesses/entities exist in various industry sectors and include, but are not limited to convenience stores, grocery stores, restaurants, bars, retail stores, liquor stores, cigarette distributors, privately owned ATMs, vending machine operators and parking garage operators.) | No |
| Is this entity any of the following business types? | s. Private Holding/Investment Company (US) |
| Is the Entity a Personal Holding Company (PHC) or Personal Investment Company (PIC) located in an offshore jurisdiction? | No |

**Expected Activity**

**Deposit Account(s)**

| Transaction Types | Expected Activity Levels | Anticipated Dollar Amount Totals per Month |
| ------------------------------------ | -------------------------- | -------------------------------------------- |
| Cash Deposits |  |  |
| Cash Withdrawals |  |  |
| Check Deposits |  |  |
| Checks Paid |  |  |
| Incoming Wires (Domestic) |  |  |
| Outgoing Wires (Domestic) |  |  |
| Incoming Wires (International) | Low (1-10) | \$50,001 TO \$100,000 |
| Outgoing Wires (International) | Low (1-10) | \$50,001 TO \$100,000 |
| ACH Deposits |  |  |
| ACH Payments |  |  |
| Internal Transfer (Debits/Credits) | Low (1-10) | \$100,001 TO \$500,000 |
| Asset Purchases/Sales |  |  |

**What is the initial/ongoing source of funding for the client's Deposit Account(s) ?**

The initial and ongoing source of funding will come from Jeffrey's personal accounts at the PB. The money in that accounts comes from his salary over the years and returns of his personal investments.

**What is the purpose/intended use of account(s)? Please provide a detailed description of how the Deposit Account(s) will be used by the client.**

The purpose of this is to make investments and to pay the expenses of the LLC.

**Client Directed Asset / Brokerage Account(s)**

| Transaction Types | Expected Activity Levels | Anticipated Dollar Amount Totals per Month |
| ------------------------------------ | -------------------------- | -------------------------------------------- |
| Cash Deposits |  |  |
| Cash Withdrawals |  |  |
| Check Deposits |  |  |
| Checks Paid |  |  |
| Incoming Wires (Domestic) |  |  |
| Outgoing Wires (Domestic) |  |  |
| Incoming Wires (International) |  |  |
| Outgoing Wires (International) |  |  |
| ACH Deposits |  |  |
| ACH Payments |  |  |
| Internal Transfer (Debits/Credits) | Low (1-10) | \$100,001 TO \$500,000 |
| Asset Purchases/Sales | Low (1-10) | \$100,001 TO \$500,000 |

**What is the initial/ongoing source of funding for the client's Client Directed Asset / Brokerage Account(s) ?**

The initial and ongoing source of funding will come from Jeffrey's personal accounts at the PB. The money in that accounts comes from his salary over the years and returns of his personal investments.

**What is the purpose/intended use of account(s)? Please provide a detailed description of how the Client Directed Asset / Brokerage Account(s) will be used by the client.**

The purpose of this account is to invest cash assets into the market.

**Additional Client Information**

Please include any additional information that would further explain your knowledge of the client (family tree/history, public information, websites, etc.)

In March 200\$, a woman contacted Pairn Beach poke, concerned that her 14 year old daughter had been taken to Epslide mansion by an older girl and paid \$300 after typing and massaging him She had told him that she was 18 years old. Shp undressed out had left on her underwear. By 2011 at least 40 gifts had mere forward with similar stores. some saying Epstein sexual ki assa..Ited item during the massage.

Police started an -month undercover investigation of Epstein, followed by a search of his home. Stsequently.they alleged iNo Epstein had pakl several escorts toPeden' Sexual acts on him. interviews with five Meucci victims and 17 witnesses under oath. patina or , a high school transcript aand other items they bound in Mr. Epstains trash and Nome allegedly show that some girls were tigd\*iairSer al hough some maintained lo him at the tame that they w e d proper age. A search Epstein 's home found generous plealoe of girls throughout the house. some of whom had been interviewed adder by the police. He had sat up a system of young women micruking other women lot his massage se/vices. Two housekeepers stated to the police that Epstein would receive lenge' every day whenever he stayed in Palm Beach.l22) In May 2008, Pam Beach poke filed a probable cause affklavi= dal Egan should be charged with four cotta of unlawf ul sax tinminors and ono molestation count. His learn of lawyers kickrded Clerald B. LMcourl, Man Denshrtotaz and tater also Kenneth Stan. Epstein passed a se detector test h wheat na was asked nether he knew ofVie status of the gib. They also questioned the credibility of the teenage accusers. based in part on their \*\*ace posting\* and nation obtained by private invengaters Ind in aeon elven

Instead of following the reDornmendatIon of the police. the prOP3Outtrit considered the evidence weak and presented It to a July, an uncommon proced.ro -.I non-capital cases The grand jury returned only a ingio charge of felony solicitation ol which Epstein pleaded not guilty in Aug at 2008.

In Juno. 2008. after pleading to a singe state charge of soliciting prostitution, Epstein began serving an 18-mongh rareenialaH• served 13 months in ;au of n s 18-inortn sentence as a convicted sex offender in the stale of Florkila for sicactIng an underage gid for prostituton. He is a registered sex offender.

Alter wk. several parties returned donations they had received from Epeten, including Elot L. Spitzer, MarkArairatt and the Palm Beach Police Department. Harvard announced fiat it would not return any Miley.

On June 18, 2010, Epstein's former..Alfredo Rodriguez, was sentenced to 18 months in jail for trying to sell a journal HI he said recorded Elates activities. Spec- Agent Christina Pryor reviewed the material and agreed it was InformatIcn 'that Would have been extrernely weld In nest:gating and prosecuting to case. inctudng names and COMMA iMorrnation Of material WINS and addltlonal vlotims.

## Comment History

| Stage Name | Creation Date | Entered By | Comment Preview |
| ---------------------------------------------------- | --------------- | ------------ | ----------------- |
| *There are no comments entered at this time.* |  |  |  |

| Stage Name | Signoff Date | Owner SID | Owner Name |
| ------------------------- | --------------------- | ----------- | ----------------------- |
| Banker Attestation | 06/07/2013 09:34 AM | U008658 | JUSTIN D NELSON |
| Market Manager Approval | 06/07/2013 10:59 AM | U117517 | TOWNSEND C [REDACTED] |