# EXHIBIT 195
From: ann.borowiec@jpmorgan.com fann.borowiec@jpmorgan.corni Sent: 10/26/2006 6:16:01 PM To: Barry Berger tbarry.s.berger@jpmchase.com); patricia.lunka@jpmorgan.com Subject: Jeffrey epstein

would love to know more about him. Can you have analyst get info. I am sure we will pull up the controversial stuff, which I do want to see. But I am interested in him more broadly... thx ann