# EXHIBIT 76

### Rapid Response Team October 17, 2006 Existing Client — Jeffrey Epstein
Private Banker - Mary r=- GDP 464-0374

### Nature of Existing Relationship
The Epstein relationship, which includes accounts for his personal investment company — Financial Trust Company, consists of banking, asset and credit accounts with balances totaling approximately \$32 million.

Cash withdrawals are routinely made in amounts for \$40,000 to \$80,000 several times a month, which total over \$750,000 year to date.

# Source of Wealth

Jeffrey Epstein is a money manager for wealthy individuals. Press articles indicate that he owns what is said to be the Manhattan's largest private house and runs his business from a 100 acre private island in St.

### Derogatory Information reported by Security Services

The following derogatory information was identified by Security Services within related entity DDRs for Jeffrey Epstein — YHS, LLC, Ranch Lake D, Inc and Ranch Lake Ill, Inc — all opened with a temporary waiver

- Several newspaper articles were found that detail the indictment of Jeffrey Epstein in Florida on felony charges of soliciting underage prostitutes.

### Banker Recommendation from DDR

After internal discussions with Jes Staley, Mary Erdocs, Catherine Keating, John Duffy and Mary IC it was decided that we will keep Mr. Epstein solely as a banking client and on a 'reactive', client service basis. We will not proactively solicit new investment business from him.

## Team Meeting

### Conclusion
After internal discussions with Jes Staley, Mary Erdocs, Catherine Keating, John Duffy and Mary IS it was decided that we will keep Mr. Epstein solely as a banking client and on a 'reactive', client service basis. We will not proactively solicit new investment business from him.