# EXHIBIT 272
From: mary.erdoes@jpmorgan.com Lmary.erdoes@jpmorgan.coml Sent: 12/12/2008 1:44:29 AM To: jes.staley@jpmorgan.com Subject: Re: this Is crazy

Jcs-

I know you arc travelling but glean and I have been going back and forth all night. This is terrible. Just terrible. has over lb. Nicole has another client with lb. We have HUNDREDS of clients with some. The ny/palm beach community will be in shock. Can you call JE to get scoop from down there? We have helped a ton of clients tonight with wiring info and legal advice direction.

Ugh

Jes Staley

---- Original Message ----

From: Jes Staley Sent: 12/11/2008 06:35 PM CST To: Mary Erdoes Subject: Re: this is crazy

We must have some clients with major pain.

Mary E Erdocs

Original Message

From: Mary E Erdoes Sent: 12/11/2008 06:59 PM EST To: Unrein cc: Jes Staley Subject: this is crazy

so we arc clean thus far on exposure to Madoff via our Fund of Funds. will check Geneva in the am.

we have hundreds of clients who have money with him, including 2 who have over SI b. One MM. wired him S170mm on tucsday.

fm stunned. ME