# EXHIBIT 83

From: Duffy, John R Uohn.r.duffy@jpmorgan.comj Sent: 7/19/2013 6:52:42 PM To: Erdoes, Mary E [mary.erdoes@jpmorgan.com] Subject: Re: JE talking pts.

Agree. will work on those this weekend for us to knock back and forth.

John R. Duffy J.P. CE0,..rivate Bank 270 Park Avenue RCP/ York, NY 10017 Tel: 212-464-1468 Email: john.r.duffyljpmorgan.com

J.P. Securities LLC

original Message

From: Erdoes, Mary E Sent: Friday, July 19, 2013 06:49 AM Eastern Standard Time To: Duffy, John R Subject: Re: JE talking pts.

I think that is fine. I think the harder stuff to answer is all the questions he will pose back so we need to do that together.

original Message

From: Duffy, John R Sent: Friday, July 19, 2013 01:12 AM To: Erdoes, Mary E Subject: JE talking pts.

what do you think?

- 1. The repetitive nature of your cash transactions is a problem for us and our relationship with you.
- 2. The regulatory standards in the banking industry continue to evolve with a very low tolerance for cash activity when combined with your personal history.
- 3. So, given the intersection of these circumstances we are in a uniquely challenged situation. Remediation is required and we need to ask you - in an orderly manner - to find another bank for your needs.

John R. Duffy J.P. CEO, rivate Bank 270 Park Avenue New York, NY 10017 Tel: 212-464-1468 Email: john.r.duffy@jpmorgan.com

J.P. i Securities LLC